2007 REGISTRATION DOCUMENT

SOCIAL AND ENVIRONMENTAL INFORMATIONNRE A ppendices – Environmental chapter 7< Contents >7.4 NRE A ppendices – Environmental c hapter1NRE environmental indicators – Contribution for the Year ended 31 December 2007 Scope for 20071. Water consumptionThe collection of data on water consumption in 2007 represented 34% of staff concerned in mainland France.On this basis, water consumption amounts to 22.4m 3 per FTE.In other countries, water consumption statistics were compiled for less than 50% of the Group outside France.Data show water consumption of 19.4m 3 per FTE in the United Kingdom, 17.5m 3 per FTE in Tunisia and 37.9m 3 per FTE inthe United States.2. Raw material consumptionFor a fi nancial services provision group like BNP Paribas, paper is the number one raw material consumed.Overall paper consumption in France, including roll paper from printing centres, paper reams and paper purchased fromprinters on behalf of BNP Paribas stood at 9,587 tonnes. On this basis, paper consumption per FTE decreased 7% in2007, to 160kg per FTE.In other countries, the waste paper collection process is being expanded and has become more reliable. Some 145kg perFTE are collected in Morocco, 146kg per FTE in the United Kingdom and 288kg per FTE in Germany.BNP Paribas Assurance carried out an internal audit on its paper consumption to reduce consumption. Steps takenimmediately, such as streamlining electronic reporting, printing on both sides of paper, and increasing employee awareness,made it possible to reduce consumption at head offi ce in 2007 by 12.5% (25 tonnes) compared with 2006, even with thegrowth enjoyed over the year. These results will continue to improve with long-term projects such as electronic reporting.Finally, a new reporting process makes it possible to monitor paper consumption and measure the progress made.BNP Paribas Assurance is gradually replacing 20,000 to 25,000 paper greeting cards with electronic cards.In France, 20% of the Group’s offi ce supplies are environment-friendly products.3. Energy consumptionThe Group’s electricity consumption in France, based on actual total consumption as opposed to prorated calculation,stood at 370 GWh, representing average consumption of 216 KWh per m 2 .In other counties, the collection of data on energy consumption represented 52% of the Group’s staff. Based on thesefi gures, consumption was 327 KWh per m 2 .4. Measures taken to improve energy efficiencyWith the ITP function, which brings together the management of facilities, purchasing and information systems, the Groupdefi nes and implements a general environmental management policy.The building at 14, rue Bergère in Paris was restored and obtained High Environmental Quality (HEQ) certifi cation inconnection with the French standard on service-sector buildings, issued by the CSTB, the scientifi c and technical advisorycentre for the French building industry.An energy management system got under way in 2007, as a result of the call for tenders from enterprises proposingsolutions for managing energy requirements. Two systems were selected and have undergone testing: the fi rst inLevallois with Wirecom in the Paul Vaillant Couturier building, where a building energy management system wasinstalled using powerline communication technology, and the second with Ergelis at the Montigny site, using a remotemanagement system. The systems will be evaluated in 2008 to assess their effectiveness. The headquarters ofBNP Paribas Lease Group in Rennes is currently being used as a pilot branch for an energy assessment. The resultswill make it possible to adjust energy consumption, renegotiate energy charges and identify problems of excessiveconsumption that may be caused by defective equipment.The T8 fl uorescent tubes used to light the branches’ signs were replaced by T5 fl uorescent tubes that give out the sameamount of light but consume 30% less electricity. Long-life LED bulbs, which also consume less electricity, are used inBank’s ATM machines.France (Paris headoffi ce buildings,subsidiaries andProduction & SalesSupport Groups)International (datafrom 11 countries)PaperFranceITP scope+ printing centres(French RetailBanking)InternationalGermany,Morocco andUnited KingdomFranceGlobal FranceInternationalGermany, Canada,Spain, Hong Kong,Italy, Japan,Switzerland,Turkey,United States andUnited KingdomFranceParishead offi cebuildingsGlobal France2345678910112007 Registration document - BNP PARIBAS 259