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Chicago Park Disrict Human Resources Policy and Procedures ...

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Short-Term Disability<br />

Employees off work for eight (8) consecutive days due to a non-work related illness or injury, may be<br />

eligible to receive 45% of their gross salary (at the time of disability) from the pension fund if they are in an<br />

unpaid status with the <strong>Chicago</strong> <strong>Park</strong> District. Employees may apply for disability benefits through the<br />

pension fund office only after they have exhausted any accumulated sick pay. The maximum length of<br />

benefits available is 1 /4 of the employee's credited service, or five years, whichever is less. The telephone<br />

number for the Pension Fund is 312.553.9265.<br />

When a disability is the result of a bona-fide injury on duty, an employee is eligible for 75% of their<br />

salary (reduced by workers' compensation payments) from the first day of injury. An employee will<br />

continue to receive Short-Term Disability.<br />

You will receive full pension service credit during the period you are collecting disability through the<br />

pension plan.<br />

Contact the pension fund office at 312.553.9265 to request Short-Term Disability benefits. They will send<br />

you the appropriate paperwork.<br />

Long-Term Disability<br />

Monthly employees are eligible to enroll for optional Long-Term Disability benefits, the first day of the<br />

month following full-time employment, provided they pay the required monthly premium. There is a thirty<br />

(30) day grace period for the initial enrollment. The premium is deducted the first pay period of each month<br />

<strong>and</strong> is based on your age <strong>and</strong> annual salary.<br />

In order to calculate your monthly premium, divide your monthly earnings by 100 then multiply by the rate<br />

listed below for your age group.<br />

Age Rate<br />

0-29 .25<br />

30-34 .34<br />

35-39 .54<br />

40-44 .80<br />

45-49 1.19<br />

50-54 1.66<br />

55-59 2.28<br />

60-64 2.08<br />

65-69 1.28<br />

70-74 1.05<br />

75-80 1.05<br />

The policy provides you with 60% of your salary (after taxes), when<br />

you have been continuously disabled for 180 days (six months), up to<br />

age 65. The minimum monthly benefit is $100 <strong>and</strong> the maximum is<br />

$10,000. Premium payments are waived while you are collecting<br />

Long-Term Disability benefits. Benefits are reduced by<br />

social security, Workers' Compensation <strong>and</strong> pension disability<br />

payments.<br />

Benefits are not payable for a pre-existing condition — a<br />

sickness or injury for which you received treatment during the 12<br />

months prior to the effective date.<br />

If you do not enroll for coverage when first eligible, you will<br />

need to complete a health questionnaire to be submitted to the carrier for approval. There is no<br />

open enrollment period for Long-Term Disability coverage.<br />

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