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Switzerl<strong>and</strong><br />

Alberto Holly <strong>and</strong> Philippe Lehmann<br />

Economic trends<br />

• Switzerl<strong>and</strong>'s real GDP per capita contracted in 2009 but to a lesser<br />

extent than the mean contraction in the European region in that year.<br />

• Ten-year bond rates are the lowest in the European region.<br />

• While government spending relative to GDP is low compared with other<br />

European countries, priority for <strong>health</strong> spending is among the highest in<br />

Europe. In 2008, there was acceleration in public per capita expenditure<br />

growth to 18.5%; at the same time, OOP expenditure decreased by<br />

12.4% (Switzerl<strong>and</strong>: Figs 1 <strong>and</strong> 2).<br />

Policy responses<br />

Changes to public funding for the <strong>health</strong> system<br />

• The <strong>health</strong> budget at the national level was cut.<br />

• The annual rate of increase in SHI expenditure fell from 4.2% (1996–2001)<br />

to 3.2% (2001–2006) <strong>and</strong> 2.1% (2006–2011).<br />

• This reform aimed to prevent insurers from increasing premiums to<br />

compensate for investment losses, as occurred in 2010.<br />

• Federal <strong>and</strong> canton government subsidies for <strong>health</strong> insurance premiums for<br />

individuals with low income <strong>and</strong> families (available since 1996 <strong>and</strong> stable<br />

between 2005 <strong>and</strong> 2008) were increased (2009).<br />

• The government introduced new rules for <strong>health</strong> insurer minimum<br />

reserves, which are now set in relation to enrollee risk profiles rather than<br />

premium income (2012).<br />

• The annual rate of increase in SHI premiums fell from 6–9% (2000–2005)<br />

to 0–2% (2012–2013), mainly as a result of cost-containment measures.<br />

Changes to <strong>health</strong> coverage<br />

Population (entitlement)<br />

• Clarified entitlement of undocumented migrants: these persons are entitled to<br />

statutory coverage <strong>and</strong> subsidized premiums (2011).

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