The Basics of Biblical Counseling - Biblicalcounselingonline.org
The Basics of Biblical Counseling - Biblicalcounselingonline.org
The Basics of Biblical Counseling - Biblicalcounselingonline.org
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B. Controlyourexpenditures.<br />
1. Plan your outgo (make a budget). 21:5 24:3-4 Luke 14:28-29<br />
2. Don t make impulsive purchases. 14:15 22:3<br />
3. Don t live beyond your means. 21:17 23:20-21 25:16<br />
4. Test your motives for spending money. Ecc. 2:1f<br />
C. Stay out <strong>of</strong> debt. Debt is folly!<br />
1. Debt produces bondage to men. 22:7 Deut. 28:44,12 15:6<br />
2. Debt presumes upon the future. 16:9 19:21<br />
3. Pay your obligations promptly. 3:27-28<br />
4. What you can spend is determined by what you have, not your credit limit.<br />
5. If you can t control your use <strong>of</strong> credit cards, tear them up. Mt. 5:29<br />
6. Is it legitimate to borrow to buy a home? 24:27<br />
7. Nevermake yourself liable for someone else s debt (co-signing)! 6:1-5 22:26-27 17:18 11:15<br />
20:16<br />
8. Is bankruptcy biblical? 3:27-28 Ps. 37:21<br />
D. Marriage problems.<br />
1. What should be done if a couple is deeply in debt with out <strong>of</strong> control spending?<br />
2. How would you advise a couple which is upside down on their house?<br />
3. What should be done when one spouse refuses to make or keep a budget?<br />
4. What should be done when one spouse continues to run up debt?<br />
5. What should be done when a spouse secretly obtains and uses credit cards?<br />
6. How can couples resolve their differences over questions <strong>of</strong> major purchases?<br />
7. How can couples come to agreement about how generous to be to others?<br />
8. What should a wife do if her husband does not want to give to the Lord s work?<br />
V. Saving money.<br />
A. Anticipate future expenses or financial crises. Pr. 6:8 30:25 13:11 28:20<br />
B. Invest wisely.<br />
1. Beware <strong>of</strong> get rich quick schemes. Pr. 13:11 28:19-20,22 15:27 27:12<br />
2. Investment risk tends to increase with anticipated return.<br />
3. Is it wrong to take interest from others? Pr. 28:8 Dt. 23:19-20 15:1-11 Mt. 25:27<br />
4. Apply wisdom and seek godly counsel. Pr. 15:22 18:15 Ecc. 11:6<br />
C. Leave an inheritance to your children. Pr. 13:22 19:14 20:21 II Co. 12:14<br />
D. Marriage problems.<br />
1. What if one spouse doesn t believe in insurance?<br />
2. Should a husband and wife have separate finances?<br />
3. How can the spender and the saverlearn to worktogether?<br />
VI. Concluding applications.<br />
A. Make it your goal to be wise, not rich! 23:4-5 19:1 28:6,22 8:10-11 15:16-17 16:16<br />
Ecc. 5:10, 15 Mt. 6:33 Heb. 13:5-6 Ps. 34:10<br />
B. You can t take it with you. II Pet. 3:10-13 Ecc. 5:15 Mt. 6:19-21<br />
C. Remember our Lord Jesus Christ who paid your debt. II Co. 8:9<br />
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