no. 140 - Banka Qendrore e Republikës së Kosovës

no. 140 - Banka Qendrore e Republikës së Kosovës no. 140 - Banka Qendrore e Republikës së Kosovës

10.07.2015 Views

Monthly Statistics BulletinApril 2013Table 14.2. ODC effective interest rate - loan interest rates(New contracts, unless otherwise indicated)DescriptionLoanratesNon financial corporationsInvestment business loansUp to 1yearOver 1year upto 5 yearsOver 5yearsOther business loans(non-investing)Up to 1yearOver 1year upto 5 yearsOverdraf t sCreditlinesLoans withfavourableconditionsLoans Othercovered loansbydepositsHouseholdsConsumer loans2005 December 14.47 17.34 13.29 13.29 15.18 14.38 15.11 11.51 … * * … * 11.51 * * *2006 December 14.70 * 14.50 14.50 13.60 15.18 15.72 12.36 … * * … * 12.36 * 13.36 *2007 December 14.06 * 13.76 13.76 * 14.64 15.09 13.72 … * * … * 13.72 12.92 12.36 *2008 December 13.79 * 13.92 13.92 14.20 13.45 15.03 13.50 … * 19.48 … … 13.50 9.81 10.82 8.132009 December 14.09 * 14.34 14.34 * * * … * 17.83 … … 13.31 * 10.67 *2010 December 14.31 16.13 13.95 * 18.66 14.44 12.65 13.27 7.69 * 22.57 6.55 8.56 14.56 * 11.67 10.26M ar ch 14 .19 18 .2 3 13 .8 1 12 .4 9 18 .4 9 14 .9 3 11.8 8 13 .13 7.0 2 9 .0 9 2 0 .2 7 5.3 1 8 .3 6 13 .76 * 12 .2 2 9 .8 3April 14.38 * 15.23 11.59 17.65 15.47 12.69 11.98 6.50 4.43 21.24 5.68 8.06 13.51 * 11.59 10.51M ay 13 .2 5 17.2 8 13 .9 8 12 .0 0 17.72 15.4 0 12 .70 13 .3 2 6 .6 6 6 .56 2 1.2 3 7.2 3 8 .79 11.4 7 * 11.8 5 11.52June 14.13 18.69 13.83 12.56 19.02 15.42 11.85 12.77 3.64 7.06 19.03 6.25 8.16 13.91 * 11.88 11.00July 14.28 17.58 14.16 * 16.92 15.54 12.43 12.69 5.83 8.72 18.42 5.39 8.55 14.04 * 11.95 11.00A ug ust 14 .0 2 15.11 13 .78 13 .0 2 18 .72 14 .8 3 12 .2 6 14 .16 5.8 7 8 .73 17.8 8 6 .2 6 8 .4 1 13 .73 * 11.9 7 10 .10September 14.22 12.87 14.67 11.07 21.57 15.08 11.74 13.37 7.50 8.39 17.28 7.25 8.36 13.66 * 11.88 9.45Oct o b er 13 .9 3 14 .2 4 13 .53 * 16 .76 14 .6 4 11.9 2 13 .3 9 5.4 9 10 .0 5 17.3 5 6 .8 7 8 .9 0 13 .71 15.72 11.75 11.58No vemb er 13 .6 2 14 .4 7 13 .0 2 13 .53 15.0 6 14 .19 11.4 6 13 .9 2 6 .4 3 10 .2 0 14 .2 0 7.2 8 9 .0 8 13 .9 7 * 11.4 8 10 .9 42 0 11 Decemb er 13 .6 9 15.8 9 13 .55 11.6 8 16 .4 0 13 .8 0 