2007 REGISTRATION DOCUMENT

5 NotesCONSOLIDATED FINANCIAL STATEMENTSto the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >4.a.5Loans w ith p ast-d ue i nstalments and r elated c ollateral or o ther s ecurityThe following table presents the carrying amounts of financial assets that are past due but not impaired (by age of past due instalments), ofimpaired assets, as well as of related collateral held as security and other credit enhancements. The amounts shown are stated before any portfolioimpairment.In millions of eurosTotalMaturities of unimpaired past-due loansBetween Between90 days 180 days MoreUp to and and than90 days 180 days 1 year 1 yearImpairedassets andcommitmentscovered byprovisionsTotal loans andcommitments31 December 2007Collateralreceived inrespect ofthese loans andcommitmentsFinancial assets at fair valuethrough profi t or loss (excl.variable-income securities) 6 - - - 6 - 6 -Available-for-sale fi nancialassets (excl. variableincomesecurities) 2 - - - 2 119 121 -Loans and receivables duefrom credit institutions 151 66 24 13 48 37 188 35Loans and receivables duefrom customers 7,003 6,574 370 30 29 5,753 12,756 6,690Past-due assets, net ofindividual impairmentprovisions 7,162 6,640 394 43 85 5,909 13,071 6,725Financing commitmentsgiven 149 149 111Guarantee commitmentsgiven 517 517 12Off-balance sheetnon-performingcommitments, net ofprovisions 666 666 123TOTAL 7,162 6,640 394 43 85 6,575 13,737 6,84812345678910111422007 Registration document - BNP PARIBAS