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<strong>William</strong> penn <strong>Life</strong><br />

<strong>DECEMBER</strong> <strong>2010</strong><br />

Boldog Karácsonyi<br />

Ünnepeket<br />

Merry Christmas


Victims of Hungary’s<br />

Red Sludge Flood<br />

Need Your Help<br />

<strong>William</strong> <strong>Penn</strong> Association is calling on its members and friends to aid<br />

those left homeless or otherwise in need following the red sludge floods<br />

which swept through portions of western Hungary in early October.<br />

The toxic red sludge killed nine people, left hundreds of homes uninhabitable<br />

and destroyed the livelihoods of many Hungarians living in seven<br />

towns near Ajka, located about 100 miles southwest of Budapest.<br />

To aid those affected by this latest disaster, WPA has established a special<br />

matching fund which will help relief agencies in Hungary to provide<br />

food, clothing, shelter and other necessities. All donations collected will be<br />

matched dollar-for-dollar by WPA.<br />

“Earlier this year, our members and friends displayed their Fraternal<br />

Spirit when they helped those affected by historic flooding in northeastern<br />

Hungary,” said Endre Csoman, National Vice President-Fraternal. “Unfortunately,<br />

another disaster has devastated another area of Hungary, leaving<br />

many men, women and children in need of life’s basic necessities. And, once<br />

again, the need for assistance is great and immediate.”<br />

If you would like to aid those affected<br />

by the red sludge flooding, please make your<br />

tax-deductible donation payable to “<strong>William</strong><br />

<strong>Penn</strong> Association Foundation” and send it to:<br />

Red Sludge Relief<br />

<strong>William</strong> <strong>Penn</strong> Association Foundation<br />

709 Brighton Road<br />

Pittsburgh, PA 15233<br />

Thank you for sharing your Fraternal<br />

Spirit with those in need.


william penn<br />

<strong>Life</strong><br />

The Official Publication<br />

of <strong>William</strong> <strong>Penn</strong> Association<br />

Editor-in-Chief<br />

George S. Charles, Jr.<br />

Associate Editors<br />

Richard W. Toth<br />

Diane M. Torma<br />

Endre Csoman<br />

Managing Editor<br />

Graphic Designer<br />

John E. Lovasz<br />

NATIONAL OFFICERS<br />

National President<br />

George S. Charles, Jr.<br />

National V.P.-Secretary<br />

Richard W. Toth<br />

National V.P.-Treasurer<br />

Diane M. Torma<br />

National V.P.-Fraternal<br />

Endre Csoman<br />

BOARD OF DIRECTORS<br />

Chairman<br />

Stephen J. Varga<br />

Vice Chairmen<br />

E. E. (Al) Vargo<br />

Barbara A. House<br />

National Directors<br />

Ronald S. Balla<br />

<strong>William</strong> J. Bero<br />

Margaret H. Boso<br />

Dennis A. Chobody<br />

Robert A. Ivancso<br />

Charles S. Johns<br />

Nickolas M. Kotik<br />

Andrew W. McNelis<br />

Roger G. Nagy<br />

Anne Marie Schmidt<br />

<strong>William</strong> S. Vasvary<br />

Your comments are always<br />

welcome. Contact us at:<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />

<strong>William</strong> <strong>Penn</strong> Association<br />

709 Brighton Road<br />

Pittsburgh, PA 15233<br />

Phone: 1-800-848-7366<br />

E-mail: jlovasz<br />

@williampennassociation.org<br />

Inside<br />

VOLUME 45 • NUMBER 12 • <strong>DECEMBER</strong> <strong>2010</strong><br />

14<br />

Standing<br />

on Faith,<br />

Tradition<br />

and the Fraternal<br />

Spirit<br />

Columns<br />

6 Moneywise<br />

The Hungarian<br />

Churches of<br />

New Brunswick<br />

8 Tibor’s Take<br />

10 The Hungarian Kitchen<br />

ON THE COVER: Merry Christmas<br />

@ Karen Roach/Dreamstime.com<br />

Departments<br />

2 For Starters<br />

3 Letters<br />

12 Agents’ Corner<br />

13 Magyar Matters<br />

21 Branch News<br />

27 Puzzle Contest<br />

28 In Memoriam<br />

Official publication of the <strong>William</strong> <strong>Penn</strong> Association. Published monthly.<br />

Office of publication: 709 Brighton Road, Pittsburgh, PA 15233 Phone: (412) 231-2979.<br />

Third Class U.S. Postage Paid. Indiana, PA Permit No. 12<br />

Unsolicited articles, letters, pictures and other material submitted to the <strong>William</strong> <strong>Penn</strong> <strong>Life</strong> are forwarded at the owner’s<br />

risk, and the <strong>William</strong> <strong>Penn</strong> <strong>Life</strong> expressly denies any responsibility for their safekeeping or return. The <strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />

reserves the right to edit, revise or reject any article submitted for publication.<br />

Postmaster: If undelivered, please send form 3579 to: <strong>William</strong> <strong>Penn</strong> Association, 709 Brighton Road, Pittsburgh, PA 15233<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 1


For Starters<br />

A lifetime honored<br />

PA Fraternal Congress and state legislature<br />

salute WPA National Director Charles S. Johns<br />

HARRISBURG -- Charles S. Johns has lived his life guided<br />

by the fraternal spirit. His outgoing personality, friendly<br />

manner and generosity make him a walking, talking,<br />

non-stop advertisement for our Association, the fraternal<br />

benefit system and fraternalism in general.<br />

So, it came as no surprise to anyone who knows “Charlie”<br />

when the <strong>Penn</strong>sylvania Fraternal Congress (PFC)<br />

recently presented him with its highest honor--the John<br />

Jordan Upchurch Award. And, it seemed fitting that on the<br />

night he received this honor, Mr. Johns also was presented<br />

a citation from the <strong>Penn</strong>sylvania House of Representatives<br />

saluting him for a lifetime of promoting the fraternal spirit<br />

through community and social involvement.<br />

Mr. Johns received both honors Oct. 25 during the PFC’s<br />

99th Annual Meeting banquet held at the Mount Airy<br />

Casino Resort in Mount Pocono, Pa. During the business<br />

portion of the meeting, Mr. Johns was elected president of<br />

the PFC for the year 2011.<br />

The John Jordan Upchurch Award, presented annually<br />

by the PFC, is named after the man generally regarded as<br />

the father of the fraternal benefit system. The award recognizes<br />

those who receive it for their “distinguished leadership<br />

and service to the <strong>Penn</strong>sylvania Fraternal Congress<br />

and the fraternal benefit system.” Mr. Johns is the fourth<br />

WPA member to be so honored, joining the late Elmer<br />

Charles, former longtime National President; the late Albert<br />

J. Stelkovics, former longtime National Secretary; and<br />

E. E. (Al) Vargo, current Vice Chairman of the Board and<br />

former National President.<br />

The State House citation was sponsored by State Rep.<br />

and WPA Board member Nick Kotik. It outlines in greater<br />

detail Mr. Johns’ achievements, including his 11 years as<br />

WPA National Director Charles S. Johns displays the citation awarded<br />

him by the <strong>Penn</strong>sylvania House of Representatives while Zita Prowse<br />

holds the <strong>2010</strong> John Jordan Upchurch Award presented to Mr. Johns<br />

Oct. 25 by the <strong>Penn</strong>sylvania Fraternal Congress.<br />

a member of the WPA Board and 15 years as a WPA sales<br />

representative. It also notes his many years of service to<br />

the Loyal Order of Moose, the Benevolent and Protective<br />

Order of the Elks, the Lions Club and the Boy Scouts of<br />

America. “He stands as a role model worthy of emulation,”<br />

the citation reads.<br />

Among those on hand at the banquet to congratulate<br />

Mr. Johns were WPA Chairman Steve and Donna Varga,<br />

Vice Chairman E. E. (Al) and Betty Vargo, National Director<br />

<strong>William</strong> J. Bero, National Director Andrew W. and<br />

Marguerite McNelis, National Vice President-Secretary<br />

Richard W. Toth and National Vice President-Fraternal<br />

Endre and Arlene Csoman.<br />

We join the PFC and State House in saluting Charlie<br />

and thanking him for his lifetime of devotion to fraternalism<br />

and our Association.<br />

MICHAEL R. KARA<br />

1925-<strong>2010</strong><br />

National Director<br />

1991-2004<br />

National Auditor<br />

1971-1991<br />

Br. 34 President<br />

1958-1988<br />

In Memoriam<br />

WPA mourns passing of former National Director Michael R. Kara<br />

MONONGAHELA, PA -- The members of<br />

Branch 34 Pittsburgh, WPA’s Official Family<br />

and members across the country were saddened<br />

by the recent death of former National<br />

Director Michael R. Kara. Mr. Kara, 85,<br />

passed away Nov. 12, <strong>2010</strong>, in his home.<br />

Mr. Kara will be remembered for his nearly<br />

half-century of devoted service to the Association<br />

on both the local and national levels. Always<br />

an active and enthusiastic member, Mr.<br />

Kara took a leadership role at Branch 34 when<br />

he was first elected its president in 1958, an<br />

office he would maintain for 30 years. He also<br />

represented his branch as a delegate to the<br />

WPA General Convention in 1967.<br />

Four years later at the 1971 General Convention,<br />

Mr. Kara was elected as a member<br />

of the National Auditing Committee. He<br />

would be reelected as a National Auditor four<br />

more times, serving a total of 20 years on the<br />

committee.<br />

In 1991, while serving as Vice Chairman<br />

of the National Auditing Committee, he was<br />

elected as a member of the WPA Board of<br />

Directors. Mr. Kara would continue serving<br />

as a National Director for 13 years, before his<br />

retirement in 2004.<br />

He was born Feb. 15, 1925, in Hungary. He<br />

was a retired employee of the A&P grocery<br />

Continued on Page 28<br />

2 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


WPA125<br />

Be a part of our celebration<br />

Next year will be a special year in the long, rich history of <strong>William</strong> <strong>Penn</strong> Association. In 2011, we<br />

will celebrate our Association’s 125th anniversary. There will be special events throughout the year<br />

marking this milestone, all leading up to the grand 125th Anniversary Gala in Pittsburgh in September.<br />

As part of our year of celebration, <strong>William</strong> <strong>Penn</strong> <strong>Life</strong> will feature stories on the background and history<br />

of WPA, and we invite you to be a part of the story.<br />

Beginning in February, the month of our founding, we will begin recalling the people and events<br />

that led from our roots in Hungary, to our beginnings in Hazleton, Pa., to the extending of our Fraternal<br />

Spirit across the United States. For many of you, it was your parents, grandparents or great-grandparents<br />

who helped build and support <strong>William</strong> <strong>Penn</strong> Association. Help us to tell their story and ours<br />

by submitting articles or anecdotes about lives that have been touched by <strong>William</strong> <strong>Penn</strong> Association.<br />

