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Document 00800<br />

Page 11<br />

$1,000,000. Each occurrence.<br />

D. "Umbrella" Excess Liability Policy shall insure the Contractor for an amount of not less than<br />

$20,000,000 combined single limit Bodily Injury/Property Damage excess of Primary Employers'<br />

Liability and Commercial General Liability and Automobile insurance as set forth in paragraphs<br />

11.1.1A, 11.1.1B and 11.1.1C.<br />

E. The Contractor shall maintain a Professional Errors and Omissions policy. The policy shall have<br />

limits of $1,000,000 per occurrence with a $2,000,000 aggregate.<br />

11.1.2 The Insurance required by Subparagraph 11.1.1 shall be written for not less than limits of liability required by<br />

law.<br />

11.1.3 Certificates of Insurance acceptable to the Owner shall be filed with the Owner prior to commencement of the<br />

Work and during the term of the Project. These Certificates shall contain a provision that coverage afforded<br />

under the policies will not be canceled until at least 30 days prior written notice has been given to the Owner.<br />

11.2 OWNER'S LIABILITY INSURANCE<br />

11.2.1 The Owner shall be responsible for purchasing and maintaining the Owner's usual liability insurance.<br />

Optionally, the Owner may purchase and maintain other insurance for self protection against claims which may<br />

arise from operations under the Contract. The Contractor shall not be responsible for purchasing and<br />

maintaining this optional Owner's liability insurance unless specifically required by the Contract Documents.<br />

11.2.2 Subject to the Contractor providing insurance as described in Subparagraphs 11.1.1.B and 11.1.1.D, the Owner<br />

shall be included as an additional insured.<br />

11.3 PROPERTY INSURANCE<br />

11.3.1 Prior to commencement of the Work, the Owner shall purchase from and maintain in a company or companies<br />

lawfully authorized to do business in the jurisdiction in which the Project is located Property Insurance upon<br />

the entire Work, (1) at the site, (2) portions of the Work stored off the site, or (3) in transit, to the full insurable<br />

value thereof.<br />

This insurance shall include the interests of the Owner, the Contractor and its Subcontractors and Subsubcontractors<br />

in the Work and shall insure against the perils of Fire and Extended Coverage and shall include<br />

"All Risk" insurance for physical loss or damage including without duplication of coverage, Collapse, Theft,<br />

Vandalism, Malicious Mischief, Debris Removal, Flood, Earthquake, Land Movement and Consequential<br />

Loss.<br />

Such insurance shall be in force until substantial completion and acceptance of the Work by Owner, and the<br />

insurable interests of the Contractor and Subcontractors has ceased, unless alternate and equivalent coverage, as<br />

described in paragraph 11.5, is provided by Owner, for the benefit of Owner, Contractor and all tiers of<br />

Subcontractors. Coverage will include all materials that are intended for specific installation in the Project<br />

while such materials are located at the project site and while in transit or temporarily located away from the<br />

Project Site for the purpose of repair, adjustment or storage at the risk of one of the insured parties.<br />

This insurance will not include any tools or clothing of workmen or any tools, equipment, protective fencing,<br />

scaffolding, temporary structures, temporary forms and equipment owned, rented or used by the Contractor or<br />

any Subcontractor and used in the performance of the Work, unless the value of such items is included in the<br />

cost of the Work.<br />

If it is the Owners responsibility to purchase the insurance required by Paragraph 11.3 and the Owner does not<br />

intend to purchase such insurance for the full insurable value of the entire Work, Owner shall inform the<br />

NAPA CENTURY CENTER XD 12<br />

#165582

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