Post office guide part i - India Post

office, or of the entries made by the payee in filling in or receipting the order or of the crossing of
the bank stamp.
NOTE 2 - No payment shall be claimable in respect of any stamp use for the purpose of making up a broken
amount unless it is proper stamp as envisaged in Clause 10.
NOTE 3 - The person presenting the postal order may remove those postage stamps from the postal order for
which no allowance can be paid provided that there is no likelihood of fraud.
246. Offices authorized to sell and cash. – Indian Postal Orders for fixed sums from 50
Paise to 100 Rupees, are sold either for cash or for cheque, vide clause 94(a) and (b) and paid by
all head and Sub-Post Offices in India. Branch Post Offices at which application may be made for
Indian Postal orders, will obtain them and deliver them to the purchaser. The Branch Post Offices
may also pay postal orders after obtaining an order of payment on the postal order from the
account office.
247. Entries by purchaser. – The purchaser of an Indian Postal Order must before parting
with it fill in ink the name of the person to whom the amount is to be paid and is recommended to
fill in also in ink the name of the office of payment as a precaution in case the order should be lost
or stolen. If the purchaser does not know which post office is most convenient to the payee he
should insert the name of the town; village or district where the payee resides. The order will then
be paid at any Head of Sub-post Office in the locality named. If the sender desires that payment
should be made through a bank, he should cross the order in ink in the way in which it is usual to
cross cheques. The sender may also write his name and address on the reverse of the order where
provision has been made for the same.
248. Payment of Indian Postal Orders. – (1) Before a Postal Order can be paid, the name
of the payee and the name of the office of payment must be filled in and the order must be properly
receipted. If a Postal Order be crossed, payment will be made only through that Bank. No Indian
Postal Order will be paid even though presented for payment by a Bank, unless the name of the
payee be inserted in the body of the order. A crossed Indian Postal Order for payment through the
Post Office Savings Bank account should be made payable at any post office within the same
postal district as the post office at which the payee’s Post Office Savings bank account stands open
is situated and should bear after the payee’s name the particulars of the payee’s Post Office
Savings Bank account. It should be presented, duly receipted by the payee, at the post office along
with the pass book of the Post Office Savings Bank account of the payee. If the value of the
crossed Indian Postal Order is less than a rupee, the depositor should pay the balance in cash to
make up the amount to a rupee.
(ii) Banks which have entered into an express agreement, with the Post office, particulars
of which may be ascertained on application to the Head of the Circle, are entitled to obtain
immediate payment of all Postal orders presented by them, whether or not such orders have been
receipted by the payee and without regard to the office at which they may have been made
payable.
Exception.- This rule does not apply to crossed Indian Postal orders addressed to deceased
members of the Defense Services, which may be paid under the sanction of Superintendent of Post