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10. nwrI aupr kyNdirq auqpwdn<br />
kI AsIN Ajy vI mrd pRDwn smwj/mrd dI dunIAW ivc rih rhy hW[ jy koeI bYNkw vloN nvIN<br />
ilAweI jw rhI nwrI-kyNdirq cIzW bwry socy qW auh nwrI-SkqI dy Awaux Aqy v`Dx-Pulx bwry<br />
jo Anumwn lgweygw ah shI hY[<br />
A`j bYNk iek dUsry nwl ies hoV ivc hn ik ikhVw ijAwdw nvInqw BrIAW cIzW bwzwr ivc<br />
lYky Aweygw, jo ik AOrqW dI, auh BwvyN iksy vI Kyqr qoN hox, BwvyN SihrI kMmkwjI AOrq, jW<br />
GrylU AOrq jW Cotw-motw vpwr clwaux vwlI nwrI jW iPr gRwmIx sYlP hYlp grup<br />
(AYs.AYc.jI.) dI mYNbr dI ivivDqw BrIAW zrUrqW ƒ pUrw kry[<br />
bYNkw vloN pyS kIqy jw rhy kuJ nwrI kyNdirq vsqUAW ies pRkwr hn:<br />
• spYSl lweIf ienSorYNs plYn : kuJ lweIP ienSoorYNs plYn isrP AOrqW leI hn[ Aijhy<br />
plYn AOrqW ƒ kuJ Aiqirkq suvIDwvW muheIAW krwauNdy hn jo ik bwzwr ivc auplbd hor<br />
plYnW ivc nhIN pwey jWdy[ ienHW suvIDwvW dy AMqrgq SrIr rcnw sMbMDI rog, grBwvsqw<br />
nwl juVIAW sm`isAwvW Awid nwl sMbMiDq suvIDwvW muhweIAw hn[<br />
•<br />
• AOrqW leI ^ws suvIDwvW vwly bYNk dy Kwqy : kuJ bYNk AOrqW leI Kws shUlq vwly Kwqy<br />
(smwrt ipRvIilj AkwauNt) vI pyS krdy hn[ ienHW KwiqAW dy zrIey AOrqW ƒ kuJ lwB ijvyN<br />
spYSl lon jw jmW kIqI rwSI qy ivAwj, rYkirMg ifpoist qy shUlqW, G`t imnImMm bYlMs<br />
Awid Alg qoN imldy hn[<br />
• AOrqW dy fYibt Aqy krYift kwrf : kuJ bYNk AOrqW leI Kws kwrf dI syvw pRdwn krdy hn<br />
ijs ivc lokr dI PIs qy CUt, kYS bYk PYsIltI, durGtnw leI ienSorYNs kvr, ibl dy<br />
Bugqwn dI muPq syvw Awid shUlqW Swml hn[<br />
• AOrqW leI lon dIAW skImW : pI.AYs.XU. bYNk AOrqW ƒ lon leI Kws dr pyS krdy hn[<br />
kuJ pI.AYs.XU. bYNk AOrqW ƒ hwaus lon horW nwloN G`t (0.25% G`t) dr qy pyS krdy hn[<br />
•<br />
(point no 2 nd , 6 th and last para is not there)<br />
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