no. 140 - Banka Qendrore e Republikës së Kosovës

Monthly Statistics BulletinApril 2013Table 14.2. ODC effective interest rate - loan interest rates(New contracts, unless otherwise indicated)DescriptionLoanratesNon financial corporationsInvestment business loansUp to 1yearOver 1year upto 5 yearsOver 5yearsOther business loans(non-investing)Up to 1yearOver 1year upto 5 yearsOverdraf t sCreditlinesLoans withfavourableconditionsLoans Othercovered loansbydepositsHouseholdsConsumer loans2005 December 14.47 17.34 13.29 13.29 15.18 14.38 15.11 11.51 … * * … * 11.51 * * *2006 December 14.70 * 14.50 14.50 13.60 15.18 15.72 12.36 … * * … * 12.36 * 13.36 *2007 December 14.06 * 13.76 13.76 * 14.64 15.09 13.72 … * * … * 13.72 12.92 12.36 *2008 December 13.79 * 13.92 13.92 14.20 13.45 15.03 13.50 … * 19.48 … … 13.50 9.81 10.82 8.132009 December 14.09 * 14.34 14.34 * * * … * 17.83 … … 13.31 * 10.67 *2010 December 14.31 16.13 13.95 * 18.66 14.44 12.65 13.27 7.69 * 22.57 6.55 8.56 14.56 * 11.67 10.26M ar ch 14 .19 18 .2 3 13 .8 1 12 .4 9 18 .4 9 14 .9 3 11.8 8 13 .13 7.0 2 9 .0 9 2 0 .2 7 5.3 1 8 .3 6 13 .76 * 12 .2 2 9 .8 3April 14.38 * 15.23 11.59 17.65 15.47 12.69 11.98 6.50 4.43 21.24 5.68 8.06 13.51 * 11.59 10.51M ay 13 .2 5 17.2 8 13 .9 8 12 .0 0 17.72 15.4 0 12 .70 13 .3 2 6 .6 6 6 .56 2 1.2 3 7.2 3 8 .79 11.4 7 * 11.8 5 11.52June 14.13 18.69 13.83 12.56 19.02 15.42 11.85 12.77 3.64 7.06 19.03 6.25 8.16 13.91 * 11.88 11.00July 14.28 17.58 14.16 * 16.92 15.54 12.43 12.69 5.83 8.72 18.42 5.39 8.55 14.04 * 11.95 11.00A ug ust 14 .0 2 15.11 13 .78 13 .0 2 18 .72 14 .8 3 12 .2 6 14 .16 5.8 7 8 .73 17.8 8 6 .2 6 8 .4 1 13 .73 * 11.9 7 10 .10September 14.22 12.87 14.67 11.07 21.57 15.08 11.74 13.37 7.50 8.39 17.28 7.25 8.36 13.66 * 11.88 9.45Oct o b er 13 .9 3 14 .2 4 13 .53 * 16 .76 14 .6 4 11.9 2 13 .3 9 5.4 9 10 .0 5 17.3 5 6 .8 7 8 .9 0 13 .71 15.72 11.75 11.58No vemb er 13 .6 2 14 .4 7 13 .0 2 13 .53 15.0 6 14 .19 11.4 6 13 .9 2 6 .4 3 10 .2 0 14 .2 0 7.2 8 9 .0 8 13 .9 7 * 11.4 8 10 .9 42 0 11 Decemb er 13 .6 9 15.8 9 13 .55 11.6 8 16 .4 0 13 .8 0 11.78 12 .12 6 .10 9 .8 8 16 .4 4 6 .0 1 8 .58 14 .0 2 14 .3 1 11.9 9 10 .8 3January 14.53 17.85 14.01 * 17.96 15.56 12.25 13.69 6.16 8.80 18.31 6.99 9.22 14.25 12.38 11.34 9.62February 13.33 15.84 12.68 10.90 16.83 14.23 10.90 12.96 6.33 * 16.79 6.81 8.47 13.83 9.73 11.71 10.39M ar ch 13 .8 1 14 .2 5 13 .4 6 12 .8 0 17.6 5 14 .8 6 11.19 11.70 7.2 9 * 16 .8 3 6 .3 3 8 .18 13 .4 1 * 11.8 9 10 .4 0A p r il 13 .4 5 15.73 13 .4 8 10 .13 18 .2 1 14 .59 10 .8 1 11.9 4 6 .56 * 16 .6 2 7.11 8 .3 1 13 .10 * 11.15 11.11M ay 13 .4 0 14 .13 13 .0 3 10 .8 0 15.6 5 15.52 11.2 0 12 .0 7 5.3 7 * 16 .8 0 7.0 1 8 .3 6 13 .15 * 11.3 3 10 .12June 13.50 15.51 13.05 10.94 19.83 14.16 10.72 10.92 7.21 9.61 16.23 7.05 8.08 13.47 7.72 11.67 10.50July 13 .0 6 8 .6 8 12 .2 2 11.9 0 14 .54 14 .9 7 11.18 11.9 4 7.6 8 * 16 .50 6 .2 6 8 .74 13 .54 14 .16 11.4 8 10 .3 0A ug ust 13 .3 8 15.9 2 12 .4 3 * 16 .3 4 14 .78 10 .75 11.72 6 .78 * 15.9 6 6 .74 7.9 5 13 .72 * 11.4 5 10 .0 9September 13.80 16.53 13.51 * 14.51 15.76 10.82 11.44 6.35 9.90 16.54 7.17 6.80 13.44 12.12 11.61 9.69Oct o b er 13 .18 14 .2 1 12 .9 4 10 .79 14 .75 13 .9 6 11.2 0 13 .76 6 .6 3 9 .9 6 16 .12 6 .58 6 .75 13 .3 0 * 11.4 3 10 .3 4November 12.72 14.64 12.16 9.67 14.05 14.40 10.43 10.83 7.06 * 16.08 7.21 8.16 13.30 * 10.39 8.972012 December 12.86 15.37 12.03 10.19 15.29 13.66 10.70 11.90 5.92 * 12.46 6.11 7.97 13.06 * 10.78 9.79Januar y 13 .57 12 .70 13 .72 * 15.52 15.3 8 10 .73 12 .6 4 5.6 0 * 16 .3 9 6 .4 6 4 .78 12 .6 3 11.9 5 11.2 2 10 .2 9February 13.49 14.10 14.05 * 16.71 14.15 * 11.56 * * 14.98 6.48 6.71 12.81 * 11.02 9.83March 12.63 15.24 12.30 11.00 15.95 13.79 * 12.85 7.31 9.94 15.84 6.22 6.74 12.10 * 11.03 9.452013 April 12.59 12.86 12.45 10.48 16.10 14.12 * 13.37 6.98 10.35 16.91 6.58 5.75 12.03 13.43 11.34 9.73OverdraftsLoans withfavourableconditionsLoanscoveredbydepositsOtherloansUp to 5yearsMortgage loansOver 5years upto 10yearsOver 10years| 55