DECEMBER 2010 - William Penn Life
DECEMBER 2010 - William Penn Life
DECEMBER 2010 - William Penn Life
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<strong>William</strong> penn <strong>Life</strong><br />
<strong>DECEMBER</strong> <strong>2010</strong><br />
Boldog Karácsonyi<br />
Ünnepeket<br />
Merry Christmas
Victims of Hungary’s<br />
Red Sludge Flood<br />
Need Your Help<br />
<strong>William</strong> <strong>Penn</strong> Association is calling on its members and friends to aid<br />
those left homeless or otherwise in need following the red sludge floods<br />
which swept through portions of western Hungary in early October.<br />
The toxic red sludge killed nine people, left hundreds of homes uninhabitable<br />
and destroyed the livelihoods of many Hungarians living in seven<br />
towns near Ajka, located about 100 miles southwest of Budapest.<br />
To aid those affected by this latest disaster, WPA has established a special<br />
matching fund which will help relief agencies in Hungary to provide<br />
food, clothing, shelter and other necessities. All donations collected will be<br />
matched dollar-for-dollar by WPA.<br />
“Earlier this year, our members and friends displayed their Fraternal<br />
Spirit when they helped those affected by historic flooding in northeastern<br />
Hungary,” said Endre Csoman, National Vice President-Fraternal. “Unfortunately,<br />
another disaster has devastated another area of Hungary, leaving<br />
many men, women and children in need of life’s basic necessities. And, once<br />
again, the need for assistance is great and immediate.”<br />
If you would like to aid those affected<br />
by the red sludge flooding, please make your<br />
tax-deductible donation payable to “<strong>William</strong><br />
<strong>Penn</strong> Association Foundation” and send it to:<br />
Red Sludge Relief<br />
<strong>William</strong> <strong>Penn</strong> Association Foundation<br />
709 Brighton Road<br />
Pittsburgh, PA 15233<br />
Thank you for sharing your Fraternal<br />
Spirit with those in need.
william penn<br />
<strong>Life</strong><br />
The Official Publication<br />
of <strong>William</strong> <strong>Penn</strong> Association<br />
Editor-in-Chief<br />
George S. Charles, Jr.<br />
Associate Editors<br />
Richard W. Toth<br />
Diane M. Torma<br />
Endre Csoman<br />
Managing Editor<br />
Graphic Designer<br />
John E. Lovasz<br />
NATIONAL OFFICERS<br />
National President<br />
George S. Charles, Jr.<br />
National V.P.-Secretary<br />
Richard W. Toth<br />
National V.P.-Treasurer<br />
Diane M. Torma<br />
National V.P.-Fraternal<br />
Endre Csoman<br />
BOARD OF DIRECTORS<br />
Chairman<br />
Stephen J. Varga<br />
Vice Chairmen<br />
E. E. (Al) Vargo<br />
Barbara A. House<br />
National Directors<br />
Ronald S. Balla<br />
<strong>William</strong> J. Bero<br />
Margaret H. Boso<br />
Dennis A. Chobody<br />
Robert A. Ivancso<br />
Charles S. Johns<br />
Nickolas M. Kotik<br />
Andrew W. McNelis<br />
Roger G. Nagy<br />
Anne Marie Schmidt<br />
<strong>William</strong> S. Vasvary<br />
Your comments are always<br />
welcome. Contact us at:<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />
<strong>William</strong> <strong>Penn</strong> Association<br />
709 Brighton Road<br />
Pittsburgh, PA 15233<br />
Phone: 1-800-848-7366<br />
E-mail: jlovasz<br />
@williampennassociation.org<br />
Inside<br />
VOLUME 45 • NUMBER 12 • <strong>DECEMBER</strong> <strong>2010</strong><br />
14<br />
Standing<br />
on Faith,<br />
Tradition<br />
and the Fraternal<br />
Spirit<br />
Columns<br />
6 Moneywise<br />
The Hungarian<br />
Churches of<br />
New Brunswick<br />
8 Tibor’s Take<br />
10 The Hungarian Kitchen<br />
ON THE COVER: Merry Christmas<br />
@ Karen Roach/Dreamstime.com<br />
Departments<br />
2 For Starters<br />
3 Letters<br />
12 Agents’ Corner<br />
13 Magyar Matters<br />
21 Branch News<br />
27 Puzzle Contest<br />
28 In Memoriam<br />
Official publication of the <strong>William</strong> <strong>Penn</strong> Association. Published monthly.<br />
Office of publication: 709 Brighton Road, Pittsburgh, PA 15233 Phone: (412) 231-2979.<br />
Third Class U.S. Postage Paid. Indiana, PA Permit No. 12<br />
Unsolicited articles, letters, pictures and other material submitted to the <strong>William</strong> <strong>Penn</strong> <strong>Life</strong> are forwarded at the owner’s<br />
risk, and the <strong>William</strong> <strong>Penn</strong> <strong>Life</strong> expressly denies any responsibility for their safekeeping or return. The <strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />
reserves the right to edit, revise or reject any article submitted for publication.<br />
Postmaster: If undelivered, please send form 3579 to: <strong>William</strong> <strong>Penn</strong> Association, 709 Brighton Road, Pittsburgh, PA 15233<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 1
For Starters<br />
A lifetime honored<br />
PA Fraternal Congress and state legislature<br />
salute WPA National Director Charles S. Johns<br />
HARRISBURG -- Charles S. Johns has lived his life guided<br />
by the fraternal spirit. His outgoing personality, friendly<br />
manner and generosity make him a walking, talking,<br />
non-stop advertisement for our Association, the fraternal<br />
benefit system and fraternalism in general.<br />
So, it came as no surprise to anyone who knows “Charlie”<br />
when the <strong>Penn</strong>sylvania Fraternal Congress (PFC)<br />
recently presented him with its highest honor--the John<br />
Jordan Upchurch Award. And, it seemed fitting that on the<br />
night he received this honor, Mr. Johns also was presented<br />
a citation from the <strong>Penn</strong>sylvania House of Representatives<br />
saluting him for a lifetime of promoting the fraternal spirit<br />
through community and social involvement.<br />
Mr. Johns received both honors Oct. 25 during the PFC’s<br />
99th Annual Meeting banquet held at the Mount Airy<br />
Casino Resort in Mount Pocono, Pa. During the business<br />
portion of the meeting, Mr. Johns was elected president of<br />
the PFC for the year 2011.<br />
The John Jordan Upchurch Award, presented annually<br />
by the PFC, is named after the man generally regarded as<br />
the father of the fraternal benefit system. The award recognizes<br />
those who receive it for their “distinguished leadership<br />
and service to the <strong>Penn</strong>sylvania Fraternal Congress<br />
and the fraternal benefit system.” Mr. Johns is the fourth<br />
WPA member to be so honored, joining the late Elmer<br />
Charles, former longtime National President; the late Albert<br />
J. Stelkovics, former longtime National Secretary; and<br />
E. E. (Al) Vargo, current Vice Chairman of the Board and<br />
former National President.<br />
The State House citation was sponsored by State Rep.<br />
and WPA Board member Nick Kotik. It outlines in greater<br />
detail Mr. Johns’ achievements, including his 11 years as<br />
WPA National Director Charles S. Johns displays the citation awarded<br />
him by the <strong>Penn</strong>sylvania House of Representatives while Zita Prowse<br />
holds the <strong>2010</strong> John Jordan Upchurch Award presented to Mr. Johns<br />
Oct. 25 by the <strong>Penn</strong>sylvania Fraternal Congress.<br />
a member of the WPA Board and 15 years as a WPA sales<br />
representative. It also notes his many years of service to<br />
the Loyal Order of Moose, the Benevolent and Protective<br />
Order of the Elks, the Lions Club and the Boy Scouts of<br />
America. “He stands as a role model worthy of emulation,”<br />
the citation reads.<br />
Among those on hand at the banquet to congratulate<br />
Mr. Johns were WPA Chairman Steve and Donna Varga,<br />
Vice Chairman E. E. (Al) and Betty Vargo, National Director<br />
<strong>William</strong> J. Bero, National Director Andrew W. and<br />
Marguerite McNelis, National Vice President-Secretary<br />
Richard W. Toth and National Vice President-Fraternal<br />
Endre and Arlene Csoman.<br />
We join the PFC and State House in saluting Charlie<br />
and thanking him for his lifetime of devotion to fraternalism<br />
and our Association.<br />
MICHAEL R. KARA<br />
1925-<strong>2010</strong><br />
National Director<br />
1991-2004<br />
National Auditor<br />
1971-1991<br />
Br. 34 President<br />
1958-1988<br />
In Memoriam<br />
WPA mourns passing of former National Director Michael R. Kara<br />
MONONGAHELA, PA -- The members of<br />
Branch 34 Pittsburgh, WPA’s Official Family<br />
and members across the country were saddened<br />
by the recent death of former National<br />
Director Michael R. Kara. Mr. Kara, 85,<br />
passed away Nov. 12, <strong>2010</strong>, in his home.<br />
Mr. Kara will be remembered for his nearly<br />
half-century of devoted service to the Association<br />
on both the local and national levels. Always<br />
an active and enthusiastic member, Mr.<br />
Kara took a leadership role at Branch 34 when<br />
he was first elected its president in 1958, an<br />
office he would maintain for 30 years. He also<br />
represented his branch as a delegate to the<br />
WPA General Convention in 1967.<br />
Four years later at the 1971 General Convention,<br />
Mr. Kara was elected as a member<br />
of the National Auditing Committee. He<br />
would be reelected as a National Auditor four<br />
more times, serving a total of 20 years on the<br />
committee.<br />
In 1991, while serving as Vice Chairman<br />
of the National Auditing Committee, he was<br />
elected as a member of the WPA Board of<br />
Directors. Mr. Kara would continue serving<br />
as a National Director for 13 years, before his<br />
retirement in 2004.<br />
He was born Feb. 15, 1925, in Hungary. He<br />
was a retired employee of the A&P grocery<br />
Continued on Page 28<br />
2 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
WPA125<br />
Be a part of our celebration<br />
Next year will be a special year in the long, rich history of <strong>William</strong> <strong>Penn</strong> Association. In 2011, we<br />
will celebrate our Association’s 125th anniversary. There will be special events throughout the year<br />
marking this milestone, all leading up to the grand 125th Anniversary Gala in Pittsburgh in September.<br />
