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Pioneer PRISM XC Variable Annuity - Pioneer Investments

Pioneer PRISM XC Variable Annuity - Pioneer Investments

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Arithmetic Average Illustration<br />

Assumptions:<br />

Total Contributions: $ 100,000<br />

Death Benefit: Account Value<br />

<strong>PRISM</strong> <strong>XC</strong><br />

New York<br />

8.00% (Gross) 5.16% (Net of Expenses) 0% (Gross) (2.63%) (Net of Expenses)<br />

Hypothetical<br />

Hypothetical<br />

Year Age<br />

Withdrawal Account Death Withdrawal Account<br />

Death<br />

Contributions Value Value Benefit Value Value<br />

Benefit<br />

Inception 60 $ 100,000 $ 98,000 $ 106,000 $ 106,000 $ 98,000 $ 106,000 $ 106,000<br />

1 61 104,264 111,464 111,464 96,007 103,207 103,207<br />

2 62 110,910 117,210 117,210 94,188 100,488 100,488<br />

3 63 117,853 123,253 123,253 92,570 97,840 97,840<br />

4 64 125,106 129,606 129,606 90,999 95,262 95,262<br />

5 65 132,688 136,288 136,288 89,442 92,752 92,752<br />

6 66 140,613 143,313 143,313 87,899 90,309 90,309<br />

7 67 148,901 150,701 150,701 86,371 87,929 87,929<br />

8 68 157,570 158,470 158,470 84,856 85,612 85,612<br />

9 69 166,639 166,639 166,639 83,357 83,357 83,357<br />

10 70 175,229 175,229 175,229 81,161 81,161 81,161<br />

11 71 184,263 184,263 184,263 79,022 79,022 79,022<br />

12 72 193,761 193,761 193,761 76,940 76,940 76,940<br />

13 73 203,750 203,750 203,750 74,913 74,913 74,913<br />

14 74 214,253 214,253 214,253 72,939 72,939 72,939<br />

15 75 225,298 225,298 225,298 71,017 71,017 71,017<br />

16 76 236,912 236,912 236,912 69,146 69,146 69,146<br />

17 77 249,125 249,125 249,125 67,324 67,324 67,324<br />

18 78 261,968 261,968 261,968 65,551 65,551 65,551<br />

19 79 275,472 275,472 275,472 63,823 63,823 63,823<br />

20 80 289,673 289,673 289,673 62,142 62,142 62,142<br />

$ 100,000<br />

Important Disclosure<br />

This is an illustration and not a contract. The purpose of this illustration is to demonstrate how the<br />

performance of the underlying investment options may affect contract values and death benefits over an<br />

extended period of time. This illustration is based on hypothetical rate of return and is not intended to<br />

serve as a projection or prediction of future investment returns. It illustrates how much the contract<br />

would be worth if: (1) the product were offered and the investor purchased the annuity on the initial<br />

payment date; (2) the investor had made the annual contributions or withdrawals as shown; and (3) the<br />

investment grew at the hypothetical rate of return noted.<br />

The value of a variable annuity will fluctuate up and down, based on the current performance of the<br />

underlying investment options and the charges assessed under the variable annuity contract, and the<br />

investor may experience a gain or loss. Actual investment results will be more or less than those shown<br />

and will depend on a number of factors, including the choice and investment experience of the eligible<br />

variable investment options and frequency of contributions. Current performance results, as of the<br />

previous month end, are available at www.metlifeinvestors.com.<br />

This hypothetical illustration assumes a steady rate of return. Data illustrated in both hypothetical illustrations<br />

represents a net rate of return, including deduction of all applicable fees and charges of this variable annuity.<br />

Applicable fees and charges are as follows: Mortality & Expense and Administration Charge of 1.65%, annual<br />

contract fee of $40 (waived for accounts over $50,000), contingent deferred sales charge (withdrawal charge),<br />

and arithmetic average of fees and expenses of the underlying options which serve as funding vehicles of 1.02%.<br />

The hypothetical illustration also reflects a 6% purchase payment credit. This illustration does not reflect any<br />

optional riders that may be available under this variable annuity. Please refer to the prospectus for full details on<br />

charges, expenses, fees and state premium taxes.<br />

NOT PART OF THE PROSPECTUS<br />

L0309027384[exp0610]<br />

Page 1 of 3. Not Complete Without All Pages.

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