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TRICARE Overseas Program Provider Manual

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<strong>TRICARE</strong> overseas <strong>Program</strong><br />

<strong>Provider</strong> <strong>Manual</strong><br />

ToP Prime<br />

TOP Prime beneficiaries live within a 40-mile radius of a U.S. MTF.<br />

These beneficiaries are required to seek care through their local<br />

MTF.<br />

If an MTF does not have the capability to provide treatment to the<br />

beneficiary, the assigned Primary Care Manager (or treating<br />

practitioner within the MTF) may refer the beneficiary to<br />

International SOS to find a Network <strong>Provider</strong>. International SOS<br />

will issue an Authorization Form to the Network <strong>Provider</strong> before<br />

care can be delivered.<br />

The medical oversight of the beneficiary’s care still resides with<br />

the MTF Primary Care Manager or assigned host nation Primary<br />

Care Manager. All medical notes and consult findings should be<br />

sent back to the MTF or assigned host nation Primary Care<br />

Manager within 10 working days for routine consultation reports<br />

and within 24 hours for urgent consultation reports.<br />

ToP Prime Remote<br />

TOP Prime Remote beneficiaries live more than 40 miles away<br />

from an overseas U.S. MTF. TOP Prime Remote beneficiaries will<br />

receive their primary care from a Host Nation <strong>Provider</strong> who will<br />

serve as their Primary Care Physician.<br />

International SOS acts as the Primary Care Manager for all TOP<br />

Prime Remote Beneficiaries.<br />

International SOS manages all referrals and medical oversight of<br />

TOP Prime Remote beneficiaries living overseas. All medical<br />

notes and consult findings, including authorizations for referrals<br />

to secondary care or inpatient admissions should be discussed<br />

with International SOS.<br />

11<br />

The following table shows the various TOP options available by<br />

beneficiary type:<br />

Beneficiary Type<br />

Active Duty Service<br />

Members (ADSM)<br />

Active Duty Family<br />

Members 2<br />

(ADFM) and transitional<br />

survivors<br />

Retired service members 4<br />

and family members,<br />

survivors, Medal of Honor<br />

recipients, certain unremarried<br />

former spouse,<br />

and others who are<br />

registered in the Defense<br />

Enrollment Eligibility<br />

Reporting System (DEERS). 6<br />

ToP <strong>Program</strong> options<br />

■ TOP Prime<br />

■ TOP Prime Remote<br />

■ <strong>TRICARE</strong> Active Duty<br />

Dental <strong>Program</strong> (ADDP) 1<br />

■ TOP Prime<br />

■ TOP Prime Remote<br />

■ TOP Standard 3<br />

■ <strong>TRICARE</strong> For Life (TFL)<br />

(if you have both Medicare<br />

Part A and Part B) 4<br />

■ <strong>TRICARE</strong> Dental <strong>Program</strong><br />

■ <strong>TRICARE</strong> Young Adult<br />

<strong>Program</strong> (TYA) 7<br />

■ TOP Standard<br />

■ TFL (if you have both<br />

Medicare Part A and Part B) 4<br />

■ <strong>TRICARE</strong> Retired Reserve 5<br />

■ TYA 7<br />

■ <strong>TRICARE</strong> Reserve Select<br />

■ Enhanced-<strong>Overseas</strong>e<br />

<strong>TRICARE</strong> Retiree Dental<br />

<strong>Program</strong><br />

■ <strong>TRICARE</strong> PLUS (depending<br />

on military hospital or<br />

clinical availability)<br />

SECTIoN 2<br />

<strong>TRICARE</strong> overseas <strong>Program</strong><br />

Benefits<br />

1 The ADDP is only available in the United States and in U.S. territories (American Samoa, Guam,<br />

the Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands). See page 13 for<br />

additional details about the <strong>TRICARE</strong> Dental <strong>Program</strong>.<br />

2 Active Duty Family Members (ADFM) include the sponsor’s <strong>TRICARE</strong>-eligible spouse and<br />

children. Unmarried children may remain <strong>TRICARE</strong>-eligible until age 21 (or age 23 if enrolled<br />

in a full-time course of study at an approved institution of higher learning, and if the sponsor<br />

provides 50 percent or more of the financial support, (but have not yet reached age 26). A<br />

disabled child may remain <strong>TRICARE</strong>-eligible beyond normal age limits.<br />

3 ADFM who are not eligible for, or choose not to enroll in TOP Prime options may use TOP<br />

Standard.<br />

4 Most beneficiaries who are entitled to Medicare Part A must have Medicare Part B to remain<br />

<strong>TRICARE</strong>-eligible. ADFMs who have Medicare Part A are not required to have Medicare Part B<br />

to remain eligible for <strong>TRICARE</strong>. However, once the sponsor reaches age 65, Medicare Part B<br />

must be in effect no later than the sponsor’s retirement date to avoid a break in <strong>TRICARE</strong><br />

coverage.<br />

5 Retired service members and their family members are not eligible to enroll in TOP Prime<br />

options. They may be eligible to use TOP Standard or <strong>TRICARE</strong> for Life. Certain retired National<br />

Guard and Reserve members and their families may qualify to purchase <strong>TRICARE</strong> Retired<br />

Reserve coverage.<br />

6 Individual eligibility is determined by DEERS. Beneficiaries are responsible for ensuring their<br />

information is current in this system. <strong>TRICARE</strong> claims for patients who are not listed as eligible in<br />

DEERS cannot be paid by International SOS.<br />

7 The premium-based <strong>TRICARE</strong> Young Adult (TYA) program extends <strong>TRICARE</strong> coverage to<br />

certain qualified dependents until reaching age 26, and may be an option for adult children who<br />

‘age out’ of other <strong>TRICARE</strong> benefits. For more information, please visit www.tricare.mil/tya.

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