As part of our year of celebration, <strong>William</strong> <strong>Penn</strong> <strong>Life</strong> will feature stories on the background and history<br />
of WPA, and we invite you to be a part of the story.<br />
Beginning in February, the month of our founding, we will begin recalling the people and events<br />
that led from our roots in Hungary, to our beginnings in Hazleton, Pa., to the extending of our Fraternal<br />
Spirit across the United States. For many of you, it was your parents, grandparents or great-grandparents<br />
who helped build and support <strong>William</strong> <strong>Penn</strong> Association. Help us to tell their story and ours<br />
by submitting articles or anecdotes about lives that have been touched by <strong>William</strong> <strong>Penn</strong> Association.<br />
Please contact John E. Lovasz with any items or stories. John can be reached at 1-800-848-7366,<br />
ext.135, or jlovasz@williampennassociation.org.<br />
Your story will help our readers to understand what WPA means to our members and will honor<br />
the memory of your loved ones.<br />
8862011<br />
Letters<br />
Thanks for a first-rate<br />
trip to Hungary<br />
THANKS, ENDRE, for providing an<br />
extraordinarily spectacular trip to<br />
Croatia and Hungary.<br />
Everything was first-rate. All<br />
the side trips were fun, interesting<br />
and varied. And the access we had<br />
to special events, like the lunch in<br />
Parliament, was available to us only<br />
because of your influence. It was a<br />
real honor to have those experiences.<br />
Many of our traveling companions<br />
became jó baráts. They were excited<br />
to learn about our heritage and are<br />
very proud to be Magyars.<br />
You are to be commended for all<br />
your hard work. It was much appreciated.<br />
With gratitude,<br />
Maris Kronoviter<br />
Toledo, OH<br />
‘Experience’ encouraged<br />
visit to Hungary<br />
I’M WRITING TO YOU from the<br />
airplane as I fly back to the U.S. from<br />
Hungary. I want to express to you my<br />
most sincere appreciation for hosting<br />
the Hungarian Heritage Experience<br />
camp this year at Scenic View. I attended<br />
it for the first time in August,<br />
with my father, Jim Szobota, and we<br />
really enjoyed it. Immediately afterwards<br />
we planned a trip to Hungary<br />
because we were very excited from<br />
the camp and had a new comfort lev-<br />
Your comments on our<br />
magazine and <strong>William</strong> <strong>Penn</strong><br />
Association are always<br />
welcome. Please write to<br />
us at:<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />
<strong>William</strong> <strong>Penn</strong> Association<br />
709 Brighton Road<br />
Pittsburgh, PA 15233<br />
Or, you can send your<br />
comments via email to:<br />
jlovasz@<br />
williampennassociation.org<br />
el with the Hungarian language and<br />
culture. Other camp attendees shared<br />
their stories of Hungarian travels<br />
with my mother during “graduation<br />
day” at the end of the camp, and in<br />
no time at all, all three of us were<br />
booked for a 10-day adventure.<br />
My father’s parents immigrated<br />
to the U.S. early in the 20th century,<br />
but many of their siblings stayed in<br />
Hungary. For years we knew that<br />
we had close relatives there, but<br />
never actually met them or even fully<br />
understood our extensive family tree.<br />
During our visit, we met relatives<br />
and visited the places that are special<br />
to our family.<br />
Thank you again for the Hungarian<br />
Heritage Experience. It was<br />
enlightening, enjoyable, and memorable,<br />
and led us to go experience our<br />
own Hungarian heritage first-hand.<br />
Sincerely,<br />
Stephanie Szobota<br />
El Cerrito, CA<br />
Youth group appreciates<br />
WPA hospitality<br />
THANK YOU SO MUCH for the delicious<br />
chicken paprikas; it was needed.<br />
Everyone looks forward to that<br />
dinner the most throughout camp.<br />
You should know that it is very much<br />
appreciated by every camper and<br />
staff member. We cannot express our<br />
gratitude for the meal and everything<br />
else you do for the camp. We appreciate<br />
you and send blessings your way.<br />
May God bless you.<br />
Sincerely,<br />
The Hungarian Reformed<br />
Youth Camp<br />
Peach State member<br />
sends greetings<br />
WE ENJOYED the picnic, and tell Mr.<br />
Csoman that the state of Georgia was<br />
represented with eight people from<br />
Fayetteville, Ga.<br />
We enjoy the <strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />
and the puzzle, but the letters are a<br />
little small for a 93-year-old member.<br />
Thank you/Szeretetel,<br />
Simon János<br />
Fayetteville, GA<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 3
Branching Out with Endre Csoman<br />
2<br />
3<br />
1<br />
I can’t eat<br />
another bite<br />
Traveling across Hungary one meal at a time<br />
(This month, I would like to donate the space for my column to WPA member Richard E. Sarosi of<br />
Branch 14 Cleveland. Richard joined us on this year’s WPA tour to Hungary and Croatia, and he<br />
was kind enough to share his observations and photos of the tour with us. Enjoy! - EC)<br />
by Richard E. Sarosi<br />
I would like to begin by thanking Endre Csoman and Dora McKinsey for all their work<br />
in arranging our <strong>2010</strong> trip to Hungary and Croatia. During our two-week trip, we were<br />
able to experience festivals, gypsy music, national parks, a trout and bacon fry, local foods<br />
and customs, vineyards and beautiful deluxe hotels with wellness centers. We had a wonderful<br />
tour bus driver named Christian, and our delightful tour guide, Andrea, was<br />
able to handle the needs of our group. I look forward to seeing what is being<br />
planned for 2011.<br />
Now that I have finally placed the last of my pictures of my <strong>2010</strong> trip to Hungary<br />
and Croatia into my photo albums, I like to go back through the<br />
pictures and recall the beautiful sights of Croatia, Lake Balaton, Eger,<br />
Budapest and other locations we visited. I can’t believe that I took almost<br />
600 pictures on this trip.<br />
It was nice to relive my trip, especially by looking at the meals we had<br />
along the way. My family and friends always ask me when I get back:<br />
“How were the meals...What did you have to eat in Hungary...Anything<br />
unusual...What did you eat for breakfast” Well, if a picture tells<br />
a thousand words, get ready for some good reading.<br />
I thought the best way to show what we experienced along the way<br />
was to use my pictures and share with you some of the meals our<br />
group ate on this trip.<br />
I can only hope that my doctor does not see the pictures I am sharing<br />
with you, as he would be so disappointed by all of the eggs, bacon,<br />
4<br />
7<br />
4 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong><br />
5 6
Branching Out<br />
18<br />
17<br />
szalonna, sour cream, butter (on freshly baked breads),<br />
cheese, cream sauces and, not to be forgotten, pálinka and<br />
wine. However, all was not lost: I got my daily exercise by doing<br />
a lot of walking and some swimming and burned up a few calories<br />
while I was on vacation.<br />
I only wish that I had better stamina to tackle “The Hill” at the Renaissance<br />
Restaurant in Visegrád. After lunch, we had two drummers drumming our way<br />
up the stairs and then the hill in order to go to the joust. The beat of the drums<br />
caught the beat of my heart very nicely. Our guide told those of us who were<br />
walking: “It’s just a short walk up the hill.” Apparently, some guides do not<br />
know how to determine time or distance. Can someone say “defibrillator”<br />
16<br />
THE MENU, starting opposite page, upper left corner, and continuing counter-clockwise: (1) Hús leves<br />
at peasant wedding dinner at Lovas Csarda; (2) late night snack at Grand Hotel, Opatija, Croatia;<br />
(3) roasting pigs and lamb at Bela Nedelja New Wine Festival, Kastav, Croatia; (4) pogácsa at Sike<br />
Wine Cellar, Valley of the Beautiful Woman; (5) donuts and Angel Wings, Konoba Restaurant, Croatia;<br />
(6) homemade gulyás, Lázár Horse Farm, Domony Valley; (7) Kettle of stew at the Kakas Festivál (Cock<br />
Cooking Festival), Tard, Hungary; (8) How did those vegetables get there (9) Knight’s Cup dessert, Renaissance<br />
Restaurant, Visegrád, Hungary; (10) a rich breakfast, Hotel Mercure, Budapest; (11) platter of kolbász,<br />
chicken, pork, potatoes and rice, Lázár Horse Farm; (12) our farewell dinner, Chicken Paprikás,<br />
Rezkakas Restaurant, Budapest; (13) Diós Palacsinta with habbal and vanilla cream sauce,<br />
Kulacs Csarda, Panzio; (14) venison ragout soup with cream, Renaissance Restaurant;<br />
(15) pork platter, Konoba Restaurant; (16) breakfast bakery selections, Hotel Mercure;<br />
(17) alma and túrós rétes (apple and cheese strudel), Hotel Palota, Lillafüred, Hungary;<br />
(18) The BEST--Trout Sütés...delicious!<br />
15<br />
14<br />
9<br />
11<br />
13<br />
8<br />
10<br />
12<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 5
Moneywise<br />
Starting out on your own<br />
Personal finance tips for young adults<br />
Have you ever taken $40 out of the ATM and a<br />
few hours later asked yourself where that money<br />
went Or, do you use your debit card to make<br />
purchases but don’t keep track of them...and then wonder<br />
how your balance got so low<br />
While everyone can benefit from learning about money<br />
management and taking a more hands-on approach with<br />
their finances, young adults--including those just starting<br />
a career or family and others still in high school or college-<br />
-have plenty to gain by learning to be smart about money,<br />
and a lot to lose by making uninformed decisions.<br />
“As a young adult, even if you don’t have or earn a lot<br />
of money, the financial decisions you make today can affect<br />
your lifestyle now and for years to come,” said Luke<br />
W. Reynolds, Chief of the Federal Deposit Insurance Corporation’s<br />
Community Outreach Section. “The good news<br />
is you don’t need to be a finance expert to take charge of<br />
your financial future. A few basic concepts can go a long<br />
