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Guaranteed Account - CUNA Mutual Group

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In today’s economy, we’re all looking for<br />

ways to make the future feel safer.<br />

Like many people, you’ve spent your life working<br />

hard, saving diligently, and following a retirement<br />

investment strategy designed with an eye to the<br />

long-term.<br />

But the economic crisis may have turned your<br />

plans upside down or set them back. So where do<br />

you go from here How do you keep investing with<br />

a sense of security that the bottom won’t fall out<br />

of your savings<br />

The <strong>Guaranteed</strong> <strong>Account</strong> can help.<br />

<strong>CUNA</strong> <strong>Mutual</strong> <strong>Group</strong>’s stable value options have historically<br />

offered rates similar to short- and intermediate-term<br />

bonds, without their volatility.<br />

$50,000<br />

$40,000<br />

$30,000<br />

$20,000<br />

$10,000<br />

$0<br />

Dec-84<br />

Dec-86<br />

Growth of $10,000<br />

CMG Stable Value<br />

USF Money Market<br />

3 Year Treasuries<br />

Dec-88<br />

Dec-90<br />

Dec-92<br />

Dec-94<br />

These returns are the annualized returns for the period from 12/31/1984 to 12/31/2010.<br />

The Stable Value <strong>Account</strong> percentage is based upon the average of monthly rates<br />

credited to group fixed annuity contracts of CMFG Life Insurance Company from<br />

12/31/1984 to 12/31/2010, the Money Market rate is the average of the monthly rates<br />

earned on the Ultra Series Money Market Fund during the same period, while the<br />

U.S. Treasury return calculations are based on publicly available interest rates each<br />

month. Past performance is no indication of how these products will perform in the<br />

future. For additional information on the differences between the products being<br />

compared and how these statistics were derived see footnote on the back cover. 1<br />

Dec-96<br />

Dec-98<br />

Dec-00<br />

Dec-02<br />

Dec-04<br />

Dec-06<br />

Dec-08<br />

Dec-10

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