Report on Insurance and Pensions 2007 - Central Bank of Trinidad ...
Report on Insurance and Pensions 2007 - Central Bank of Trinidad ... Report on Insurance and Pensions 2007 - Central Bank of Trinidad ...
TABLES TABLE XXXIII DEPOSIT ADMINISTRATION PENSION FUND PLANS - REVENUE ACCOUNT - 2007 CONTRIBUTIONS BY SUPERANNUATION BENEFITS NAME OF PLAN Fund at the beginning of period $ EMPLOYERS $ EMPLOYEES $ ADDITIONAL CONTRIBUTION BY EMPLOYER TO MEET DEFICIENCY $ INTERESTS DIVIDENDS AND RENT $ OTHER INCOME $ TOTAL REVENUE $ PENSIONS TO RETIRED EMPLOYEES $ RETIREMENT GRATUITIES $ TOTAL $ DEATH GRANTS $ 1. Albrosco Limited Staff Pension Plan 9,874,161 220,719 437,799 10,532,679 180,655 180,655 34,068 2. All Trinidad Sugar and General Workers Trade Union Staff Pension Plan 2,129,984 38,163 27,259 168,770 2,364,176 3. Anthony N. Sabga Limited Pension Fund Plan 13,438,409 398,081 398,081 1,042,848 15,277,419 (96,884) 4. Angostura Bitters (Dr. J.G.B. Siegert & Sons) Limited Pension Fund Plan 112,824,442 4,384,667 2,401,754 9,185,587 128,796,450 2,391,837 1,027,299 3,419,136 5. Armour’s Funeral Homes Limited Pension Fund Plan 6. ASA Wright Nature Centre Pension Fund Plan 7. Barbados Mutual Life Assurance Society Employees Pension Plan 27,335,114 1,301,495 895,672 1,991,691 31,523,972 648,294 24,661 672,955 8. Bel Air International Airport Hotel Limited Pension Plan 399,225 101,500 26,591 527,316 71,554 39,218 110,772 9. Berger Paints Trinidad Limited Weekly Paid Pension Fund Plan 3,300,016 296,310 3,596,326 52,868 52,868 10. 11. Bermudez Biscuit Company Limited Pension Plan British High Commision Pension Fund Plan 3,528,752 72,182 65,874 270,216 3,937,024 12. Bristol- Myers (West Indies) Limited 13. Caribbean Bulk Storage Trading Company Limited Pension Fund Plan 2,414,690 90,235 177,718 2,682,643 36,653 36,653 14. Caribbean Packaging Industries Limited Pension Fund Plan for Senior Staff Employees 10,655,740 608,911 120,112 11,384,763 374,277 276,640 650,917 15. Caribbean Packaging Industries Limited Pension Fund Plan for Junior Staff Employees 7,475,887 554,660 415,900 366,384 941,258 9,754,089 191,190 27,996 219,186 16. CBP Limited Pension Plan 4,187,112 640,997 168,083 296,160 5,292,352 139,260 41,353 180,613 17. Century Eslon Limited Pension Plan 18,837,946 539,350 539,350 1,438,853 21,355,499 83,573 18. Clark & Battoo Ltd. Pension Fund Plan 19. Clico Investment Bank Limited Staff Pension Fund Plan 4,915,946 569,960 263,870 394,645 6,144,421 20. C.M.B. Packaging Trinidad Limited Pension Fund Plan 5,617,956 442,268 188,880 403,992 6,653,096 32,865 32,865 21. Coates Brothers (Caribbean) Limited Pension Fund Plan 6,688,175 63,726 55,414 471,014 7,278,329 408,242 408,242 22. Colonial Fire and General Insurance Company Limited Pension Fund Plan 23. Colonial Life Insurance Company (Trinidad) Staff Pension Plan 24. Diego Martin Credit Union Co-Operative Society Limited Staff Pension Fund Plan 25. Eric Solis Marketing Limited Staff Pension Plan Carried Forward 233,623,555 9,316,503 5,420,137 101,500 8,095,742 10,543,117 