SIP Summary Plan Description - Vought Aircraft Division

Rollovers ...................................................................................................................................... 16
To the SIP from another Qualified Plan or an Individual Retirement Account ...................................16
From the SIP to an Individual Retirement Account or another Employer’s Plan ................................16
Miscellaneous Rules Governing Distributions ......................................................................... 16
Lost Payee ............................................................................................................................................16
Disputes about Payee............................................................................................................................17
Administrative Delays..........................................................................................................................17
Facility of Payment ..............................................................................................................................17
Overpayments.......................................................................................................................................17
Basic Investment Principles ....................................................................................................... 17
Diversification......................................................................................................................................17
Dollar Cost Averaging..........................................................................................................................18
Tax-Deferred Compounding ................................................................................................................18
Risk and Return: No Guarantee of Performance .................................................................... 18
Investment Options..................................................................................................................... 18
Investment Fund Descriptions................................................................................................... 19
Target Date Retirement Funds..............................................................................................................19
Target Date Retirement Fund Benchmarks....................................................................................19
Vought Core Funds ..............................................................................................................................20
Vought Stable Value Fund.............................................................................................................20
Vought Fixed Income Fund ...........................................................................................................20
Vought Large Cap Equity Fund.....................................................................................................20
Vought Small Cap Equity Fund.....................................................................................................21
Vought Global Equity Fund...........................................................................................................21
Schwab Personal Choice Retirement Account .....................................................................................22
Units and Unit Values ..........................................................................................................................22
Beneficiary Designations ............................................................................................................ 23
Qualified Domestic Relations Orders........................................................................................ 23
Change of Address ...................................................................................................................... 23
Redemption Fees ......................................................................................................................... 23
Tax Implications.......................................................................................................................... 25
Fiduciary Investment Responsibility......................................................................................... 25
Claims Review and Appeal Procedure...................................................................................... 25
Administration ............................................................................................................................ 26
Plan Amendment and Termination........................................................................................... 26
Other Participating Companies................................................................................................. 27
Special Disclosure Information..................................................................................................27
Plan Name ............................................................................................................................................27
Plan Sponsor.........................................................................................................................................27
Plan Administrator and Agent for Service of Legal Process................................................................27
Type of Administration ........................................................................................................................27
Plan Trustee..........................................................................................................................................27
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