Issued by Genworth Life and Annuity Insurance Company
Issued by Genworth Life and Annuity Insurance Company
Issued by Genworth Life and Annuity Insurance Company
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<strong>Life</strong>Harbor SM Series, <strong>Genworth</strong> Financial Wealth Management<br />
Group Guaranteed Income <strong>Annuity</strong> Certificate<br />
<strong>Issued</strong> <strong>by</strong><br />
<strong>Genworth</strong> <strong>Life</strong> <strong>and</strong> <strong>Annuity</strong> <strong>Insurance</strong> <strong>Company</strong><br />
6610 West Broad Street<br />
Richmond, VA 23230<br />
Tel. 800.352.9910<br />
April 23, 2008<br />
(As revised <strong>and</strong> reprinted August 5, 2008)<br />
This prospectus describes the <strong>Life</strong>Harbor SM Series, <strong>Genworth</strong><br />
Financial Wealth Management Guaranteed Income <strong>Annuity</strong><br />
Certificate issued <strong>by</strong> <strong>Genworth</strong> <strong>Life</strong> <strong>and</strong> <strong>Annuity</strong> <strong>Insurance</strong><br />
<strong>Company</strong>. The certificate is offered to clients participating in<br />
the <strong>Genworth</strong> Financial Wealth Management Program, an<br />
investment advisory program sponsored <strong>by</strong> <strong>Genworth</strong> Financial<br />
Wealth Management, Inc. (formerly, AssetMark Investment<br />
Services, Inc.). The certificate provides for guaranteed income<br />
for the life of a designated person based on the certificate<br />
owner’s advisory account in the <strong>Genworth</strong> Financial Wealth<br />
Management Program, provided all conditions specified in the<br />
certificate are met, regardless of the actual performance or value<br />
of the investments in the account. The certificate has no cash<br />
value <strong>and</strong> no surrender value.<br />
Prospective purchasers may apply to purchase a certificate<br />
through broker-dealers that have entered into a selling<br />
agreement with Capital Brokerage Corporation, the principal<br />
underwriter for the certificates. Capital Brokerage Corporation<br />
will use its best efforts to sell the certificates, but is not required<br />
to sell any specific number or dollar amount of certificates.<br />
This prospectus provides important information that a<br />
prospective purchaser of a certificate should know before<br />
investing. Please retain this prospectus for future reference.<br />
The Securities <strong>and</strong> Exchange Commission (“SEC”) has not<br />
approved or disapproved these securities, nor has the SEC<br />
determined if this prospectus is truthful or complete. Any<br />
representation to the contrary is a criminal offense.<br />
This prospectus does not constitute an offering in any<br />
jurisdiction in which such offering may not be lawfully made.<br />
The certificate:<br />
‰ Is NOT a bank deposit<br />
‰ Is NOT FDIC insured<br />
‰ Is NOT insured or endorsed <strong>by</strong> a bank or any<br />
government agency<br />
‰ Is NOT available in every state<br />
A purchase of the certificate is subject to certain risks. See “Risk<br />
Factors” on page 7. The certificate is novel <strong>and</strong> innovative.<br />
While we underst<strong>and</strong> that the Internal Revenue Service<br />
may be considering tax issues associated with products<br />
similar to the certificate, to date the tax consequences of the<br />
certificate have not been addressed in published legal<br />
authorities. Under the circumstances, you should therefore<br />
consult a tax advisor before purchasing a certificate.<br />
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