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The Champion • Wednesday 9 January 2013Almost a million NorthWest residents arestruggling to pay theirrent and mortgage,according to ShelterReport by Natasha YoungJUST over one in five rent ormortgage payers in the North Westare battling to keep a roof over theirheads, according to “shocking” newfigures.A survey conducted by YouGov andthe homelessness charity Sheltershowed that the number of mortgageand rent payers across the region whoare struggling to keep up withpayments increased from 17% inDecember 2011 to 21% in December2012.The 21% figure is the equivalent of931,000 adults in the North Westalone, while nationally the figuresshowed a 44% rise in peoplestruggling to pay for their homesmeaning that there are now7.8million Brits in that position.Shelter is now urging people in thearea to seek advice straight away ifthey are being hit with financialdifficulties, rather than resorting toshort–term, high interest credit suchIn the region 21% of rent andmortgage payers are struggling tomake payments. Code NAas payday loans and unauthorisedoverdrafts to meet housing costs.Campbell Robb, Shelter’s chiefexecutive, said: “It’s shocking to thinkthat so many families in the NorthWest will be starting the new yearwith a huge weight hanging overSFthem, trapped in a daily struggle tokeep their home.“Short–term credit may seem like aquick fix. However with the hugeinterest charges, things can quicklyspiral out of control, leaving peoplewith vast debts they simply can’t payback.“It’s vital that anyone who’s havingdifficulty paying their rent ormortgage gets advice now. Don’t waituntil things reach breaking point laterin the year – it could leave yourfamily’s home at risk.”The charity is also concerned thatausterity measures could soon lead tohomelessness for people who arealready feeling the pinch, and MrRobb added: “We’ve already seen arise in demand for our services asmore and more people struggle tokeep up with their rent or mortgage.Sadly they’re discovering there islittle left of the housing safety net thatwas once there to help people at riskof homelessness get back on theirfeet.”For advice from Shelter, visitshelter.org.uk.Visit us @ www.ChampNews.com • 31What our advertisers say about us“You makeeverything soeasy for me”Call ourSales Teamtoday andimproveyourbusinesspotentialtomorrow …01704392392Hi Sharon,I am dealing with a number of newspapersacross the North West and Yorkshire regions inmy role for our other sites and I can honestly saythat the level of customer service you and yourdesign department provide are second to none.You make everything so easy for me and are apleasure to do business with.Clare (WarrenCare) 73 Liverpool Road, Crosby L23 5SETel: 0151 924 1999 • info@warrencare.co.ukwww.warrencare.co.ukLocal advertising works! Our sales team can show you how.Call 01704 392392 for friendly and helpful advice1115556Bids opening midnight Monday 07/01/13 closing midnight Sunday 13/01/13£77.67L21 8LB UF Flat/CH/DG/single/couple/family with 1 or 2 childrenGeneral need propertiesHouse/CH/DG/family with 3, 4, 5, or6 children210004 Wordsworth Street BootleL20 4JN UF Flat/CH/DG/single/coupleHouse/CH/DG/family with 2, 3 or4 children18+L21 7QY GF Flat/CH/DG/single/couple18+ with support need £74.43 £87.51 £78.03Property ID Beds Street Area Property type Property criteria Property extras Total rent inc serviceand other charges210005 1 Bed Doric Street Seaforth L21 1HD GF Flat Single/couple CH/DG/No pets £68.15210018 2 Bed Westminster Avenue Bootle L30 5QY UF Flat Single/couple/family with 1 or 2 children CH/DG/No pets £81.82210038 2 Bed Oxford House Bootle L20 9JS UF Flat Single/couple 55+ CH/DG/No pets £106.20210126 2 Bed Humphrey Hey Thornton L23 1UE UF Flat Single/couple/family with 1 or 2 children CH/DG/No pets £90.52210023 2 Bed Blakefield Road Thornton L23 1UJ House Family with 1 or 2 children CH/DG £86.87210157 2 Bed Coral Drive Bootle L20 3UG House Family with 1 or 2 children CH/DG £79.53210136 3 Bed Edinburgh Close Bootle L30 1PT UF Flat Family with 1, 2 or 3 children CH/DG/No pets £89.66210143 3 Bed Willow House Seaforth L21 4LY HR Flat Single/couple/family with 1, 2 or 3 children (+16 yrs) CH/DG/No pets £109.83210034 3 Bed Galsworthy Avenue Bootle L30 9SH House Family with 2, 3 or 4 children CH/DG £88.73210115 3 Bed Cumpsty Road Litherland L21 9JA House Family with 3, 4, 5 or 6 children CH/DG £89.82210129 3 Bed Bleasedale Way Litherland L21 0JD House Family with 2, 3 or 4 children CH/DG £90.36209967 4 Bed Quigley Avenue Netherton L30 1QE House Family with 3, 4, 5 or 6 children CH/DG £96.58Supported need propertiesTo bid for the properties below, applicants should have support needs and require the assistance of a Scheme Manager. Support needs will be assessed by a member of staff before allocation.210091 1 Bed Hawthorne Road Bootle L20 2DH GF Flat Single/couple 55+ with support need CH/DG/No pets £80.96210014 1 Bed Sefton Moss Villas Litherland L21 7QY UF Flat Single/couple 55+ with support need CH/DG/No pets £80.01209986 1 Bed Martland Avenue Aintree L10 6LT Bungalow Single/couple 18+ with support need CH/DG £89.681115481