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Tips and Tools For Financial Success - Newton Free Library

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Introduction: How to use this Guide<br />

This practical guide on personal finance provides a foundation for learning about<br />

important life skills such as financial planning, budgeting, saving, investing, <strong>and</strong><br />

borrowing. With helpful explanations, worksheets, vocabulary lists, <strong>and</strong> quizzes,<br />

each chapter covers a wealth of information on various financial topics. These<br />

resources can be used in a variety of educational settings. Materials benefit learners in<br />

one-to-one, small group, classroom or self-study situations.<br />

The learning experience can be customized as well by choosing sections that are<br />

pertinent to individual life goals <strong>and</strong> objectives. If a learner is thinking of purchasing<br />

a home, Chapter 6 on Borrowing Basics offers information on different types of loans,<br />

renting versus owning, <strong>and</strong> activity sheets on mortgage affordability. If a learner is<br />

just starting to consider investing or is close to retirement <strong>and</strong> wants some advice,<br />

Chapter 4 on Saving <strong>and</strong> Investing offers savings tips, describes investment vehicles, <strong>and</strong><br />

provides worksheets that help identify saving <strong>and</strong> investing strategies. Chapters can<br />

be read in whatever order meets the immediate needs of the learner. Vocabulary lists<br />

<strong>and</strong> an extensive glossary facilitate comprehension of the readings <strong>and</strong> concepts found<br />

in each chapter.<br />

Also included are a <strong>Newton</strong> <strong>Free</strong> <strong>Library</strong> select bibliography <strong>and</strong> filmography. We<br />

identify the level of English comprehension (beginning, low intermediate,<br />

intermediate, advanced <strong>and</strong> multi-level) of all books that are listed in the<br />

bibliography. The classification helps learners <strong>and</strong> educators choose those materials<br />

that are most appropriate for the learner’s level of English proficiency. The guide<br />

ends with recommended websites as well as community <strong>and</strong> nationwide resource lists.<br />

We hope that you enjoy working with this guide as much as we have enjoyed<br />

creating it!<br />

Susan Bécam, Grant Project Principal<br />

Suzanne Kalil, Grant Coordinator<br />

Lisa Percy, Grant Coach<br />

Lucy Caldwell-Stair, Grant Assistant<br />

5

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