way.”<br />
Here are a few tips to get you started.<br />
Photo (c) Vgstudio/Dreamstime.com<br />
Create a personal financial plan that will make<br />
it easier to boost savings and control spending.<br />
“It isn’t how much you make that’s important,<br />
it’s how much you keep,” said Paul Horwitz, an FDIC<br />
Community Affairs Specialist. Start by keeping track of<br />
what you earn and what you spend and where.<br />
Then, take a sharp look at how much you spend on<br />
optional purchases, such as restaurant food and entertainment,<br />
and instead put some of that money to work for<br />
your future by saving or investing it.<br />
“The key is to make some hard decisions about ‘needs’<br />
versus ‘wants,’” added Horwitz, “because every dollar we<br />
spend on something we don’t really need is a dollar we<br />
don’t have to save or spend on something we do need.”<br />
What steps can you take<br />
• Open a savings account and regularly add to it. Also<br />
“pay yourself first” with a set percentage of every dollar<br />
you get going to savings. “Set a realistic savings goal and<br />
remember that even $5 or $10 a week can add up over<br />
time,” Horwitz explained.<br />
• Arrange with your employer to automatically transfer<br />
some of your earnings to a savings or investment account.<br />
• Build up an emergency savings fund you can use to pay<br />
for major, unforeseen expenses.<br />
• Consider a separate account to save for big-ticket purchases,<br />
such as a new TV or bicycle, instead of charging<br />
them on a credit card and paying the money back over a<br />
long time with a lot of interest.<br />
• Limit the amount of money in your wallet or purse and<br />
in your checking account, so you’re less likely to spend it.<br />
Only carry a credit card when you plan to use it. Also, do<br />
your best to limit regular living expenses, such as food,<br />
transportation and utilities.<br />
Reynolds also advised that young adults protect against<br />
financial loss by making sure they have proper insurance,<br />
such as life, health and property insurance, and then<br />
reviewing the coverage at least once a year.<br />
<br />
Start saving for both short-term and longterm<br />
goals, including retirement, even though<br />
that may be many years away. “Thanks to the<br />
miracle of compound interest, even a small sum of money<br />
saved regularly at a young age can quietly grow to a<br />
surprisingly large sum over the years,” Reynolds said. The<br />
sooner you begin saving, the easier it will be to reach your<br />
financial goals, which may include buying a home, owning<br />
a business or retiring, instead of having to save a high<br />
percentage of your income at an older age.<br />
And if you are working, “it makes so much sense to<br />
start, on the very first day, to put money into a retirement<br />
savings plan, especially if your employer will match part<br />
of your contribution, which is like getting free money,”<br />
said Alberto Cornejo, an FDIC Community Affairs Assistant.<br />
<br />
Keep your banking and bill-paying costs down.<br />
Comparison shopping for financial services can<br />
save you from paying unnecessary fees. A good<br />
strategy is to open a basic, low-cost checking account at a<br />
bank and pay attention to your balance so you don’t spend<br />
more than you have in the account and pay high fees for<br />
overdrawing it.<br />
6 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Moneywise<br />
Photo (c) Tarragona/Dreamstime.com<br />
“Maybe you can download an ‘app’ to your phone<br />
to help you track all money that comes in and out of<br />
your account, or you can request electronic notifications<br />
when your balance drops to a certain level. Of course,<br />
you should always maintain a register to help you monitor<br />
your balance,” Reynolds said. “Another way to save<br />
money is to avoid fee-based overdraft programs and<br />
instead ask your bank to cover any shortages by linking<br />
your checking account to a savings account.”<br />
<br />
Build a good credit record. As you pay your<br />
own bills and debts, you are building a credit<br />
record. Credit reporting companies collect information<br />
on your history of paying debts, which is used to<br />
prepare credit reports and credit scores that reflect your<br />
creditworthiness. In general, the better your credit history<br />
and credit score, the better your chances of borrowing<br />
money at lower interest rates. Your credit history may<br />
also be considered when you apply for a job, an insurance<br />
policy or an apartment. A good credit score will be particularly<br />
important when you decide to buy a house.<br />
One of the best ways to build and maintain a good<br />
credit record is to pay all bills and other debts on time.<br />
To do that, avoid charging more on your credit card than<br />
you can pay off in full by the due date each month. If you<br />
can’t afford to pay that much, at least be sure to pay the<br />
minimum due, consistently and on time, to avoid late fees<br />
and a bad mark on your credit record. And if you cannot<br />
qualify for a regular credit card, you may consider a no- or<br />
low-fee secured credit card, for which you would keep<br />
cash in a deposit account that would serve as collateral.<br />
Also, obtain a free credit report once every 12 months<br />
from each of the three nationwide credit reporting companies<br />
at www.annualcreditreport.com. Review each report,<br />
correct any errors and check for suspicious activity that<br />
may indicate you are a victim of identity theft.<br />
<br />
Stay safe online. Banking or conducting other<br />
personal business online can be a convenient<br />
way to handle your finances, but you need to<br />
take precautions. Among them: Install and automatically<br />
update antivirus software and firewall protection on your<br />
computer. Never give your Social Security number, credit<br />
or debit card numbers, personal identification numbers<br />
or any other confidential information in response to an<br />
unsolicited e-mail, text message or phone call, regardless<br />
of who the source supposedly is.<br />
“Also, ignore online ‘friend’ invitations from people<br />
you don’t know, because these may be covers for fraud<br />
artists,” cautioned Michael Benardo, Chief of the FDIC’s<br />
Cyber Fraud and Financial Crimes Section. Likewise, he<br />
said, be careful about the profile and contact information<br />
you post on social-networking and employment-related<br />
web sites, because in the wrong hands it can lead to identity<br />
theft and other crimes.<br />
For more guidance on how to conduct banking and<br />
other business online, see the Winter 2009/<strong>2010</strong> FDIC<br />
Consumer News at www.fdic.gov/consumers/consumer/news/<br />
cnwin0910.<br />
<br />
Keep important cards and numbers safe. Most<br />
experts suggest you carry in your wallet or purse<br />
only the plastic cards (ATM, debit, credit cards)<br />
you truly expect to use soon. Don’t carry your Social Security<br />
card, either.<br />
Also, don’t leave your birth certificate or documents<br />
with your Social Security number unprotected at home, at<br />
school or anywhere else.<br />
<br />
If you need to buy a car, consider the best way<br />
to pay for it. Understand the difference between<br />
buying and leasing a car. The Federal Reserve<br />
Board has published a guide called “Keys to Vehicle Leasing,”<br />
online at www.federalreserve.gov/pubs/leasing. If you’re<br />
thinking about borrowing money to pay for a car, see the<br />
tips in the Summer 2007 FDIC Consumer News at www.<br />
fdic.gov/consumers/consumer/news/cnsum07/auto.html.<br />
<br />
If you’re renting a house or apartment, consider<br />
whether it’s time to buy. Once you start<br />
earning a steady income, and you expect to stay<br />
in your community for a number of years, you may want<br />
to consider owning your first home. To learn more about<br />
homeownership and if it is right for you, consider talking<br />
to a HUD-approved counselor (start at 1-800-569-4287 or<br />
www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm).<br />
<br />
Always keep learning about how to handle<br />
your money. Start at www.fdic.gov to find consumer<br />
information from the FDIC, including back<br />
issues of FDIC Consumer News. Visit www.mymoney.gov<br />
to find financial education resources and tools from more<br />
than 20 different government agencies and Web sites.<br />
“Many young people find learning about money fascinating<br />
because of the power it gives them to achieve their<br />
dreams,” concluded Reynolds. “And anyone can get this<br />
power just by creating an action plan, the sooner the better.”<br />
(From FDIC Consumer News/Summer <strong>2010</strong>)<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 7
Tibor’s Take with Tibor Check, Jr.<br />
Christmastime<br />
is here<br />
Boldog<br />
Karácsony<br />
OUR FAMILY ENJOYS an extended and full calendar<br />
of Karácsony revelry. We kick off the holiday season the<br />
day after Turkey Day. Preparations for decorating our<br />
home usually begins a week before Thanksgiving (but<br />
this year we commenced with our annual ritual around<br />
Veteran’s Day). The Check Family Christmas Season<br />
grudgingly ends after the celebration of Three Kings<br />
in January. Sometimes we have to take down the live<br />
fenyő before our Karácsony is over because the tree loses<br />
most if not all of its needles. This skeleton of a once<br />
green and fragrant evergreen has the potential to become<br />
an instant fire display with even the littlest spark.<br />
Our home has a very long and large cellar. Our underground<br />
sanctuary could easily be home to a six-or<br />
seven-lane bowling alley. You may ask: “What could<br />
a family do with such a vast expanse of formed concrete”<br />
One word: STORAGE! In one section, we keep<br />
our extra pots and pans, my great-grandfather Cseh’s<br />
hand-cranked sausage stuffer (which we still use for<br />
making hurka and kolbász) and shelves of vintage<br />
Tokaji wine. Another area of the basement contains<br />
