Tips and Tools For Financial Success - Newton Free Library

More documents

Recommendations

Info

What to Do If Your Wallet or Purse is Lost or Stolen (from FDIC Money Smart) What would you do if your wallet or purse were lost or stolen? If your wallet or purse is lost or stolen, the FTC suggests you: • File a report with the police as soon as possible. Keep a copy of the report in case your bank or insurance company needs proof of the crime. • Cancel your credit cards immediately. Get new cards with different numbers. • Place a fraud alert on your credit report by calling any of the major credit reporting agencies: Equifax: 1-800-525-6285 TransUnion: 1-800-680-7289 Experian: 1-888-397-3742 • Report the loss to your bank. You might want to open new checking and savings accounts and stop payment on any lost checks. • Contact the major check verification companies to request that they notify the stores that use their databases to not accept your lost checks. You can also ask your bank to notify the check verification service with which it does business. Two of the check verification companies that accept reports of check fraud directly from consumers are: TeleCheck: 1-800-366-2425 Certegy: 1-800-437-5120 • Request a new ATM card with a new number and password. 19
20 Kip Child, FDIC Community Affairs Specialist presented an Introduction to Money Smart at our October, 2010 inaugural meeting.
Page 1 and 2: Financial Literacy at the Library T
Page 3 and 4: Background and Acknowledgments Fina
Page 5 and 6: Chapter V. Credit Overview of Credi
Page 7 and 8: 6 Newton Free Library hosted Financ
Page 9 and 10: 8 © 2011 American Consumer Credit
Page 11 and 12: Goal Setting & Financial Planning (
Page 13 and 14: Financial Goals Worksheet (SMART)
Page 15 and 16: Planning For Unexpected Life Events
Page 17 and 18: 1. Determine what to keep at home a
Page 19: 5. Keep a close watch on your bank
Page 23 and 24: Introduction to Banks (from FDIC Mo
Page 25 and 26: 24 Debit Cards • Fees? • Fee wa
Page 27 and 28: Ways to Take Money Out of Your Acco
Page 29 and 30: Using Electronic Banking (from FDIC
Page 31 and 32: Activity 1: Checking Account Fees (
Page 33 and 34: Activity 3: Record Transactions in
Page 35 and 36: Sample Check Register Check Number
Page 37: Paper Money Copy, cut, and put the
Page 40 and 41: III. Budgeting Practice Good Habits
Page 42 and 43: Create a Budget—and Pay Yourself
Page 44 and 45: Household Budgeting Worksheet Housi
Page 46 and 47: Read the scenario, review the Month
Page 48 and 49: Increase Your Income How might how
Page 50 and 51: Develop a Spending Plan A spending
Page 52 and 53: Implement Your Plan Seek Assistance
Page 54 and 55: • Educate yourself and learn more
Page 56 and 57: Budgeting Quiz 1. How long should y
Page 58 and 59: Budgeting Quiz -Answers 1. Correct
Page 60 and 61: IV. Saving and Investing Preparing
Page 62 and 63: The true magic of compound interest
Page 64 and 65: 9. Pay off high-interest credit car
Page 66 and 67: Risk-Return Relationship Table (FIN
Page 68 and 69: Compounding with Tables (FINRA Inve
Page 70 and 71:
Retirement Savings Vehicles (FINRA
Page 72 and 73:
In most cases, you roll over a trad
Page 74 and 75:
Activity 2: Savings Goals Worksheet
Page 76 and 77:
Investing Quiz 1. Which of the foll
Page 78 and 79:
Investing Quiz - Answers 1. Correct
Page 80 and 81:
Making your First Investments http:
Page 82 and 83:
V. Credit Overview of Credit What i
Page 84 and 85:
What Is a Credit Report? (from FDIC
Page 86 and 87:
How the Credit Report Is Used (from
Page 88 and 89:
How to Get Your Free Annual Credit
Page 90 and 91:
Credit Cards: What Are They Used Fo
Page 92 and 93:
Credit Card Comparison Chart (from
Page 94 and 95:
ACCOUNT ACTIVITY Date of Transactio
Page 96 and 97:
Activity 1: Maria’s Credit Report
Page 98 and 99:
Activity 3: Who Poses the Most Cred
Page 100 and 101:
Credit Terms and Definitions Bankru
Page 102 and 103:
8. All of the following appear on y
Page 104 and 105:
VI. Borrowing Basics Types of Loans
Page 106 and 107:
Car Loans (from FDIC Money Smart) T
Page 108 and 109:
To Rent or To Own? (from FDIC Money
Page 110 and 111:
Activity 1: Which Loan Is Best? (fr
Page 112 and 113:
Activity 3: How Much Mortgage Can P
Page 114 and 115:
Note: Make sure you compare loan of
Page 116 and 117:
Estimated prepaid amounts for inter
Page 118 and 119:
Borrowing Basics Quiz 1. Which of t
Page 120 and 121:
Answers for Borrowing Basics Quiz 1
Page 122 and 123:
VII. Life Skills Menu Planning Work
Page 124 and 125:
Grocery Shopping Tips 1. Clean out
Page 126 and 127:
Computer Terms and Definitions Comp
Page 128 and 129:
Housing Terms and Definitions Appli
Page 130 and 131:
8. According to the 2010 Consumer E
Page 132 and 133:
VIII. Glossary Glossary (excerpted
Page 134 and 135:
Compounding: Interest paid on money
Page 136 and 137:
Interest: A percentage of your bala
Page 138 and 139:
Stocks: Parts of a company, called
Page 140 and 141:
IX. Recommend Resources Bibliograph
Page 142 and 143:
Careers and Life Skills Bostick, Na
Page 144 and 145:
Heath, Julia A. Personal finance es
Page 146 and 147:
Debt information for teens: tips fo
Page 148 and 149:
Tutor/Teacher Cordell, Jane. Cambri
Page 150 and 151:
Newton Free Library Financial Educa
Page 152 and 153:
I. Learning English Online Resource
Page 154 and 155:
Investor Knowledge Quiz - http://ww
Page 156 and 157:
American Consumer Credit Counseling
Page 158 and 159:
Nationwide Resources (from American
Page 160:
This publication is made possible b
show all

Tips and Tools For Financial Success - Newton Free Library

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?