267,100,554 4,474,827 1,490,035 5,964,862 20,757 RETURN OF CONTRIBUTION ON WITHDRAWAL $ 54,699 208,562 361,264 47,412 53,869 81,177 27,017 16,387 58,737 10,149 9,230 219,067 1,147,570 OTHER EXPENDITURE $ 119,036 1,554 110,587 1,028,838 241,492 26,518 66,180 65,448 4,158 10,652,669 445,506 129,857 198,363 23,026 55,217 3,870 13,172,319 TOTAL EXPENDITURE FUND AT END OF PERIOD $ $ 388,458 10,144,221 1,554 2,362,622 222,265 15,055,154 4,809,238 123,987,212 961,859 30,562,113 137,290 390,026 119,048 3,477,278 119,317 3,817,707 40,811 2,641,832 11,384,763 691,709 9,062,380 326,857 4,965,495 340,673 21,014,826 33,175 6,111,246 97,312 6,555,784 631,179 6,647,150 20,305,508 246,795,046 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 196 REPORT ON INSURANCE AND PENSIONS
TABLES TABLE XXXIII continued DEPOSIT ADMINISTRATION PENSION FUND PLANS - REVENUE ACCOUNT - 2007 CONTRIBUTIONS BY SUPERANNUATION BENEFITS NAME OF PLAN Fund at the beginning of period $ EMPLOYERS $ EMPLOYEES $ ADDITIONAL CONTRIBUTION BY EMPLOYER TO MEET DEFICIENCY $ INTERESTS DIVIDENDS AND RENT $ OTHER INCOME $ TOTAL REVENUE $ PENSIONS TO RETIRED EMPLOYEES $ RETIREMENT GRATUITIES $ TOTAL $ DEATH GRANTS $ Brought Forward 233,623,555 9,316,503 5,420,137 101,500 8,095,742 10,543,117 267,100,554 4,474,827 1,490,035 5,964,862 20,757 26. F.T. Farfan and Sons Limited Staff Pension Plan 7,664,598 852,096 436,987 545,195 9,498,876 79,335 116,386 195,721 27. Furness Trinidad Limited Pension Fund Plan 8,767,694 237,948 237,948 646,541 9,890,131 436,828 436,828 28. Fujitsu ICL Caribbean Trinidad Limited Pension Plan 10,739,596 678,335 343,721 2 616,759 12,378,413 279,371 279,371 29. Grace Kennedy (Trinidad and Tobago) Limited Pension Fund Plan 986,212 187,468 187,468 95,871 10,476 1,467,495 30. Group Pension Plan for the Managerial Employees of American Life and General Insurance Company (Trinidad) Limited 11,763,765 330,650 330,650 899,549 13,324,614 348,174 348,174 31. Group Pension Plan for the Non-Managerial Employees of American Life and General Insurance Company (Trinidad) Limited 18,507,563 748,179 748,179 1,434,468 21,438,389 182,745 182,745 32. Gulf Engineering Services Limited Pension Fund Plan 2,938,804 274,959 140,286 211,601 3,565,650 44,186 14,729 58,915 33. Gulf Insurance Limited Pension Fund Plan 34. Halliburnton Trinidad Limited Pension Plan 32,734,206 39,089 1,403,556 34,176,851 1,076,419 224,104 1,300,523 35. Home Construction Limited Pension Plan 36. J.N. Harriman & Company Limited Pension Plan 14,470,710 150,173 150,173 66,524 940,494 15,778,074 830,027 830,027 37. Johnson and Johnson (Trinidad) Limited Staff Pension Fund Plan 38. Joseph Charles Bottling Works and Investments Limited Pension Fund Plan 39. J.T.A. Supermarkets Limited Pension Fund Plan 40. Junior Schools Limited Pension Fund Plan 3,117,021 104,177 100,069 223,887 3,545,154 100,246 100,246 41. Lake Asphalt of Trinidad and Tobago (1978) Limited Staff Pension Plan 9,560,331 258,799 258,799 743,871 10,821,800 42. Lake Asphalt of Trinidad and Tobago (1978) Limited Employees