our extensive library of Magyar records and tapes. We<br />
have so many records. There are actually some discs<br />
that have never been opened up from when they were<br />
sealed in plastic by the factory decades ago. We have a<br />
large lot of mint-condition, 75-year-old 78 RPM records<br />
that were given to my nagyapa and apa from the<br />
late George Gregosits. I estimate it would take more<br />
than two years of 24/7 playback to listen to all our<br />
records just once each. As you can imagine, we<br />
have a lot of music that has yet to be aired on our<br />
radio show, “The Souvenirs of Hungary.“ We have<br />
only been broadcasting for 31 years.<br />
Way back in the far left corner of the cellar is the<br />
permanent home for dozens of plastic storage containers<br />
filled with Christmas items. It takes my<br />
siblings and me well over an hour just to transport<br />
the containers upstairs. To expedite the transporting<br />
process, my dad hands us the boxes and we lug them<br />
up the steps to where my mom gives us final directions<br />
of where to put them. Some of the boxes go to<br />
the living room, others go to the top floor; some go to<br />
the kitchen, a few go to the garage for outside decorating<br />
and others go to the family room. (Someday, I will<br />
write a story about what else is stored in the basement<br />
8 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Tibor’s Take<br />
and the connection those items have to my American-<br />
Hungarian Heritage.)<br />
Every room in our house has a special themed<br />
Christmas tree. We have the Angel Tree, the School<br />
Memory Tree, the Red Tree, the Poinsettia Tree, the<br />
Aunt Jenny Gold and White Tree, and, my favorite, the<br />
Magyar Tree. Our Magyar Tree stands in our living<br />
room picture window. The tree that we cut down has<br />
the honor of holding the Magyar ornaments; the other<br />
trees are artificial. As a tradition, my dad buys my<br />
mom each year at least one ornament or bulb. This year<br />
my apa bought my anya a Pink Tree with a rózsa szinű<br />
csillag (pink star) and pink bulbs and ribbons.<br />
My sister has in her bedroom arguably our family’s<br />
oldest and most sentimental fa (tree). This little bundle<br />
of Christmas memories was brought over to America<br />
by my great-grandmother Cseh in 1916. Menci Kadi<br />
Cseh was born in 1896. Emerencia came over to the<br />
New World from Csot, Veszprem, Hungary. In her<br />
small trunk of earthly possessions was this small rather<br />
Charley-Brown-looking fenyő. My dad told me this<br />
was the only memento my great-grandmother had of<br />
her childhood Christmases in Hungary. The tree was<br />
always my apa’s favorite family Christmas item. When<br />
my great-grandmother passed in 1971, my dad was<br />
entrusted with the little tree’s stewardship. A few years<br />
ago, my sister Erzsi was given the responsibility of being<br />
the new Cseh Család caretaker of the tree.<br />
The day after Thanksgiving, we pack into our van<br />
and head out to Lakatos Tree Farm for our Colorado<br />
Blue Spruce. Now, mind you, there are at least 15 tree<br />
farms closer, but my apa insists that we buy our evergreen<br />
from a Hungarian.<br />
My dad had a special friendship with the Hungarian<br />
who owned this particular tree farm, Tibor Lakatos.<br />
They would partake in the consumption of Tokaji<br />
Bort. Salutations and dedications were numerous and<br />
most jovial. As both men dedicated the next round of<br />
holiday cheer to such Magyar greats as Franz Liszt or<br />
Lajos Kossuth, Mr. Lakatos’ son Tibor Jr. would escort<br />
my mom and us three kids on a quest for the perfect<br />
tree. Of course, the tree must be cut down by hand and<br />
dragged back to the car. This is a tradition where the<br />
misery of pinchy pine needles and strained arm and<br />
leg muscles is outweighed by the fond memories that<br />
we forged. Most of the time, we would spend hours in<br />
search of that special fenyő. Often times, there was plenty<br />
of snow on the ground to make the trek even more<br />
difficult. My dad and Mr. Lakatos would joke about<br />
where in Ohio could you have not one--but FOUR--Tibors<br />
in the same place at the same time. Unfortunately,<br />
Tibor Lakatos Sr. passed away several years ago.<br />
Now, you may ask: “What is on the Magyar Karácsony<br />
Fenyő” There are several hand-crocheted mittens<br />
made by my great-grandmother Emerencia Vasko<br />
Silvers that are tastefully woven to match the color of<br />
the lights, which are red, white and green. We have a<br />
white stag, a juhász (shepherd)<br />
and Szent Mikulás bulbs and<br />
the same items in hand-sewn<br />
and embroidered styles. We<br />
have several glass bulbs<br />
with “Boldog Karácsony”<br />
painted on the outside.<br />
We have vörös madár (red<br />
birds), snowflakes and<br />
several violins (hegedű).<br />
Each ornament is either<br />
made by an American Hungarian<br />
or made in Hungary<br />
proper.<br />
It amazes me just how<br />
many things my family<br />
does “Magyar Style.”<br />
As I look at the various<br />
things we do for Christmas<br />
that are Hungarian<br />
themed, I could probably<br />
write another three or<br />
four columns.<br />
This Karácsony season,<br />
do something Magyar with<br />
your children, relatives or<br />
friends: sing “Mennyből az<br />
Angyal”; demonstrate how to<br />
make csoroge (angel wings);<br />
if possible, visit a Magyar pék<br />
or mészáros (baker or butcher)<br />
and buy some kalács, sonka (ham) or kolbász.<br />
Magyar Marketing has a full line of items<br />
Hungarian and Christmas. Look them up on the<br />
internet at: www.magyarmarketing.com.<br />
Boldog Karácsony!<br />
Boldog Újévet!<br />
Tibor II<br />
Tibor Check Jr. is a member of Branch 28 Youngstown, Ohio, and<br />
a student at Cleveland State University. He serves as host of the<br />
“Souvenirs of Hungary” weekly radio show broadcast on WKTL-90.7<br />
FM in Struthers, Ohio. Photos: Ornament (c) Dekede/Dreamstime.com; Angel (c) Ozenina/Dreamstime.Com<br />
Let’s hear your take<br />
Let me know how you enjoy my thoughts and views on<br />
growing up Hungarian Style. If you have any questions<br />
or comments about me or my column, please email<br />
me at: SilverKing1937@yahoo.com, or drop me a letter<br />
in care of the <strong>William</strong> <strong>Penn</strong> Association, 709 Brighton<br />
Road, Pittsburgh, PA 15233.<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 9
The Hungarian Kitchen with Főszakács Béla<br />
Holiday treats sweet & savory<br />
FÁRADJON BE A MAGYAR KONYHÁBA!<br />
The Christmas holiday is rapidly approaching, and<br />
if you take pleasure in entertaining, you will enjoy the<br />
selection of monthly recipes. Thank you all for the cards<br />
and letters you have sent expressing your thoughts on<br />
the format for future editions of The Hungarian Kitchen.<br />
The goal is to please all our readers with culinary<br />
information made easy to understand to make better<br />
Magyar cooks. Chef Vilmos and I have been very happy<br />
to serve you this past year and look forward to providing<br />
much, much more from The HK this coming New<br />
Year 2011. You are the best and most faithful readers,<br />
making Vilmos’ and my job a task very rewarding each<br />
month. Now, some housekeeping....<br />
In 2011, <strong>William</strong> <strong>Penn</strong> Association will celebrate its<br />
125th anniversary. There will be a gala event at the<br />
Pittsburgh Marriott North Hotel in Cranberry Township<br />
on Saturday, Sept. 3, which is Labor Day Weekend.<br />
More information about the dinner will follow in<br />
upcoming issues of <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>.<br />
WPA will also have its General Convention during<br />
the same weekend, so attend your branch meetings to<br />
elect your delegates.<br />
In just over three years, 3,000 copies of the WPA<br />
cookbook, “A Taste of Hungarian Heaven,” have sold.<br />
There are still a few copies available for sale at the<br />
Home Office. Starting next month, I will have details<br />
about a new cookbook project for WPA.<br />
Finally, yet importantly, here is your trivia: What is<br />
the origin of the fruitcake The delicious answer waits at<br />
the very end. Have a Merry Christmas and Happy New<br />
Year 2011.<br />
Jó étvágyat<br />
Foszakács Béla<br />
˝<br />
The Hungarian Kitchen is a trademark of <strong>William</strong> S. Vasvary.<br />
Enjoy a taste<br />
of Hungary today!<br />
The Official WPA Cookbook<br />
- Over 500 recipes<br />
- Hungarian favorites & other tasty dishes<br />
- Kitchen tips from Chef Béla<br />
- Information on cooking, dieting & entertaining<br />
- PLUS an enclosed book stand<br />
$<br />
20 (includes shipping & handling)<br />
For your copy, make your check payable to<br />
“WPFA Scholarship Foundation” and mail to:<br />
WPA Cookbook, <strong>William</strong> <strong>Penn</strong> Association<br />
709 Brighton Road, Pittsburgh, PA 15233<br />
All proceeds benefit the <strong>William</strong> <strong>Penn</strong><br />
Fraternal Association Scholarship Foundation, Inc.<br />
10 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
The Hungarian Kitchen<br />
Chef Béla’s Apple Cider<br />
1 gallon fresh apple cider<br />
1 quart cranberry juice<br />
½ cup brown sugar<br />
1 teaspoon vanilla extract<br />
1 tablespoon cinnamon<br />
½ teaspoon nutmeg<br />
½ teaspoon crushed mint<br />
½ cup dark raisins OR ½ cup citron<br />
fruit mix<br />
1 finger pinch of cayenne pepper<br />
In a large saucepan or crockpot,<br />
combine all the ingredients and slowly<br />
bring to a boil. The aroma should fill the<br />
house when the cider is ready. Garnish<br />
with thin slices of apple, orange or crabapple<br />
rings. Serve hot to your guests.<br />
Cranberry Freeze<br />
8 ounces cream cheese, softened<br />
3 tablespoons oil & vinegar salad<br />
dressing<br />
2 tablespoons sugar<br />
½ cup chopped walnuts<br />
1 large can whole cranberry sauce<br />
1 small can crushed pineapple<br />
1 cup whipped cream or Cool Whip<br />
Green Leaf or Iceburg lettuce, shredded<br />
In a mixing bowl, combine the cream<br />
