Ugovor o otvaranju i vođenju dinarskog računa ... - Banca Intesa

Ugovor o otvaranju i vođenju dinarskog računa
rezidenta
pravnog lica/preduzetnika kod Banca Intesa ad,
Beograd
Broj ______________________________
Zaključen u _______________, dana
_________________ između sledećih ugovornih
strana:
1. Banca Intesa Akcionarsko Društvo
Beograd, Milentija Popovića 7B
tekući račun: 908-16001-87, matični broj:
07759231, PIB: 100001159
RC/Ekspozitura________________________,
adresa ekspoziture_______________________,
koju
zastupa:
_________________________________ (u daljem
tekstu: Banka)
(ime, prezime i funkcija)
i
2._______________________________________
________________________________________
(pun naziv klijenta iz rešenja o upisu u registar
nadležnog registarskog organa)
_________________________________________
_________________________________________
_______________
(mesto i adresa sedišta)
Matični broj: _________________
PIB: ___________________
koga zastupa:
____________________________________ (u
daljem tekstu: Klijent)
(ime, prezime i funkcija ovlašćenog lica)
Agreement on Opening and Maintaining an RSD
account of a Resident-legal entity with Banca Intesa
ad Beograd
Number___________________________
concluded in _____________, on ____________
by and between:
1. Banca Intesa Joint-stock Company Beograd,
Milentija Popovića 7B
Gyro account: 908-16001-87, identification number:
07759231, Tax Identification Number: 100001159
RC/Branch __________________,
Branch address____________________,
Represented by:
_________________________________ (hereinafter:
Bank)
(name, surname and position)
and
2.___________________________________________
____________________________________________
(full name of the client from the decision on entry into the
registry of the authorized registration body)
_____________________________________________
_____________________________________________
___________________
(head office place and address)
Identification Number: _________________
Tax Identification Number: ______________________
Represented by:
___________________________________ (hereinafter:
the Client)
(name, surname and position of the authorized person)
Član 1.
Predmet ovog Ugovora je regulisanje uslova i
načina otvaranja, vođenja i gašenja računa Klijenta
za obavljanje platnog prometa u dinarima, kod
Banke.
Član 2.
Banka otvara Klijentu sledeće tekuće račune za
redovno poslovanje:
1. ____________________ broj: 160-____
(naziv računa)
2. ____________________ broj: 160-____
(naziv računa)
Article 1
The subject of this Agreement is establishing the
conditions and manner of opening, maintaining and
closing the Client’s account for performing payment
operations in dinars, with the Bank.
Article 2
The Bank opens the following current accounts to the
Client for regular operations:
1. ____________________ number: 160-____
(account name)
2. ____________________ number : 160-____
(account name)
Ugovorne strane su se sporazumele da Banka
otvori Klijentu i druge račune za posebne namene,
čije je otvaranje i vođenje propisano zakonom,
The contractual parties have agreed for the Bank to
open other specific purpose accounts for the Client,
whose opening and maintenance is prescribed by the
Strana 1 / 5

propisom ili aktom nadležnog organa:
1. ____________________ broj: 160-_________
(naziv računa)
2. ____________________ broj: 160-_________
(naziv računa)
3. ___________________ broj: 160-_________
(naziv računa)
law or an act of an authorized body:
1. ____________________ number: 160-____
(account name)
2. ____________________ number : 160-____
(account name)
3. ____________________ number: 160-____
(account name)
Član 3.
Klijentu će biti omogućeno izvršenje transakcija
plaćanja u poslovnim ekspoziturama Banke, za
koje se Klijent opredelio dostavljanjem Banci
posebnog Zahteva ovlašćenog lica o mestu i
načinu dostavljanja naloga platnog prometa.
Banka se obavezuje da će transakcije plaćanja
izvršiti isključivo u ekspoziturama za koje se Klijent
opredelio u svom Zahtevu.