Please contact John E. Lovasz with any items or stories. John can be reached at 1-800-848-7366,<br />

ext.135, or jlovasz@williampennassociation.org.<br />

Your story will help our readers to understand what WPA means to our members and will honor<br />

the memory of your loved ones.<br />

8862011<br />

Letters<br />

Thanks for a first-rate<br />

trip to Hungary<br />

THANKS, ENDRE, for providing an<br />

extraordinarily spectacular trip to<br />

Croatia and Hungary.<br />

Everything was first-rate. All<br />

the side trips were fun, interesting<br />

and varied. And the access we had<br />

to special events, like the lunch in<br />

Parliament, was available to us only<br />

because of your influence. It was a<br />

real honor to have those experiences.<br />

Many of our traveling companions<br />

became jó baráts. They were excited<br />

to learn about our heritage and are<br />

very proud to be Magyars.<br />

You are to be commended for all<br />

your hard work. It was much appreciated.<br />

With gratitude,<br />

Maris Kronoviter<br />

Toledo, OH<br />

‘Experience’ encouraged<br />

visit to Hungary<br />

I’M WRITING TO YOU from the<br />

airplane as I fly back to the U.S. from<br />

Hungary. I want to express to you my<br />

most sincere appreciation for hosting<br />

the Hungarian Heritage Experience<br />

camp this year at Scenic View. I attended<br />

it for the first time in August,<br />

with my father, Jim Szobota, and we<br />

really enjoyed it. Immediately afterwards<br />

we planned a trip to Hungary<br />

because we were very excited from<br />

the camp and had a new comfort lev-<br />

Your comments on our<br />

magazine and <strong>William</strong> <strong>Penn</strong><br />

Association are always<br />

welcome. Please write to<br />

us at:<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />

<strong>William</strong> <strong>Penn</strong> Association<br />

709 Brighton Road<br />

Pittsburgh, PA 15233<br />

Or, you can send your<br />

comments via email to:<br />

jlovasz@<br />

williampennassociation.org<br />

el with the Hungarian language and<br />

culture. Other camp attendees shared<br />

their stories of Hungarian travels<br />

with my mother during “graduation<br />

day” at the end of the camp, and in<br />

no time at all, all three of us were<br />

booked for a 10-day adventure.<br />

My father’s parents immigrated<br />

to the U.S. early in the 20th century,<br />

but many of their siblings stayed in<br />

Hungary. For years we knew that<br />

we had close relatives there, but<br />

never actually met them or even fully<br />

understood our extensive family tree.<br />

During our visit, we met relatives<br />

and visited the places that are special<br />

to our family.<br />

Thank you again for the Hungarian<br />

Heritage Experience. It was<br />

enlightening, enjoyable, and memorable,<br />

and led us to go experience our<br />

own Hungarian heritage first-hand.<br />

Sincerely,<br />

Stephanie Szobota<br />

El Cerrito, CA<br />

Youth group appreciates<br />

WPA hospitality<br />

THANK YOU SO MUCH for the delicious<br />

chicken paprikas; it was needed.<br />

Everyone looks forward to that<br />

dinner the most throughout camp.<br />

You should know that it is very much<br />

appreciated by every camper and<br />

staff member. We cannot express our<br />

gratitude for the meal and everything<br />

else you do for the camp. We appreciate<br />

you and send blessings your way.<br />

May God bless you.<br />

Sincerely,<br />

The Hungarian Reformed<br />

Youth Camp<br />

Peach State member<br />

sends greetings<br />

WE ENJOYED the picnic, and tell Mr.<br />

Csoman that the state of Georgia was<br />

represented with eight people from<br />

Fayetteville, Ga.<br />

We enjoy the <strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />

and the puzzle, but the letters are a<br />

little small for a 93-year-old member.<br />

Thank you/Szeretetel,<br />

Simon János<br />

Fayetteville, GA<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 3


Branching Out with Endre Csoman<br />

2<br />

3<br />

1<br />

I can’t eat<br />

another bite<br />

Traveling across Hungary one meal at a time<br />

(This month, I would like to donate the space for my column to WPA member Richard E. Sarosi of<br />

Branch 14 Cleveland. Richard joined us on this year’s WPA tour to Hungary and Croatia, and he<br />

was kind enough to share his observations and photos of the tour with us. Enjoy! - EC)<br />

by Richard E. Sarosi<br />

I would like to begin by thanking Endre Csoman and Dora McKinsey for all their work<br />

in arranging our <strong>2010</strong> trip to Hungary and Croatia. During our two-week trip, we were<br />

able to experience festivals, gypsy music, national parks, a trout and bacon fry, local foods<br />

and customs, vineyards and beautiful deluxe hotels with wellness centers. We had a wonderful<br />

tour bus driver named Christian, and our delightful tour guide, Andrea, was<br />

able to handle the needs of our group. I look forward to seeing what is being<br />

planned for 2011.<br />

Now that I have finally placed the last of my pictures of my <strong>2010</strong> trip to Hungary<br />

and Croatia into my photo albums, I like to go back through the<br />

pictures and recall the beautiful sights of Croatia, Lake Balaton, Eger,<br />

Budapest and other locations we visited. I can’t believe that I took almost<br />

600 pictures on this trip.<br />

It was nice to relive my trip, especially by looking at the meals we had<br />

along the way. My family and friends always ask me when I get back:<br />

“How were the meals...What did you have to eat in Hungary...Anything<br />

unusual...What did you eat for breakfast” Well, if a picture tells<br />

a thousand words, get ready for some good reading.<br />

I thought the best way to show what we experienced along the way<br />

was to use my pictures and share with you some of the meals our<br />

group ate on this trip.<br />

I can only hope that my doctor does not see the pictures I am sharing<br />

with you, as he would be so disappointed by all of the eggs, bacon,<br />

4<br />

7<br />

4 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />

5 6


Branching Out<br />

18<br />

17<br />

szalonna, sour cream, butter (on freshly baked breads),<br />

cheese, cream sauces and, not to be forgotten, pálinka and<br />

wine. However, all was not lost: I got my daily exercise by doing<br />

a lot of walking and some swimming and burned up a few calories<br />

while I was on vacation.<br />

I only wish that I had better stamina to tackle “The Hill” at the Renaissance<br />

Restaurant in Visegrád. After lunch, we had two drummers drumming our way<br />

up the stairs and then the hill in order to go to the joust. The beat of the drums<br />

caught the beat of my heart very nicely. Our guide told those of us who were<br />

walking: “It’s just a short walk up the hill.” Apparently, some guides do not<br />

know how to determine time or distance. Can someone say “defibrillator”<br />

16<br />

THE MENU, starting opposite page, upper left corner, and continuing counter-clockwise: (1) Hús leves<br />

at peasant wedding dinner at Lovas Csarda; (2) late night snack at Grand Hotel, Opatija, Croatia;<br />

(3) roasting pigs and lamb at Bela Nedelja New Wine Festival, Kastav, Croatia; (4) pogácsa at Sike<br />

Wine Cellar, Valley of the Beautiful Woman; (5) donuts and Angel Wings, Konoba Restaurant, Croatia;<br />

(6) homemade gulyás, Lázár Horse Farm, Domony Valley; (7) Kettle of stew at the Kakas Festivál (Cock<br />

Cooking Festival), Tard, Hungary; (8) How did those vegetables get there (9) Knight’s Cup dessert, Renaissance<br />

Restaurant, Visegrád, Hungary; (10) a rich breakfast, Hotel Mercure, Budapest; (11) platter of kolbász,<br />

chicken, pork, potatoes and rice, Lázár Horse Farm; (12) our farewell dinner, Chicken Paprikás,<br />

Rezkakas Restaurant, Budapest; (13) Diós Palacsinta with habbal and vanilla cream sauce,<br />

Kulacs Csarda, Panzio; (14) venison ragout soup with cream, Renaissance Restaurant;<br />

(15) pork platter, Konoba Restaurant; (16) breakfast bakery selections, Hotel Mercure;<br />

(17) alma and túrós rétes (apple and cheese strudel), Hotel Palota, Lillafüred, Hungary;<br />

