Uttarakhand - Department of Land Resources

Micro Credit : The State of Uttarakhand has a total population of about 85 lakhs most of
which resides in rural areas. As per the recent BPL survey 2002 carried out, out of
13.10 lakh rural households in the state 6.21 lakh households belong to BPL families
which constituted 47.42% of the total households.
After formation of Uttarakhand State, vigorous efforts have been made to promote micro
finance with active association of NGOs‟ Banks, Government Department through
various schemes. As at the end of October 2007, about 38000 SHGs have been formed
in the State and about 23000 SHGs have been credit linked with Banks. The SHG
movement, though has reached each and every district of the State, the spread,
however, is uneven and the progress in promotion and credit linkage of SHGs is not
encouraging in Haridwar, Chamoli, Pauri Garhwal, Rudraparayag, Champawat and
Pithoragarh districts.
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