no. 140 - Banka Qendrore e Republikës së Kosovës

April 2013Monthly Statistics BulletinMaturity breakdown deposits was made based on the criteria of original maturity (e.g. if inJanuary 2009 there is a deposit of one year maturity, then this maturity is reported underthe item “up to one year” until the end of maturity). Since 2010, saving deposits arereported as separated, previously included in the item ”other deposits” by maturities. Also,there is a detailed breakdown in terms of deposits by maturity. Item “above 2 years and upto 5 years” up to 2009 includes all deposits with the maturity of “above 2 years”.Periodicity: MonthlyThe source data: Commercial banks.Table 13. Other depository corporations loansDescription: Other depository corporations consists of all resident financial corporations(except the central bank) and quasi-corporations that are mainly engaged in financialintermediation and that issue liabilities included in the national definition of broad money.In Kosovo, other depository corporations are commercial banks. Other depositorycorporations loans are represented as (1) outstanding amounts and as (2) new loansextended during the month.Outstanding loans include commercial banks claims towards the respective sectors, such aspublic nonfinancial corporations, other nonfinancial corporations, households, classified bymaturities. In this context is not included interbank activity. Besides sectors and subsectorsinstitutional classification, loans are classified also by purpose. This breakdown isbased on NACE classification. 5 Table on loans by maturity includes loans in euro and noneurocurrency, while table on loans by industry includes loans to resident sector, excludinghouseholds and NPISH.New loans include new loans extended only during a certain period and as such they areflow data (e.g. loans of May 2012 represent only loans issued during that month, notincluding loans issued prior to that period, as is the case with outstanding loans).Periodicity: MonthlySource of the data: Commercial banks.Table 14. Other depository corporations interest ratesDescription: Other depository corporations consists of all resident financial corporations(except the central bank) and quasi-corporations that are mainly engaged in financialintermediation whose liabilities are included in the definition of broad money. In Kosovo,other depository corporations are commercial banks. Interest rates are compiled based onannual agreed rate. Sectors are classified as nonfinancial corporations and households,complying with international statistical standards.Since January 2008, there is a methodological change, where interest rates on loans includealso administrative fees applied by commercial banks for loans extended, paid byborrowers. Furthermore, since January 2008 statistics on overdrafts are presented asoutstanding and as such are not included in calculation of weighted average. Since 2010,5 For details on NACE classification visit http://epp.eurostat.ec.europa.eu/cache/ITY_OFFPUB/KS-RA-07-015/EN/KS-RA-07-015-EN.PDF122 |