Pension Plan 23,431,626 1,366,852 307,488 1,595,493 26,701,459 960,919 960,919 43. Lange Trinidad Limited (Division of Skinner Marine Operations) Pension Fund Plan 10,674,728 372,993 184,650 475,177 11,707,548 276,784 153,997 430,781 44. Lazzari and Sampson Limited Pension Fund 8,246,758 212,018 212,018 733,007 9,403,801 45. Life of Barbados Limited Pension Plan 4,242,624 1,807 1,807 259,163 4,505,401 612,006 612,006 46. L.J. William Limited Pension Fund Plan 10,709,141 165,693 165,693 837,222 11,877,749 47. Lonsdale/Saatchi & Saatchi Advertising Limited Staff Pension Plan 48. Maritime Life (Caribbean) Limited Pension Fund Plan 40,240,737 1,117,106 1,117,106 1,929,014 44,403,963 769,341 256,447 1,025,788 707,599 49. Master Mix of Trinidad & Tobago Limited Staff Pension Fund Plan 7,085,705 624,619 7,710,324 156,483 178,310 334,793 50. Mc Cann-Erickson (Trinidad) Limited Staff Pension Fund Plan 9,336,384 300,194 241,974 654,551 10,533,103 135,681 204,566 340,247 Carried Forward 468,841,758 16,715,039 10,585,153 168,024 22,349,023 11,170,352 529,829,349 10,484,001 2,917,945 13,401,946 728,356 RETURN OF CONTRIBUTION ON WITHDRAWAL $ 1,147,570 94,032 102,359 6,276 37,697 48,814 121,423 65,911 358,486 14,796 31,896 49,483 27,965 21,233 65,422 46,148 394,565 436,138 3,070,214 OTHER EXPENDITURE $ 13,172,319 181,513 80,320 371,913 19,680 27,742 268,047 36,774 44,992 19,805 1,280,346 97,585 84,224 98,585 7,325 1,000 128,691 15,920,861 TOTAL EXPENDITURE FUND AT END OF PERIOD $ $ 20,305,508 246,795,046 471,266 9,027,610 619,507 9,270,624 657,560 11,720,853 57,377 1,410,118 396,988 12,927,626 304,168 21,134,221 152,568 3,413,082 1,927,056 32,249,795 881,597 14,896,477 177,134 3,368,020 69,288 10,752,512 2,269,230 24,432,229 549,599 11,157,949 149,646 9,254,155 710,591 3,794,810 53,473 11,824,276 2,127,952 42,276,011 335,793 7,374,531 905,076 9,628,027 33,121,377 496,707,972 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - REPORT ON INSURANCE AND PENSIONS 197
- Page 148 and 149: Appendix e LIST OF PENSION PLANS RE
- Page 150 and 151: Appendix e INSURED PENSION FUND PLA
- Page 152 and 153: Appendix e INSURED PENSION FUND PLA
- Page 154 and 155: Appendix e INSURED PENSION FUND PLA
- Page 156 and 157: Appendix e ANNUITIES 1. A.S. Bryden
- Page 158 and 159: Appendix e list of registered pensi
- Page 160 and 161: TABLES TABLE I REVENUE ACCOUNT IN R
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- Page 180 and 181: TABLES TABLE XVI REVENUE ACCOUNT IN
- Page 182 and 183: TABLES TABLE XVIII REVENUE ACCOUNT
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- Page 186 and 187: TABLES TABLE XXI UNDERWRITING RESUL
- Page 188 and 189: TABLES TABLE XXIII SUMMARY AND VALU
- Page 190 and 191: TABLES TABLE XXV SUMMARY AND VALUAT
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- Page 194 and 195: TABLES TABLE XXIX SUMMARY AND VALUA
- Page 196 and 197: TABLES TABLE XXXI SUMMARY AND VALUA
- Page 200 and 201: TABLES TABLE XXXIII continued DEPOS
- Page 202 and 203: 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11.
