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Montenegro<br />

Ratka Knežević<br />

Economic trends<br />

• After an above-average contraction of real per capita GDP in 2009,<br />

Montenegro experienced modest growth in 2010 <strong>and</strong> 2011.<br />

• The unemployment rate, already high prior to the <strong>crisis</strong>, remained well<br />

above the European mean through 2011.<br />

• Public per capita <strong>health</strong> expenditure decreased sharply in 2010 by 11.0%,<br />

while private expenditure growth accelerated. However, the increase in<br />

private expenditure was not large enough to offset the decrease in public<br />

expenditure (Montenegro: Fig. 1).<br />

• Montenegro Fig 2 gives the trends in per capita spending on <strong>health</strong>.<br />

Policy responses<br />

Changes to public funding for the <strong>health</strong> system<br />

• Since 2010, the Ministry of Finance has set a budget for <strong>health</strong> to control<br />

spending.<br />

• A planned decrease in the SHI contribution rate from 13.5% in 2007<br />

to 9% of the gross salary of the employee in 2010 was scaled down to to<br />

12.3% in 2010.<br />

• The SHI contribute rate for pensioners was cut from 19% to 1% (2010).<br />

• SHI spending fell in 2011 <strong>and</strong> in 2012 remained below the 2010 level.<br />

• The overall SHI contribution rate was increased from 32% to 33.8%,<br />

with the employer share falling from 14.5% to 9.8% <strong>and</strong> the employee<br />

share rising from 17.5% to 24% (2010).<br />

• Taxes on tobacco <strong>and</strong> tobacco products were increased (2011 <strong>and</strong> 2012).<br />

Changes to <strong>health</strong> coverage<br />

Population (entitlement)<br />

• No response reported.<br />

The benefits package<br />

• Coverage exp<strong>and</strong>ed for children <strong>and</strong> students under 26 years, patients with<br />

mental <strong>health</strong> problems <strong>and</strong> other chronic conditions (2008).<br />

• Access to publicly financed dental care exp<strong>and</strong>ed (2012).

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