cheese, salad dressing and sugar, blending<br />
very well. Add the nuts, cranberry<br />
sauce and pineapple, mixing well. Fold in<br />
the whipped cream to make a colorful<br />
speckled mixture. Pour into glass or<br />
aluminum loaf tins; freeze overnight.<br />
Before serving, let stand at room temperature<br />
for 15 minutes. Cover bottom<br />
of a small platter with shredded lettuce.<br />
Cut loaf into slices and arrange on the<br />
platter. Serve to your guests.<br />
RECIPES<br />
Deviled Mixed Nuts<br />
3 tablespoons melted butter<br />
2 tablespoons Worcestershire sauce<br />
3 drops Tabasco sauce<br />
1 pound mixed nuts<br />
Salt & white pepper to taste<br />
Preheat the oven to 350 degrees. In a<br />
mixing bowl add all the ingredients; mix<br />
well. Spread out on a baking sheet and<br />
bake for 15 minutes stirring every 5<br />
minutes. Let cool to room temperature,<br />
and then serve your guests.<br />
Holiday Bourbon Wieners<br />
2 pounds all-beef hot dogs from a<br />
Hungarian butcher<br />
2 cups ketchup<br />
2 cups brown sugar<br />
1½ cups bourbon<br />
Cut hot dogs into one-inch pieces. In<br />
a saucepan, add the hot dogs, ketchup,<br />
brown sugar and bourbon. Bring to a<br />
boil, then turn down heat to simmer<br />
until the sauce thickens a bit, about two<br />
hours. Serve warm with toothpicks for<br />
dipping.<br />
Hungarian Mushroom<br />
Appetizers<br />
36 slices French bread, ¼-inch thick<br />
2 tablespoons olive oil<br />
¼ cup chopped shallots<br />
6 cups chopped button mushrooms<br />
3 garlic cloves, minced<br />
¼ cup heavy cream<br />
1 teaspoon fresh minced rosemary<br />
½ teaspoon minced lemon peel<br />
½ cup grated Parmesan cheese<br />
1 cup Fontina cheese<br />
Salt & pepper to taste<br />
Preheat oven to 375 degrees. Arrange<br />
bread slices on a baking sheet and toast<br />
in oven until golden brown. Heat oil in<br />
a large skillet on medium to high heat.<br />
Sauté the shallots and mushrooms<br />
until they begin to brown. Stir in the<br />
garlic, then remove from heat. Stir in<br />
the cream, rosemary and lemon peel.<br />
Season with salt and pepper, then let<br />
cool to room temperature. Stir in the<br />
cheese and chill for 30 minutes. Place a<br />
teaspoonful of mix on a bread slice and<br />
broil or bake until golden brown. Serve<br />
hot to your guests.<br />
Liptauer Cheese Spread<br />
4 ounces cream cheese<br />
4 ounces Feta cheese<br />
½ cup unsalted butter<br />
3 tablespoons sour cream<br />
½-teaspoon anchovy paste<br />
1 teaspoon capers<br />
In a mixing bowl, blend all the above<br />
ingredients thoroughly. Then add the<br />
following:<br />
1 tablespoon Dijon mustard<br />
½ tablespoon finely minced onion<br />
½ tablespoon finely minced garlic<br />
2 tablespoons paprika<br />
½ teaspoon caraway seeds<br />
Salt and pepper to taste<br />
Blend well and put into a crock or<br />
mound on a dish. Chill and serve cold<br />
with crackers or a loaf of crusty rye or<br />
pumpernickel bread.<br />
Have questions, comments or suggestions for Chef Béla<br />
Please contact him at:<br />
<strong>William</strong> Vasvary<br />
190 Fern Avenue<br />
Rye, NH 03870<br />
Or, you can write to: The Hungarian Kitchen, c/o <strong>William</strong> <strong>Penn</strong> Association<br />
709 Brighton Road, Pittsburgh, PA 15233<br />
TRIVIA ANSWER: The fruitcake<br />
was composed of various dried<br />
fruits and nuts. This made for a very<br />
stabile product that traveled well<br />
on trips by hunters or farmers in the<br />
field. In the 1700’s, farmers made the<br />
fruit cake from the fruits and nuts<br />
gathered at harvest then kept the<br />
cake until the next growing season.<br />
It was believed that if you ate the<br />
cake before the next planting, you<br />
would have an abundance of fruits<br />
and nuts to harvest.<br />
Watch online for the NEW Hungarian Kitchen Website!<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 11
Agents’ Corner<br />
Illustration: ©Pictac/Dreamstime.Com<br />
Douglas G. Jones<br />
La Mesa, CA<br />
619-266-7122<br />
WPA Agent since 2005<br />
Doug has been in the insurance and financial field<br />
since 1970. He began his career as a banker with<br />
Security 1st National in Los Angeles, before entering<br />
the insurance field with American National <strong>Life</strong>. After<br />
working for a time as a life and health representative<br />
for a property and casualty agency, he became a life<br />
brokerage supervisor with INA <strong>Life</strong>.<br />
He started his own brokerage life insurance<br />
agency in San Diego in 1974. He went on to co-found<br />
three national brokerage agencies in the field of life<br />
and health insurance.<br />
Doug holds numerous professional degrees,<br />
including Chartered <strong>Life</strong> Underwriter (CLU), Chartered<br />
Financial Consultant (ChFC), Registered Health<br />
Underwriter (RHU), Long Term Care Professional<br />
(LTCP) and Fraternal Insurance Counsellor (FIC).<br />
He was president of the CLU/ ChFC Chapter in<br />
San Diego from 1983 to 1985 and founding president<br />
of the San Diego Chapter of the National<br />
Association of Health Underwriters in 1986.<br />
Since the mid-1990’s, Doug has concentrated<br />
on securities and serving the financial needs of<br />
seniors and small business owners. Holding a<br />
securities license since 1971, he formed his own<br />
registered investment advisory firm--Your Coach<br />
For Financial Harmony, LLC--in February <strong>2010</strong>.<br />
He says, while young and antsy, he quit<br />
high school after his junior year and joined the<br />
Marines. After four years, he left the Marines<br />
and worked his way through college, spending<br />
his summers training Naval recruits at Treasure<br />
Island, Calif., as a Navy drill instructor. He graduated<br />
from the University of Arizona in 1966.<br />
He believes fraternal benefit societies often offer<br />
the best of insurance products and services to<br />
their members and is proud to represent <strong>William</strong><br />
<strong>Penn</strong> Association. Doug says the overall competitiveness<br />
of WPA’s portfolio is top flight and that<br />
WPA has an excellent Single Premium Whole <strong>Life</strong><br />
plan and great juvenile plans for kids and grandkids.<br />
Agent Profile<br />
- The Right Person -<br />
Sometimes the stars line up for a great career. This may be that opportunity for someone you know.<br />
- The Right Position -<br />
<strong>William</strong> <strong>Penn</strong> Association is looking for the right candidate to lead their sales organization into the<br />
future. If you know of someone with proven sales management experience and:<br />
• Demonstrated leadership,<br />
• Highest level of integrity,<br />
• Positive mental attitude,<br />
• Strong verbal and writing skills,<br />
- The Right Time -<br />
• Excellent interpersonal skills,<br />
• Service-oriented, resultsdriven<br />
self-starter, and<br />
• Team player.<br />
All inquiries will be treated in confidence and should be directed to:<br />
George S. Charles, Jr., National President<br />
<strong>William</strong> <strong>Penn</strong> Association, 709 Brighton Road Pittsburgh, PA 15233.<br />
12 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Magyar Matters<br />
First red sludge lawsuit begins,<br />
more houses to be demolished<br />
DEVECSER, HUNGARY - The first<br />
compensation lawsuit in connection<br />
with the Oct. 4 toxic red sludge catastrophe<br />
began at the Municipal Court<br />
Nov. 21. Devecser resident József<br />
Konkoly is suing Magyar Aluminum<br />
(MAL) for nearly 20 million forints<br />
($96,500) in compensation.<br />
Konkoly’s house and its furnishings<br />
were destroyed by the torrent<br />
of sludge, and the building is now<br />
marked for demolition. He claims<br />
MAL is responsible for the damage.<br />
MAL lawyer György Ruttner argued<br />
that the company bears no legal<br />
responsibility because the spill was<br />
caused by extreme weather conditions.<br />
The plaintiff will have to prove<br />
that the damage was illegally caused<br />
by MAL, Ruttner added as he asked<br />
the court to reject Konkoly’s lawsuit.<br />
Konkoly’s lawyer Gábor Hidasi<br />
argued that the damage occurred not<br />
Invitation<br />
WILLIAM PENN ASSOCIATION<br />
Cordially invites you to a reception at the<br />
American Hungarian Foundation<br />
Friday, December 17, from 3:00-6:00 p.m.<br />
Refreshments & appetizers will be served.<br />
- Celebrate the Christmas Season at the AHF Festival of Trees. -<br />
- Welcome Gergely Hajdu-Nemeth, AHF’s new Executive Director. -<br />
- Meet <strong>William</strong> <strong>Penn</strong> Association’s local representatives. -<br />
Please RSVP to Dora McKinsey at 1-800-848-7366, ext.122.<br />
We look forward to seeing you at the American Hungarian Foundation<br />
300 Somerset Street, New Brunswick, NJ 08903-1084.<br />
because the toxic sludge reservoir<br />
collapsed but because the sludge<br />
reached three villages, and MAL is<br />
responsible for failing to protect the<br />
villages.<br />
A total of 248 houses, rather than<br />
the expected 225, will have to be demolished<br />
in toxic sludge-hit Devecser,<br />
and 69 families have refused to<br />
accept an evaluation of their properties,<br />
according to government officials<br />
overseeing the coordination of<br />
reconstruction.<br />
The Regional Development Ministry<br />
also announced that agricultural<br />
producers, food processing employees<br />
and husbandry staff will be able<br />
to lay claim to one-time, non-refundable<br />
income-replacing subsidies.<br />
The total amount of funds available<br />
in the subsidy program is 35 million<br />
forints ($169,000), the Regional<br />
Development Ministry said.<br />
AHF presents<br />
Washington<br />
awards<br />
NEW BRUNSWICK, NJ -- The American<br />
Hungarian Foundation recognized<br />
the contributions of three leading<br />
members of the American Hungarian<br />
community during its 48th Annual<br />
George Washington Awards Dinner. The<br />
black-tie affair was held Nov. 17 at New<br />
York’s Waldorf-Astoria Hotel.<br />
The laureates for <strong>2010</strong> were:<br />
