BBVA in 2012

Mayor income statements items by business area(Million euros)Business areasBBVA Group Spain Eurasia MexicoSouthAmericaThe UnitedStatesCorporateActivities2012Net interest income 15,122 4,836 847 4,164 4,291 1,682 (697)Gross income 22,441 6,784 2,210 5,758 5,363 2,395 (69)Operating income 11,655 3,967 1,432 3,586 3,035 812 (1,176)Income before tax 1,659 (1,841) 1,054 2,225 2,240 667 (2,686)Net attributable profit 1,676 (1,267) 950 1,821 1,347 475 (1,649)Net attributable profit (adjusted) (1) 4,406 1,211 950 1,821 1,347 475 (1,397)2011Net interest income 13,152 4,391 802 3,776 3,161 1,635 (614)Gross income 20,028 6,328 1,961 5,321 4,101 2,324 (8)Operating income 10,290 3,541 1,313 3,385 2,208 827 (984)Income before tax 3,446 1,897 1,176 2,146 1,671 (1,020) (2,425)Net attributable profit 3,004 1,352 1,031 1,711 1,007 (691) (1,405)Net attributable profit (adjusted) (1) 4,505 1,480 1,031 1,711 1,007 320 (1,043)2010Net interest income 13,316 4,898 333 3,648 2,494 1,825 117Gross income 20,333 7,072 1,060 5,278 3,402 2,583 939Operating income 11,573 4,211 769 3,452 1,877 1,061 202Income before tax 6,059 3,127 660 2,137 1,424 336 (1,625)Net attributable profit 4,606 2,210 575 1,683 889 260 (1,011)Net attributable profit (adjusted) (1) 4,872 2,151 575 1,683 889 260 (649)(1) In 2011, during the fourth quarter, US goodwill imparment charge. In 2010, 2011 and 2012, impairment charge related to the deterioration of the real-estate sector in Spain. And in2012, impact of Unnim badwill.134 Business areas