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- Page 206 and 207: TABLES TABLE XXXV NAME OF PLAN Fund
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TABLES<br />
TABLE XXXIII c<strong>on</strong>tinued<br />
DEPOSIT ADMINISTRATION PENSION FUND PLANS - REVENUE ACCOUNT - <strong>2007</strong><br />
CONTRIBUTIONS BY SUPERANNUATION BENEFITS<br />
NAME OF PLAN<br />
Fund at<br />
the<br />
beginning<br />
<strong>of</strong> period<br />
$<br />
EMPLOYERS<br />
$<br />
EMPLOYEES<br />
$<br />
ADDITIONAL<br />
CONTRIBUTION<br />
BY EMPLOYER<br />
TO MEET DEFICIENCY<br />
$<br />
INTERESTS<br />
DIVIDENDS<br />
AND RENT<br />
$<br />
OTHER<br />
INCOME<br />
$<br />
TOTAL<br />
REVENUE<br />
$<br />
PENSIONS TO<br />
RETIRED<br />
EMPLOYEES<br />
$<br />
RETIREMENT<br />
GRATUITIES<br />
$<br />
TOTAL<br />
$<br />
DEATH<br />
GRANTS<br />
$<br />
Brought Forward<br />
233,623,555 9,316,503<br />
5,420,137<br />
101,500 8,095,742 10,543,117 267,100,554 4,474,827 1,490,035 5,964,862<br />
20,757<br />
26. F.T. Farfan <strong>and</strong> S<strong>on</strong>s Limited Staff Pensi<strong>on</strong> Plan<br />
7,664,598<br />
852,096<br />
436,987<br />
545,195<br />
9,498,876<br />
79,335<br />
116,386<br />
195,721<br />
27. Furness <strong>Trinidad</strong> Limited Pensi<strong>on</strong> Fund Plan<br />
8,767,694<br />
237,948<br />
237,948<br />
646,541<br />
9,890,131 436,828<br />
436,828<br />
28.<br />
Fujitsu ICL Caribbean <strong>Trinidad</strong> Limited Pensi<strong>on</strong><br />
Plan<br />
10,739,596<br />
678,335<br />
343,721<br />
2<br />
616,759<br />
12,378,413<br />
279,371<br />
279,371<br />
29.<br />
Grace Kennedy (<strong>Trinidad</strong> <strong>and</strong> Tobago) Limited<br />
Pensi<strong>on</strong> Fund Plan<br />
986,212<br />
187,468<br />
187,468<br />
95,871<br />
10,476<br />
1,467,495<br />
30.<br />
Group Pensi<strong>on</strong> Plan for the Managerial<br />
Employees <strong>of</strong> American Life <strong>and</strong> General<br />
<strong>Insurance</strong> Company (<strong>Trinidad</strong>) Limited<br />
11,763,765<br />
330,650<br />
330,650<br />
899,549<br />
13,324,614<br />
348,174<br />
348,174<br />
31.<br />
Group Pensi<strong>on</strong> Plan for the N<strong>on</strong>-Managerial<br />
Employees <strong>of</strong> American Life <strong>and</strong> General<br />
<strong>Insurance</strong> Company (<strong>Trinidad</strong>) Limited<br />
18,507,563<br />
748,179<br />
748,179<br />
1,434,468<br />
21,438,389<br />
182,745<br />
182,745<br />
32.<br />
Gulf Engineering Services Limited Pensi<strong>on</strong><br />
Fund Plan<br />
2,938,804<br />
274,959<br />
140,286<br />
211,601<br />
3,565,650<br />
44,186<br />
14,729<br />
58,915<br />
33.<br />
Gulf <strong>Insurance</strong> Limited Pensi<strong>on</strong> Fund Plan<br />
34. Halliburnt<strong>on</strong> <strong>Trinidad</strong> Limited Pensi<strong>on</strong> Plan<br />
32,734,206<br />
39,089<br />
1,403,556<br />
34,176,851 1,076,419<br />
224,104 1,300,523<br />
35.<br />
Home C<strong>on</strong>structi<strong>on</strong> Limited Pensi<strong>on</strong> Plan<br />
36.<br />
J.N. Harriman & Company Limited Pensi<strong>on</strong><br />
Plan<br />
14,470,710<br />
150,173<br />
150,173<br />
66,524<br />
940,494<br />
15,778,074<br />
830,027<br />
830,027<br />
37.<br />
Johns<strong>on</strong> <strong>and</strong> Johns<strong>on</strong> (<strong>Trinidad</strong>) Limited Staff<br />
Pensi<strong>on</strong> Fund Plan<br />
38.<br />
Joseph Charles Bottling Works <strong>and</strong><br />
Investments Limited Pensi<strong>on</strong> Fund Plan<br />
39.<br />
J.T.A. Supermarkets Limited Pensi<strong>on</strong> Fund Plan<br />
40. Junior Schools Limited Pensi<strong>on</strong> Fund Plan<br />
3,117,021<br />
104,177<br />