Banka će poslove obavljati ažurno i u dobroj
nameri, u skladu sa standardima Banke i opštim
bankarskim standardima.
Article 3
The client will be enabled to perform payment
transactions in the Bank’s business branches for which
the Client has opted by submitting a special Request of
an authorized person on the place and manner of
submitting the payment operation order to the Bank.
The Bank undertakes to perform the payment
transactions exclusively in the branches for which the
Client has opted in his/her Request.
The Bank shall perform its operations timely and with
good intentions, in accordance with the Bank’s standards
and the general banking standards.
Član 4.
Banka se obavezuje da prima i izvršava naloge
Klijenta za plaćanje, koji su izdati u skladu sa
zakonom kojim se reguliše platni promet i odlukom
Narodne banke Srbije kojom se regulišu oblik,
sadržina i način korišćenja jedinstvenih
instrumenata platnog prometa u pisanoj formi,
računarskom komunikacijom ili na magnetnim
nosiocima podataka (disketa, CD-ROM, magnetne
trake itd).
Banka se obavezuje da izvršava i evidentira naloge
za plaćanje na teret računa iz člana 2. ovog
Ugovora, do iznosa raspoloživih sredstava, u
rokovima i na način propisan zakonom kojim se
reguliše platni promet.
Banka se obavezuje da poštuje princip tajnosti
računa i da informacije o računu daje samo Klijentu
i organima koji su ovlašćeni da ih zahtevaju prema
važećim pozitivnim propisima.
Klijent je izričito saglasan u skladu sa članom 47.
stav 3. Zakona o Bankama, da Banka ima pravo da
podatke iz ovog Ugovora, podatke o Klijentu i
njegovim povezanim licima, dokumentaciju koja čini
dosije uz ovaj Ugovor, kao i druge podatke koji se
smatraju bankarskom tajnom, prosledi u Centralnu
bazu podataka grupe Intesa Sanpaolo, članovima
svojih organa, svojim akcionarima, zaposlenima u
Banci, spoljnom revizoru Banke, drugim licima koji
zbog prirode posla koji obavljaju moraju imati
pristup takvim podacima, kao i trećim licima sa
kojima Banka ima zaključen Ugovor koji reguliše
postupanje sa poverljivim podacima, a koji su
obavezni da po prestanku ugovornog odnosa ili
nakon što poverljive informacije postanu
nepotrebne, odmah, odnosno po isteku roka za
čuvanje, ukoliko je takav predviđen propisima ili
internim aktom trećeg lica zasnovanim na
propisima, a tokom kog perioda obaveznog čuvanja
su dužni u potpunosti pridržavati se važećih
propisa o postupanju sa poverljivim informacijama i
odredbi predmetnog Ugovora, poverljive
informacije unište ili obrišu na takav način da je iste
nemoguće povratiti i o tome dostave pisanu
Article 4
The Bank undertakes to receive and execute the Client’s
payment orders, issued in accordance with the Law on
Payment Operations and Decision on the Form,
Contents and Use of Uniform Instruments in Payment
Transactions in the written form, computer
communication or on the magnetic memory devices
(disc, CD-rom, magnetic tape etc.).
The Bank undertakes to execute and record the payment
orders debited to the account from Article 2 of this
Agreement, up to the amount of assets available, within
the deadlines and in the way prescribed by the Law on
Payment Operations.
The Bank undertakes to respect the account
confidentiality principle and to provide information on the
account only to the Client and to the bodies authorized to
request them, in accordance with the valid positive
regulations.