(18) The BEST--Trout Sütés...delicious!<br />

15<br />

14<br />

9<br />

11<br />

13<br />

8<br />

10<br />

12<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 5


Moneywise<br />

Starting out on your own<br />

Personal finance tips for young adults<br />

Have you ever taken $40 out of the ATM and a<br />

few hours later asked yourself where that money<br />

went Or, do you use your debit card to make<br />

purchases but don’t keep track of them...and then wonder<br />

how your balance got so low<br />

While everyone can benefit from learning about money<br />

management and taking a more hands-on approach with<br />

their finances, young adults--including those just starting<br />

a career or family and others still in high school or college-<br />

-have plenty to gain by learning to be smart about money,<br />

and a lot to lose by making uninformed decisions.<br />

“As a young adult, even if you don’t have or earn a lot<br />

of money, the financial decisions you make today can affect<br />

your lifestyle now and for years to come,” said Luke<br />

W. Reynolds, Chief of the Federal Deposit Insurance Corporation’s<br />

Community Outreach Section. “The good news<br />

is you don’t need to be a finance expert to take charge of<br />

your financial future. A few basic concepts can go a long<br />

way.”<br />

Here are a few tips to get you started.<br />

Photo (c) Vgstudio/Dreamstime.com<br />

Create a personal financial plan that will make<br />

it easier to boost savings and control spending.<br />

“It isn’t how much you make that’s important,<br />

it’s how much you keep,” said Paul Horwitz, an FDIC<br />

Community Affairs Specialist. Start by keeping track of<br />

what you earn and what you spend and where.<br />

Then, take a sharp look at how much you spend on<br />

optional purchases, such as restaurant food and entertainment,<br />

and instead put some of that money to work for<br />

your future by saving or investing it.<br />

“The key is to make some hard decisions about ‘needs’<br />

versus ‘wants,’” added Horwitz, “because every dollar we<br />

spend on something we don’t really need is a dollar we<br />

don’t have to save or spend on something we do need.”<br />

What steps can you take<br />

• Open a savings account and regularly add to it. Also<br />

“pay yourself first” with a set percentage of every dollar<br />

you get going to savings. “Set a realistic savings goal and<br />

remember that even $5 or $10 a week can add up over<br />

time,” Horwitz explained.<br />

• Arrange with your employer to automatically transfer<br />

some of your earnings to a savings or investment account.<br />

• Build up an emergency savings fund you can use to pay<br />

for major, unforeseen expenses.<br />

• Consider a separate account to save for big-ticket purchases,<br />

such as a new TV or bicycle, instead of charging<br />

them on a credit card and paying the money back over a<br />

long time with a lot of interest.<br />

• Limit the amount of money in your wallet or purse and<br />

in your checking account, so you’re less likely to spend it.<br />

Only carry a credit card when you plan to use it. Also, do<br />

your best to limit regular living expenses, such as food,<br />

transportation and utilities.<br />

Reynolds also advised that young adults protect against<br />

financial loss by making sure they have proper insurance,<br />

such as life, health and property insurance, and then<br />

reviewing the coverage at least once a year.<br />

<br />

Start saving for both short-term and longterm<br />

goals, including retirement, even though<br />

that may be many years away. “Thanks to the<br />

miracle of compound interest, even a small sum of money<br />

saved regularly at a young age can quietly grow to a<br />

surprisingly large sum over the years,” Reynolds said. The<br />

sooner you begin saving, the easier it will be to reach your<br />

financial goals, which may include buying a home, owning<br />

a business or retiring, instead of having to save a high<br />

percentage of your income at an older age.<br />

And if you are working, “it makes so much sense to<br />

start, on the very first day, to put money into a retirement<br />

savings plan, especially if your employer will match part<br />

of your contribution, which is like getting free money,”<br />

said Alberto Cornejo, an FDIC Community Affairs Assistant.<br />

<br />

Keep your banking and bill-paying costs down.<br />

Comparison shopping for financial services can<br />

save you from paying unnecessary fees. A good<br />

strategy is to open a basic, low-cost checking account at a<br />

bank and pay attention to your balance so you don’t spend<br />

more than you have in the account and pay high fees for<br />

overdrawing it.<br />

6 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Moneywise<br />

Photo (c) Tarragona/Dreamstime.com<br />

“Maybe you can download an ‘app’ to your phone<br />

to help you track all money that comes in and out of<br />

your account, or you can request electronic notifications<br />

when your balance drops to a certain level. Of course,<br />

you should always maintain a register to help you monitor<br />

your balance,” Reynolds said. “Another way to save<br />

money is to avoid fee-based overdraft programs and<br />

instead ask your bank to cover any shortages by linking<br />

your checking account to a savings account.”<br />

<br />

Build a good credit record. As you pay your<br />

own bills and debts, you are building a credit<br />

record. Credit reporting companies collect information<br />

on your history of paying debts, which is used to<br />

prepare credit reports and credit scores that reflect your<br />

creditworthiness. In general, the better your credit history<br />

and credit score, the better your chances of borrowing<br />

money at lower interest rates. Your credit history may<br />

also be considered when you apply for a job, an insurance<br />

policy or an apartment. A good credit score will be particularly<br />

important when you decide to buy a house.<br />

One of the best ways to build and maintain a good<br />

credit record is to pay all bills and other debts on time.<br />

To do that, avoid charging more on your credit card than<br />

you can pay off in full by the due date each month. If you<br />

can’t afford to pay that much, at least be sure to pay the<br />

minimum due, consistently and on time, to avoid late fees<br />

and a bad mark on your credit record. And if you cannot<br />

qualify for a regular credit card, you may consider a no- or<br />

low-fee secured credit card, for which you would keep<br />

cash in a deposit account that would serve as collateral.<br />

Also, obtain a free credit report once every 12 months<br />

from each of the three nationwide credit reporting companies<br />

at www.annualcreditreport.com. Review each report,<br />

correct any errors and check for suspicious activity that<br />

may indicate you are a victim of identity theft.<br />

<br />

Stay safe online. Banking or conducting other<br />

personal business online can be a convenient<br />

way to handle your finances, but you need to<br />

take precautions. Among them: Install and automatically<br />

update antivirus software and firewall protection on your<br />

computer. Never give your Social Security number, credit<br />

or debit card numbers, personal identification numbers<br />

or any other confidential information in response to an<br />

unsolicited e-mail, text message or phone call, regardless<br />

of who the source supposedly is.<br />

“Also, ignore online ‘friend’ invitations from people<br />

you don’t know, because these may be covers for fraud<br />

artists,” cautioned Michael Benardo, Chief of the FDIC’s<br />

Cyber Fraud and Financial Crimes Section. Likewise, he<br />

said, be careful about the profile and contact information<br />

you post on social-networking and employment-related<br />

web sites, because in the wrong hands it can lead to identity<br />

theft and other crimes.<br />

For more guidance on how to conduct banking and<br />

other business online, see the Winter 2009/<strong>2010</strong> FDIC<br />

Consumer News at www.fdic.gov/consumers/consumer/news/<br />

cnwin0910.<br />

<br />

Keep important cards and numbers safe. Most<br />

experts suggest you carry in your wallet or purse<br />

only the plastic cards (ATM, debit, credit cards)<br />

you truly expect to use soon. Don’t carry your Social Security<br />

card, either.<br />

Also, don’t leave your birth certificate or documents<br />

with your Social Security number unprotected at home, at<br />

school or anywhere else.<br />

<br />

If you need to buy a car, consider the best way<br />

to pay for it. Understand the difference between<br />

buying and leasing a car. The Federal Reserve<br />

Board has published a guide called “Keys to Vehicle Leasing,”<br />

online at www.federalreserve.gov/pubs/leasing. If you’re<br />

thinking about borrowing money to pay for a car, see the<br />

tips in the Summer 2007 FDIC Consumer News at www.<br />

fdic.gov/consumers/consumer/news/cnsum07/auto.html.<br />

<br />

If you’re renting a house or apartment, consider<br />

whether it’s time to buy. Once you start<br />

earning a steady income, and you expect to stay<br />

in your community for a number of years, you may want<br />

to consider owning your first home. To learn more about<br />

homeownership and if it is right for you, consider talking<br />

to a HUD-approved counselor (start at 1-800-569-4287 or<br />

www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm).<br />

<br />

Always keep learning about how to handle<br />

your money. Start at www.fdic.gov to find consumer<br />

information from the FDIC, including back<br />

issues of FDIC Consumer News. Visit www.mymoney.gov<br />

to find financial education resources and tools from more<br />

than 20 different government agencies and Web sites.<br />

“Many young people find learning about money fascinating<br />

because of the power it gives them to achieve their<br />

dreams,” concluded Reynolds. “And anyone can get this<br />

power just by creating an action plan, the sooner the better.”<br />

(From FDIC Consumer News/Summer <strong>2010</strong>)<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 7


Tibor’s Take with Tibor Check, Jr.<br />

Christmastime<br />

is here<br />

Boldog<br />

Karácsony<br />

OUR FAMILY ENJOYS an extended and full calendar<br />

of Karácsony revelry. We kick off the holiday season the<br />

day after Turkey Day. Preparations for decorating our<br />

home usually begins a week before Thanksgiving (but<br />

this year we commenced with our annual ritual around<br />

Veteran’s Day). The Check Family Christmas Season<br />

grudgingly ends after the celebration of Three Kings<br />

in January. Sometimes we have to take down the live<br />

fenyő before our Karácsony is over because the tree loses<br />

most if not all of its needles. This skeleton of a once<br />

green and fragrant evergreen has the potential to become<br />

an instant fire display with even the littlest spark.<br />

Our home has a very long and large cellar. Our underground<br />

sanctuary could easily be home to a six-or<br />

seven-lane bowling alley. You may ask: “What could<br />

a family do with such a vast expanse of formed concrete”<br />

One word: STORAGE! In one section, we keep<br />

our extra pots and pans, my great-grandfather Cseh’s<br />

hand-cranked sausage stuffer (which we still use for<br />

making hurka and kolbász) and shelves of vintage<br />

Tokaji wine. Another area of the basement contains<br />

our extensive library of Magyar records and tapes. We<br />

have so many records. There are actually some discs<br />

that have never been opened up from when they were<br />

sealed in plastic by the factory decades ago. We have a<br />

large lot of mint-condition, 75-year-old 78 RPM records<br />

that were given to my nagyapa and apa from the<br />

late George Gregosits. I estimate it would take more<br />

than two years of 24/7 playback to listen to all our<br />

records just once each. As you can imagine, we<br />

have a lot of music that has yet to be aired on our<br />

radio show, “The Souvenirs of Hungary.“ We have<br />

only been broadcasting for 31 years.<br />

Way back in the far left corner of the cellar is the<br />

permanent home for dozens of plastic storage containers<br />

filled with Christmas items. It takes my<br />

siblings and me well over an hour just to transport<br />

the containers upstairs. To expedite the transporting<br />

process, my dad hands us the boxes and we lug them<br />

up the steps to where my mom gives us final directions<br />

of where to put them. Some of the boxes go to<br />

the living room, others go to the top floor; some go to<br />

the kitchen, a few go to the garage for outside decorating<br />

and others go to the family room. (Someday, I will<br />

write a story about what else is stored in the basement<br />

8 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Tibor’s Take<br />

and the connection those items have to my American-<br />

Hungarian Heritage.)<br />

Every room in our house has a special themed<br />

Christmas tree. We have the Angel Tree, the School<br />

Memory Tree, the Red Tree, the Poinsettia Tree, the<br />

Aunt Jenny Gold and White Tree, and, my favorite, the<br />

Magyar Tree. Our Magyar Tree stands in our living<br />

room picture window. The tree that we cut down has<br />

the honor of holding the Magyar ornaments; the other<br />

trees are artificial. As a tradition, my dad buys my<br />

mom each year at least one ornament or bulb. This year<br />

my apa bought my anya a Pink Tree with a rózsa szinű<br />

csillag (pink star) and pink bulbs and ribbons.<br />

My sister has in her bedroom arguably our family’s<br />

oldest and most sentimental fa (tree). This little bundle<br />

of Christmas memories was brought over to America<br />

by my great-grandmother Cseh in 1916. Menci Kadi<br />

Cseh was born in 1896. Emerencia came over to the<br />

New World from Csot, Veszprem, Hungary. In her<br />

small trunk of earthly possessions was this small rather<br />

Charley-Brown-looking fenyő. My dad told me this<br />

was the only memento my great-grandmother had of<br />

her childhood Christmases in Hungary. The tree was<br />

always my apa’s favorite family Christmas item. When<br />

my great-grandmother passed in 1971, my dad was<br />

entrusted with the little tree’s stewardship. A few years<br />

ago, my sister Erzsi was given the responsibility of being<br />

the new Cseh Család caretaker of the tree.<br />

The day after Thanksgiving, we pack into our van<br />

and head out to Lakatos Tree Farm for our Colorado<br />

Blue Spruce. Now, mind you, there are at least 15 tree<br />

farms closer, but my apa insists that we buy our evergreen<br />

from a Hungarian.<br />

My dad had a special friendship with the Hungarian<br />

who owned this particular tree farm, Tibor Lakatos.<br />

They would partake in the consumption of Tokaji<br />

Bort. Salutations and dedications were numerous and<br />

most jovial. As both men dedicated the next round of<br />

holiday cheer to such Magyar greats as Franz Liszt or<br />

Lajos Kossuth, Mr. Lakatos’ son Tibor Jr. would escort<br />

my mom and us three kids on a quest for the perfect<br />

tree. Of course, the tree must be cut down by hand and<br />

dragged back to the car. This is a tradition where the<br />

misery of pinchy pine needles and strained arm and<br />

leg muscles is outweighed by the fond memories that<br />

we forged. Most of the time, we would spend hours in<br />

search of that special fenyő. Often times, there was plenty<br />

of snow on the ground to make the trek even more<br />

difficult. My dad and Mr. Lakatos would joke about<br />

where in Ohio could you have not one--but FOUR--Tibors<br />

in the same place at the same time. Unfortunately,<br />

Tibor Lakatos Sr. passed away several years ago.<br />

Now, you may ask: “What is on the Magyar Karácsony<br />

Fenyő” There are several hand-crocheted mittens<br />

made by my great-grandmother Emerencia Vasko<br />

Silvers that are tastefully woven to match the color of<br />

the lights, which are red, white and green. We have a<br />

white stag, a juhász (shepherd)<br />

and Szent Mikulás bulbs and<br />

the same items in hand-sewn<br />

and embroidered styles. We<br />

have several glass bulbs<br />

with “Boldog Karácsony”<br />

painted on the outside.<br />

We have vörös madár (red<br />

birds), snowflakes and<br />

several violins (hegedű).<br />

Each ornament is either<br />

made by an American Hungarian<br />

or made in Hungary<br />

proper.<br />

It amazes me just how<br />

many things my family<br />

does “Magyar Style.”<br />

As I look at the various<br />

things we do for Christmas<br />

that are Hungarian<br />

themed, I could probably<br />

write another three or<br />

four columns.<br />

This Karácsony season,<br />

do something Magyar with<br />

your children, relatives or<br />

friends: sing “Mennyből az<br />

Angyal”; demonstrate how to<br />

make csoroge (angel wings);<br />

if possible, visit a Magyar pék<br />

or mészáros (baker or butcher)<br />

and buy some kalács, sonka (ham) or kolbász.<br />

Magyar Marketing has a full line of items<br />

Hungarian and Christmas. Look them up on the<br />

internet at: www.magyarmarketing.com.<br />

Boldog Karácsony!<br />

Boldog Újévet!<br />

Tibor II<br />

Tibor Check Jr. is a member of Branch 28 Youngstown, Ohio, and<br />

a student at Cleveland State University. He serves as host of the<br />

“Souvenirs of Hungary” weekly radio show broadcast on WKTL-90.7<br />

FM in Struthers, Ohio. Photos: Ornament (c) Dekede/Dreamstime.com; Angel (c) Ozenina/Dreamstime.Com<br />

Let’s hear your take<br />

Let me know how you enjoy my thoughts and views on<br />

growing up Hungarian Style. If you have any questions<br />

or comments about me or my column, please email<br />

me at: SilverKing1937@yahoo.com, or drop me a letter<br />

in care of the <strong>William</strong> <strong>Penn</strong> Association, 709 Brighton<br />

Road, Pittsburgh, PA 15233.<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 9


The Hungarian Kitchen with Főszakács Béla<br />

Holiday treats sweet & savory<br />

FÁRADJON BE A MAGYAR KONYHÁBA!<br />

The Christmas holiday is rapidly approaching, and<br />

if you take pleasure in entertaining, you will enjoy the<br />

selection of monthly recipes. Thank you all for the cards<br />

and letters you have sent expressing your thoughts on<br />

the format for future editions of The Hungarian Kitchen.<br />

The goal is to please all our readers with culinary<br />

information made easy to understand to make better<br />

Magyar cooks. Chef Vilmos and I have been very happy<br />

to serve you this past year and look forward to providing<br />

much, much more from The HK this coming New<br />

Year 2011. You are the best and most faithful readers,<br />

making Vilmos’ and my job a task very rewarding each<br />

month. Now, some housekeeping....<br />

In 2011, <strong>William</strong> <strong>Penn</strong> Association will celebrate its<br />

125th anniversary. There will be a gala event at the<br />

Pittsburgh Marriott North Hotel in Cranberry Township<br />

on Saturday, Sept. 3, which is Labor Day Weekend.<br />

More information about the dinner will follow in<br />

upcoming issues of <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>.<br />

WPA will also have its General Convention during<br />

the same weekend, so attend your branch meetings to<br />

elect your delegates.<br />

In just over three years, 3,000 copies of the WPA<br />

cookbook, “A Taste of Hungarian Heaven,” have sold.<br />

There are still a few copies available for sale at the<br />

Home Office. Starting next month, I will have details<br />

about a new cookbook project for WPA.<br />

Finally, yet importantly, here is your trivia: What is<br />

the origin of the fruitcake The delicious answer waits at<br />

the very end. Have a Merry Christmas and Happy New<br />

Year 2011.<br />

Jó étvágyat<br />

Foszakács Béla<br />

˝<br />

The Hungarian Kitchen is a trademark of <strong>William</strong> S. Vasvary.<br />

