Washing<strong>to</strong>n District Office 1335 East-West Highway, Suite 200 Silver Spring, MD 20910 Elizabeth Bond – Supervisor Tel 301.713.2000 Fax 301.713.2008 Serves: Maryland Virginia Washing<strong>to</strong>n DC West Virginia 69
U.S. Department of Labor <strong>Women</strong>’s Bureau Regional Offices To reach any of these offices <strong>to</strong>ll free, dial 1-800-827-5335. Region I: Bos<strong>to</strong>n (CT, ME, MA, NH, RI, VT) Ms. Jacqueline Cooke, Regional Administra<strong>to</strong>r J.F.K. Federal Building, Government Center Room E-270 Bos<strong>to</strong>n, MA 02203 617-565-1988 Region II: New York City (NJ, NY, PR, US Virgin Islands) Ms. Jacqueline Cooke, Regional Administra<strong>to</strong>r 201 Varick Street, Room 602 New York, NY 10014-4811 212-337-2389 Region III: Philadelphia (DE, DC, MD, PA, VA, WV) Ms. Lucia Bruce, Program Analyst The Curtis Center, Suite 631 East 170 S. Independence Mall West Philadelphia, PA 19106 215-861-4860 Region IV: Atlanta (AL, FL, GA, KY, MS, NC, SC, TN) Ms. Paulette Norvel Lewis, Regional Administra<strong>to</strong>r Atlanta Federal Center, Suite 7T95 61 Forsyth Street, SW Atlanta, GA 30303 404-562-2336 Region V: Chicago (IL, IN, MI, MN, OH, WI) Ms. Nancy Chen, Regional Administra<strong>to</strong>r 230 S. Dearborn Street, Room 1022 Chicago, IL 60604 312-353-6985 Region VI: Dallas (AR, LA, NM, OK, TX) Ms. Beverly Lyle, Regional Administra<strong>to</strong>r Federal Building, Suite 735 525 Griffin Street Dallas, TX 75202 214-767-6985 Region VII: Kansas City (IA, KS, MO, NE) Center City Square Building 1100 Main Street, Suite 845 Kansas City, MO 64105 816-426-6108 Region VIII: Denver (CO, MT, ND, SD, UT, WY) Ms. Frances Jefferson, Regional Administra<strong>to</strong>r 1999 Broadway, Suite 1620 P.O. Box 46550 Denver, CO 80201 303-844-1286 Region IX: San Francisco (AZ, CA, GU, HI, NV) Ms. Jenny Erwin, Regional Administra<strong>to</strong>r 90 7 th Street, Suite 2-650 San Francisco, CA 94103 415-625-2640 Region X: Seattle (AK, ID, OR, WA) 1111 Third Avenue, Suite 925 Seattle, WA 98101 206-553-1534 70
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Foreword by Teresa Heinz Kerry What
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Foreword By Teresa Heinz Kerry Ther
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stability, and protecting Social Se
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WISER’s mission, our goal, our de
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Work Status � Women are more like
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10 Ways to Become Financially Wiser
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Chapter Two: A Lifetime Money Plan
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children through college. The avera
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mortgage payments, no rent checks.
- Page 19 and 20: you put in, so the government gives
- Page 21 and 22: Chapter Three: Understanding Stocks
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- Page 25 and 26: countries that have yet to develop
- Page 27 and 28: How Bonds Make (and Lose) Money Bon
- Page 29 and 30: Buying Individual Bonds If you have
- Page 31 and 32: ond funds. Your money won’t grow
- Page 33 and 34: #2: The Types of Retirement Benefit
- Page 35 and 36: Here’s a breakdown of when you ca
- Page 37 and 38: your name, and your date of birth.
- Page 39 and 40: Women’s Institute for a Secure Re
- Page 41 and 42: Medicare Has Four Parts: A, B, “C
- Page 43 and 44: You also have to pay a deductible a
- Page 45 and 46: Note: It may be that you are inelig
- Page 47 and 48: factor in the premium costs. Unlike
- Page 49 and 50: WISER FACT SHEET 10 Questions to As
- Page 51 and 52: Chapter Six: Where Will Your Retire
- Page 53 and 54: Workers, employers or both can cont
- Page 55 and 56: Jessica Jessica, age 38, is just di
- Page 57 and 58: Chapter Seven: When the Unthinkable
- Page 59 and 60: Visit the WISER (Women’s Institut
- Page 61 and 62: Bank or credit card accounts: If a
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- Page 65 and 66: Biographies (By Order of Chapter) T
- Page 67 and 68: By using actuarial science to contr
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- Page 75 and 76: U.S. Social Security Administration
- Page 77 and 78: Glossary of Terms Annuity: Provides