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(b)(c)(d)if there is no valid nomination, as per valid nominationfor GPF.if there is no valid nomination for PF also, then in equalshares to widow(s)/minor sons and unmarrieddaughters. When none of these are alive, then to othermembers of the family in equal shares.if neither any valid nomination is there, nor any memberof the family is alive then to legal heirs on furnishing thesuccession certificate.(iii) When the whereabouts of an employee are not known :(a)(b)(c)Savings Fund accumulation will be paid to thenominees/members of the family/legal heirs after oneyear following the month of disappearance on furnishinga police report that employee is not traceable in spite ofall efforts and an Indemnity Bond.The insurance amount will be paid after 7 years of thedisappearance on production of decree of presumeddeath of the employee.Full subscription for the first year and reducedsubscription for the insurance premium alone for thenext 6 years will be recovered from the amount payable.28.6 Other Conditions :(a)(b)(c)The amount due to the minor can be paid to mother asnatural guardian without any certificate in the case ofnon-Muslims and with guardianship certificate in thecase of Muslims.If any person eligible for share of benefits is charged withmurder or abetting murder of the employee, his claimwill be suspended. If he is convicted he will be debarredfrom receiving any share, if he is acquitted his share willbe paid without any interest.Any dues to the government cannot be recovered fromamount payable under the scheme.Page 199 of 199