Enjoy a taste<br />

of Hungary today!<br />

The Official WPA Cookbook<br />

- Over 500 recipes<br />

- Hungarian favorites & other tasty dishes<br />

- Kitchen tips from Chef Béla<br />

- Information on cooking, dieting & entertaining<br />

- PLUS an enclosed book stand<br />

$<br />

20 (includes shipping & handling)<br />

For your copy, make your check payable to<br />

“WPFA Scholarship Foundation” and mail to:<br />

WPA Cookbook, <strong>William</strong> <strong>Penn</strong> Association<br />

709 Brighton Road, Pittsburgh, PA 15233<br />

All proceeds benefit the <strong>William</strong> <strong>Penn</strong><br />

Fraternal Association Scholarship Foundation, Inc.<br />

10 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


The Hungarian Kitchen<br />

Chef Béla’s Apple Cider<br />

1 gallon fresh apple cider<br />

1 quart cranberry juice<br />

½ cup brown sugar<br />

1 teaspoon vanilla extract<br />

1 tablespoon cinnamon<br />

½ teaspoon nutmeg<br />

½ teaspoon crushed mint<br />

½ cup dark raisins OR ½ cup citron<br />

fruit mix<br />

1 finger pinch of cayenne pepper<br />

In a large saucepan or crockpot,<br />

combine all the ingredients and slowly<br />

bring to a boil. The aroma should fill the<br />

house when the cider is ready. Garnish<br />

with thin slices of apple, orange or crabapple<br />

rings. Serve hot to your guests.<br />

Cranberry Freeze<br />

8 ounces cream cheese, softened<br />

3 tablespoons oil & vinegar salad<br />

dressing<br />

2 tablespoons sugar<br />

½ cup chopped walnuts<br />

1 large can whole cranberry sauce<br />

1 small can crushed pineapple<br />

1 cup whipped cream or Cool Whip<br />

Green Leaf or Iceburg lettuce, shredded<br />

In a mixing bowl, combine the cream<br />

cheese, salad dressing and sugar, blending<br />

very well. Add the nuts, cranberry<br />

sauce and pineapple, mixing well. Fold in<br />

the whipped cream to make a colorful<br />

speckled mixture. Pour into glass or<br />

aluminum loaf tins; freeze overnight.<br />

Before serving, let stand at room temperature<br />

for 15 minutes. Cover bottom<br />

of a small platter with shredded lettuce.<br />

Cut loaf into slices and arrange on the<br />

platter. Serve to your guests.<br />

RECIPES<br />

Deviled Mixed Nuts<br />

3 tablespoons melted butter<br />

2 tablespoons Worcestershire sauce<br />

3 drops Tabasco sauce<br />

1 pound mixed nuts<br />

Salt & white pepper to taste<br />

Preheat the oven to 350 degrees. In a<br />

mixing bowl add all the ingredients; mix<br />

well. Spread out on a baking sheet and<br />

bake for 15 minutes stirring every 5<br />

minutes. Let cool to room temperature,<br />

and then serve your guests.<br />

Holiday Bourbon Wieners<br />

2 pounds all-beef hot dogs from a<br />

Hungarian butcher<br />

2 cups ketchup<br />

2 cups brown sugar<br />

1½ cups bourbon<br />

Cut hot dogs into one-inch pieces. In<br />

a saucepan, add the hot dogs, ketchup,<br />

brown sugar and bourbon. Bring to a<br />

boil, then turn down heat to simmer<br />

until the sauce thickens a bit, about two<br />

hours. Serve warm with toothpicks for<br />

dipping.<br />

Hungarian Mushroom<br />

Appetizers<br />

36 slices French bread, ¼-inch thick<br />

2 tablespoons olive oil<br />

¼ cup chopped shallots<br />

6 cups chopped button mushrooms<br />

3 garlic cloves, minced<br />

¼ cup heavy cream<br />

1 teaspoon fresh minced rosemary<br />

½ teaspoon minced lemon peel<br />

½ cup grated Parmesan cheese<br />

1 cup Fontina cheese<br />

Salt & pepper to taste<br />

Preheat oven to 375 degrees. Arrange<br />

bread slices on a baking sheet and toast<br />

in oven until golden brown. Heat oil in<br />

a large skillet on medium to high heat.<br />

Sauté the shallots and mushrooms<br />

until they begin to brown. Stir in the<br />

garlic, then remove from heat. Stir in<br />

the cream, rosemary and lemon peel.<br />

Season with salt and pepper, then let<br />

cool to room temperature. Stir in the<br />

cheese and chill for 30 minutes. Place a<br />

teaspoonful of mix on a bread slice and<br />

broil or bake until golden brown. Serve<br />

hot to your guests.<br />

Liptauer Cheese Spread<br />

4 ounces cream cheese<br />

4 ounces Feta cheese<br />

½ cup unsalted butter<br />

3 tablespoons sour cream<br />

½-teaspoon anchovy paste<br />

1 teaspoon capers<br />

In a mixing bowl, blend all the above<br />

ingredients thoroughly. Then add the<br />

following:<br />

1 tablespoon Dijon mustard<br />

½ tablespoon finely minced onion<br />

½ tablespoon finely minced garlic<br />

2 tablespoons paprika<br />

½ teaspoon caraway seeds<br />

Salt and pepper to taste<br />

Blend well and put into a crock or<br />

mound on a dish. Chill and serve cold<br />

with crackers or a loaf of crusty rye or<br />

pumpernickel bread.<br />

Have questions, comments or suggestions for Chef Béla<br />

Please contact him at:<br />

<strong>William</strong> Vasvary<br />

190 Fern Avenue<br />

Rye, NH 03870<br />

Or, you can write to: The Hungarian Kitchen, c/o <strong>William</strong> <strong>Penn</strong> Association<br />

709 Brighton Road, Pittsburgh, PA 15233<br />

TRIVIA ANSWER: The fruitcake<br />

was composed of various dried<br />

fruits and nuts. This made for a very<br />

stabile product that traveled well<br />

on trips by hunters or farmers in the<br />

field. In the 1700’s, farmers made the<br />

fruit cake from the fruits and nuts<br />

gathered at harvest then kept the<br />

cake until the next growing season.<br />

It was believed that if you ate the<br />

cake before the next planting, you<br />

would have an abundance of fruits<br />

and nuts to harvest.<br />

Watch online for the NEW Hungarian Kitchen Website!<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 11


Agents’ Corner<br />

Illustration: ©Pictac/Dreamstime.Com<br />

Douglas G. Jones<br />

La Mesa, CA<br />

619-266-7122<br />

WPA Agent since 2005<br />

Doug has been in the insurance and financial field<br />

since 1970. He began his career as a banker with<br />

Security 1st National in Los Angeles, before entering<br />

the insurance field with American National <strong>Life</strong>. After<br />

working for a time as a life and health representative<br />

for a property and casualty agency, he became a life<br />

brokerage supervisor with INA <strong>Life</strong>.<br />

He started his own brokerage life insurance<br />

agency in San Diego in 1974. He went on to co-found<br />

three national brokerage agencies in the field of life<br />

and health insurance.<br />

Doug holds numerous professional degrees,<br />

including Chartered <strong>Life</strong> Underwriter (CLU), Chartered<br />

Financial Consultant (ChFC), Registered Health<br />

Underwriter (RHU), Long Term Care Professional<br />

(LTCP) and Fraternal Insurance Counsellor (FIC).<br />

He was president of the CLU/ ChFC Chapter in<br />

San Diego from 1983 to 1985 and founding president<br />

of the San Diego Chapter of the National<br />

Association of Health Underwriters in 1986.<br />

Since the mid-1990’s, Doug has concentrated<br />

on securities and serving the financial needs of<br />

seniors and small business owners. Holding a<br />

securities license since 1971, he formed his own<br />

registered investment advisory firm--Your Coach<br />

For Financial Harmony, LLC--in February <strong>2010</strong>.<br />

He says, while young and antsy, he quit<br />

high school after his junior year and joined the<br />

Marines. After four years, he left the Marines<br />

and worked his way through college, spending<br />

his summers training Naval recruits at Treasure<br />

Island, Calif., as a Navy drill instructor. He graduated<br />

from the University of Arizona in 1966.<br />

He believes fraternal benefit societies often offer<br />

the best of insurance products and services to<br />

their members and is proud to represent <strong>William</strong><br />

<strong>Penn</strong> Association. Doug says the overall competitiveness<br />

of WPA’s portfolio is top flight and that<br />

WPA has an excellent Single Premium Whole <strong>Life</strong><br />

plan and great juvenile plans for kids and grandkids.<br />

Agent Profile<br />

- The Right Person -<br />

Sometimes the stars line up for a great career. This may be that opportunity for someone you know.<br />

- The Right Position -<br />

<strong>William</strong> <strong>Penn</strong> Association is looking for the right candidate to lead their sales organization into the<br />

future. If you know of someone with proven sales management experience and:<br />

• Demonstrated leadership,<br />

• Highest level of integrity,<br />

• Positive mental attitude,<br />

• Strong verbal and writing skills,<br />

- The Right Time -<br />

• Excellent interpersonal skills,<br />

• Service-oriented, resultsdriven<br />

self-starter, and<br />

• Team player.<br />

All inquiries will be treated in confidence and should be directed to:<br />

George S. Charles, Jr., National President<br />

<strong>William</strong> <strong>Penn</strong> Association, 709 Brighton Road Pittsburgh, PA 15233.<br />

12 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Magyar Matters<br />

First red sludge lawsuit begins,<br />

more houses to be demolished<br />

DEVECSER, HUNGARY - The first<br />

compensation lawsuit in connection<br />

with the Oct. 4 toxic red sludge catastrophe<br />

began at the Municipal Court<br />

Nov. 21. Devecser resident József<br />

Konkoly is suing Magyar Aluminum<br />

(MAL) for nearly 20 million forints<br />

($96,500) in compensation.<br />

Konkoly’s house and its furnishings<br />

were destroyed by the torrent<br />

of sludge, and the building is now<br />

marked for demolition. He claims<br />

MAL is responsible for the damage.<br />

MAL lawyer György Ruttner argued<br />

that the company bears no legal<br />

responsibility because the spill was<br />

caused by extreme weather conditions.<br />

The plaintiff will have to prove<br />

that the damage was illegally caused<br />

by MAL, Ruttner added as he asked<br />

the court to reject Konkoly’s lawsuit.<br />

Konkoly’s lawyer Gábor Hidasi<br />

argued that the damage occurred not<br />

Invitation<br />

WILLIAM PENN ASSOCIATION<br />

Cordially invites you to a reception at the<br />

American Hungarian Foundation<br />

Friday, December 17, from 3:00-6:00 p.m.<br />

Refreshments & appetizers will be served.<br />

- Celebrate the Christmas Season at the AHF Festival of Trees. -<br />

- Welcome Gergely Hajdu-Nemeth, AHF’s new Executive Director. -<br />

- Meet <strong>William</strong> <strong>Penn</strong> Association’s local representatives. -<br />

Please RSVP to Dora McKinsey at 1-800-848-7366, ext.122.<br />

We look forward to seeing you at the American Hungarian Foundation<br />

300 Somerset Street, New Brunswick, NJ 08903-1084.<br />

because the toxic sludge reservoir<br />

collapsed but because the sludge<br />

reached three villages, and MAL is<br />

responsible for failing to protect the<br />

villages.<br />

A total of 248 houses, rather than<br />

the expected 225, will have to be demolished<br />

in toxic sludge-hit Devecser,<br />

and 69 families have refused to<br />

accept an evaluation of their properties,<br />

according to government officials<br />

overseeing the coordination of<br />

reconstruction.<br />

The Regional Development Ministry<br />

also announced that agricultural<br />

producers, food processing employees<br />

and husbandry staff will be able<br />

to lay claim to one-time, non-refundable<br />

income-replacing subsidies.<br />

The total amount of funds available<br />

in the subsidy program is 35 million<br />

forints ($169,000), the Regional<br />

Development Ministry said.<br />

AHF presents<br />

Washington<br />

awards<br />

NEW BRUNSWICK, NJ -- The American<br />

Hungarian Foundation recognized<br />

the contributions of three leading<br />

members of the American Hungarian<br />

community during its 48th Annual<br />

George Washington Awards Dinner. The<br />

black-tie affair was held Nov. 17 at New<br />

York’s Waldorf-Astoria Hotel.<br />

The laureates for <strong>2010</strong> were:<br />

Peter C. Goldmark, Jr.<br />

Prior to joining the Environmental Defense<br />

Fund, where he directs the Climate<br />

and Air Program, Mr. Goldmark served<br />

as president of the Rockefeller Foundation,<br />

chairman and CEO of the International<br />

Herald Tribune, and executive<br />

director of the Port Authority of New<br />

York and New Jersey.<br />

Dr. Laszlo Gyugyi<br />

Retired in 2003 as technical director for<br />

Central Research and Development at<br />

the Westinghouse Science and Technology<br />

Center, Dr. Gyugyi is internationally<br />

recognized for his unrivaled private collection<br />

of Zsolnay ceramic art.<br />

Imre Pakh<br />

An international businessman, philanthropist<br />

and patron of Hungarian art and<br />

culture, Mr. Pakh and his wife, Nelly,<br />

have assembled the largest privately<br />

owned Munkácsy art collection, which<br />

also is touring Hungary and neighboring<br />

countries.<br />

In name and symbolism the George<br />

Washington Award was inspired by the<br />

statue of Washington erected in the<br />

City Park of Budapest in 1906. It was a<br />

gift from Hungarian immigrants living in<br />

America. For the immigrants the statue<br />

served as an expression of gratitude<br />

to the memory of George Washington<br />

and to their adopted country, while not<br />

forgetting the land of their birth.<br />

The George Washington Award of<br />

the American Hungarian Foundation<br />

honors persons whose eminent contributions<br />

are in the broad field of human<br />

knowledge, the arts, commerce, industry,<br />

the sciences, and understanding among<br />

men and nations.<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 13


THE HUNGARIAN CHURCHES OF NEW BRUNSWICK<br />

Standing on<br />

Faith, Tradition<br />

and the<br />

Fraternal<br />

Spirit<br />

While visiting New Jersey this summer, I enjoyed<br />

the distinct pleasure of exploring several<br />

of the Hungarian churches in and near the city<br />

of New Brunswick. As many of you know, New<br />

Brunswick has historically been home to one of<br />

America’s largest and most active Hungarian-American<br />

communities. Other cities, particularly Cleveland and<br />

Pittsburgh, may have larger numbers of Hungarians and<br />

more Hungarian churches. But, what makes New Brunswick<br />

unique is the tight concentration of so many Hungarian churches in one<br />

small area. Not so long ago, you could walk down one three-block section<br />

of Somerset Street and hear Hungarian voices singing the praises of the<br />

Lord from four houses of worship. A fifth such church was only a few more<br />

blocks away.<br />

The story of the Hungarian churches of New Brunswick and the surrounding<br />

area reflects that of Hungarian churches in America. Built by<br />

immigrants, these churches became not only places where Hungarians could<br />

celebrate their faith together but also focal points for social interaction and<br />