The client explicitly agrees that, in accordance with
Article 47, paragraph 3 of Law on Banks, the Bank has
the right to submit the data regarding the Agreement,
information about the client and their related parties and
documentation included in the dossier along with the
Agreement, as well as the other data that are considered
to be a banking secret, to the Central database of Intesa
Sanpaolo Group, to members of its bodies, shareholders
and the Bank employees, as well as the external auditor
of the Bank, other persons who due to the nature of
activities they perform, must have access to the
specified data as well as the third persons with whom the
Bank has reached the Contract on treating confidential
data, and who shall, upon termination of the contractual
relationship or after confidential information become
redundant, immediately, i.e. upon expiration of the period
of keeping, if such period was stipulated by regulations
or internal enactment of a third party based on
regulations, and who have the obligation during the
period of mandatory keeping to fully adhere to effective
regulations on acting with confidential information and
provisions of the Agreement hereof, destroy confidential
information or delete it so that it cannot be retrieved, and
send a written confirmation about that.
Strana 2 / 5

potvrdu.
Klijent je izričito saglasan da Banka ima pravo da
podatke o Klijentu koji se odnose na adresu,
brojeve telefona, faks i telefaks uređaja, e-mail
adrese i ostale podatke za uspostavljanje kontakta,
a koje je Klijent prezentovao Banci prilikom
potpisivanja ovog Ugovora, koristi radi dostavljanja
Klijentu obaveštenja o svojim aktivnostima,
proizvodima i uslugama, u vidu letaka, prospekata,
elektronskih poruka, kao i svih drugih sredstava
poslovne komunikacije i poslovne prezentacije.
Član 5.
Klijent se obavezuje da naloge za plaćanje izdaje u
skladu sa zakonom kojim se reguliše platni promet i
odlukom NBS kojom se reguliše oblik, sadržina i
način korišćenja jedinstvenih instrumenata platnog
prometa. Nalog za plaćanje koji Klijent dostavi
Banci u pisanoj formi, mora biti potpisan i overen
pečatom, identičnim kao na depo kartonu kod
Banke. Ukoliko se Klijent opredeli da instrumente
platnog prometa dostavljaju ovlašćeni donosioci,
Banka se obavezuje da će ih obraditi samo uz
obaveznu predhodnu identifikaciju donosioca.
Klijent se obavezuje da će u slučaju blokade
računa za redovno poslovanje, odnosno računa za
posebne namene koji nisu izuzeti od blokade, radi
izvršenja prinudne naplate po nalogu organizacije
zadužene za izvršenje prinudne naplate, poslovati
isključivo u skladu sa važećim odredbama zakona
kojim se reguliše platni promet i drugim relevantnim
zakonima, koji regulišu navedeno.
Klijent se obavezuje da će sredstva sa računa za
posebne namene koristiti u skladu sa zakonom,
propisom ili aktom nadležnog organa, kojim se
uređuje korišćenje sredstava sa ovih računa.
Član 6.
Banka utvrđuje za Klijenta dnevni promet i
dostavlja pismeno izveštaj o svim promenama na
računu sa konačnim saldom, narednog, a
najkasnije u roku od dva dana od dana izvršene
promene. Izveštaj o promenama na računu, Banka
dostavlja na način za koji se Klijent opredelio (na
šalteru Banke, elektronski, preko faha, putem e-
mail-a) izjavom na obrascu Zahtev za otvaranje
računa klijenta.
Klijent je dužan da vodi računa o izveštajima koje je
primio od Banke, da ih pregleda i da, ukoliko
smatra da postoji neslaganje ili da postoje sporna
dugovanja, odnosno potraživanja, o tome odmah
obavesti Banku, a najkasnije u roku od dva dana
od dana izrade izveštaja, u protivnom Banka neće
snositi odgovornost za eventualnu štetu.
Banka je dužna da ispita svako neslaganje,
odnosno osporavanje dugovanja ili potraživanja, na
koje ukaže Klijent i da obezbedi relevantne
informacije, koje su joj na raspolaganju i da, u
zavisnosti od rezultata ispitivanja, izvrši potrebna
usaglašavanja i korekcije na računu.
Član 7.
