Tips and Tools For Financial Success - Newton Free Library
Tips and Tools For Financial Success - Newton Free Library
Tips and Tools For Financial Success - Newton Free Library
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Chapter V. Credit<br />
Overview of Credit. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 82<br />
What is a Credit Report ......................................................... 83<br />
How to Read your Credit Report .................................................. 84<br />
How the Credit Report is Used .................................................... 85<br />
How to Get your <strong>Free</strong> Annual Credit Report. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 87<br />
Credit Cards: What are they used for? .............................................. 89<br />
Credit Card Comparison Chart ................................................... 91<br />
Sample Credit Card Statement .................................................... 92<br />
Paying your Credit Card Bill ..................................................... 94<br />
Activity: Maria’s Credit Report ................................................... 95<br />
Activity: John’s Credit Report .................................................... 96<br />
Activity: Who Poses the Most Credit Risk? .......................................... 97<br />
Activity: Using Credit Cards Responsibly ........................................... 98<br />
Credit Terms <strong>and</strong> Definitions ..................................................... 99<br />
Credit Quiz with Answers ........................................................ 100<br />
Chapter VI. Borrowing Basics<br />
Types of Loans ................................................................. 104<br />
Car Loans .................................................................... 105<br />
To Rent or to Own? ............................................................. 107<br />
Buying a Home ................................................................ 108<br />
Activity: Which Loan is Best? ..................................................... 109<br />
Activity: Beware of Dealer-Lender Relationships ..................................... 110<br />
Activity: How Much Mortgage can Patricia Afford? ................................... 111<br />
Mortgage Shopping Worksheet. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 114<br />
Borrowing Terms <strong>and</strong> Definitions ................................................. 116<br />
Borrowing Basics Quiz with Answers .............................................. 117<br />
Chapter VII. Life Skills<br />
Menu Planning Worksheet ....................................................... 122<br />
Grocery Shopping <strong>Tips</strong> .......................................................... 123<br />
Grocery Shopping List . ......................................................... 124<br />
Computer <strong>and</strong> Internet Terms <strong>and</strong> Definitions ...................................... 125<br />
Housing Terms <strong>and</strong> Definitions ................................................... 127<br />
Renting an Apartment Quiz with Answers .......................................... 128<br />
Chapter VIII. Glossary<br />
Glossary (Excerpted from FDIC Money Smart). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 132<br />
Chapter IX. Recommended Resources<br />
Bibliography by Topic ........................................................... 140<br />
Bibliography by Level of English Comprehension .................................... 144<br />
<strong>Financial</strong> Education DVD Collection ............................................... 148<br />
Online Resources .............................................................. 151<br />
Community Resources .......................................................... 155<br />
Nationwide Resources ........................................................... 157<br />
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