Punjabi

• izAwdw qr Gr sMbMDI irx 3 swl jW aus qoN v`D leI imldy hn[
• ies qoN pihlW pUrw Bugqwn krn aupr BwrI zurmwnw dyxw pYNdw hY[
• mu`l inrDwrn dI PIs Aqy irx nwl sMbMiDq hor cwrj lukI hoeI PIs dw ih`sw huMdy hn[
• jy qusIN Gr vycxw cwho qW irx dw Bugqwn ausy vyly krnw zrUrI ho jWdw hY[
igrvI r`Kx dy ault (irvrs mwrtgyj)
ieh ivcwr Awm igrvI r`Kx vwlI pRikirAw ijs ivc ivAkqI bYNk kol igrvI r`KI jwiedwd
leI pYsw idMdw hY dy iblkul ault hY[ ies pRkwr dI pRikirAw p`CmI dySw ivc kwPI pRis`D hY[
mu`K ivSySqwvW
• auh bzurg nwgirk ijnHW kol Gr qW hY pr Awmdn dw koeI sQweI jrIAw nhIN hY, Aijhy
lok AwpxI jwiedwd ƒ bYNk jW iksy hwauisMg PweInYNs kMpnI kol igrvI r`K skdy hn[
bYNk/hwauisMg PweInYNs kMpnI aus ivAkqI ƒ inXimq Bugqwn krdI hY[
• cMgI cIz ieh hY ik ijhVw ivAkqI AwpxI jwiedwd ƒ ies skIm dy qihq AwpxI
jwiedwd ƒ igrvI r`Kdw hY auh AwpxI pUrI izMdgI aus mkwn ivc rih vI skdw hY Aqy aus
dy nwl aus ƒ loV dI rwSI vI inXimq rUp qy imldI rhygI[ mqlb ieh hY Ik jwiedwd
ivAkqI ƒ pYsw dvw rhI hY[
• ieh ies pRkwr kMm krdI hY ik bYNk aus jwiedwd ƒ mwilk dy mrn jW mkwn C`fx qy aus
ƒ vycx dw pUrw h`k hY qW jo auh id`qy hoey irx ƒ vsUl sky[ irx dI rwSI lYx qoN bwAd bcI
hoeI rwSI ƒ aus dy kwƒnI vwirs ƒ dy id`qw jWdw hY[
BwrqI irzrv bYNk duAwrw Bwrq ivc igrvI r`Kx dy aulty qrIky sMbMDI inrdyS Aqy
ivSySqwvW :
• mkwn mwlk ijs dI aumr 60 swl qoN aupr hY, auh cuxnXog hY[
• irx dI rwSI mkwn dI kImq dw v`D qoN v`D 60% huMdI hY[
• irx dI imAwr 15 swl qoN v`D nhIN huMdI[
• irx lYx vwlw ivAkqI AwpxI mrzI Anuswr iksy vI smyN irx dI rwSI hr mhIny, iqMn
mhIny qy swlwnW jW k`TI ieko vwr lY skdw hY[
• mkwn dI kImq dw punr mulWkx bYNk jw AYc.AYP.sI. duAwrw hr 5 swl ivc huMdw hY[
• igrvI r`Kx dy aulty qrIky kwrn imlI rkm ƒ Awmdn nhIN sgoN irx smiJAw jwxw cwhIdw
hY[
• igrvI r`Kx dy aulty qrIky dI dr siQr jW pirvrqnSIl vI ho skdI hY Bwv ies dw
inrDwrn irx lYx vwly ivAkqI v`loN cuxI geI ivAwj dI skIm aupr huMdw hY ijs aupr
bwzwr dI bdldI siQqI dw vI pRBwv pYNdw hY[
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