Klijent je izričito saglasan da Banka u skladu sa
članom 44. Zakona o platnom prometu izvrši
usklađivanje podataka o statusnim i drugim
promenama u vezi sa računima Klijenta sa
The Client explicitly consents to the right of the Bank to
use the data on the Client regarding the address, phone
numbers, fax and telefax devices, email address and
other data for establishing contact, which the Client
presented to the Bank when signing this Agreement, for
the purposes of notifying the Client on its activities,
products and services in the form of flyers, brochures,
electronic messages as well as all other means of
business communication and business presentation.
Article 5
The Client undertakes to submit payment orders in
accordance with the Law on Payment Operations and
the Decision on the Form, Contents and Use of Uniform
Instruments in Payment Transactions. The payment
order that the Client submits to the Bank in the written
form must be signed and stamped with a seal identical to
the one on specimen signatures with the Bank. If the
Client opts for the payment operations instruments to be
delivered by the authorized bearer, the bank undertakes
to process them only with a previous identification of the
bearer.
In case of freezing the accounts for regular operations,
i.e. accounts for specific-purpose not exempted from the
freezing, for the purpose enforced payment against the
order at the order of the institution in charge of execution
of enforced collection, the client business only in
accordance with valid regulations governing payments
and other relevant laws, governing the above stated.
The client shall use the funds on the specific-purpose
loan in line with the law, legislation or enactments of the
governing body, which regulate the use of the funds
placed on these accounts.
Article 6
The Bank establishes the daily turnover for the Client
and submits a report on all the changes on the account
with a final balance in writing, on the next day, and within
two days at the latest from the day of the performed
change. The Bank delivers the Report on the Changes
on the Account in the manner for which the Client has
opted (at the Bank’s counter, electronically, by fax,
email) by a statement on the form- Request for Opening
a Dinar Account.
The Client is obliged to take care of the reports he/she
has received from the Bank, to examine them and, if
he/she considers that there is a discrepancy or there are
disputable debts, i.e. receivables, to notify the Bank on it
immediately, within two days from the day of report
compilation at the latest. If the contrary is the case, the
bank will not bear responsibility for possible damage.
The Bank is obliged to examine any disagreement, i.e.
contestation of a debt or a receivable, to which the Client
draws its attention and to provide relevant information
that lay at its disposal and, depending on the
examination results, perform the necessary adjustments
and corrections on the account.
Article 7
The client exceptionally agrees that the Bank shall, in
line with Article 44 of the Law on payment transactions,
harmonize data on status and other changes related to
client’s accounts with data taken from the organization in
charge of maintaining Business Registers Agency within
Strana 3 / 5

podacima preuzetim od organizacije nadležne za
vođenje Registra privrednih subjekata u roku od tri
radna dana od dana preuzimanja ovih podataka.
Klijent se obavezuje da obavesti Banku o statusnim
i drugim promenama podataka u vezi sa računima
Klijenta koji se registruju kod drugih organa i
organizacija, kao i da preduzme pravne radnje
potrebne za usklađivanje podataka u vezi sa svojim
računima sa ovom promenom u roku od 3 (tri) dana
od dana prijema rešenja o upisu te promene.
Klijent se obavezuje da Banci dostavi podatke i
dokumentaciju neophodne za poznavanje i
praćenje Klijenta, fizičkog lica, preduzetnika,
pravnog lica i lica građanskog prava u skladu sa
pozitivnim propisima o sprečavanju pranja novca i
finansiranja terorizma. U suprotnom, Banka je
dužna da odbije izvršenje transakcija i raskine ovaj
Ugovor shodno odredbama važećeg zakona koji
reguliše sprečavanje pranja novca i finansiranje
terorizma.
Član 8.
Za obavljene usluge platnog prometa Klijent plaća
Banci naknadu u skladu sa Odlukom o tarifi
naknada za usluge Banca Intesa ad Beograd.
Klijent ovlašćuje Banku da za njegov račun i u
njegovo ime, vrši obračun i naplatu naknade sa
računa.
Klijent se obavezuje da za naplatu usluga platnog
prometa obezbedi pokriće na svojim računima.