providers of shelter, food and comfort for new waves of immigrants. However,<br />

over time, these churches have struggled to survive and maintain their<br />

Hungarian identity, as the old Hungarian communities which built and<br />

supported them slowly dispersed to suburbs miles away and as each new<br />

generation melted into American society. Some have succeeded in retaining<br />

primarily Hungarian congregations; other have kept their doors open<br />

by switching to English language services, sharing their facilities with other<br />

congregations and serving the needs of the greater community.<br />

On the next few pages, we present a glimpse into several of the New<br />

Brunswick area’s Hungarian churches. Each in its own way, stands as a<br />

testament to the power of faith, tradition and the Fraternal Spirit.<br />

Story and photos by John E. Lovasz<br />

14 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


ABOVE: A banner hanging at the Hungarian Reformed Church<br />

of Woodbridge, N.J. RIGHT: A statue of the late, great Cardinal<br />

Jozséf Mindszenty of Hungary stands outside St. Ladislaus Church.<br />

BELOW: While it no longer offers services in Hungarian, New<br />

Brunswick’s Ascension Lutheran Church remains close to the<br />

Hungarian community, literally and figuratively, standing next to<br />

the Hungarian American Athletic Club on Somerset Street. LEFT: A<br />

window above the altar of the Magyar Reformed Church (pictured<br />

far left).<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 15


FROM TOP: The archway<br />

above the church’s main<br />

entrance; the church’s interior;<br />

‘The Good Shepherd’ in<br />

stained glass; instructional<br />

materials paper the walls<br />

in one room of the social<br />

hall used for the Hungarian<br />

school; Hungarian crafts<br />

and artifacts on display in<br />

the church hall as part of<br />

New Brunswick’s annual<br />

Hungarian Festival in June.<br />

Magyar<br />

Reformed Church<br />

179 Somerset Street, New Brunswick, NJ<br />

The Magyar Reformed Church has been one of the fortunate<br />

few traditionally Hungarian churches to maintain<br />

its ethnic identity. It still conducts services every Sunday<br />

in the Hungarian language, hosts Hungarian dinners<br />

throughout the year, celebrates major Hungarian holidays<br />

like March 15 and Oct. 23 and actively helps plan and participates<br />

in New Brunswick’s Hungarian events.<br />

The congregation was established in 1905, and the<br />

church was built in 1915. The church’s pastor, Rev. Zsolt<br />

Ötvös, says the church’s membership numbers about 300<br />

families and about 80 to 100 people attend the Sunday<br />

Hungarian language service.<br />

What makes the church unique among its neighbors is<br />

that it houses one of the few Hungarian schools left in the<br />

country. Each Saturday morning, about 100 children ages<br />

three to 14 fill classrooms on the third floor of the church’s<br />

social hall, attending the Széchenyi Magyar Iskola és<br />

Óvoda (Szechenyi Hungarian Community School and Kindergarten).<br />

The church also conducts Hungarian language<br />

classes and English as a second language classes for new<br />

immigrants.<br />

Rev. Ötvös attributes much of the success of the<br />

church’s efforts to the cooperative spirit among the city’s<br />

Hungarian churches and organizations and to the second<br />

generation of Hungarian Americans. “For those in their<br />

20’s and 30’s, it is very important to them to keep the folk<br />

traditions alive,” he said.<br />

For a more extensive look at the church and it’s history,<br />

log onto http://www.magyarreformedchurch.org/index.<br />

phpoption=com_content&view=article&id=2&Itemid=11.<br />

16 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


St. Ladislaus<br />

Roman Catholic Church<br />

215 Somerset Street, New Brunswick, NJ<br />

Walking into St. Ladislaus Church on a sunny morning is a soul-warming experience.<br />

Its large, modern stained glass windows allow natural light to flood the bright white<br />

interior. It is, arguably, the area’s most beautiful church, filled with items honoring the<br />

history and historic figures of the Catholic Church in Hungary.<br />

The church was founded in 1904 and the first Mass was celebrated in this lovely<br />

building in 1906. Its pastor since 1995 has been the Rev. Capistan Polgar, who was born<br />

and raised in the parish. Father Polgar says most of the parishioners no longer live near<br />

the church as he did growing up. “Now, most come from out of town, some a considerable<br />

distance,” he said. But, about 100 to 200 people come each Sunday “to worship here<br />

because we celebrate in Hungarian.”<br />

Like the Magyar Reformed Church, St. Ladislaus is a major supporter of Hungarian<br />

programs and events, including the Hungarian American Athletic Club, Hungarian<br />

Scouts and the Hungarian school held at the Reformed church. “There is an ethos among<br />

the people here that won’t let their culture die,” he said.<br />

Across the street stands the former St. Ladislaus School. It now houses services for the<br />

city’s Puerto Rican community, which has gradually<br />

replaced the Hungarians as the neighborhood’s dominant<br />

ethnic group. Still, there are signs that the church’s<br />

Hungarian identity will remain strong for years to come:<br />

many of the church’s recent baptisms have been in<br />

Hungarian, Father Polgar said.<br />

CLOCKWISE FROM TOP LEFT: The interior of St. Ladislaus;<br />

a close-up of “Mary of Csoksijon” by Gyuri Hollósy that stands<br />

inside; the church’s altar honors historic figures of the Hungarian<br />

Catholic Church; Saint Stephen in stained glass; the exterior<br />

of the church; the doors at the church’s main entrance marking<br />

the year the church was built (1905) and rededicated (1973).<br />

RIGHT: A bas-relief of founding pastor, the Rev. János Szeneczey.<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 17


Bayard Street<br />

Presbyterian Church<br />

22A Joyce Kilmer Avenue, New Brunswick, NJ<br />

The Bayard Street Presbyterian Church is an example of<br />

an old Hungarian church that has survived by taking the<br />

spirit which formerly unified Hungarian immigrants and<br />

extending it to the greater community.<br />

Founded in 1903, it was the first Hungarian congregation<br />

of any faith in New Brunswick and moved into the<br />

church in 1908. Its pastor for the past 39 years has been<br />

the Rev. Dr. Joseph G. Bodnar, who was baptized in the<br />

church and whose one and only assignment as a minister<br />

has been as its pastor.<br />

While the church still participates in the neighborhood’s<br />

Hungarian activities, including making noodles for the<br />

annual Hungarian Festival, it numbers few Hungarians<br />

among its current congregation. It survives by sharing its<br />

facilities with three other congregations--two Hispanic and<br />

one African-American. It also remains an active congregation<br />

by providing services to the community which it once<br />

provided to immigrants from Hungary: food, clothing<br />

and, at one time, shelter for those in need.<br />

“We try to help people who don’t have a church,” Rev.<br />

Bodnar said.<br />

CLOCKWISE FROM TOP LEFT: Rev. Dr. Joseph G.<br />

Bodnar in front of a mural created by the children of<br />

the church in honor of the church’s 100th anniversary;<br />

the spirit of the church captured in words and Hungarian<br />

motifs; a plaque honoring the pastors of the church;<br />

the church’s interior; a hand-crafted banner marking the<br />

church’s 15th anniversary in 1918; a view of the tiles<br />

which decorate the ceiling above the altar.<br />

18 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Hungarian Reformed<br />

Church of Woodbridge<br />

94 North James Street, Woodbridge, NJ<br />

There are a number of Hungarian churches within a short drive of<br />

New Brunswick, providing further evidence of the long, proud history<br />

of the Hungarian American community in New Jersey.<br />

One of the oldest such congregations can be found at the Hungarian<br />

Reformed Church of Woodbridge. The congregation was founded<br />

in 1904 and dedicated its original church in 1907. That building<br />

was replaced by the church pictured here in 1949. Its pastor for the<br />

last two years has been the Rev. Stefan M. Török, who came to the<br />

U.S. from his native Hungary in 1968.<br />

Like all the churches in this area, the Woodbridge church’s members<br />

include second, third and fourth generation Hungarian Americans.<br />

They continue to practice their Magyar traditions by making<br />

and selling kolbász, kalacs and stuffed cabbage, and by participating<br />

in events with members of other traditionally Hungarian churches<br />

and local Hungarian organizations.<br />

Throughout the church are reminders of the congregation’s rich<br />

Hungarian past.<br />

CLOCKWISE FROM TOP LEFT: Photos of past members<br />

and activities remind the congregation of their past;<br />

the church’s exterior; the church’s first pastor, the Rev. Alexander<br />

Vajo; the church’s altar and Bible; a fine example<br />

of Hungarian embroidery which hangs in the lobby; the<br />

church’s interior.<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 19


<strong>William</strong> <strong>Penn</strong> Fraternal Association Scholarship Foundation<br />

Tree of Knowledge<br />

Helping our young members meet<br />

the challenges of modern educational<br />

economics requires great effort by all<br />

our members and friends. Towards<br />

this end, the WPFA Scholarship<br />

Foundation has created the Tree of<br />

Knowledge. The Tree is mounted in<br />

the second floor foyer of the WPA<br />

Home Office. Those making<br />

donations through this program<br />

will be recognized with individual<br />

“leaves” on the tree, which can be<br />

used to honor and remember loved<br />

ones. Donations are being accepted<br />

at three levels: Gold ($1,000), Silver<br />

($500) and Bronze ($250). Those<br />

wishing to purchase a leaf may use<br />

the form below. Please help our tree<br />

“grow” and allow us to continue to<br />

assist young members reach their<br />

educational and professional dreams.<br />

I want to help the Tree of Knowledge grow. Please accept my tax-deductible contribution of:<br />

m $1,000 - Gold Level m $500 - Silver Level m $250 - Bronze Level<br />

Name:<br />

Address:<br />

Telephone:<br />

Email:<br />

Leaf Inscription - Maximum of 4 lines with 20 characters per line (including blank spaces):<br />

Line 1:<br />

Line 2:<br />

Line 3:<br />

Line 4:<br />

Please make checks payable to “<strong>William</strong> <strong>Penn</strong> Fraternal Association Scholarship Foundation, Inc.” and mail to:<br />

<strong>William</strong> <strong>Penn</strong> Fraternal Association Scholarship Foundation, Inc.<br />

709 Brighton Road, Pittsburgh, PA 15233-1821<br />

20 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Branch News<br />

Mark your calendars now!<br />

Attention all branch news contributors and those wishing to<br />

submit articles and photographs for publication in <strong>William</strong> <strong>Penn</strong><br />