11.78 12 .12 6 .10 9 .8 8 16 .4 4 6 .0 1 8 .58 14 .0 2 14 .3 1 11.9 9 10 .8 3January 14.53 17.85 14.01 * 17.96 15.56 12.25 13.69 6.16 8.80 18.31 6.99 9.22 14.25 12.38 11.34 9.62February 13.33 15.84 12.68 10.90 16.83 14.23 10.90 12.96 6.33 * 16.79 6.81 8.47 13.83 9.73 11.71 10.39M ar ch 13 .8 1 14 .2 5 13 .4 6 12 .8 0 17.6 5 14 .8 6 11.19 11.70 7.2 9 * 16 .8 3 6 .3 3 8 .18 13 .4 1 * 11.8 9 10 .4 0A p r il 13 .4 5 15.73 13 .4 8 10 .13 18 .2 1 14 .59 10 .8 1 11.9 4 6 .56 * 16 .6 2 7.11 8 .3 1 13 .10 * 11.15 11.11M ay 13 .4 0 14 .13 13 .0 3 10 .8 0 15.6 5 15.52 11.2 0 12 .0 7 5.3 7 * 16 .8 0 7.0 1 8 .3 6 13 .15 * 11.3 3 10 .12June 13.50 15.51 13.05 10.94 19.83 14.16 10.72 10.92 7.21 9.61 16.23 7.05 8.08 13.47 7.72 11.67 10.50July 13 .0 6 8 .6 8 12 .2 2 11.9 0 14 .54 14 .9 7 11.18 11.9 4 7.6 8 * 16 .50 6 .2 6 8 .74 13 .54 14 .16 11.4 8 10 .3 0A ug ust 13 .3 8 15.9 2 12 .4 3 * 16 .3 4 14 .78 10 .75 11.72 6 .78 * 15.9 6 6 .74 7.9 5 13 .72 * 11.4 5 10 .0 9September 13.80 16.53 13.51 * 14.51 15.76 10.82 11.44 6.35 9.90 16.54 7.17 6.80 13.44 12.12 11.61 9.69Oct o b er 13 .18 14 .2 1 12 .9 4 10 .79 14 .75 13 .9 6 11.2 0 13 .76 6 .6 3 9 .9 6 16 .12 6 .58 6 .75 13 .3 0 * 11.4 3 10 .3 4November 12.72 14.64 12.16 9.67 14.05 14.40 10.43 10.83 7.06 * 16.08 7.21 8.16 13.30 * 10.39 8.972012 December 12.86 15.37 12.03 10.19 15.29 13.66 10.70 11.90 5.92 * 12.46 6.11 7.97 13.06 * 10.78 9.79Januar y 13 .57 12 .70 13 .72 * 15.52 15.3 8 10 .73 12 .6 4 5.6 0 * 16 .3 9 6 .4 6 4 .78 12 .6 3 11.9 5 11.2 2 10 .2 9February 13.49 14.10 14.05 * 16.71 14.15 * 11.56 * * 14.98 6.48 6.71 12.81 * 11.02 9.83March 12.63 15.24 12.30 11.00 15.95 13.79 * 12.85 7.31 9.94 15.84 6.22 6.74 12.10 * 11.03 9.452013 April 12.59 12.86 12.45 10.48 16.10 14.12 * 13.37 6.98 10.35 16.91 6.58 5.75 12.03 13.43 11.34 9.73OverdraftsLoans withfavourableconditionsLoanscoveredbydepositsOtherloansUp to 5yearsMortgage loansOver 5years upto 10yearsOver 10years| 55

