2007 REGISTRATION DOCUMENT
2007 REGISTRATION DOCUMENT 2007 REGISTRATION DOCUMENT
5 NotesCONSOLIDATED FINANCIAL STATEMENTSto the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >5.c AVAILABLE-FOR-SALE FINANCIAL ASSETSIn millions of euros 31 December 2007 31 December 2006Negotiable certificates of deposit 17,499 12,456Treasury bills and other bills eligible for central bank refi nancing 12,762 8,653Other negotiable certifi cates of deposit 4,737 3,803Bonds 73,457 65,710Government bonds 48,802 45,935Other bonds 24,655 19,775Equities and other variable-income securities 22,670 19,730of which listed securities 14,454 12,750of which unlisted securities 8,216 6,980TOTAL AVAILABLE-FOR-SALE FINANCIAL ASSETS,BEFORE IMPAIRMENT PROVISIONS 113,626 97,896of which unrealised gains and losses 5,025 7,026of which fi xed-income securities 90,956 78,166of which loaned securities 1,729 538Provisions for impairment of available-for-sale financial assets (1,032) (1,157)Fixed-income securities (231) (133)Variable-income securities (801) (1,024)TOTAL AVAILABLE-FOR-SALE FINANCIAL ASSETS,NET OF IMPAIRMENT PROVISIONS 112,594 96,739of which fi xed-income securities, net of impairment provisions (note 4.a) 90,725 78,0335.d INTERBANK AND MONEY-MARKET ITEMS➤LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS123456In millions of euros 31 December 2007 31 December 2006Demand accounts 15,497 15,230Loans 48,901 52,394Repurchase agreements 6,772 7,638TOTAL LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS,BEFORE IMPAIRMENT PROVISIONS 71,170 75,262Provisions for impairment of loans and receivables due from credit institutions (54) (92)TOTAL LOANS AND RECEIVABLES DUE FROM CREDIT INSTITUTIONS,NET OF IMPAIRMENT PROVISIONS 71,116 75,17078➤DUE TO CREDIT INSTITUTIONSIn millions of euros 31 December 2007 31 December 2006Demand accounts 8,165 7,892Borrowings 130,370 121,417Repurchase agreements 31,647 14,341TOTAL DUE TO CREDIT INSTITUTIONS 170,182 143,650910111562007 Registration document - BNP PARIBAS
CONSOLIDATED FINANCIAL STATEMENTS5Notes to the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >5.e CUSTOMER ITEMS➤LOANS AND RECEIVABLES DUE FROM CUSTOMERSIn millions of euros 31 December 2007 31 December 2006Demand accounts 29,794 26,271Loans to customers 403,295 356,564Repurchase agreements 247 1,065Finance leases 24,266 22,758TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS,BEFORE IMPAIRMENT PROVISIONS 457,602 406,658Impairment of loans and receivables due from customers (12,499) (13,525)TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS,NET OF IMPAIRMENT PROVISIONS 445,103 393,133➤BREAKDOWN OF FINANCE LEASESIn millions of euros 31 December 2007 31 December 2006GROSS INVESTMENT 27,294 25,486Receivable within 1 year 7,407 7,739Receivable after 1 year but within 5 years 14,671 13,216Receivable beyond 5 years 5,216 4,531Unearned interest income (3,028) (2,728)NET INVESTMENT BEFORE IMPAIRMENT PROVISIONS 24,266 22,758Receivable within 1 year 6,258 6,895Receivable after 1 year but within 5 years 13,453 11,833Receivable beyond 5 years 4,555 4,030Impairment provisions (431) (437)NET INVESTMENT AFTER IMPAIRMENT PROVISIONS 23,835 22,321➤DUE TO CUSTOMERSIn millions of euros 31 December 2007 31 December 2006Demand deposits 159,842 142,522Term accounts 130,869 100,988Regulated savings accounts 40,198 40,469Retail certifi cates of deposit 9,390 10,640Repurchase agreements 6,405 4,033TOTAL DUE TO CUSTOMERS 346,704 298,65212345678910112007 Registration document - BNP PARIBAS 157
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CONSOLIDATED FINANCIAL STATEMENTS5Notes to the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >5.e CUSTOMER ITEMS➤LOANS AND RECEIVABLES DUE FROM CUSTOMERSIn millions of euros 31 December <strong>2007</strong> 31 December 2006Demand accounts 29,794 26,271Loans to customers 403,295 356,564Repurchase agreements 247 1,065Finance leases 24,266 22,758TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS,BEFORE IMPAIRMENT PROVISIONS 457,602 406,658Impairment of loans and receivables due from customers (12,499) (13,525)TOTAL LOANS AND RECEIVABLES DUE FROM CUSTOMERS,NET OF IMPAIRMENT PROVISIONS 445,103 393,133➤BREAKDOWN OF FINANCE LEASESIn millions of euros 31 December <strong>2007</strong> 31 December 2006GROSS INVESTMENT 27,294 25,486Receivable within 1 year 7,407 7,739Receivable after 1 year but within 5 years 14,671 13,216Receivable beyond 5 years 5,216 4,531Unearned interest income (3,028) (2,728)NET INVESTMENT BEFORE IMPAIRMENT PROVISIONS 24,266 22,758Receivable within 1 year 6,258 6,895Receivable after 1 year but within 5 years 13,453 11,833Receivable beyond 5 years 4,555 4,030Impairment provisions (431) (437)NET INVESTMENT AFTER IMPAIRMENT PROVISIONS 23,835 22,321➤DUE TO CUSTOMERSIn millions of euros 31 December <strong>2007</strong> 31 December 2006Demand deposits 159,842 142,522Term accounts 130,869 100,988Regulated savings accounts 40,198 40,469Retail certifi cates of deposit 9,390 10,640Repurchase agreements 6,405 4,033TOTAL DUE TO CUSTOMERS 346,704 298,6521234567891011<strong>2007</strong> Registration document - BNP PARIBAS 157
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