<strong>Life</strong>. Beginning in January, the deadline for all submissions to<br />

our magazine will be the 10th day of each month. By meeting<br />

this deadline, you will help ensure that our magazine gets in<br />

our readers’ hands in a timely manner. If you have any<br />

questions, please contact John E. Lovasz, Managing Editor,<br />

toll-free at 1-800-848-7366, ext. 135. Or, email John<br />

at jlovasz@williampennassociation.org.<br />

Thank you for your cooperation.<br />

Date on the 10th (c) Antonprado/Dreamstime.com<br />

Branch 8<br />

Johnstown, PA<br />

by Dorothy Kedves<br />

Branch 8 held its monthly meeting<br />

Nov. 18 and made final arrangements<br />

for the annual children’s<br />

Christmas party. The party will be<br />

held Sunday, Dec. 5, in Oratory Hall<br />

in Cambria City. We are looking forward<br />

to seeing the children and their<br />

families. We thank the Home Office<br />

for all the nice things they sent; the<br />

families look forward to receiving<br />

them.<br />

The yearly election of officers has<br />

taken place and elected were: Ernest<br />

Kedves, president; David S. Kozak,<br />

vice-president; Dorothy Kedves,<br />

secretary-treasurer; and David M.<br />

Kozak and David S. Kozak, auditors.<br />

For all insurance and annuity needs,<br />

please contact Branch Coordinator<br />

Alexis Y. Kozak at 814-255-5286 or<br />

814-242-0000.<br />

The branch will be giving out<br />

three beautiful Holiday Baskets to<br />

people in need. Christmas is about<br />

showing fraternalism and doing<br />

what we can for each other.<br />

Please remember all our men and<br />

women serving our country, and<br />

may God be with them.<br />

Winter is slowly creeping in, and<br />

the snow will be flying. The department<br />

stores are all about holiday<br />

decorating and Santa. What happened<br />

to “Jesus is the reason for the<br />

season” May we keep Christ in<br />

Christmas, and we wish all families<br />

of <strong>William</strong> <strong>Penn</strong> Association a holy<br />

and blessed Christmas.<br />

Branch 10<br />

Barton, OH<br />

Branch 40<br />

Martins Ferry, OH<br />

Branch 248<br />

Monaville, WV<br />

Branch 349<br />

Weirton, WV<br />

Branch 8164<br />

Steubenville, OH<br />

by Joyce Nicholson<br />

Merry Christmas and Happy New<br />

Year from the WPA branches of<br />

Barton, Martins Ferry, Weirton,<br />

Steubenville and Monaville!<br />

This is a very busy time of year<br />

for everyone when so much is going<br />

on, but we hope everyone takes a<br />

break from the hustle and bustle<br />

to reflect on the true reason for the<br />

Christmas season. We have so much<br />

to be thankful for. Also, take a moment<br />

and say a prayer for those in<br />

the armed services who cannot be<br />

with their families to celebrate.<br />

Once again, our branches will be<br />

participating in the WPA Holiday<br />

Basket program. The baskets will be<br />

delivered by branch volunteers the<br />

week before Christmas. It’s a heartwarming<br />

event when those baskets<br />

are delivered, and those who receive<br />

them are so very thankful for the<br />

generosity of <strong>William</strong> <strong>Penn</strong> Association.<br />

To all members of all WPA<br />

branches, their families and everyone<br />

in the <strong>William</strong> <strong>Penn</strong> Association<br />

Home Office, our sincere wishes for<br />

a blessed Christmas go out to you.<br />

Our next meeting will be Sunday,<br />

Dec. 12, at 5:00 p.m. at 63 Meadow<br />

Lane, Wintersville, Ohio.<br />

For information about our branch<br />

activities, please call Joyce Nicholson<br />

at 740-264-6238.<br />

Branch 14<br />

Cleveland, OH<br />

by Dawn D. Ward<br />

The annual children’s Christmas<br />

party will be held Saturday, Dec. 11,<br />

not Sunday, Dec. 12, as was erroneously<br />

printed in last month’s issue.<br />

The invitations have the correct date.<br />

This party is the highlight event<br />

sponsored by the branch. Last year,<br />

about 125 children attended along<br />

with their families, and it continues<br />

to grow every year. The excitement<br />

of the children is sure to put everyone<br />

in the Christmas spirit.<br />

James Horvath, Branch 14 member<br />

and former WPA scholarship<br />

recipient, is putting his architecture<br />

degree to work in Las Vegas. James<br />

was in the architecture program for<br />

the renovation of Caesar’s Palace.<br />

He was involved in the development<br />

of the 23-story Octavius Tower. He<br />

also applied his knowledge of architecture<br />

on the adjoining Convention<br />

Center, a 263,000-square-foot<br />

addition to the Palace Conference<br />

center. James is the son of Carol and<br />

the late Louis Horvath. It is always<br />

gratifying to hear about members’<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 21


Branch News<br />

accomplishments. We’re proud to<br />

have James as a member of Branch<br />

14.<br />

Jeff and I were honored to attend<br />

two marvelous events this fall. The<br />

Hungarian Heritage Society and<br />

Museum held its annual Vintner<br />

Dinner at the beautiful Shaker Country<br />

Club. Its mission is to protect and<br />

preserve the Hungarian culture. The<br />

museum is located in the Galleria,<br />

1309 East 9th St., Cleveland, and<br />

is maintained by volunteers. Displays<br />

include Hungarian artwork,<br />

folk costumes and other items of<br />

Hungarian heritage. We enjoyed a<br />

wonderful dinner and live Hungarian<br />

music. Vice Chairman E. E. (Al)<br />

Vargo presented the Society a large<br />

donation from <strong>William</strong> <strong>Penn</strong> Association.<br />

We also attended the 100th anniversary<br />

of the Hungarian Reformed<br />

Church of Fairport Harbor. Pastor<br />

Louis Medyesi was joined by several<br />

local Hungarian Reformed ministers,<br />

a Lutheran minister from Fairport<br />

and Hungarian Reformed ministers<br />

from other Midwest states. At<br />

the banquet, Jeff Ward presented<br />

a donation from the <strong>William</strong> <strong>Penn</strong><br />

Association Home Office, and Caroline<br />

Lanzara presented a donation<br />

from our branch. This milestone is a<br />

tribute to the Hungarian immigrants<br />

who founded the church on Oct.<br />

23, 1910, and the many following<br />

generations who kept this church<br />

thriving in the last century.<br />

The next branch meeting will<br />

be held Wednesday, Dec. 1, at 7:30<br />

p.m. in the Bethlen Hall of the First<br />

Hungarian Reformed Church, 14530<br />

Alexander Rd., Walton Hills, Ohio.<br />

Merry Christmas and Happy New<br />

Year!<br />

Branch 18<br />

Lincoln Park, MI<br />

by Barbara A. House<br />

Merry Christmas and Happy New<br />

Year to all our wonderful members<br />

and their families.<br />

Our recent trip to Hungary is now<br />

a wonderful memory. This was our<br />

best trip ever. Everything we did<br />

was new and exciting. Our guides,<br />

Andrea and Boyon, were the very<br />

best. Our driver, Kristian, was also<br />

Using the Fraternal Spirit to support school spirit, Branch 18 sponsors the cheerleading squad<br />