Član 9.
Za eventualnu štetu koju ugovorne strane pričine
jedna drugoj u izvršavanju ovog Ugovora i vršenju
platnog prometa, kao i za sve drugo što ovim
Ugovorom nije predviđeno primenjivaće se odrebe
Zakona o platnom prometu, Zakona o bankama,
Zakona o obligacionim odnosima, Zakona o
sprečavanju pranja novca i finansiranju terorizma,
drugih pozitivnih zakonskih propisa i Opštih uslova
poslovanja Banca Intesa ad Beograd.
Član 10.
Ovaj Ugovor se zaključuje na neodređeno vreme, a
ugovorne strane ga mogu raskinuti dostavljanjem
pisanog obaveštenja drugoj ugovornoj strani
najkasnije 15 (petnaest) dana pre dana raskida.
Banka može jednostrano raskinuti Ugovor, bez
ostavljanja otkaznog roka, ukoliko Klijent račun
koristi za nedozvoljene poslove, zloupotrebi
izveštaje primljene od Banke ili ne izvršava
obaveze prema Banci.
Član 11.
Ugovorne strane su saglasne da će sve eventualne
sporove nastojati da reše sporazumno, a u slučaju
nepostizanja sporazuma, spor će rešavati sud u
Beogradu.
Član 12.
Ovaj Ugovor je zaključen pod odložnim uslovom.
Ugovorne strane su saglasne da ovaj Ugovor stupa
na snagu pošto Banka izvrši stručnu proveru
dokumentacije koju je Klijent dostavio u cilju
zaključenja ovog Ugovora i potvrdi njenu
kompletnost i ispravnost.
Provera dokumentacije iz stava 2. ovog člana ne
3 (three) working days from the date of receiving the
data.
The Client undertakes to inform the Bank on the status
and other changes of data related to client’s accounts
registered with other bodies and organizations, and to
assume legal actions necessary for harmonization of the
data related to its accounts with the change within 3
(three) days from receiving the decision on the entry of
the respective change.
The Client undertakes to submit the data and
documentation necessary for knowing and monitoring
the client, an individual, an entrepreneur, legal entity and
citizen to the Bank, in accordance with positive
regulations on the prevention of money laundering and
the financing of terrorism. In the case of the contrary, the
Bank is obliged to refuse to perform the transactions and
cancel this Agreement in accordance with Article 8 of the
valid Law on the Prevention of Money Laundering and
Terrorism Financing.
Article 8
The Client pays a fee for the performed payment
operations services to the Bank in accordance with the
Decision on the Tariff of Fees for the Services of Banca
Intesa ad Beograd. The Client authorizes the Bank to
perform the calculation and collection of the fee from the
account, in his/her name and for his/her account.
The Client undertakes to provide coverage for his/her
accounts for the payment operations services.
Article 9
For possible damage that the contractual parties may
cause to one another in the execution of this Agreement
and in the performance of payment operations, as well
as for anything else not envisaged by this Agreement,
the provisions of the Law on Payment Operations, Law
on Banks, Obligations Law, Law on the Prevention of
Money Laundering and Terrorism Financing, other
positive regulations and the General Operating Terms
and Conditions of Banca Intesa ad Beograd will apply.
Article 10
This Agreement is being concluded on an open-ended
basis, and the contractual parties may cancel it by
delivering a written notice to the other contractual party
15 (fifteen) days before the cancellation date at the
latest.
The Bank may unilaterally cancel the Agreement, without
the notice period, if the client uses the account for not
approved operations, misuses reports accepted by the
Bank or fails to perform obligations due to the Bank.
Article 11
The contractual parties agree that they will attempt to
solve all disputes that may arise amicably, and in the
case of not reaching the agreement, the disputes will be
solved by the Commercial Court in Belgrade.
Article 12
This Agreement is entered into under the suspensive
condition.
