Annual Report Laporan Tahunan - Baiduri Bank
Annual Report Laporan Tahunan - Baiduri Bank
Annual Report Laporan Tahunan - Baiduri Bank
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Chairperson’s Statement<br />
and large corporate customers in support of the<br />
country’s economic diversification objectives.<br />
<strong>Baiduri</strong> <strong>Bank</strong> continued to make special efforts to<br />
assist the growth of local small businesses under<br />
its various SME programmes with private and<br />
government bodies as partners.<br />
HUMAN RESOURCES<br />
Over the years, we have stressed the importance<br />
of staff development. In 2008, the first batch of<br />
13 employees underwent studies leading to the<br />
Diploma in Financial Planning. Regular training<br />
and seminars were organized in order to improve<br />
service quality and operating processes.<br />
CORPORATE SOCIAL RESPONSIBILITY<br />
<strong>Baiduri</strong> <strong>Bank</strong> has been an active and regular<br />
supporter of local charities, such as Pusat Ehsan,<br />
Child Development Centre and SMARTER. The<br />
<strong>Baiduri</strong> Masters, our annual golf event organized to<br />
raise funds for charity, remains the biggest golfing<br />
event in Brunei. We also offer education grants to<br />
deserving children from less-privileged families to<br />
help them achieve their educational goals.<br />
In support of community education, <strong>Baiduri</strong> <strong>Bank</strong><br />
has sponsored the World Blood Donor Day and<br />
Universal Children’s Day annually.<br />
AWARDS<br />
For the sixth time in seven years, <strong>Baiduri</strong><br />
<strong>Bank</strong> won the <strong>Bank</strong> of the Year Award for Brunei from<br />
The <strong>Bank</strong>er magazine, UK in November 2008.<br />
people of Brunei, we plan the following in 2009:<br />
• The upgrading of premises and facilities as part<br />
of our ongoing large-scale improvement<br />
project;<br />
• The provision of new techniques to assist our<br />
customers in line with the most up-to-date<br />
standards of information technology;<br />
• The widening of our range of products especially<br />
in Retail <strong>Bank</strong>ing, to make them better adapted<br />
to the needs and expectations of our<br />
customers;<br />
• The continued enhancement of our staff’s<br />
performance, especially in providing customer<br />
services by undertaking professional studies in<br />
financial planning.<br />
APPRECIATION<br />
On behalf of the Board of Directors, I would like to<br />
express our appreciation to the Government of His<br />
Majesty the Sultan and Yang Di-Pertuan.<br />
I also wish to thank our shareholders and our valued<br />
clients for their continued support and confidence.<br />
Without our customers, we would not have become<br />
the award-winning local bank we are today.<br />
In conclusion, I wish to record <strong>Baiduri</strong> <strong>Bank</strong>’s<br />
appreciation to the management and staff for their<br />
hard work and much-valued contributions to a highly<br />
successful year.<br />
ECONOMIC OUTLOOK<br />
A large part of the Brunei economy has traditionally<br />
been driven by public spending and development<br />
projects. Major projects currently underway in the<br />
Sungai Liang Industrial Park, increased activities<br />
in the oil and gas industries, housing resettlement<br />
and other projects will generate activities which<br />
will contribute to fuelling the economic growth<br />
in Brunei. We are confident that Brunei will not<br />
be adversely affected by the uncertain global<br />
economic situation in 2009.<br />
YTM Pengiran Anak Isteri<br />
Pengiran Anak Hajah Zariah<br />
Chairperson<br />
OUR PLAN FOR 2009<br />
In line with our global strategy to develop innovative<br />
products for our Bruneian customers, and to focus<br />
on customer service and efficiency with the aim<br />
of bringing the highest of quality services to the<br />
<strong>Baiduri</strong> <strong>Bank</strong> <strong>Annual</strong> <strong>Report</strong> 2008 5