2007 REGISTRATION DOCUMENT
2007 REGISTRATION DOCUMENT 2007 REGISTRATION DOCUMENT
5 NotesCONSOLIDATED FINANCIAL STATEMENTSto the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >1 1233.a INFORMATION BY BUSINESS SEGMENT➤INCOME BY BUSINESS SEGMENT (1)In millions of eurosFrench Retail Banking BNL banca commerciale IR FSYear to31 Dec. 2007Year to31 Dec. 2006Year to31 Dec. 2007Year to31 Dec. 2006Year to31 Dec. 2007Year to31 Dec. 2006Net banking income 5,743 5,633 2,609 1,861 7,955 7,374Operating expense (3,834) (3,711) (1,725) (1,322) (4,625) (4,205)Cost of risk (158) (153) (318) (234) (1,228) (722)Operating income 1,751 1,769 566 305 2,102 2,447Share of earnings of associates 1 1 1 - 79 55Other non-operating items - - (1) (10) 94 45Pre-tax net income 1,752 1,770 566 295 2,275 2,54745678910➤ASSETS AND LIABILITIES BY BUSINESS SEGMENT (1)In millions of eurosFrench Retail Banking BNL banca commerciale IR FSYear to31 Dec. 2007Year to31 Dec. 2006Year to31 Dec. 2007Year to31 Dec. 2006Year to31 Dec. 2007Year to31 Dec. 2006TOTAL SEGMENT ASSETS 135,771 123,495 72,271 60,604 179,197 159,404of which goodwill on acquisitionsduring the period 46 - 96 1,601 25 432of which investments in associates 6 5 13 8 1,123 756TOTAL SEGMENT LIABILITIES 129,645 117,908 67,493 56,090 164,305 145,2533.b INFORMATION BY GEOGRAPHIC AREAThe geographic split of segment results, assets and liabilities is based on the region in which they are recognised for accounting purposes and doesnot necessarily reflect the counterparty’s nationality or the location of operations.➤NET BANKING INCOME BY GEOGRAPHIC AREAFranceOther European countriesIn millions of eurosYear to31 Dec. 2007Year to31 Dec. 2006Year to31 Dec. 2007Year to31 Dec. 2006NET BANKING INCOME 14,446 13,658 9,737 8,281➤ASSETS AND LIABILITIES BY GEOGRAPHIC AREAFranceOther European countriesIn millions of eurosYear to31 Dec. 2007Year to31 Dec. 2006Year to31 Dec. 2007Year to31 Dec. 2006TOTAL SEGMENT ASSETS 969,771 834,373 370,598 291,870Goodwill on acquisitions during the period 75 69 381 2,508(1)The creation of a new retail banking unit in Italy in the first half of 2007 led to certain transfers between business segments. In order to facilitate period-on-periodcomparisons of segment results, assets and liabilities, the data for 2006 have been restated to reflect the new organisational structure.(2)Including Klépierre and the entities ordinarily known as BNP Paribas Capital.(3)In 2006, restructuring costs incurred in connection with the acquisition of BNL were included in operating expense of «Other Activities» in an amount ofEUR 151 million.111342007 Registration document - BNP PARIBAS
CONSOLIDATED FINANCIAL STATEMENTS5Notes to the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >Year to31 Dec. 2007AMSYear to31 Dec. 2006Advisory & Capital MarketsYear to Year to31 Dec. 2007 31 Dec. 2006Corporate & Investment BankingYear to31 Dec. 2007FinancingYear to31 Dec. 2006Year to31 Dec. 2007Other Activities (2)Year to Year to31 Dec. 2006 (3) 31 Dec. 2007TotalYear to31 Dec. 20065,329 4,409 5,625 5,396 2,668 2,694 1,108 576 31,037 27,943(3,369) (2,804) (3,588) (3,327) (1,197) (1,146) (426) (550) (18,764) (17,065)(7) (4) (65) (16) 37 280 14 66 (1,725) (783)1,953 1,601 1,972 2,053 1,508 1,828 