100,069<br />
223,887<br />
3,545,154 100,246<br />
100,246<br />
41.<br />
Lake Asphalt <strong>of</strong> <strong>Trinidad</strong> <strong>and</strong> Tobago (1978)<br />
Limited Staff Pensi<strong>on</strong> Plan<br />
9,560,331<br />
258,799<br />
258,799<br />
743,871<br />
10,821,800<br />
42.<br />
Lake Asphalt <strong>of</strong> <strong>Trinidad</strong> <strong>and</strong> Tobago (1978)<br />
Limited Employees Pensi<strong>on</strong> Plan<br />
23,431,626<br />
1,366,852<br />
307,488<br />
1,595,493<br />
26,701,459<br />
960,919<br />
960,919<br />
43.<br />
Lange <strong>Trinidad</strong> Limited (Divisi<strong>on</strong> <strong>of</strong> Skinner<br />
Marine Operati<strong>on</strong>s) Pensi<strong>on</strong> Fund Plan<br />
10,674,728<br />
372,993<br />
184,650<br />
475,177<br />
11,707,548<br />
276,784<br />
153,997<br />
430,781<br />
44. Lazzari <strong>and</strong> Samps<strong>on</strong> Limited Pensi<strong>on</strong> Fund<br />
8,246,758<br />
212,018<br />
212,018<br />
733,007<br />
9,403,801<br />
45. Life <strong>of</strong> Barbados Limited Pensi<strong>on</strong> Plan<br />
4,242,624<br />
1,807<br />
1,807<br />
259,163<br />
4,505,401 612,006<br />
612,006<br />
46. L.J. William Limited Pensi<strong>on</strong> Fund Plan<br />
10,709,141<br />
165,693<br />
165,693<br />
837,222<br />
11,877,749<br />
47.<br />
L<strong>on</strong>sdale/Saatchi & Saatchi Advertising Limited<br />
Staff Pensi<strong>on</strong> Plan<br />
48.<br />
Maritime Life (Caribbean) Limited Pensi<strong>on</strong><br />
Fund Plan<br />
40,240,737<br />
1,117,106<br />
1,117,106<br />
1,929,014<br />
44,403,963<br />
769,341<br />
256,447<br />
1,025,788<br />
707,599<br />
49.<br />
Master Mix <strong>of</strong> <strong>Trinidad</strong> & Tobago Limited Staff<br />
Pensi<strong>on</strong> Fund Plan<br />
7,085,705<br />
624,619<br />
7,710,324<br />
156,483<br />
178,310<br />
334,793<br />
50.<br />
Mc Cann-Ericks<strong>on</strong> (<strong>Trinidad</strong>) Limited Staff<br />
Pensi<strong>on</strong> Fund Plan<br />
9,336,384<br />
300,194<br />
241,974<br />
654,551<br />
10,533,103<br />
135,681<br />
204,566<br />
340,247<br />
Carried Forward<br />
468,841,758 16,715,039 10,585,153<br />
168,024 22,349,023 11,170,352 529,829,349 10,484,001 2,917,945 13,401,946<br />
728,356<br />
RETURN OF<br />
CONTRIBUTION<br />
ON WITHDRAWAL<br />
$<br />
1,147,570<br />
94,032<br />
102,359<br />
6,276<br />
37,697<br />
48,814<br />
121,423<br />
65,911<br />
358,486<br />
14,796<br />
31,896<br />
49,483<br />
27,965<br />
21,233<br />
65,422<br />
46,148<br />
394,565<br />
436,138<br />
3,070,214<br />
OTHER<br />
EXPENDITURE<br />
$<br />
13,172,319<br />
181,513<br />
80,320<br />
371,913<br />
19,680<br />
27,742<br />
268,047<br />
36,774<br />
44,992<br />
19,805<br />
1,280,346<br />
97,585<br />
84,224<br />
98,585<br />
7,325<br />
1,000<br />
128,691<br />
15,920,861<br />
TOTAL<br />
EXPENDITURE<br />
FUND AT<br />
END OF<br />
PERIOD<br />
$ $<br />
20,305,508<br />
246,795,046<br />
471,266<br />
9,027,610<br />
619,507<br />
9,270,624<br />
657,560<br />
11,720,853<br />
57,377<br />
1,410,118<br />
396,988<br />
12,927,626<br />
304,168<br />
21,134,221<br />
152,568<br />
3,413,082<br />
1,927,056<br />
32,249,795<br />
881,597<br />
14,896,477<br />
177,134<br />
3,368,020<br />
69,288<br />
10,752,512<br />
2,269,230<br />
24,432,229<br />
549,599<br />
11,157,949<br />
149,646<br />
9,254,155<br />
710,591<br />
3,794,810<br />
53,473<br />
11,824,276<br />
2,127,952<br />
42,276,011<br />
335,793<br />
7,374,531<br />
905,076<br />
9,628,027<br />
33,121,377<br />
496,707,972<br />
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REPORT ON INSURANCE AND PENSIONS 197
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