of Lincoln Park (Mich.) High School.<br />

the best we’ve ever had. He fit in<br />

with everything we did. Everyone<br />

wanted to adopt him and bring him<br />

to America. I cannot imagine what<br />

next year’s trip will be like. Andrea<br />

promised to top this one. She surely<br />

has her work cut out for her.<br />

To pick a highlight would be<br />

impossible. We were greeted by<br />

the president and were treated like<br />

royalty at Parliament. Thank you,<br />

Zsolt Szekeres, for your wonderful<br />

hospitality.<br />

We went to a wedding and<br />

numerous wine tastings and had to<br />

cook our own fish over an open fire.<br />

I really didn’t want to go there, but<br />

that was one of my favorite days.<br />

Our four days on the Croatian<br />

seaside were magnificent. We went<br />

to a rooster cook-off where we ate all<br />

the parts of the rooster...and I mean<br />

ALL the parts of the rooster.<br />

We went to a medieval knights<br />

tournament and ended in Budapest.<br />

We had four days to shop,<br />

rest, regroup and enjoy each other’s<br />

company. We had a super-friendly<br />

group of 22 people. Our farewell<br />

dinner (thank you WPA for your<br />

generosity) was the saddest evening<br />

of all. We made some wonderful<br />

new members whom we hope will<br />

be lifetime friends.<br />

I hope this convinces you to join<br />

us next year. We really had a marvelous<br />

trip.<br />

Congratulations to the Hungarian<br />

Room scholarship winner, Robert<br />

Behrendt. Thank you to John L. Lovasz<br />

and Maria Bistey for your work<br />

on selecting this year’s recipient on<br />

Oct. 14.<br />

Congratulations also to Charlie<br />

Johns on being elected president of<br />

the <strong>Penn</strong>sylvania Fraternal Congress.<br />

Get well wishes go to Helen<br />

Sryniawski, Ann and Steve Nagy<br />

and Loretta Adorjan.<br />

Thank you, Jacquelyn Abraham,<br />

for thinking of WPA and me for<br />

your insurance needs.<br />

Thank you, Grace Balaythy and<br />

George Schvarckopf, for your generous<br />

donations to Basil’s Buddies.<br />

Remember: this is our branch’s<br />

charity for this year. Basil’s Buddies<br />

supplies food for pets whose owners<br />

cannot afford to feed them. Our<br />

hope is to keep our animals from being<br />

placed in shelters or eventually<br />

being put down. We accept any food<br />

and monetary donations.<br />

Welcome home, Debbie and<br />

Glenn Wolfe, from your 10-day<br />

cruise. I know you had a wonderful<br />

time, but you sure were missed.<br />

Remember in your prayers<br />

our deceased members and their<br />

families, especially Priscilla Kendall,<br />

22 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Branch News<br />

Elizabeth Orris, Mary Toth, Helen<br />

Kastely. We extend our condolences<br />

to Jacquelyn Abraham on the death<br />

of her husband, Ron, and to Rose<br />

Antal on the death of her brother,<br />

Ben.<br />

Our prayers also go to National<br />

Director Roger G. Nagy on the death<br />

of his wife, Donna.<br />

May they all rest in peace.<br />

Mark your calendars for these<br />

December events:<br />

-American Hungarian Reformed<br />

Church, Allen Park: Sunday school<br />

Christmas party and pot luck dinner<br />

on Dec. 19; Christmas services on<br />

Christmas Eve at 6:00 p.m. (English)<br />

and on Christmas Day at 9:30 a.m.<br />

(English) and 11:00 a.m. (Hungarian).<br />

Call Rose Wickers for information at<br />

313-382-1001.<br />

- St. Joseph Hungarian Club, Flint:<br />

bake sale on Dec. 11 and 12. Call<br />

Don or Barb Pastor at 810-736-8375<br />

for more information.<br />

- Holy Cross Hungarian Catholic<br />

Church: Kalács sale on Dec. 11 and<br />

12; Christmas dinner on Dec. 19;<br />

Christmas Eve Mass at 10:30 p.m.;<br />

Christmas Day Mass at 11:00 a.m.<br />

(English and Hungarian).<br />

Our last Branch 18 meeting of the<br />

year will be held Dec. 8 at 7:00 p.m.<br />

at the Hungarian Reformed Church.<br />

We will have a super fun Christmas<br />

party for any member that wishes<br />

to attend. This is our adult party.<br />

Please plan on attending. We will<br />

plan all our events for the year 2011.<br />

We will resume our monthly<br />

meetings on April 20, 2011.<br />

We will be in Florida from Dec. 15<br />

to April 12. Our phone number there<br />

is 321-752-0375. I can always be<br />

reached on my cell at 313-418-5572.<br />

Please feel free to call me anytime if<br />

I can be of help.<br />

We at Branch 18 wish you a wonderful<br />

Christmas Season. I hope you<br />

spend it with those you love and in<br />

the best of health. We wish you a<br />

very happy, healthy and prosperous<br />

new year.<br />

(EDITOR’S NOTE: In publishing<br />

last month’s Branch 18 report, I accidentally<br />

omitted the names of several<br />

people who helped make the Chinese<br />

auction held at the WPA Picnic such<br />

a success. Those omitted were Rose P.<br />

Antal, Doug and Carol Truesdell, Mike<br />

Oberg, Nancy and Lorraine Baranyai<br />

and Ursula Markovits. I apologize to<br />

them and to Barbara House for my error.<br />

JEL)<br />

The Hungarian Arts Club of Michigan<br />

presents the<br />

White Rose Ball<br />

Saturday, February 5, 2011<br />

The Dearborn Inn, Dearborn, Michigan<br />

Featuring the music of “Harmonia”<br />

For information on becoming a Debutante or Escort, please call<br />

Linday Enyedi at 248-352-0927 or Jana Johnson at 734-459-5253<br />

or send an email to Hungarianartsclub@hotmail.com<br />

Branch 28<br />

Youngstown, OH<br />

by Kathy Novak<br />

Wow! Where does the time go<br />

Another year has come and gone.<br />

Santa’s been at the Branch 28 Christmas<br />

party held Dec. 4, and that<br />

starts all the festivities for Christmas.<br />

We sincerely wish all our fellow<br />

WPA members a most wonderful<br />

and joy-filled holiday season with a<br />

prosperous new year for everyone.<br />

Once again, Branch 28 wishes to<br />

thank the Home Office and Board of<br />

Directors for providing such generous<br />

support for the annual family<br />

Christmas party. More details on the<br />

Dec. 4 event will be in the next issue,<br />

as well as the election of officer<br />

results.<br />

With all the holiday activities<br />

taking place, let’s not forget to wish<br />

happy birthday and happy anniversary<br />

to all those celebrating their<br />

special day this month.<br />

At this time of year, it is especially<br />

hard to hear about those who have<br />

lost a loved one. To them, we say we<br />

will keep you in our thoughts and<br />

prayers. Special condolences go out<br />

to National Director Roger Nagy<br />

and his family on their recent loss.<br />

The Hungarian churches in our<br />

area joined together to hold their<br />

annual Thanksgiving vesper services,<br />

held Nov. 23 at St. Stephen of<br />

Hungary Church.<br />

With the backing of our Home<br />

Office, our branch donated Holiday<br />

Baskets between Thanksgiving and<br />

Christmas. Additional funds from<br />

our branch allowed us to make additional<br />

donations.<br />

Congratulations to all our scholarship<br />

recipients. It was especially nice<br />

to learn Dante Fercana won one of<br />

the special essay awards, as well as<br />

Jody McGraw, who has Youngstown<br />

connections. Her grandmother, Ruth<br />

Fabian, was the leader of the local<br />

dance group for many years.<br />

We acknowledge the promotion<br />

of Kristopher Kripchak, Air Force<br />

meteorologist, to the rank of major.<br />

He is assigned to the 14th Weather<br />

Squadron at the Federal Climate<br />

Complex in Asheville, N.C.<br />

In conjunction with our November<br />

meeting, our branch acknowl-<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 23


Branch News<br />

On Oct. 24, members of Branch 28 joined Hungarian Americans of the Youngstown, Ohio, area in remembering the people and events of Hungary’s<br />

1956 Revolution during special services held at the Freedom Fighters memorial in Youngstown.<br />

edged all our past 50-year members<br />

and welcomed Tom Kuty to this<br />

special group. His grandfather was a<br />

very active member with the former<br />

Verhovay Aid Association as well<br />

as a part of the merger that formed<br />

WPA. Inclement weather kept attendance<br />

at this event lower than usual,<br />

but all those who did attend enjoyed<br />

a nice appreciation dinner at the<br />

Golden Corral.<br />

Get well wishes go out to all those<br />

under the weather, especially Betty<br />

Check, Terry Check Sr., Irene Devlin<br />

and Frank Tobias.<br />

For your life insurance and annuity<br />

needs, please call Kathy at<br />

330-746-7704 or Alan at 330-482-9994.<br />

Wishing everyone a blessed<br />

Christmas season filled with love,<br />

joy and peace.<br />

Branch 129<br />

Columbus, OH<br />

by Árpád Sibrik<br />

The Cultural Club of the Hungarian<br />

Reformed Church held a beautiful<br />

celebration Oct. 22 to commemorate<br />

the Hungarian Revolution against<br />

the Communists and the Russian<br />

occupation. A nice dinner was held<br />

in memory of those days.<br />

We extend our condolences to<br />

the Relle family on the passing of<br />

Ferenc M. Relle. He was a longtime<br />

member of WPA. He was also an<br />

avid Civitan member who singlehandedly<br />

organized 22 Civitan clubs<br />

in Hungary, Slovakia, Romania and<br />

other places, all at his own expense.<br />

Branch 129 will hold its Christmas<br />

party on Saturday, Dec. 11, at<br />

1:00 p.m at the Elks Clubs, 2140 Sonora<br />

Drive, Grove City, Ohio. Food,<br />

catered by the Cultural Club, will be<br />

served at 2:00 p.m.<br />

Congratulations to Ilona Relle, a<br />

member of Branch 129, for winning<br />

first prize in the WPA scholarship<br />

essay contest. We are very proud of<br />

her.<br />

Happy 59th anniversary to my<br />

dear wife, Piri.<br />

If you need any assistance with<br />

life insurance or annuities, please<br />

call Árpád Sibrik at 614-231-8024 or<br />

write to 645 S. Kellner Road, Columbus,<br />

OH 43209.<br />

Branch 132<br />

South Bend, IN<br />

The officers of Branch 132 wish all<br />

members and their families and<br />

friends a Happy Christmas and a<br />

very prosperous new year.<br />

Our younger members were<br />

happy to receive the Halloween<br />

favors sent by the Home Office. Our<br />

thanks for remembering the children.<br />

Happy birthday wishes go to all<br />

celebrating their special day this<br />

month, especially Geza Bralick,<br />

Kathy Lehmann and John Marshall.<br />

Belated birthday wishes go out to<br />

Walter Lehmann.<br />

We extend our condolences to the<br />

family of Andy Jambor. May he rest<br />

in peace.<br />

Branch 296<br />

Springdale, PA<br />

by Patty Balla<br />

On Dec. 4 we held our Christmas<br />

party at the Springdale Veterans Association.<br />

It was another successful<br />

party. Thank you to the WPA Board<br />

of Directors and the Home Office<br />

staff for their assistance in making<br />

this branch Christmas party a success.<br />

Not only do these parties bring<br />

joy to the kids, but they also allow<br />

parents and grandparents to have a<br />

lot of fun.<br />

The winning entries in the WPA<br />

scholarship essay contest, published<br />

in the November issue of <strong>William</strong><br />

<strong>Penn</strong> <strong>Life</strong>, were essential reading.<br />

Some were noble, others whimsical,<br />

but all were heartfelt. Congratulations<br />

to the Scholarship Foundation’s<br />

Executive Committee. I bet it<br />

was difficult to select which essays<br />

to honor. I think you did a good job.<br />

Congratulations to all the winners<br />

and all who participated.<br />

Special condolences are extended<br />

to National Director Roger Nagy<br />

and his family on the passing of<br />

Roger’s wife, Donna. We at Branch<br />

296 ask you to pray for the eternal<br />

rest of Mrs. Nagy and all the recently<br />

departed.<br />

Some good news from Noreen<br />

Fritz, FIC, LUTCF: her niece gave<br />

birth to twins, two beautiful girls<br />

named Addison and Bella Vogel.<br />

Congratulations to proud parents<br />

Lisa and Ken Vogel and grandpar-<br />

24 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Branch News<br />

Golden Couple<br />

Congratulations to Branch 296 members Joe and Peggy Fabri, who celebrated their<br />

50th wedding anniversary Nov. 12. The golden couple enjoyed an intimate celebration<br />

with their children at Hyde Park in Pittsburgh. Joe and Peggy were married at<br />

St. Ladislaw Hungarian Church in Beaver Falls, Pa. They have three daughters: Julia<br />

(Jeff) DeSantes of Mars, Pa.; Renne (Sam) Maldonato of Irwin, Pa.; and Jodi (Josh)<br />

Fleishman of Seven Fields, Pa. They also have nine grandchildren: Jessalyn, Alexa,<br />

Rachel and Jeffrey DeSantes; Gabrielle and Alexandra Maldonato; and Haylee,<br />

