Batch User Guide produced by CRIF - Janata Bank

84 91 Date of Last Payment The date refers to the last payment from customer to FI; it N NM 8 format DDMMYYYY
should be filled if the customer has paid at least once
92 92 Flag Subsidized Credit in case the credit has some subsidies from public bodies X NM 1 see Table Subsidized Credit
93 93 Flag pre-finance of Loan In case the current loan is simply a pre-finance of another loan X NM 1 see Table Pre-Finance of Loan
that will be issued in the future
94 94 Code Reorganized Credit When conditions of the credit are re-discussed: new rates, X NM 1 see Table Re-organized Credit
new planning, etc. are decided
95 97 Personal Guarantee Type X NM 3 see Table Personal Guarantee Type
98 100 Real Guarantee Type X NM 3 see Table Real Guarantee Type
101 112 Amount guaranteed by Personal Guarantee N NM 12 Must be filled with zeroes in case the amount is not
available
113 124 Amount guaranteed by Real Guarantee N NM 12 Must be filled with zeroes in case the amount is not
available
Data Length of contract General Information 124
125 250 FILLER 126
Total Length of contract General Information 250
Body for Record Type: Instalment contracts
251 262 Total financed amount Total amount of financing N M 12
263 265 Total Number of Instalments N M 3
266 266 Periodicity of Payment X M 1 see Table Frequency of Payment
267 269 Method of Payment X NM 3 see Table Method of Payment
270 281 Monthly Instalment Amount in case of instalments with constant amount and constant
frequency of payment: Instalment Amount/Nr. of months of
Payment Frequency; in case of instalments with variable
amount and/or variable frequency of payment: Total
Amount/Total nr. of months of reimbursement
282 289 Expiration Date of Next Instalment it refers to expiration date of next instalment; normally it is
empty when contract Phase is different from Living
290 301 Amount of Next Expiring
Instalment
N D 12 The field is Mandatory if contract Phase=Living,
Terminated/Terminated in Advance
Please note, this is simply needed for Online CIB
purtposes, it does not reflect a policy change in
ledger keeping of banks
N NM 8 format DDMMYYYY
Please Note: this field actually refers to the amount of the N NM 12
NEXT expiring Installment, i.e. the upcoming instalment;
normally it is empty when contract Phase is different from
Living
302 304 Number of remaining Instalments The field is mandatory if contract Phase=Living N D 3 The number of instalments with a due date after the
date of the last update, or those for which the
transaction processing time necessary for
registration of the payment has not yet elapsed. It
should always refer to the total number of
installments for the credit line, independently of the
frequency of payment outlined in the credit line
contract. This means that even if the frequency is
not monthly, the actual number of installments
detailed in the amortization plan is confirmed.
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