Clem Dinsmore - Oppenheimer & Co. Inc.

Clem Dinsmore
Associate Vice President -
Investments
For over a century, we have been
committed to helping clients
invest and preserve money wisely.
As a leading investment bank
and full-service investment firm,
we are dedicated to providing
independent financial advice, a
full spectrum of traditional and
nontraditional products and
solutions and responsive client
service to individuals, families,
corporate executives, businesses,
and institutions.
Clem Dinsmore assists individuals,
businesses and non-profit
organizations with their financial
concerns to help them meet their
financial goals. His clients include a
broad range of people with a wide
spectrum of concerns and needs,
including short-term investing, educating their children
and preparing for retirement.
His practice includes counseling for-profit and not-forprofit
employers concerned with the costs of their
employee-benefit programs. He helps these clients
establish retirement plans that provide investment options
that are comprehensive, high quality and low cost. Clem
is familiar with exchange-traded funds (ETFs) as well as
actively managed funds, and Socially Responsible
Investments (SRIs).
Before Clem joined Oppenheimer in June 2008, he
worked as a Financial Advisor, first with the Ameritas-
Acacia Life Insurance Company, followed by A.G.
Edwards & Sons, now part of Wells-Fargo Advisors.
Previously, Clem practiced law for twenty-five years. He
believes that his legal experience with the Senate Banking
Committee and the House Conservation and Natural
Resources Subcommittee of the House Government
Operations Committee, as well as Federal credit and
financial regulatory agencies, enhanced his
understanding of practical credit and accounting issues
and investment strategy. Clem has also participated in the
development of public policies affecting financial
institutions, community development, affordable housing
and the environment. When he practiced law, he also
created and taught graduate-level environmental policy
courses and advised a partnership of national
environmental organizations on the development of a
new mortgage loan product.
Clem is a graduate of Princeton University and the
University of Michigan Law School. He is married and has
two adult children. He retains his interest in local
community advocacy, in which he participates through
the Washington Interfaith Network.
Oppenheimer & Co. Inc.
2000 K Street NW, 8th Floor
Washington, DC 20006
(202) 261-0704 Phone
(877) 999-9280 Toll Free
(202) 261-0739 Fax
clem.dinsmore@opco.com

We provide investment advisory, wealth
management and institutional services to
a broad range of individuals, families and
businesses.
We understand no two investors are alike. That is
why our approach begins with listening to you,
understanding the whole picture and then responding
in a way deemed suitable for your needs and
circumstances. Sometimes that means developing a
complete investment strategy while at other times it
means designing a specific solution to help meet a
unique need. At Oppenheimer, we appreciate and
respect these differences.
Why Work with Us
Investment Experience
Our Financial Advisors have experience in a wide range of
client situations. They have the expertise and skills to
understand your needs and, together, with the appropriate
specialists will help develop a solution designed for you.
Independence
Our independence provides us the freedom to offer
objective advice. With access to a full range of traditional
and non-traditional investment products and services,
we are committed to developing a solution that is in your
best interest.
Entrepreneurial Culture
We think ahead. Flexibility, short lines of communication
and access to experts result in decisive action and tailored
solutions that are designed to help meet your unique
financial goals and objectives.
Personal Relationship
We sit on the same side of the table as our clients and
provide advice based on a deep understanding of their
needs. Creating long-term relationships that are built on
trust is our ultimate goal.
Wealth Management Services
• Planning Services 1
• Retirement Services
• Trust Services 2
• Estate and Succession Strategies
• Investment Consulting Services 3
– Portfolio Analysis
– Personal Investment Policy
– Asset Allocation
– Investment Manager Recommendations
– Portfolio Monitoring
– Consolidated Reporting
– Due Diligence
Institutional Investment Consulting Services
• Portfolio Analysis
• Investment Policy
• Asset Allocation
• Portfolio Monitoring
• Consolidated Reporting
• Due Diligence
• Investment Manager Recommendations
Investment Products and Services
• Equity and Fixed Income Securities
• Equity Research
• Exchange Traded Funds
• Options
• Mutual Funds
• Hedge Funds 4
• Portfolio Management
• Separate Account Management
• Sales of Restricted and Control Stock Strategies
• Hedging and Monetization Strategies
• Insurance and Annuities
• Retirement Plan Services
• Employee Stock Option Plans
• Employee Stock Purchase Plans
• Buybacks
• Deferred Compensation Plans
• Rule 10b5-1 Trading Plans
• Cash Management

Oppenheimer
– A leading investment bank
– A full service investment firm
With roots tracing back more than a century,
Oppenheimer and its predecessor companies have
been pioneers in the financial services industry and
are known for their innovative work, particularly in
relation to asset management and equity research.
In January 2003, Fahnestock & Co. Inc. acquired
Oppenheimer & Co. and, in September of the same
year, adopted the name Oppenheimer for the
combined company. Oppenheimer is a leading
investment bank and full-service investment firm
serving high-net-worth investors, individuals,
families, businesses and institutions with a full suite
of integrated asset management, capital markets
and private client services.
Fahnestock was founded in 1881 in New York City as
a privately owned full-services securities brokerage
firm. It successfully weathered the Great Depression
and grew steadily over the years, expanding
significantly in the last decade through acquisitions.
Oppenheimer & Co. was founded in 1950 when a
partnership was created to act as a broker-dealer and
to manage related financial services. In 2008,
Oppenheimer Holdings Inc. announced the close of
the acquisition of a major part of CIBC World Markets’
U.S. capital markets businesses.
Today, Oppenheimer occupies a unique position
among competitors, thanks to the dedication,
expertise and creativity of its people. The firm has
been a groundbreaker in securities research and
asset management. Oppenheimer professionals
have earned the Firm an excellent reputation among
investors by being responsive to client needs, by
operating with the highest standards of objectivity
and integrity and by providing financial services that
put clients’ interests first.
1 If you select one or more of the advisory services (i.e.: Planning
Services) offered by Oppenheimer & Co. Inc. or its affiliate
Oppenheimer Asset Management Inc., we will be acting in an
advisory capacity. If you ask us to effect securities transactions for
you, we will be acting as a broker-dealer. Please see the
Oppenheimer & Co. Inc. website, www.opco.com or call the
branch manager of the office that services your account, for
further information regarding the differences between brokerage
and advisory products and services.
2 Trust services are provided by Oppenheimer Trust Company.
3 Consulting services provided by the Consulting Group at
Oppenheimer Asset Management Inc. (OAM).
4 Alternative investments such as Hedge Funds and Fund of Funds
are made available only to qualified investors and involve various
degrees of risk. Specific standards must be met before investing;
generally; individual investors must have a net worth of $1.5
million and entities must have assets of at least $5 million
to invest.
OAM and the Oppenheimer Trust Company are wholly owned
subsidiaries of Oppenheimer Holdings Inc., which also wholly owns
Oppenheimer & Co. Inc. (Oppenheimer), a registered broker/dealer
and investment adviser. Securities are offered through Oppenheimer.
This brochure is intended for informational purposes only. All
information provided and opinions expressed are subject to change
without notice. No part of this brochure may be reproduced in any
manner without written permission of Oppenheimer. Neither
Oppenheimer, Oppenheimer Trust Company, nor OAM provide legal
or tax advice. However, your Oppenheimer Financial Advisor will
work with clients, their attorneys and their tax professionals to help
ensure all of their needs are met and properly executed.

Oppenheimer & Co. Inc.
Corporate Headquarters
125 Broad Street
New York, NY 10004
(800) 221-5588
www.opco.com
© 2009 Oppenheimer & Co. Inc.
Member of All Principal Exchanges and Member SIPC