CHAPTER 1 - Border Roads Organisation

Introduction
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CENTRAL GOVT EMPLOYEES GROUPS INSURANCE SCHEME, 1980
1. Central Govt Employees Group Insurance Scheme came into force wef 01 Jan 1982. The
scheme is at a low cost, wholly contributory and self financing.
Aim
2. The aim of this ROI is to streamline the procedure for affecting recoveries/contribution
received from the employees and payment in the event of death of an employee while in service
or to pay lump-sum payment on retirement.
Applicability
3. The scheme has been made applicable to all Central Govt Employees except the Armed
Forces and Para Military Force who have already a scheme of their own. Contract employees,
persons on deputation from State Govt, Public Sector undertakings, or other Autonomous
Organisation, casual labours etc. are not covered by this scheme.
Members
4. The scheme has been made compulsory for all employees who entered the Govt service
after 01 Nov 1980. The employees who were already in Central Govt service prior to 01 Nov
1980 had been given option either to join the scheme or to opt to remain out of the scheme.
Subscription
5. The subscription for the scheme @ Rs 15/- per month for Group „D‟ employees and Rs
30/- per month for Group „C‟employees and Rs 60/- pm for Gp „B‟ & Rs 120/- Pm for Gp „A‟
officials is recovered through IRLAs maintained by PAO GREF. In the event of regular
promotion of an employee from one Group to another the subscription shall be raised
accordingly from the next anniversary of the scheme i.e. Ist Jan of next year. He shall continue
to be covered for insurance for the same amount for which he was eligible before such
promotion.
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