Annual Report Laporan Tahunan - Baiduri Bank

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Chairperson’s Statement and large corporate customers in support of the country’s economic diversification objectives. Baiduri Bank continued to make special efforts to assist the growth of local small businesses under its various SME programmes with private and government bodies as partners. HUMAN RESOURCES Over the years, we have stressed the importance of staff development. In 2008, the first batch of 13 employees underwent studies leading to the Diploma in Financial Planning. Regular training and seminars were organized in order to improve service quality and operating processes. CORPORATE SOCIAL RESPONSIBILITY Baiduri Bank has been an active and regular supporter of local charities, such as Pusat Ehsan, Child Development Centre and SMARTER. The Baiduri Masters, our annual golf event organized to raise funds for charity, remains the biggest golfing event in Brunei. We also offer education grants to deserving children from less-privileged families to help them achieve their educational goals. In support of community education, Baiduri Bank has sponsored the World Blood Donor Day and Universal Children’s Day annually. AWARDS For the sixth time in seven years, Baiduri Bank won the Bank of the Year Award for Brunei from The Banker magazine, UK in November 2008. people of Brunei, we plan the following in 2009: • The upgrading of premises and facilities as part of our ongoing large-scale improvement project; • The provision of new techniques to assist our customers in line with the most up-to-date standards of information technology; • The widening of our range of products especially in Retail Banking, to make them better adapted to the needs and expectations of our customers; • The continued enhancement of our staff’s performance, especially in providing customer services by undertaking professional studies in financial planning. APPRECIATION On behalf of the Board of Directors, I would like to express our appreciation to the Government of His Majesty the Sultan and Yang Di-Pertuan. I also wish to thank our shareholders and our valued clients for their continued support and confidence. Without our customers, we would not have become the award-winning local bank we are today. In conclusion, I wish to record Baiduri Bank’s appreciation to the management and staff for their hard work and much-valued contributions to a highly successful year. ECONOMIC OUTLOOK A large part of the Brunei economy has traditionally been driven by public spending and development projects. Major projects currently underway in the Sungai Liang Industrial Park, increased activities in the oil and gas industries, housing resettlement and other projects will generate activities which will contribute to fuelling the economic growth in Brunei. We are confident that Brunei will not be adversely affected by the uncertain global economic situation in 2009. YTM Pengiran Anak Isteri Pengiran Anak Hajah Zariah Chairperson OUR PLAN FOR 2009 In line with our global strategy to develop innovative products for our Bruneian customers, and to focus on customer service and efficiency with the aim of bringing the highest of quality services to the Baiduri Bank Annual Report 2008 5
Corporate Information Corporate Information SHAREHOLDERS Baiduri Holdings Bhd Royal Brunei Airlines Sdn Bhd Royal Brunei Technical Services Sdn Bhd BNP Paribas BOARD OF DIRECTORS YTM Pg Anak Isteri Pg Anak Hajah Zariah Binti Almarhum Pg Pemancha Pg Anak Haji Mohamed Alam (Chairperson) YAM Pengiran Muda Abdul Qawi YB Pehin Orang Kaya Pekerma Dewa Dato Seri Setia Awang Lim Jock Seng YM Dato Paduka Timothy Ong Teck Mong Claude De Kemoularia Francis Caze Hj Amir Hamzah Hj Hanafi Bertie Cheng Shao Shiong 6 Baiduri Bank Annual Report 2008 46 Baiduri Bank Annual Report 2007
Page 1 and 2: Annual Report Laporan Tahunan
Page 4 and 5: Vision & Mission Statement VISION T
Page 8 and 9: Corporate Information MANAGEMENT CO
Page 10 and 11: 2008 Key Financial Figures OPERATIN
Page 12 and 13: 2008 Corporate Highlights Baiduri B
Page 14 and 15: Business Highlights Established in
Page 16 and 17: Operations Management The role of t
Page 18 and 19: Corporate Social Responsibility Bai
Page 20 and 21: Corporate Social Responsibility Pro
Page 22 and 23: Financial Statements For the year e
Page 24 and 25: Report of the Directors Directors T
Page 26 and 27: Balance Sheets December 31, 2008 Th
Page 28 and 29: Statements of Changes in Equity Yea
Page 30 and 31: Notes to Financial Statements Decem
Page 44 and 45: Offices, Branches and ATM Network B
Page 46: Head Office: Block A, Units 1-4, Ki

Annual Report Laporan Tahunan - Baiduri Bank

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