2007 - April

2.0
Notes to the consolidated financial statements at December 31 st 2007
6.9. Underwriting provisions for insurance policies
In thousand euros
Savings
Health and personal
protection
Property and casualty
Total insurance
2007 2006 2007 2006 2007 2006 2007 2006
Mathematical provisions 43,277 38,597 411 408 43,688 39,005
Provisions for premiums not acquired 3,378 11,764 8,520 15,142 8 ,520
Provisions for claims (1) 42 119,949 94,897 73,833 70,736 193,823 165,633
Provisions resulting from recoverability tests
Provisions for profit-sharing
Provisions for current contingencies 733 1,067 733 1,067
Others provisions 903 40 903 40
GROSS UNDERWRITING PROVISIONS - INSURANCE POLICIES 42 167,507 133,533 86,741 80,731 254,289 214,264
Mathematical provisions ceded 5,251 4,166 5,251 4,166
Provisions for premiums not acquired ceded 238 166 238 166
Provisions for claims ceded 43,193 45,177 31,448 31,001 74,641 76,178
Provisions resulting from recoverability tests ceded
Provisions for profit-sharing
Provisions for current contingencies
Other provisions ceded
TRANSFEREE AND RETROCESSION SHARE IN UNDERWRITING PROVISIONS
(GROSS) - INSURANCE POLICIES
48,444 49,343 31,686 31,168 80,130 80,510
NET UNDERWRITING PROVISIONS 42 119,062 84,190 55,055 49,563 174,159 133,754
(1) Of which, IBNR = 15,705 12,030 16,724 11,924 32,011 23,888
Of which, provisions for management costs 2,869 2,198 3,669 4,796 6,278 4,992
(2) Of which, IBNR = 3,788 3,927 3,930 2,079 7,718 6,006
Of which, provisions for management costs 691 717 691 717
133
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