Gracie and Sophie Fleishman.<br />

ents Larry and Diane Galla. They<br />

are all members of <strong>William</strong> <strong>Penn</strong><br />

Association.<br />

Share your news with me if you<br />

would like to see it in our branch<br />

news article. Please call me at 724-<br />

339-4238.<br />

Happy December birthday wishes<br />

to Noreen Fritz.<br />

Wishing everyone a blessed and<br />

Merry Christmas.<br />

May all of you have a happy and<br />

healthy new year. God bless.<br />

For your life insurance and annuity<br />

needs, please call Noreen Fritz,<br />

FIC, LUTCF, at 412-821-1837.<br />

Branch 800<br />

Altoona, PA<br />

by Vincent Frank<br />

The Christmas season is now upon<br />

all of us. What a most cheerful time<br />

of year. The children are excited<br />

as the holiday arrives for they are<br />

expecting presents which they have<br />

asked for. Your branch officers wish<br />

all members and their families a<br />

most happy and blessed Christmas.<br />

A special Merry Christmas wish<br />

goes to all of our ill members. We<br />

ask the good Lord to bless all of<br />

you and grant you a return to good<br />

health during this most holy season.<br />

Once again, your branch will<br />

join with other branches to assure<br />

the poor will receive help through<br />

WPA’s Holiday Basket program.<br />

This program has been in force for<br />

many years. It is fraternalism at its<br />

best.<br />

WPA life insurance and annuities<br />

may be purchased through Bob<br />

Jones in Altoona. Give him a call at<br />

814-942-2661 to get good coverage at<br />

reasonable rates.<br />

It will soon be time to say goodbye<br />

to the year <strong>2010</strong>. Have you<br />

looked back over the year Was<br />

it good to you Or, was it pretty<br />

lousy Either way, ready or not, we<br />

welcome in Jan. 1, 2011. Happy New<br />

Year!<br />

Branch 8114<br />

Clarion, PA<br />

by Noreen Fritz, FIC, LUTCF (in Pittsburgh)<br />

The Branch 8114 Clarion annual<br />

Christmas dinner was held Dec. 6 at<br />

the Immaculate Conception cafeteria.<br />

Merry Christmas and Happy New<br />

Year to all. May you have the greatest<br />

two gifts of all on these holidays:<br />

someone to love and someone who<br />

loves you. Merry Christmas and<br />

Blessed New Year!<br />

Special greeting to all those<br />

celebrating a birthday in December,<br />

including Cynthia Gates, Donald<br />

Schmader, Karlie Bauer, Leo Curran,<br />

Thomas Ragley, Duane Reinsel,<br />

George Kossman. Susanne Amato,<br />

John Quinn, John Aaron, Angelene<br />

McCloskey, Loreno Pierucci, Erhart<br />

Olson, Shirley Carroll, Monica<br />

Callihan, Ann Cherico and Natalie<br />

Rice. Happy December birthday!<br />

You’re older today then yesterday<br />

but younger than tomorrow. Have a<br />

fabulous birthday.<br />

Do you have any questions about<br />

life insurance, annuities or pension<br />

plans If so, call me. I can be reached<br />

at 412-821-1837. Or, you may write<br />

to me at P.O. Box 15060, Pittsburgh,<br />

PA 15237-0060. My e-mail address is:<br />

noreenbunny.fritz@verizon.net .<br />

May peace be more than a season,<br />

may it be a way of life.<br />

Branch 8121<br />

St. Marys, PA<br />

by Mary Lou Schutz<br />

Our branch held a regular business<br />

meeting on Nov. 3 in St. Marys.<br />

During the meeting, a letter from<br />

the Home Office concerning the<br />

WPA’s Holiday Basket program was<br />

read. We decided to participate in<br />

this program by making a donation<br />

to the local Christian Food Bank for<br />

Thanksgiving. We will also make a<br />

donation for a basket at Christmas.<br />

Our branch Christmas party was<br />

held on Dec. 1 at the Green Lite Restaurant.<br />

During our meeting, a committee<br />

was appointed to select nominations<br />

for branch officers for 2011.<br />

We wish everyone a Merry<br />

Christmas and a Happy New Year!<br />

<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 25


Welcome To Our Fraternal Family<br />

ANDREW A. ABEL<br />

Branch 14 Cleveland, OH<br />

CODY BABOS<br />

Branch 15 Chicago, IL<br />

JUSTINE J. BABOS<br />

Branch 15 Chicago, IL<br />

ABBAGALE C. BOLGER<br />

Branch 18 Lincoln Park, MI<br />

MADISON L. BREGITZER<br />

Branch 14 Cleveland, OH<br />

GABRIEL CALCEI<br />

Branch 44 Akron, OH<br />

GIAVANNA T. GREKIS<br />

Branch 8020 McKees Rocks, PA<br />

AUBREY G. LYDEN<br />

Branch 28 Youngstown, OH<br />

COLE V. WELKER<br />

Branch 14 Cleveland, OH<br />

If you have a child who recently joined<br />

the WPA, then send us his or her<br />

photo. We will publish it in an<br />

upcoming issue so all our members<br />

can welcome your child into our WPA<br />

Fraternal Family. All photos will be<br />

published as soon as possible.<br />

26 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


Puzzle Contest #66 with Lizzy Cseh<br />

Hungarian<br />

Christmas Words<br />

JO NAPOT! Erszi here, Merry Christmas and a Happy New Year!<br />

(In Hungarian: Boldog Karácsony/Boldog Új Évet!) I’ve compiled<br />

a list of 18 words that are essential to know in the confines of<br />

an American-Hungarian Yuletide gathering. Let this season be a<br />

great time to introduce some Magyar words to children or friends<br />

that need to learn a little Hungarian. Each word can be used<br />

in the course of a meal, gift giving or decorating. Each word is<br />

in English, then the word is written Hungarian. The Hungarian<br />

words in bold are the words to be found in the puzzle.<br />

Did you know that “Mennyből Az Angyal!” (“God’s Glorious<br />

Angel”) is the most popular Christmas song in Hungary If you<br />

know the song, why not teach it to a loved one this year!<br />

Good Luck! See you in 2011.<br />

Puzzle Contest #63<br />

WINNERS<br />

The winners of our Puzzle Contest #63 were drawn<br />

Nov. 5, <strong>2010</strong>, at the Home Office. Congratulations to:<br />

Clarence Cronauer Jr., Br. 8075 Wilkes-Barre, PA<br />

Maura C. McKenna, Br. 34 Pittsburgh, PA<br />

Raymond E. Mrazik, Br. 89 Homestead, PA<br />

Margaret Popovnak, Br. 59 Windber, PA<br />

Each won $50 for their correct entry.<br />

WAY TO GO!<br />

RULES<br />

1. ALL WPA <strong>Life</strong> Benefit Members are eligible<br />

to enter.<br />

2. Complete the word search puzzle correctly.<br />

3. Mail your completed puzzle, along with your<br />

name, address, phone number, email address,<br />

and WPA Certificate Number, to:<br />

WPA PUZZLE #66<br />

709 Brighton Road<br />

Pittsburgh, PA 15233<br />

4. Entries must be received at the Home Office<br />

by January 28, 2011.<br />

5. Four (4) winners will be drawn from all<br />

correct entries on or about February 1, 2011, at<br />

the Home Office. Each winner will receive $50.<br />

6. GOOD LUCK!<br />

WPA PUZZLE CONTEST #66<br />

OFFICIAL ENTRY<br />

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(NOTE: The Hungarian words in bold appear in puzzle)<br />

Christmas = Karácsony<br />

New Year = Új Évet<br />

Baby = Baba<br />

Jesus = Jézus<br />

Pine Tree = Fenyő<br />

Star = Csillag<br />

Angel = Angyal<br />

Shepherd = Juhász<br />

Church = Templom<br />

Sing = Énekel<br />

Snow = Hó<br />

Ham = Sonka<br />

Sausage = Kolbász<br />

Angel Wings = Csoroge<br />

Roll = Kalács<br />

Walnut = Dió<br />

Poppy = Mák<br />

Santa Nicholas = Szent Mikulás<br />

Please complete the information below:<br />

Name:<br />

Address:<br />

City:<br />

State:<br />

Phone:<br />

Email:<br />

WPA Certificate No.:<br />

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<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 27


In Memoriam<br />

Continued from Page 2<br />

store corporation and a<br />

Catholic by faith.<br />

He was preceded in<br />

death by his wife, Felicitas<br />

“Zita” Kara, who<br />

passed away April 23,<br />

<strong>2010</strong>.<br />

He is survived by his<br />

daughter, Mary Ann<br />

Kara, with whom he<br />

made his home, and his<br />

son and daughter-in-law,<br />

Michael J. and Kathy<br />

Kara of Newton, N.C.<br />

Entombment was held<br />

in Sacred Heart Cemetery<br />

in Carroll Twp., Pa.<br />

Memorial contributions<br />

may be made to the<br />

<strong>William</strong> <strong>Penn</strong> Fraternal<br />

Association Scholarship<br />

Foundation.<br />

May he rest in peace.<br />

We ask you to pray<br />

for the eternal rest of<br />

Mr. Kara and all our<br />

recently departed<br />

members listed below:<br />

OCTOBER <strong>2010</strong><br />

0001 BRIDGEPORT, CT<br />

Renard Harris<br />

Helen Parsons<br />

0008 JOHNSTOWN, PA<br />

Elizabeth M. Biondo<br />

0013 TRENTON, NJ<br />

Frank Bodnar<br />

Malvin M. Yakim<br />

0014 CLEVELAND, OH<br />

John E. Craib<br />

Gizella A. Hodanbosi<br />

0015 CHICAGO, IL<br />

Evelyn J. DeSalvo<br />

0016 PERTH AMBOY, NJ<br />

Julia Halasz<br />

0018 LINCOLN PARK, MI<br />

Helen Kastely<br />

Priscilla Kendall<br />

Anna Kosa<br />

Elizabeth Orris<br />

Mary Toth<br />

0019 NEW BRUNSWICK, NJ<br />

Anna Johnson<br />

0024 CHICAGO, IL<br />

Eva Konrad<br />

Margaret H. Lobbia<br />

0028 YOUNGSTOWN, OH<br />

Dolores James<br />

0034 PITTSBURGH, PA<br />

Helen V. McCaffery<br />

0040 MARTINS FERRY, OH<br />

Mary Jane Falbo<br />

0044 AKRON, OH<br />

Kristina L. Wassam<br />

0071 DUQUESNE, PA<br />

Ann Funovits<br />

0076 PHILADELPHIA, PA<br />

John Walker<br />

0089 HOMESTEAD, PA<br />

Francis Bradish<br />

Ann Cuba<br />

George R. Korbelic<br />

0090 ALLENTOWN, PA<br />

Catherine S. Klonfer<br />

0098 BETHLEHEM, PA<br />

Rose Brem<br />

Anna R. Bodisch<br />

John Seier<br />

Elizabeth Toth<br />

0129 COLUMBUS, OH<br />

Frieda Hofbauer<br />

Jerry F. Kennedy<br />

0132 SOUTH BEND, IN<br />

Irene Lithvay<br />

Audrey A. Nagy<br />

0159 PHOENIXVILLE, PA<br />

Julia P. Hilborn<br />

Rudolph Lincul<br />

Paul Vargo<br />

0352 CORAOPOLIS, PA<br />

Genevieve Ganser<br />

0590 CAPE CORAL, FL<br />

Richard A. Aranyos<br />

Walter Shirko<br />

0705 MAYVILLE, WI<br />

Ray J. Giefen<br />

0720 DEDHAM, MA<br />

Florence A. Dodge<br />

Louise E. Menesale<br />

0725 SPRINGFIELD, MA<br />

Lillian A. Fenton<br />

August J. Pasquini<br />

Eleanor B. Weir<br />

Francis R. Wenninger<br />

8020 McKEES ROCKS, PA<br />

Margaret E. DeAngelis<br />

8036 SCOTTDALE, PA<br />

John Butcho<br />

8075 WILKES-BARRE, PA<br />

Robert F. Newcomb<br />

8114 CLARION, PA<br />

Eugene A. Seitz<br />

Recent Donations<br />

WPFA<br />

Scholarship<br />

Foundation<br />

Donations Through<br />

Premium Payments<br />

OCTOBER <strong>2010</strong><br />

Branch - Donor - Amount<br />

13 - John Pongracz - $10.00<br />

14 - Steven D. Danielson - $1.00<br />

14 - Margaret G. Kerosky - $5.00<br />

14 - Noreen L. Fischer - $5.00<br />

14 - Nathan J. Corrigan - $5.00<br />

15 - Lucille Staken - $5.00<br />

26 - Joan M. Gualtieri - $1.00<br />

27 - Stephen J. Ivancso Jr. - $13.74<br />

28 - Chris S. Paul - $9.20<br />

28 - Jacob D. W. Griffiths - $2.00<br />

28 - Mary C. Janovick - $3.00<br />

28 - Michael J. Janovick - $8.00<br />

28 - Michael G. Bakos - $2.48<br />

28 - Vera J. Gabrick - $5.00<br />

28 - John S. Pitlik - $5.00<br />

28 - Edward J. Crump Jr. - $5.00<br />

59 - Stephen J. Gall Jr. - $2.15<br />

59 - Carter J. Vitez - $10.00<br />

76 - Emilie B. Valent - $2.00<br />

88 - James E. Emery - $1.00<br />

90 - Attila Kun-Szabo - $10.00<br />

90 - Buda Kun-Szabo - $10.00<br />

159 - Kirstin E. Mayberry - $6.85<br />

174 - Colleen M. Phillips - $5.00<br />

189 - Kim A. Vanderkar - $25.00<br />

226 - Timothy R. Holtzman - $1.40<br />

226 - Carol S. Burlikowski - $5.00<br />

226 - Dennia S. Burlikowski - $5.00<br />

226 - Robert W. Serena - $5.00<br />

226 - Joan E. Bicsey - $5.00<br />

296 - Irene B. Charles - $25.00<br />

336 - Richard E. Schneck - $15.00<br />

352 - Helen Malone - $50.00<br />

352 - Veronica A. Kochinski - $10.00<br />

352 - John W. Bush Jr. - $10.00<br />

352 - John P. McKinsey Jr. - $1.32<br />

352 - Dora S. McKinsey - $1.02<br />

525 - Elsie V. Johnstone - $10.00<br />

590 - Barbara M. Camire - $5.76<br />

723 - Marguerite S. Morin - $5.00<br />

8014 - Nicholas E. DePersis - $15.00<br />

8019 - Mary F. Clarke - $3.00<br />

TOTAL for Month = $329.92<br />

Additional Donations<br />

OCTOBER <strong>2010</strong><br />

Donor - Amount<br />

M/M Charles S. Johns - $16.00<br />

(In honor of all active members)<br />

Andrew J. Mantlik - $10.00<br />

Paula Horvath - $20.00<br />

WPA Cookbook Sales - $255.00<br />

TOTAL for Month = $301.00<br />

Donations In Memoriam<br />

OCTOBER <strong>2010</strong><br />

Donor - Amount<br />

(In Memory of)<br />

M/M Thomas F. House - $100.00<br />

(Donna Nagy)<br />

<strong>William</strong> J. Bero - $50.00<br />

(Donna Nagy)<br />

TOTAL for Month = $150.00<br />

Our awards lead to far greater rewards<br />

The rewards that come with a higher education are priceless. That’s why since 1972 the<br />

<strong>William</strong> <strong>Penn</strong> Association has awarded more than $2.1 million in scholarship grants to<br />

its young members attending accredited institutions of higher learning. Our scholarship<br />

program is just one of many benefits available to our members. To learn more on how<br />

membership in the WPA can benefit your family, call your local WPA representative or<br />

our Home Office, toll-free at 1-800-848-7366.<br />

Careerists (c) Andrey Kiselev/Dreamstime.com<br />

28 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>


You should see the view from here<br />

For information and reservations, call us at 1-800-848-7366, ext. 103,<br />

or visit us on the Internet at www.scenicviewpa.com<br />

Cabins and Lodges in the Laurel Highlands<br />

Cabins and Lodges in the Laurel Highlands


Inside this issue:<br />

Traveling across Hungary one meal<br />

at a time…PAGE 4.<br />

Tibor’s Take on Christmas…PAGE 8.<br />

The Hungarian Churches of<br />

New Brunswick…PAGE 14.<br />

PRSRT STD<br />

US Postage<br />

PAID<br />

PERMIT #12<br />

INDIANA, PA<br />

Put some extra jingle<br />

in your stocking<br />

Refer a family member<br />

or friend to WPA and earn<br />

a Recommender Award!<br />

Have a wonderful holiday with a little extra money<br />

courtesy of WPA. Adult members age 16 and older<br />

can earn cash rewards when they refer new members<br />

to WPA. We will pay adult members $ 12. 00 for each<br />

applicant they recommend who is issued a WPA<br />

permanent life insurance plan. The WPA will also pay<br />

adult members $ 10. 00 for each applicant they recommend<br />

who is issued a WPA term insurance plan. To claim your<br />

reward, send us the names and addresses of everyone you<br />

know who would enjoy the many fraternal benefits that<br />

come with membership in WPA. (If recommending more<br />

than one person, please write the names, addresses and<br />

phone numbers of each prospective applicant on a separate<br />

sheet and attach to the coupon below.)<br />

*Family of sales agents living at the same address as the<br />

agent do not qualify for a Recommender Award.<br />

Please Print<br />

Your Name:<br />

WPA RECOMMENDER<br />

Branch No.:<br />

Address:<br />

Phone:<br />

WPA Representative/Agent:<br />

Name of Prospective Applicant:<br />

Address:<br />

Phone:<br />

Mail to: Recommender, <strong>William</strong> <strong>Penn</strong> Association, 709 Brighton Road, Pittsburgh, PA 15233

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