financial stability report - Banka Qendrore e Republikës së Kosovës

Number 3
Financial Stability Report
LIST OF FIGURES ------------------------------------------------------------------------------------------------- 19
Figura 1. Inflation in selected Eurozone countries ---------------------------------------------------------- 19
Figura 2. Unemployment in selected Eurozone countries ------------------------------------------------ 19
Figura 3. Cost-to income ratio for banking groups, in percent ------------------------------------------- 20
Figura 4. Return on capital for banking groups, in percent ----------------------------------------------- 21
Figura 5. Capital Adequacy Ratio indicator, in percent ---------------------------------------------------- 22
Figura 6. Non-performing Loan ratio in selected Eurozone countries --------------------------------- 23
Figura 7. Capital adequacy ratio for selected Eurozone countries ------------------------------------- 23
Figura 8. The real GDP growth rate in SEE ------------------------------------------------------------------ 24
Figura 9. Current account deficit in SEE, in percent ------------------------------------------------------- 24
Figura 10. Annual average rate of inflation in SEE --------------------------------------------------------- 25
Figura 11. Macroeconomic map -------------------------------------------------------------------------------- 27
Figura 12. Current account balance, in milions of euro --------------------------------------------------- 28
Figura 13. Remittances, in millions of euro ------------------------------------------------------------------- 29
Figura 14. Capital and financial account and the components of financial account, in millions of
euro -------------------------------------------------------------------------------------------------------------------- 29
Figura 15. Annual rate of Consumer, Import, and Producter Prices ----------------------------------- 30
Figura 16. Real Effective Exchange Rate -------------------------------------------------------------------- 30
Figura 17. Structure of assets of the financial system by sector ---------------------------------------- 32
Figura 18. Net foreign assets by institutions, in millions of euro ---------------------------------------- 33
Figura 19. HHI for assets, loans and deposits --------------------------------------------------------------- 34
Figura 20. Contribution to asset growth by category, in percent ---------------------------------------- 35
Figura 21. Auctions of government treasury bills ----------------------------------------------------------- 36
Figura 22. Interest rates and discounted sum of treasury bills ------------------------------------------ 36
Figura 23. Annual growth rates of loans by sector --------------------------------------------------------- 37
Figura 24. Structure of loans ------------------------------------------------------------------------------------- 37
Figura 25. Structure of loans by economic activity --------------------------------------------------------- 37
Figura 26. Growth trend of loans, by economic sectors --------------------------------------------------- 38
Figura 27. Structure of loans by maturity --------------------------------------------------------------------- 38
Figura 28. Growth trend of loans by maturity ---------------------------------------------------------------- 38
Figura 29. Growth trend of deposits ---------------------------------------------------------------------------- 40
Figura 30. Structure of deposits by sectors ------------------------------------------------------------------ 40
Figura 31. Six-month average interest rates ----------------------------------------------------------------- 41
Figura 32. Ex-post financing, operational and risk costs -------------------------------------------------- 42
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