Peter C. Goldmark, Jr.<br />
Prior to joining the Environmental Defense<br />
Fund, where he directs the Climate<br />
and Air Program, Mr. Goldmark served<br />
as president of the Rockefeller Foundation,<br />
chairman and CEO of the International<br />
Herald Tribune, and executive<br />
director of the Port Authority of New<br />
York and New Jersey.<br />
Dr. Laszlo Gyugyi<br />
Retired in 2003 as technical director for<br />
Central Research and Development at<br />
the Westinghouse Science and Technology<br />
Center, Dr. Gyugyi is internationally<br />
recognized for his unrivaled private collection<br />
of Zsolnay ceramic art.<br />
Imre Pakh<br />
An international businessman, philanthropist<br />
and patron of Hungarian art and<br />
culture, Mr. Pakh and his wife, Nelly,<br />
have assembled the largest privately<br />
owned Munkácsy art collection, which<br />
also is touring Hungary and neighboring<br />
countries.<br />
In name and symbolism the George<br />
Washington Award was inspired by the<br />
statue of Washington erected in the<br />
City Park of Budapest in 1906. It was a<br />
gift from Hungarian immigrants living in<br />
America. For the immigrants the statue<br />
served as an expression of gratitude<br />
to the memory of George Washington<br />
and to their adopted country, while not<br />
forgetting the land of their birth.<br />
The George Washington Award of<br />
the American Hungarian Foundation<br />
honors persons whose eminent contributions<br />
are in the broad field of human<br />
knowledge, the arts, commerce, industry,<br />
the sciences, and understanding among<br />
men and nations.<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 13
THE HUNGARIAN CHURCHES OF NEW BRUNSWICK<br />
Standing on<br />
Faith, Tradition<br />
and the<br />
Fraternal<br />
Spirit<br />
While visiting New Jersey this summer, I enjoyed<br />
the distinct pleasure of exploring several<br />
of the Hungarian churches in and near the city<br />
of New Brunswick. As many of you know, New<br />
Brunswick has historically been home to one of<br />
America’s largest and most active Hungarian-American<br />
communities. Other cities, particularly Cleveland and<br />
Pittsburgh, may have larger numbers of Hungarians and<br />
more Hungarian churches. But, what makes New Brunswick<br />
unique is the tight concentration of so many Hungarian churches in one<br />
small area. Not so long ago, you could walk down one three-block section<br />
of Somerset Street and hear Hungarian voices singing the praises of the<br />
Lord from four houses of worship. A fifth such church was only a few more<br />
blocks away.<br />
The story of the Hungarian churches of New Brunswick and the surrounding<br />
area reflects that of Hungarian churches in America. Built by<br />
immigrants, these churches became not only places where Hungarians could<br />
celebrate their faith together but also focal points for social interaction and<br />
providers of shelter, food and comfort for new waves of immigrants. However,<br />
over time, these churches have struggled to survive and maintain their<br />
Hungarian identity, as the old Hungarian communities which built and<br />
supported them slowly dispersed to suburbs miles away and as each new<br />
generation melted into American society. Some have succeeded in retaining<br />
primarily Hungarian congregations; other have kept their doors open<br />
by switching to English language services, sharing their facilities with other<br />
congregations and serving the needs of the greater community.<br />
On the next few pages, we present a glimpse into several of the New<br />
Brunswick area’s Hungarian churches. Each in its own way, stands as a<br />
testament to the power of faith, tradition and the Fraternal Spirit.<br />
Story and photos by John E. Lovasz<br />
14 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
ABOVE: A banner hanging at the Hungarian Reformed Church<br />
of Woodbridge, N.J. RIGHT: A statue of the late, great Cardinal<br />
Jozséf Mindszenty of Hungary stands outside St. Ladislaus Church.<br />
BELOW: While it no longer offers services in Hungarian, New<br />
Brunswick’s Ascension Lutheran Church remains close to the<br />
Hungarian community, literally and figuratively, standing next to<br />
the Hungarian American Athletic Club on Somerset Street. LEFT: A<br />
window above the altar of the Magyar Reformed Church (pictured<br />
far left).<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 15
FROM TOP: The archway<br />
above the church’s main<br />
entrance; the church’s interior;<br />
‘The Good Shepherd’ in<br />
stained glass; instructional<br />
materials paper the walls<br />
in one room of the social<br />
hall used for the Hungarian<br />
school; Hungarian crafts<br />
and artifacts on display in<br />
the church hall as part of<br />
New Brunswick’s annual<br />
Hungarian Festival in June.<br />
Magyar<br />
Reformed Church<br />
179 Somerset Street, New Brunswick, NJ<br />
The Magyar Reformed Church has been one of the fortunate<br />
few traditionally Hungarian churches to maintain<br />
its ethnic identity. It still conducts services every Sunday<br />
in the Hungarian language, hosts Hungarian dinners<br />
throughout the year, celebrates major Hungarian holidays<br />
like March 15 and Oct. 23 and actively helps plan and participates<br />
in New Brunswick’s Hungarian events.<br />
The congregation was established in 1905, and the<br />
church was built in 1915. The church’s pastor, Rev. Zsolt<br />
Ötvös, says the church’s membership numbers about 300<br />
families and about 80 to 100 people attend the Sunday<br />
Hungarian language service.<br />
What makes the church unique among its neighbors is<br />
that it houses one of the few Hungarian schools left in the<br />
country. Each Saturday morning, about 100 children ages<br />
three to 14 fill classrooms on the third floor of the church’s<br />
social hall, attending the Széchenyi Magyar Iskola és<br />
Óvoda (Szechenyi Hungarian Community School and Kindergarten).<br />
The church also conducts Hungarian language<br />
classes and English as a second language classes for new<br />
immigrants.<br />
Rev. Ötvös attributes much of the success of the<br />
church’s efforts to the cooperative spirit among the city’s<br />
Hungarian churches and organizations and to the second<br />
generation of Hungarian Americans. “For those in their<br />
20’s and 30’s, it is very important to them to keep the folk<br />
traditions alive,” he said.<br />
For a more extensive look at the church and it’s history,<br />
log onto http://www.magyarreformedchurch.org/index.<br />
phpoption=com_content&view=article&id=2&Itemid=11.<br />
16 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
St. Ladislaus<br />
Roman Catholic Church<br />
215 Somerset Street, New Brunswick, NJ<br />
Walking into St. Ladislaus Church on a sunny morning is a soul-warming experience.<br />
Its large, modern stained glass windows allow natural light to flood the bright white<br />
interior. It is, arguably, the area’s most beautiful church, filled with items honoring the<br />
history and historic figures of the Catholic Church in Hungary.<br />
The church was founded in 1904 and the first Mass was celebrated in this lovely<br />
building in 1906. Its pastor since 1995 has been the Rev. Capistan Polgar, who was born<br />
and raised in the parish. Father Polgar says most of the parishioners no longer live near<br />
the church as he did growing up. “Now, most come from out of town, some a considerable<br />
distance,” he said. But, about 100 to 200 people come each Sunday “to worship here<br />
because we celebrate in Hungarian.”<br />
Like the Magyar Reformed Church, St. Ladislaus is a major supporter of Hungarian<br />
programs and events, including the Hungarian American Athletic Club, Hungarian<br />
Scouts and the Hungarian school held at the Reformed church. “There is an ethos among<br />
the people here that won’t let their culture die,” he said.<br />
Across the street stands the former St. Ladislaus School. It now houses services for the<br />
city’s Puerto Rican community, which has gradually<br />
replaced the Hungarians as the neighborhood’s dominant<br />
ethnic group. Still, there are signs that the church’s<br />
Hungarian identity will remain strong for years to come:<br />
many of the church’s recent baptisms have been in<br />
Hungarian, Father Polgar said.<br />
CLOCKWISE FROM TOP LEFT: The interior of St. Ladislaus;<br />
a close-up of “Mary of Csoksijon” by Gyuri Hollósy that stands<br />
inside; the church’s altar honors historic figures of the Hungarian<br />
Catholic Church; Saint Stephen in stained glass; the exterior<br />
of the church; the doors at the church’s main entrance marking<br />
the year the church was built (1905) and rededicated (1973).<br />
RIGHT: A bas-relief of founding pastor, the Rev. János Szeneczey.<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 17
Bayard Street<br />
Presbyterian Church<br />
22A Joyce Kilmer Avenue, New Brunswick, NJ<br />
The Bayard Street Presbyterian Church is an example of<br />
an old Hungarian church that has survived by taking the<br />
spirit which formerly unified Hungarian immigrants and<br />
extending it to the greater community.<br />
Founded in 1903, it was the first Hungarian congregation<br />
of any faith in New Brunswick and moved into the<br />
church in 1908. Its pastor for the past 39 years has been<br />
the Rev. Dr. Joseph G. Bodnar, who was baptized in the<br />
church and whose one and only assignment as a minister<br />
has been as its pastor.<br />
While the church still participates in the neighborhood’s<br />
Hungarian activities, including making noodles for the<br />
annual Hungarian Festival, it numbers few Hungarians<br />
among its current congregation. It survives by sharing its<br />
facilities with three other congregations--two Hispanic and<br />
one African-American. It also remains an active congregation<br />
by providing services to the community which it once<br />
provided to immigrants from Hungary: food, clothing<br />
and, at one time, shelter for those in need.<br />
“We try to help people who don’t have a church,” Rev.<br />
Bodnar said.<br />
CLOCKWISE FROM TOP LEFT: Rev. Dr. Joseph G.<br />
