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and their family members residing in the area covered by the scheme.An employee can opt out <strong>of</strong> the scheme and avail <strong>of</strong> the medicalfacilities provided by the employer <strong>of</strong> his spouse. If an employee or amember <strong>of</strong> his family covered under the Scheme falls ill at a place notcovered under CGHS, the treatment shall be admissible under CS(MA)Rules 44[1] .27.14 The medical facilities to the <strong>Central</strong> Government employees andtheir dependent family members are provided under the <strong>Central</strong>Government Health Scheme in the following cities:Ahmedabad Ghaziabad Meerut AllahabadGurgaon Mumbai Bangalore GuwahatiNagpur Bhubaneshwar Hyderabad NoidaKolkata Jaipur Patna ChennaiJabalpur Pune Kanpur RanchiDelhi/New Delhi Faridabad LucknowThiruvananthapuram27.15 Definition <strong>of</strong> Family: ‘ Family’ means employee’s(i)Husband/Wife including more than one wife and alsojudicially separated wife.(ii)Parents and Stepmother. In the case <strong>of</strong> adoption, onlythe adoptive and not the real parents. If the adoptivefather has more than one wife, the first wife only.A female employee has a choice to include either her parents orher parents-in-law; option exercised can be changed only once duringservice.(iii)Children including legally adopted children, stepchildrenand children taken as wards subject to the followingconditions :SonDaughteris-Till he starts earning, irrespective <strong>of</strong> age limit.-Till she starts earning or gets married, whicheverearlier, irrespective <strong>of</strong> age-limit.Son suffering fromPermanent disability <strong>of</strong> anykind (physical or mental)-No age -limit.44[1]OM No.S.1101/6/92-CGHS Desk-CGHS(P) dated 4.8.94.<strong>Page</strong> 191 <strong>of</strong> 191

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