April 2013Monthly Statistics BulletinTable 15.1. ODC income statement - income and expenditures(Outstanding amounts, within the calendar year, in millions of euro)DescriptionNetIncomeIncomeInterestincomeof which: Non- of which:InterestLoans Securit iesincomeFees andcommissionsExpendituresInt erest expendit uresDeposits BorrowingsOtherNon-Interestexpendituresof which:Provisions for loanand ot herassetslossesGeneralandadminist rat iveexpenses2001 December 5.5 16.6 7.2 2.1 … 9.4 9.2 10.1 1.3 0.8 0.5 … 0.6 0.6 8.22002 December 0.9 31.9 17.8 9.4 0.2 14.0 13.2 28.4 3.5 3.1 0.4 … 3.3 3.3 21.62003 December 5.3 48.7 30.7 23.8 0.8 18.0 16.8 40.9 5.3 4.8 0.5 … 7.7 7.7 27.92004 December 10.7 73.4 54.0 48.1 3.4 19.4 17.5 58.9 10.0 9.2 0.7 … 11.1 11.1 37.82005 December 11.0 94.3 74.6 68.0 2.7 19.7 17.4 78.0 15.4 13.9 1.5 … 13.4 13.4 49.22006 December 19.7 114.0 88.8 79.4 2.8 25.2 22.5 88.5 19.9 17.5 2.4 … 13.7 13.7 54.82007 December 41.7 157.3 117.9 103.0 3.6 39.5 23.8 115.6 26.0 23.2 2.8 … 19.9 17.8 69.72008 December 38.0 195.0 155.7 140.4 2.3 39.3 30.2 146.0 43.1 35.1 2.8 5.1 27.7 22.8 86.22009 December 31.4 203.3 164.6 159.6 1.2 38.7 32.7 171.9 52.1 48.1 3.6 0.4 32.6 33.4 86.42010 December 37.9 217.2 175.8 169.6 3.1 41.4 37.5 179.4 55.3 49.4 4.8 1.1 36.0 28.3 88.1March 6.4 55.6 45.5 43.7 0.8 10.0 9.2 49.2 13.5 12.1 1.2 0.3 13.9 12.0 21.8April 9.6 74.5 61.1 58.7 1.1 13.5 12.5 64.9 18.0 16.1 1.6 0.3 17.6 15.1 29.2May 13.0 94.5 77.2 74.1 1.4 17.3 15.9 81.5 22.8 20.2 2.1 0.4 21.4 18.1 37.4June 17.6 114.8 93.7 89.9 1.7 21.1 19.4 97.2 27.4 24.4 2.5 0.5 23.9 19.7 45.9July 20.5 136.0 110.7 106.1 2.1 25.3 22.9 115.4 33.1 28.7 2.8 1.7 28.2 23.4 54.1August 26.2 156.9 127.5 122.2 2.4 29.4 26.8 130.6 38.1 33.1 3.9 1.1 30.5 24.6 62.0September 28.4 176.4 143.9 137.8 2.8 32.5 30.5 148.0 43.1 37.6 4.4 1.2 35.1 28.8 69.8October 33.3 197.3 160.9 153.8 3.3 36.3 34.1 164.0 48.2 42.1 4.8 1.3 37.7 30.7 78.0November 36.5 217.6 177.7 169.7 3.7 40.0 37.7 181.1 53.2 46.6 5.1 1.5 41.0 33.3 86.92011 December 42.2 240.0 195.0 186.2 4.2 45.0 41.7 197.8 58.4 51.3 5.6 1.5 42.7 34.2 96.7January 3.3 20.3 16.9 16.1 0.5 3.5 3.3 17.0 5.1 4.6 0.4 0.1 3.6 3.0 8.2February 4.2 39.9 32.8 31.5 0.9 7.1 6.6 35.7 10.0 9.1 0.7 0.3 9.0 7.7 16.7March 8.8 61.4 50.0 47.9 1.3 11.4 10.3 52.5 15.2 13.8 1.0 0.4 12.7 10.7 24.7April 11.9 81.9 66.7 63.9 1.8 15.2 13.9 70.0 20.3 18.2 1.5 0.5 16.8 14.3 32.9May 14.2 103.2 84.1 80.6 2.3 19.1 17.8 89.0 25.4 22.9 1.8 0.7 22.3 19.0 