Bodnar in front of a mural created by the children of<br />
the church in honor of the church’s 100th anniversary;<br />
the spirit of the church captured in words and Hungarian<br />
motifs; a plaque honoring the pastors of the church;<br />
the church’s interior; a hand-crafted banner marking the<br />
church’s 15th anniversary in 1918; a view of the tiles<br />
which decorate the ceiling above the altar.<br />
18 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Hungarian Reformed<br />
Church of Woodbridge<br />
94 North James Street, Woodbridge, NJ<br />
There are a number of Hungarian churches within a short drive of<br />
New Brunswick, providing further evidence of the long, proud history<br />
of the Hungarian American community in New Jersey.<br />
One of the oldest such congregations can be found at the Hungarian<br />
Reformed Church of Woodbridge. The congregation was founded<br />
in 1904 and dedicated its original church in 1907. That building<br />
was replaced by the church pictured here in 1949. Its pastor for the<br />
last two years has been the Rev. Stefan M. Török, who came to the<br />
U.S. from his native Hungary in 1968.<br />
Like all the churches in this area, the Woodbridge church’s members<br />
include second, third and fourth generation Hungarian Americans.<br />
They continue to practice their Magyar traditions by making<br />
and selling kolbász, kalacs and stuffed cabbage, and by participating<br />
in events with members of other traditionally Hungarian churches<br />
and local Hungarian organizations.<br />
Throughout the church are reminders of the congregation’s rich<br />
Hungarian past.<br />
CLOCKWISE FROM TOP LEFT: Photos of past members<br />
and activities remind the congregation of their past;<br />
the church’s exterior; the church’s first pastor, the Rev. Alexander<br />
Vajo; the church’s altar and Bible; a fine example<br />
of Hungarian embroidery which hangs in the lobby; the<br />
church’s interior.<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 19
<strong>William</strong> <strong>Penn</strong> Fraternal Association Scholarship Foundation<br />
Tree of Knowledge<br />
Helping our young members meet<br />
the challenges of modern educational<br />
economics requires great effort by all<br />
our members and friends. Towards<br />
this end, the WPFA Scholarship<br />
Foundation has created the Tree of<br />
Knowledge. The Tree is mounted in<br />
the second floor foyer of the WPA<br />
Home Office. Those making<br />
donations through this program<br />
will be recognized with individual<br />
“leaves” on the tree, which can be<br />
used to honor and remember loved<br />
ones. Donations are being accepted<br />
at three levels: Gold ($1,000), Silver<br />
($500) and Bronze ($250). Those<br />
wishing to purchase a leaf may use<br />
the form below. Please help our tree<br />
“grow” and allow us to continue to<br />
assist young members reach their<br />
educational and professional dreams.<br />
I want to help the Tree of Knowledge grow. Please accept my tax-deductible contribution of:<br />
m $1,000 - Gold Level m $500 - Silver Level m $250 - Bronze Level<br />
Name:<br />
Address:<br />
Telephone:<br />
Email:<br />
Leaf Inscription - Maximum of 4 lines with 20 characters per line (including blank spaces):<br />
Line 1:<br />
Line 2:<br />
Line 3:<br />
Line 4:<br />
Please make checks payable to “<strong>William</strong> <strong>Penn</strong> Fraternal Association Scholarship Foundation, Inc.” and mail to:<br />
<strong>William</strong> <strong>Penn</strong> Fraternal Association Scholarship Foundation, Inc.<br />
709 Brighton Road, Pittsburgh, PA 15233-1821<br />
20 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Branch News<br />
Mark your calendars now!<br />
Attention all branch news contributors and those wishing to<br />
submit articles and photographs for publication in <strong>William</strong> <strong>Penn</strong><br />
<strong>Life</strong>. Beginning in January, the deadline for all submissions to<br />
our magazine will be the 10th day of each month. By meeting<br />
this deadline, you will help ensure that our magazine gets in<br />
our readers’ hands in a timely manner. If you have any<br />
questions, please contact John E. Lovasz, Managing Editor,<br />
toll-free at 1-800-848-7366, ext. 135. Or, email John<br />
at jlovasz@williampennassociation.org.<br />
Thank you for your cooperation.<br />
Date on the 10th (c) Antonprado/Dreamstime.com<br />
Branch 8<br />
Johnstown, PA<br />
by Dorothy Kedves<br />
Branch 8 held its monthly meeting<br />
Nov. 18 and made final arrangements<br />
for the annual children’s<br />
Christmas party. The party will be<br />
held Sunday, Dec. 5, in Oratory Hall<br />
in Cambria City. We are looking forward<br />
to seeing the children and their<br />
families. We thank the Home Office<br />
for all the nice things they sent; the<br />
families look forward to receiving<br />
them.<br />
The yearly election of officers has<br />
taken place and elected were: Ernest<br />
Kedves, president; David S. Kozak,<br />
vice-president; Dorothy Kedves,<br />
secretary-treasurer; and David M.<br />
Kozak and David S. Kozak, auditors.<br />
For all insurance and annuity needs,<br />
please contact Branch Coordinator<br />
Alexis Y. Kozak at 814-255-5286 or<br />
814-242-0000.<br />
The branch will be giving out<br />
three beautiful Holiday Baskets to<br />
people in need. Christmas is about<br />
showing fraternalism and doing<br />
what we can for each other.<br />
Please remember all our men and<br />
women serving our country, and<br />
may God be with them.<br />
Winter is slowly creeping in, and<br />
the snow will be flying. The department<br />
stores are all about holiday<br />
decorating and Santa. What happened<br />
to “Jesus is the reason for the<br />
season” May we keep Christ in<br />
Christmas, and we wish all families<br />
of <strong>William</strong> <strong>Penn</strong> Association a holy<br />
and blessed Christmas.<br />
Branch 10<br />
Barton, OH<br />
Branch 40<br />
Martins Ferry, OH<br />
Branch 248<br />
Monaville, WV<br />
Branch 349<br />
Weirton, WV<br />
Branch 8164<br />
Steubenville, OH<br />
by Joyce Nicholson<br />
Merry Christmas and Happy New<br />
Year from the WPA branches of<br />
Barton, Martins Ferry, Weirton,<br />
Steubenville and Monaville!<br />
This is a very busy time of year<br />
for everyone when so much is going<br />
on, but we hope everyone takes a<br />
break from the hustle and bustle<br />
to reflect on the true reason for the<br />
Christmas season. We have so much<br />
to be thankful for. Also, take a moment<br />
and say a prayer for those in<br />
the armed services who cannot be<br />
with their families to celebrate.<br />
Once again, our branches will be<br />
participating in the WPA Holiday<br />
Basket program. The baskets will be<br />
delivered by branch volunteers the<br />
week before Christmas. It’s a heartwarming<br />
event when those baskets<br />
are delivered, and those who receive<br />
them are so very thankful for the<br />
generosity of <strong>William</strong> <strong>Penn</strong> Association.<br />
To all members of all WPA<br />
branches, their families and everyone<br />
in the <strong>William</strong> <strong>Penn</strong> Association<br />
Home Office, our sincere wishes for<br />
a blessed Christmas go out to you.<br />
Our next meeting will be Sunday,<br />
Dec. 12, at 5:00 p.m. at 63 Meadow<br />
Lane, Wintersville, Ohio.<br />
For information about our branch<br />
activities, please call Joyce Nicholson<br />
at 740-264-6238.<br />
Branch 14<br />
Cleveland, OH<br />
by Dawn D. Ward<br />
The annual children’s Christmas<br />
party will be held Saturday, Dec. 11,<br />
not Sunday, Dec. 12, as was erroneously<br />
printed in last month’s issue.<br />
The invitations have the correct date.<br />
This party is the highlight event<br />
sponsored by the branch. Last year,<br />
about 125 children attended along<br />
with their families, and it continues<br />
to grow every year. The excitement<br />
of the children is sure to put everyone<br />
in the Christmas spirit.<br />
James Horvath, Branch 14 member<br />
and former WPA scholarship<br />
recipient, is putting his architecture<br />
degree to work in Las Vegas. James<br />
was in the architecture program for<br />
the renovation of Caesar’s Palace.<br />
He was involved in the development<br />
of the 23-story Octavius Tower. He<br />
also applied his knowledge of architecture<br />
on the adjoining Convention<br />
Center, a 263,000-square-foot<br />
addition to the Palace Conference<br />
center. James is the son of Carol and<br />
the late Louis Horvath. It is always<br />
gratifying to hear about members’<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 21
Branch News<br />
accomplishments. We’re proud to<br />
have James as a member of Branch<br />
14.<br />
Jeff and I were honored to attend<br />
two marvelous events this fall. The<br />
Hungarian Heritage Society and<br />
Museum held its annual Vintner<br />
Dinner at the beautiful Shaker Country<br />
Club. Its mission is to protect and<br />
preserve the Hungarian culture. The<br />
museum is located in the Galleria,<br />
1309 East 9th St., Cleveland, and<br />
is maintained by volunteers. Displays<br />
include Hungarian artwork,<br />
folk costumes and other items of<br />
Hungarian heritage. We enjoyed a<br />
wonderful dinner and live Hungarian<br />
music. Vice Chairman E. E. (Al)<br />
Vargo presented the Society a large<br />
donation from <strong>William</strong> <strong>Penn</strong> Association.<br />
We also attended the 100th anniversary<br />
of the Hungarian Reformed<br />
Church of Fairport Harbor. Pastor<br />
Louis Medyesi was joined by several<br />
local Hungarian Reformed ministers,<br />
a Lutheran minister from Fairport<br />
and Hungarian Reformed ministers<br />
from other Midwest states. At<br />
the banquet, Jeff Ward presented<br />
a donation from the <strong>William</strong> <strong>Penn</strong><br />
Association Home Office, and Caroline<br />
Lanzara presented a donation<br />
from our branch. This milestone is a<br />
tribute to the Hungarian immigrants<br />
who founded the church on Oct.<br />
23, 1910, and the many following<br />
