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Batch User Guide produced by CRIF - Janata Bank

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TM<br />

TA<br />

Terminated<br />

Terminated in advance<br />

5.4.4 TABLE SUBSIDIZED CREDIT<br />

Used in the Contract Data table, in the “Body for Record Type: General information for all types<br />

of Financing” section to indicate whether a particular Contract has received some form of<br />

government or other agency subsidy or not.<br />

Table Subsidized Credit<br />

Value Description<br />

0 Credit is not subsidized<br />

1 Credit is subsidized<br />

5.4.5 TABLE PREFINANCE OF LOAN<br />

Used in the Contract Data table, in the “Body for Record Type: General information for all types<br />

of Financing” section to indicate whether a particular Contract is a pre-finance of another, usually<br />

larger loan.<br />

Table Pre-Finance of Loan<br />

Value Description<br />

0 Credit is not a pre-finance of loan<br />

1 Credit is a pre-finance of loan<br />

5.4.6 TABLE REORGANIZED CREDIT<br />

Used in the Contract Data table, in the “Body for Record Type: General information for all types<br />

of Financing” section to indicate whether a particular Contract is a re-organization of a previous<br />

credit. Please see section 6.4 for more information on how to contribute reorganized credits.<br />

Table Re-Organized Credit<br />

Value Description<br />

0 Credit is not re-organized<br />

2 Credit is re-organized <strong>by</strong> simply updating<br />

the old contract<br />

1 Credit is re-organized <strong>by</strong> closing the old<br />

contract and creating a new one, while<br />

keeping a reference link between the two<br />

5.4.7 TABLE PERIODICITY OF PAYMENT<br />

Used in the Contract Data table, in the “Body for Record Type: Instalment contracts” and the<br />

“Body for Record Type: Cards contracts” sections to indicate the periodicity of repayment of a<br />

particular Contract.<br />

Table Periodicity of payment<br />

Value Description<br />

F fortnight instalments-15 days<br />

M monthly instalments-30 days<br />

B bimonthly instalments-60 days<br />

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