The contractual parties agree that this Agreement shall
be enforced after the Bank’s professionally inspection of
documentation submitted by the client in order to
conclude the Agreement and confirms the completeness
and validity of the documentation.
Inspection of documentation referred to in para 2 of this
Strana 4 / 5

može trajati duže od tri radna dana.
Po stupanju ovog Ugovora na snagu, račun Klijenta
iz člana 2. ovog Ugovora postaje operativan i
Klijent ga može koristiti za svoje poslovne svrhe, a
Banka, u propisanom roku, obaveštava Narodnu
banku Srbije o otvaranju računa.
Banka će Klijenta obavestiti o stupanju ovog
Ugovora na snagu putem e-mail-a za koji se Klijent
opredelio na obrascu Zahtev za otvaranje računa.
Ako se proverom dokumentacije iz stava 2. ovog
člana utvrdi nedostatak koji se naknadno ne može
otkloniti ili, ako Klijent, po pozivu Banke, ne ispravi
nedostatke u dokumentaciji u roku od 3 (tri) radna
dana od dana kada je Klijent primio taj poziv,
smatra se da ovaj Ugovor nije ni zaključen.
Banka će Klijenta obavestiti o nedostatku
dokumentacije koji se ne može otkloniti ili koji nije
otklonjen ni naknadnom dostavom dokumentacije,
odnosno potrebi da ispravi nedostatke u
dokumentaciji, pisanim putem.
Član 13.
Ovaj Ugovor je sačinjen u 2 (dva) istovetna
primerka, od kojih po jedan zadržava svaka
ugovorna strana.
Article shall be within three working days.
Upon the enforcement of the Agreement, the client’s
account referred to in Article 2 hereof become
operational and the client can use it for its business
purposes, and the Bank shall notify the National Bank of
Serbia on opening of the account within the prescribed
time frame.
The Bank shall inform the client on coming into force of
this Agreement by e-mail-a which the client opted for on
the Application for account opening.
If the inspection of the documentation referred to para 2
of this Article proves deficiencies which could not be
subsequently removed, or if the client, upon the Bank’s
invitation, fails to remove deficiencies in the
documentation within 3 (three) working days from the
date the client accepted the invitation, the Agreement
shall not be deemed concluded.
The Bank shall inform the client about deficiencies in
documentation which cannot be removed or which has
not been removed by subsequent delivery of documents,
i.e. on the need to remove deficiencies in the
documentation in written.
Article 13
This Agreement has been made in 2 (two) identical
copies, of which each contractual party shall retain one.
za klijenta
_______
(pečat i potpis)
za banku:
___________
(pečat i potpis)
For the Client:
_______________
(seal and signature)
For the Bank:
________________
(seal and signature)
Podaci za odgovorno lice Klijenta:
Ime, prezime, datum i mesto rođenja, funkcija
Mesto i adresa stanovanja / prebivalište ili boraviše
JMBG / Identifikacioni broj stranog fizičkog lica
Vrsta i broj ličnog dokumenta, datum i mesto izdavanja,
naziv izdavaoca
Podaci o licu koje po ovlašćenju otvara račun u ime
Klijenta:
Ime, prezime, datum i mesto rođenja, funkcija
Mesto i adresa stanovanja / prebivalište ili boraviše
JMBG / Identifikacioni broj stranog fizičkog lica
Vrsta i broj ličnog dokumenta, datum i mesto izdavanja,
naziv izdavaoca
Data for the responsible person- Client:
Name, surname, date and place of birth, position
Place of residence and address/ permanent or temporary
residence
Personal Identification Number / Identification number of a
foreign individual
Type and number of a personal document, date and place of
issue, name of issuer
Data on the person who opens the account, with authorization,
in the Client’s name:
Name, surname, date and place of birth, position
Place of residence and address/ permanent or temporary
residence
Personal Identification Number / Identification number of a
foreign individual
Type and number of a personal document, date and place of
issue, name of issuer
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