Annual Report Laporan Tahunan - Baiduri Bank

Notes to Financial Statements
December 31, 2008
5 Loans and advances (NET) (continued)
Movements in allowance for bad and doubtful receivables on loans are as follows: -
The Group
The Company
2008 2007 2008 2007
B$’000 B$’000 B$’000 B$’000
b) Balance at the beginning of the year 56,560 81,373 56,560 81,373
Addition 10,448 7,670 10,448 7,670
Written back (2,819) (429) (2,819) (429)
Written off (3,848) (32,054) (3,848) (32,054)
Balance at the end of the year 60,341 56,560 60,341 56,560
Movements in allowance for interest in suspense on loans are as follows: -
The Group
The Company
2008 2007 2008 2007
B$’000 B$’000 B$’000 B$’000
c) Balance at the beginning of the year 90,552 91,429 90,552 91,429
Addition 13,075 18,764 13,075 18,764
Written back (5,082) (383) (5,082) (383)
Written off (5,344) (19,258) (5,344) (19,258)
Balance at the end of the year 93,201 90,552 93,201 90,552
Movements in allowance for bad and doubtful receivables on hire purchase are as follows: -
The Group
The Company
2008 2007 2008 2007
B$’000 B$’000 B$’000 B$’000
d) Balance at the beginning of the year 924 2,176 - -
Addition 7,155 6,935 - -
Written off (4,276) (8,187) - -
Recoveed (2,359) - - -
Balance at the end of the year 1,441 924 - -
Movements in allowance for interest in suspense on hire purchase are as follows: -
The Group
The Company
2008 2007 2008 2007
B$’000 B$’000 B$’000 B$’000
e) Balance at the beginning of the year 519 623 - -
Addition 23 52 - -
Written back (14) (156) - -
Balance at the end of the year 528 519 - -
Baiduri Bank Annual Report 2008 33