2007 REGISTRATION DOCUMENT

5 NotesCONSOLIDATED FINANCIAL STATEMENTSto the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >➤Change in provisions for regulated savings productsIn millions of eurosProvisionsrecognised – homesavings plansYear to 31 Dec. 2007 Year to 31 Dec. 2006ProvisionsProvisionsProvisionsrecognised – home recognised – home recognised – homesavings accounts savings plans savings accountsTotal provisions at start of period 171 45 350 38Additions to provisions during the period - 2 - 7Provision reversals during the period (74) (9) (179) -Total provisions at end of period 97 38 171 4512Note 6.FINANCING C OMMITMENTS A ND G UARANTEE C OMMITMENTS36.a FINANCING COMMITMENTSContractual value of financing commitments given and received:In millions of euros 31 December 2007 31 December 2006Financing commitments given:- to credit institutions 25,933 36,412- to customers: 205,294 199,324Confi rmed letters of credit 177,907 139,200Other commitments given to customers 27,387 60,124TOTAL FINANCING COMMITMENTS GIVEN (Note 4.a) 231,227 235,736Financing commitments received:- from credit institutions 100,593 71,398- from customers 6,888 4,622TOTAL FINANCING COMMITMENTS RECEIVED 107,481 76,020Financing commitments given concern in particular liquidity facilities granted to entities created within the scope of securitisation programmesdescribed in section 6.c.6.b GUARANTEE COMMITMENTSFinancial instruments given and receivedas guaranteesThe carrying amount of financial instruments given by the Groupas guarantees of liabilities or contingent liabilities amountedto EUR 43,621 million at 31 December 2007, compared withEUR 31,632 million at 31 December 2006). In addition, financialinstruments given by the Group as collateral in respect of notes, securitiesand receivables from central banks amounts to EUR 7,480 million at31 December 2007, versus EUR 2,937 million at 31 December 2006.Financial instruments received as guarantees by the Group which it isauthorised to sell or give as guarantees amounted to EUR 38,014 millionat 31 December 2007 (EUR 13,775 million at 31 December 2006).45678910111662007 Registration document - BNP PARIBAS