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330 Economic <strong>crisis</strong>, <strong>health</strong> <strong>systems</strong> <strong>and</strong> <strong>health</strong> in Europe: country experience<br />

• The <strong>health</strong> sector is to achieve a cost-containment of €3.4 billion between<br />

2012 <strong>and</strong> 2016. This should be achieved through a global budget cap for<br />

public spending on <strong>health</strong> (growth in <strong>health</strong> care expenditure should not<br />

exceed predicted annual GDP growth): 60% of the savings are to be generated<br />

by the regions (länder) <strong>and</strong> 40% by the sickness funds (2013).<br />

• SHI figures for 2013 indicate a much lower level of indebtedness than<br />

projected, largely because of higher than expected revenues but also<br />

because of a slowdown in nominal <strong>health</strong> spending growth (5% a year<br />

pre-<strong>crisis</strong> to almost 0% in 2012), a trend that is expected to continue.<br />

• Introduction of a budget ceiling at the federal level requiring federal<br />

ministries to adhere to multiyear spending ceilings (2011). As the federal<br />

level only finances about 5% of total public spending on <strong>health</strong> (with the<br />

biggest share of this amount allocated to hospital care), the impact of this<br />

measure on <strong>health</strong> spending is likely to be marginal.<br />

Changes to <strong>health</strong> coverage<br />

Population (entitlement)<br />

• Extended access to <strong>health</strong> insurance to recipients of a minimum income<br />

scheme who were previously not entitled (about 35 500 people, mainly<br />

children) (2012).<br />

The benefits package<br />

• Extended sick leave benefits to the self-employed, entitling them to €27 per<br />

day after the 43rd day of sickness (2012).<br />

• Exp<strong>and</strong>ed ambulatory dental care benefits for the whole population by<br />

allowing dental clinics owned by sickness funds to offer a full range of dental<br />

services, including dentures (2012).<br />

• Exp<strong>and</strong>ed list of occupational diseases covered by SHI (2012).<br />

• Exp<strong>and</strong>ed accident insurance coverage for foster children (2012).<br />

User charges<br />

• Capped user charges for prescription drugs at 2% of annual net income<br />

per calendar year for people with low incomes <strong>and</strong> high drug consumption<br />

(intended to benefit around 300 000 people); some lack of clarity as to who<br />

will finance the cap (2008).<br />

• Increase in the annual cost of the e-card proving eligibility for statutory<br />

coverage from €10.00 to €10.30, with exemptions for non-contributing<br />

dependants (2013).

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