696 92 10,548 10,09517 34 8 10 - - 252 193 358 29310 (4) 38 44 51 (12) (40) 119 152 1821,980 1,631 2,018 2,107 1,559 1,816 908 404 11,058 10,570123Year to31 Dec. 2007AMS Corporate & Investment Banking Other Activities (2) TotalYear toYear toYear toYear toYear toYear toYear to31 Dec. 2006 31 Dec. 2007 31 Dec. 2006 31 Dec. 2007 31 Dec. 2006 31 Dec. 2007 31 Dec. 2006199,261 143,109 1,070,848 916,462 37,106 37,269 1,694,454 1,440,343294 184 22 362 - 1 483 2,580403 464 7 29 1,781 1,510 3,333 2,772191,666 136,660 1,057,618 905,663 31,138 31,740 1,641,865 1,393,314456Year to31 Dec. 2007Americas Asia – Oceania Other countries TotalYear toYear toYear toYear toYear toYear to Year to 31 Dec.31 Dec. 2006 31 Dec. 2007 31 Dec. 2006 31 Dec. 2007 31 Dec. 2006 31 Dec. 200720064,197 3,975 1,707 1,291 950 738 31,037 27,943Year to31 Dec. 2007Americas Asia – Oceania Other countries TotalYear toYear toYear toYear toYear toYear toYear to31 Dec. 2006 31 Dec. 2007 31 Dec. 2006 31 Dec. 2007 31 Dec. 2006 31 Dec. 2007 31 Dec. 2006217,777 199,799 113,306 99,286 23,002 15,015 1,694,454 1,440,343- 3 18 - 9 - 483 2,58078910112007 Registration document - BNP PARIBAS 135
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CONSOLIDATED FINANCIAL STATEMENTS5Notes to the financial s tatements p repared in accordance with I nternational Financial Reporting S tandards as adopted by the European Union< Contents >Year to31 Dec. <strong>2007</strong>AMSYear to31 Dec. 2006Advisory & Capital MarketsYear to Year to31 Dec. <strong>2007</strong> 31 Dec. 2006Corporate & Investment BankingYear to31 Dec. <strong>2007</strong>FinancingYear to31 Dec. 2006Year to31 Dec. <strong>2007</strong>Other Activities (2)Year to Year to31 Dec. 2006 (3) 31 Dec. <strong>2007</strong>TotalYear to31 Dec. 20065,329 4,409 5,625 5,396 2,668 2,694 1,108 576 31,037 27,943(3,369) (2,804) (3,588) (3,327) (1,197) (1,146) (426) (550) (18,764) (17,065)(7) (4) (65) (16) 37 280 14 66 (1,725) (783)1,953 1,601 1,972 2,053 1,508 1,828 696 92 10,548 10,09517 34 8 10 - - 252 193 358 29310 (4) 38 44 51 (12) (40) 119 152 1821,980 1,631 2,018 2,107 1,559 1,816 908 404 11,058 10,570123Year to31 Dec. <strong>2007</strong>AMS Corporate & Investment Banking Other Activities (2) TotalYear toYear toYear toYear toYear toYear toYear to31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006199,261 143,109 1,070,848 916,462 37,106 37,269 1,694,454 1,440,343294 184 22 362 - 1 483 2,580403 464 7 29 1,781 1,510 3,333 2,772191,666 136,660 1,057,618 905,663 31,138 31,740 1,641,865 1,393,314456Year to31 Dec. <strong>2007</strong>Americas Asia – Oceania Other countries TotalYear toYear toYear toYear toYear toYear to Year to 31 Dec.31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006 31 Dec. <strong>2007</strong>20064,197 3,975 1,707 1,291 950 738 31,037 27,943Year to31 Dec. <strong>2007</strong>Americas Asia – Oceania Other countries TotalYear toYear toYear toYear toYear toYear toYear to31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006 31 Dec. <strong>2007</strong> 31 Dec. 2006217,777 199,799 113,306 99,286 23,002 15,015 1,694,454 1,440,343- 3 18 - 9 - 483 2,5807891011<strong>2007</strong> Registration document - BNP PARIBAS 135
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