41.4June 12 .6 12 4 .2 10 1.1 9 6 .9 2 .8 2 3 .1 2 1.5 111.6 3 0 .5 2 7.6 2 .1 0 .8 3 1.5 2 7.5 4 9 .7July 15.2 145.6 118.2 113.5 3.1 27.4 25.5 130.4 35.6 32.3 2.4 0.9 36.7 32.0 58.0August 18.3 164.9 133.5 130.1 1.6 31.4 29.4 146.7 40.9 37.2 2.7 1.1 39.2 33.7 66.5September 20.8 184.8 149.7 146.0 1.8 35.1 33.0 164.1 46.3 42.0 3.0 1.3 42.9 36.8 74.9October 23.6 205.8 166.7 162.6 2.0 39.0 36.8 182.1 51.9 47.1 3.3 1.5 47.2 40.3 83.1November 24.8 225.8 182.8 178.2 2.2 43.1 40.7 201.0 57.4 52.3 3.9 1.2 51.8 44.3 91.92012 December 22.4 247.0 200.5 194.9 3.0 46.6 44.2 224.6 63.1 57.6 3.2 2.3 59.1 50.3 102.4January 2.3 20.8 16.7 16.2 0.1 4.2 3.7 18.6 5.6 5.2 0.2 0.2 4.8 4.2 8.1Feb r uar y 1.5 3 9 .8 3 1.9 3 1.0 0 .3 7.9 7.1 3 8 .3 10 .6 9 .8 0 .4 0 .4 11.4 9 .8 16 .3March 6.8 60.6 49.0 47.4 0.7 11.6 10.6 53.8 16.2 15.0 0.7 0.5 13.3 10.9 24.42013 April 8.8 81.2 65.6 63.6 0.9 15.6 14.5 72.4 21.5 19.9 0.9 0.7 18.2 15.1 32.756 |

April 2013Monthly Statistics BulletinTable 15.1. ODC income statement - income and expenditures(Outstanding amounts, within the calendar year, in millions of euro)DescriptionNetIncomeIncomeInterestincomeof which: Non- of which:InterestLoans Securit iesincomeFees andcommissionsExpendituresInt erest expendit uresDeposits BorrowingsOtherNon-Interestexpendituresof which:Provisions for loanand ot herassetslossesGeneralandadminist rat iveexpenses2001 December 5.5 16.6 7.2 2.1 … 9.4 9.2 10.1 1.3 0.8 0.5 … 0.6 0.6 8.22002 December 0.9 31.9 17.8 9.4 0.2 14.0 13.2 28.4 3.5 3.1 0.4 … 3.3 3.3 21.62003 December 5.3 48.7 30.7 23.8 0.8 18.0 16.8 40.9 5.3 4.8 0.5 … 7.7 7.7 27.92004 December 10.7 73.4 54.0 48.1 3.4 19.4 17.5 58.9 10.0 9.2 0.7 … 11.1 11.1 37.82005 December 11.0 94.3 74.6 68.0 2.7 19.7 17.4 78.0 15.4 13.9 1.5 … 13.4 13.4 49.22006 December 19.7 114.0 88.8 79.4 2.8 25.2 22.5 88.5 19.9 17.5 2.4 … 13.7 13.7 54.82007 December 41.7 157.3 117.9 103.0 3.6 39.5 23.8 115.6 26.0 23.2 2.8 … 19.9 17.8 69.72008 December 38.0 195.0 155.7 <strong>140</strong>.4 2.3 39.3 30.2 146.0 43.1 35.1 2.8 5.1 27.7 22.8 86.22009 December 31.4 203.3 164.6 159.6 1.2 38.7 32.7 171.9 52.1 48.1 3.6 0.4 32.6 33.4 86.42010 December 37.9 217.2 175.8 169.6 3.1 41.4 37.5 179.4 