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Finl<strong>and</strong><br />

Jan Klavus <strong>and</strong> Lauri Vuorenkoski<br />

Economic trends<br />

• Real per capita GDP in Finl<strong>and</strong> declined by 6.7% in 2009 but has since<br />

made a recovery that is below the mean growth in the European region.<br />

Government spending as a share of GDP is among the highest in Europe<br />

<strong>and</strong> increased in 2009 during the <strong>crisis</strong>, leading to repeated years of<br />

budget deficit.<br />

• Unemployment rates remain comparatively low by European st<strong>and</strong>ards.<br />

• Ten-year bond rates have fallen during the <strong>crisis</strong> <strong>and</strong> are among the lowest<br />

in Europe.<br />

• The share of government spending dedicated to <strong>health</strong> is below the<br />

European average. Growth in all sources of financing slowed from 2008<br />

to 2009. In 2010, public per capita spending decreased while there was a<br />

slight acceleration in OOP expenditure (Finl<strong>and</strong>: Figs 1 <strong>and</strong> 2).<br />

Policy responses<br />

Changes to public funding for the <strong>health</strong> system<br />

• The central government subsidy to municipalities (a third of which is<br />

spent on <strong>health</strong> services) was cut by 7% (2012) <strong>and</strong> its contribution to the<br />

national <strong>health</strong> insurance scheme was cut by €153 million (4.2% of NHS<br />

expenses) from 2013, with savings expected from changes to national <strong>health</strong><br />

insurance reimbursement of drugs, travel costs <strong>and</strong> private treatment.<br />

Changes to <strong>health</strong> coverage<br />

Population (entitlement)<br />

• No response reported.<br />

The benefits package<br />

• No response reported.<br />

User charges<br />

• Co-payments abolished for <strong>health</strong> centre visits in Helsinki (2012).<br />

• User charges increased for public <strong>health</strong> services (revised every other year based<br />

on the public pensions index) by 9.3% (2010) <strong>and</strong> 0.4% (2012).

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