Microfinance Industry Report: Indonesia - Banking with the Poor ...
Microfinance Industry Report: Indonesia - Banking with the Poor ...
Microfinance Industry Report: Indonesia - Banking with the Poor ...
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Table 2: Regulated banking<br />
institutions, by category (2007)<br />
State commercial banks 5<br />
Regional Development Banks (BPDs) 26<br />
Private commercial banks 67<br />
Joint venture banks 19<br />
Foreign commercial banks 11<br />
Total number of commercial banks 128<br />
Number of branches 9,888<br />
Rural Banks (BPRs) 1,880<br />
Source: Bank <strong>Indonesia</strong>, 2008<br />
Table 3: Savings and deposits in <strong>the</strong> banking system, by bank category (2007)<br />
Bank category<br />
Total deposits<br />
in banks<br />
(in trillion Rps)<br />
Average deposits<br />
per bank<br />
in each category<br />
(in trillion Rps)<br />
Outstanding<br />
loans<br />
Rupiah (trillion)<br />
Loan to<br />
deposit ratio (%)<br />
State 485 96.1 348.9 72<br />
Regional<br />
Development Banks<br />
(BPDs)<br />
Private banks (<strong>with</strong><br />
forex license)<br />
Private banks (no<br />
forex license)<br />
140 5 71.9 51<br />
520 15 432.5 79<br />
30 0.7<br />
included in<br />
above total<br />
included in<br />
above total<br />
Joint venture banks 42 2.1 141.6 103<br />
Foreign banks 95 8.4<br />
included in<br />
above total<br />
included in<br />
above total<br />
Rural Banks (BPRs) n/a 8.4 billion n/a n/a<br />
Source: IMF (2007: 42b).<br />
Table 4: Micro-, small- and medium-enterprise loans, as categorized by<br />
<strong>the</strong> central bank (billion rupiah)<br />
Purpose<br />
of Loan<br />
2008<br />
(end- March)<br />
2007 2006 2005 2004<br />
Working Capital 204.321 204.765 171.118 142.653 111.636<br />
Investment 45.194 44.578 37.147 33.049 28.460<br />
Consumption 268.766 253.453 202.177 179.225 130.997<br />
Total 518.280 502.796 410.442 354.908 271.093<br />
Source: Bank <strong>Indonesia</strong><br />
14 microfinance industry report - INDONESIA<br />
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