55.3 49.4 4.8 1.1 36.0 28.3 88.1March 6.4 55.6 45.5 43.7 0.8 10.0 9.2 49.2 13.5 12.1 1.2 0.3 13.9 12.0 21.8April 9.6 74.5 61.1 58.7 1.1 13.5 12.5 64.9 18.0 16.1 1.6 0.3 17.6 15.1 29.2May 13.0 94.5 77.2 74.1 1.4 17.3 15.9 81.5 22.8 20.2 2.1 0.4 21.4 18.1 37.4June 17.6 114.8 93.7 89.9 1.7 21.1 19.4 97.2 27.4 24.4 2.5 0.5 23.9 19.7 45.9July 20.5 136.0 110.7 106.1 2.1 25.3 22.9 115.4 33.1 28.7 2.8 1.7 28.2 23.4 54.1August 26.2 156.9 127.5 122.2 2.4 29.4 26.8 130.6 38.1 33.1 3.9 1.1 30.5 24.6 62.0September 28.4 176.4 143.9 137.8 2.8 32.5 30.5 148.0 43.1 37.6 4.4 1.2 35.1 28.8 69.8October 33.3 197.3 160.9 153.8 3.3 36.3 34.1 164.0 48.2 42.1 4.8 1.3 37.7 30.7 78.0November 36.5 217.6 177.7 169.7 3.7 40.0 37.7 181.1 53.2 46.6 5.1 1.5 41.0 33.3 86.92011 December 42.2 240.0 195.0 186.2 4.2 45.0 41.7 197.8 58.4 51.3 5.6 1.5 42.7 34.2 96.7January 3.3 20.3 16.9 16.1 0.5 3.5 3.3 17.0 5.1 4.6 0.4 0.1 3.6 3.0 8.2February 4.2 39.9 32.8 31.5 0.9 7.1 6.6 35.7 10.0 9.1 0.7 0.3 9.0 7.7 16.7March 8.8 61.4 50.0 47.9 1.3 11.4 10.3 52.5 15.2 13.8 1.0 0.4 12.7 10.7 24.7April 11.9 81.9 66.7 63.9 1.8 15.2 13.9 70.0 20.3 18.2 1.5 0.5 16.8 14.3 32.9May 14.2 103.2 84.1 80.6 2.3 19.1 17.8 89.0 25.4 22.9 1.8 0.7 22.3 19.0 41.4June 12 .6 12 4 .2 10 1.1 9 6 .9 2 .8 2 3 .1 2 1.5 111.6 3 0 .5 2 7.6 2 .1 0 .8 3 1.5 2 7.5 4 9 .7July 15.2 145.6 118.2 113.5 3.1 27.4 25.5 130.4 35.6 32.3 2.4 0.9 36.7 32.0 58.0August 18.3 164.9 133.5 130.1 1.6 31.4 29.4 146.7 40.9 37.2 2.7 1.1 39.2 33.7 66.5September 20.8 184.8 149.7 146.0 1.8 35.1 33.0 164.1 46.3 42.0 3.0 1.3 42.9 36.8 74.9October 23.6 205.8 166.7 162.6 2.0 39.0 36.8 182.1 51.9 47.1 3.3 1.5 47.2 40.3 83.1November 24.8 225.8 182.8 178.2 2.2 43.1 40.7 201.0 57.4 52.3 3.9 1.2 51.8 44.3 91.92012 December 22.4 247.0 200.5 194.9 3.0 46.6 44.2 224.6 63.1 57.6 3.2 2.3 59.1 50.3 102.4January 2.3 20.8 16.7 16.2 0.1 4.2 3.7 18.6 5.6 5.2 0.2 0.2 4.8 4.2 8.1Feb r uar y 1.5 3 9 .8 3 1.9 3 1.0 0 .3 7.9 7.1 3 8 .3 10 .6 9 .8 0 .4 0 .4 11.4 9 .8 16 .3March 6.8 60.6 49.0 47.4 0.7 11.6 10.6 53.8 16.2 15.0 0.7 0.5 13.3 10.9 24.42013 April 8.8 81.2 65.6 63.6 0.9 15.6 14.5 72.4 21.5 19.9 0.9 0.7 18.2 15.1 32.756 |

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!