generations who kept this church<br />
thriving in the last century.<br />
The next branch meeting will<br />
be held Wednesday, Dec. 1, at 7:30<br />
p.m. in the Bethlen Hall of the First<br />
Hungarian Reformed Church, 14530<br />
Alexander Rd., Walton Hills, Ohio.<br />
Merry Christmas and Happy New<br />
Year!<br />
Branch 18<br />
Lincoln Park, MI<br />
by Barbara A. House<br />
Merry Christmas and Happy New<br />
Year to all our wonderful members<br />
and their families.<br />
Our recent trip to Hungary is now<br />
a wonderful memory. This was our<br />
best trip ever. Everything we did<br />
was new and exciting. Our guides,<br />
Andrea and Boyon, were the very<br />
best. Our driver, Kristian, was also<br />
Using the Fraternal Spirit to support school spirit, Branch 18 sponsors the cheerleading squad<br />
of Lincoln Park (Mich.) High School.<br />
the best we’ve ever had. He fit in<br />
with everything we did. Everyone<br />
wanted to adopt him and bring him<br />
to America. I cannot imagine what<br />
next year’s trip will be like. Andrea<br />
promised to top this one. She surely<br />
has her work cut out for her.<br />
To pick a highlight would be<br />
impossible. We were greeted by<br />
the president and were treated like<br />
royalty at Parliament. Thank you,<br />
Zsolt Szekeres, for your wonderful<br />
hospitality.<br />
We went to a wedding and<br />
numerous wine tastings and had to<br />
cook our own fish over an open fire.<br />
I really didn’t want to go there, but<br />
that was one of my favorite days.<br />
Our four days on the Croatian<br />
seaside were magnificent. We went<br />
to a rooster cook-off where we ate all<br />
the parts of the rooster...and I mean<br />
ALL the parts of the rooster.<br />
We went to a medieval knights<br />
tournament and ended in Budapest.<br />
We had four days to shop,<br />
rest, regroup and enjoy each other’s<br />
company. We had a super-friendly<br />
group of 22 people. Our farewell<br />
dinner (thank you WPA for your<br />
generosity) was the saddest evening<br />
of all. We made some wonderful<br />
new members whom we hope will<br />
be lifetime friends.<br />
I hope this convinces you to join<br />
us next year. We really had a marvelous<br />
trip.<br />
Congratulations to the Hungarian<br />
Room scholarship winner, Robert<br />
Behrendt. Thank you to John L. Lovasz<br />
and Maria Bistey for your work<br />
on selecting this year’s recipient on<br />
Oct. 14.<br />
Congratulations also to Charlie<br />
Johns on being elected president of<br />
the <strong>Penn</strong>sylvania Fraternal Congress.<br />
Get well wishes go to Helen<br />
Sryniawski, Ann and Steve Nagy<br />
and Loretta Adorjan.<br />
Thank you, Jacquelyn Abraham,<br />
for thinking of WPA and me for<br />
your insurance needs.<br />
Thank you, Grace Balaythy and<br />
George Schvarckopf, for your generous<br />
donations to Basil’s Buddies.<br />
Remember: this is our branch’s<br />
charity for this year. Basil’s Buddies<br />
supplies food for pets whose owners<br />
cannot afford to feed them. Our<br />
hope is to keep our animals from being<br />
placed in shelters or eventually<br />
being put down. We accept any food<br />
and monetary donations.<br />
Welcome home, Debbie and<br />
Glenn Wolfe, from your 10-day<br />
cruise. I know you had a wonderful<br />
time, but you sure were missed.<br />
Remember in your prayers<br />
our deceased members and their<br />
families, especially Priscilla Kendall,<br />
22 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Branch News<br />
Elizabeth Orris, Mary Toth, Helen<br />
Kastely. We extend our condolences<br />
to Jacquelyn Abraham on the death<br />
of her husband, Ron, and to Rose<br />
Antal on the death of her brother,<br />
Ben.<br />
Our prayers also go to National<br />
Director Roger G. Nagy on the death<br />
of his wife, Donna.<br />
May they all rest in peace.<br />
Mark your calendars for these<br />
December events:<br />
-American Hungarian Reformed<br />
Church, Allen Park: Sunday school<br />
Christmas party and pot luck dinner<br />
on Dec. 19; Christmas services on<br />
Christmas Eve at 6:00 p.m. (English)<br />
and on Christmas Day at 9:30 a.m.<br />
(English) and 11:00 a.m. (Hungarian).<br />
Call Rose Wickers for information at<br />
313-382-1001.<br />
- St. Joseph Hungarian Club, Flint:<br />
bake sale on Dec. 11 and 12. Call<br />
Don or Barb Pastor at 810-736-8375<br />
for more information.<br />
- Holy Cross Hungarian Catholic<br />
Church: Kalács sale on Dec. 11 and<br />
12; Christmas dinner on Dec. 19;<br />
Christmas Eve Mass at 10:30 p.m.;<br />
Christmas Day Mass at 11:00 a.m.<br />
(English and Hungarian).<br />
Our last Branch 18 meeting of the<br />
year will be held Dec. 8 at 7:00 p.m.<br />
at the Hungarian Reformed Church.<br />
We will have a super fun Christmas<br />
party for any member that wishes<br />
to attend. This is our adult party.<br />
Please plan on attending. We will<br />
plan all our events for the year 2011.<br />
We will resume our monthly<br />
meetings on April 20, 2011.<br />
We will be in Florida from Dec. 15<br />
to April 12. Our phone number there<br />
is 321-752-0375. I can always be<br />
reached on my cell at 313-418-5572.<br />
Please feel free to call me anytime if<br />
I can be of help.<br />
We at Branch 18 wish you a wonderful<br />
Christmas Season. I hope you<br />
spend it with those you love and in<br />
the best of health. We wish you a<br />
very happy, healthy and prosperous<br />
new year.<br />
(EDITOR’S NOTE: In publishing<br />
last month’s Branch 18 report, I accidentally<br />
omitted the names of several<br />
people who helped make the Chinese<br />
auction held at the WPA Picnic such<br />
a success. Those omitted were Rose P.<br />
Antal, Doug and Carol Truesdell, Mike<br />
Oberg, Nancy and Lorraine Baranyai<br />
and Ursula Markovits. I apologize to<br />
them and to Barbara House for my error.<br />
JEL)<br />
The Hungarian Arts Club of Michigan<br />
presents the<br />
White Rose Ball<br />
Saturday, February 5, 2011<br />
The Dearborn Inn, Dearborn, Michigan<br />
Featuring the music of “Harmonia”<br />
For information on becoming a Debutante or Escort, please call<br />
Linday Enyedi at 248-352-0927 or Jana Johnson at 734-459-5253<br />
or send an email to Hungarianartsclub@hotmail.com<br />
Branch 28<br />
Youngstown, OH<br />
by Kathy Novak<br />
Wow! Where does the time go<br />
Another year has come and gone.<br />
Santa’s been at the Branch 28 Christmas<br />
party held Dec. 4, and that<br />
starts all the festivities for Christmas.<br />
We sincerely wish all our fellow<br />
WPA members a most wonderful<br />
and joy-filled holiday season with a<br />
prosperous new year for everyone.<br />
Once again, Branch 28 wishes to<br />
thank the Home Office and Board of<br />
Directors for providing such generous<br />
support for the annual family<br />
Christmas party. More details on the<br />
Dec. 4 event will be in the next issue,<br />
as well as the election of officer<br />
results.<br />
With all the holiday activities<br />
taking place, let’s not forget to wish<br />
happy birthday and happy anniversary<br />
to all those celebrating their<br />
special day this month.<br />
At this time of year, it is especially<br />
hard to hear about those who have<br />
lost a loved one. To them, we say we<br />
will keep you in our thoughts and<br />
prayers. Special condolences go out<br />
to National Director Roger Nagy<br />
and his family on their recent loss.<br />
The Hungarian churches in our<br />
area joined together to hold their<br />
annual Thanksgiving vesper services,<br />
held Nov. 23 at St. Stephen of<br />
Hungary Church.<br />
With the backing of our Home<br />
Office, our branch donated Holiday<br />
Baskets between Thanksgiving and<br />
Christmas. Additional funds from<br />
our branch allowed us to make additional<br />
donations.<br />
Congratulations to all our scholarship<br />
recipients. It was especially nice<br />
to learn Dante Fercana won one of<br />
the special essay awards, as well as<br />
Jody McGraw, who has Youngstown<br />
connections. Her grandmother, Ruth<br />
Fabian, was the leader of the local<br />
dance group for many years.<br />
We acknowledge the promotion<br />
of Kristopher Kripchak, Air Force<br />
meteorologist, to the rank of major.<br />
He is assigned to the 14th Weather<br />
Squadron at the Federal Climate<br />
Complex in Asheville, N.C.<br />
In conjunction with our November<br />
meeting, our branch acknowl-<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 23
Branch News<br />
On Oct. 24, members of Branch 28 joined Hungarian Americans of the Youngstown, Ohio, area in remembering the people and events of Hungary’s<br />
1956 Revolution during special services held at the Freedom Fighters memorial in Youngstown.<br />
edged all our past 50-year members<br />
and welcomed Tom Kuty to this<br />
special group. His grandfather was a<br />
very active member with the former<br />
Verhovay Aid Association as well<br />
as a part of the merger that formed<br />
WPA. Inclement weather kept attendance<br />
at this event lower than usual,<br />
but all those who did attend enjoyed<br />
a nice appreciation dinner at the<br />
Golden Corral.<br />
Get well wishes go out to all those<br />
under the weather, especially Betty<br />
Check, Terry Check Sr., Irene Devlin<br />
and Frank Tobias.<br />
For your life insurance and annuity<br />
needs, please call Kathy at<br />
330-746-7704 or Alan at 330-482-9994.<br />
Wishing everyone a blessed<br />
Christmas season filled with love,<br />
joy and peace.<br />
Branch 129<br />
Columbus, OH<br />
by Árpád Sibrik<br />
The Cultural Club of the Hungarian<br />
Reformed Church held a beautiful<br />
celebration Oct. 22 to commemorate<br />
the Hungarian Revolution against<br />
the Communists and the Russian<br />
occupation. A nice dinner was held<br />
in memory of those days.<br />
We extend our condolences to<br />
the Relle family on the passing of<br />
Ferenc M. Relle. He was a longtime<br />
member of WPA. He was also an<br />
avid Civitan member who singlehandedly<br />
organized 22 Civitan clubs<br />
in Hungary, Slovakia, Romania and<br />
other places, all at his own expense.<br />
Branch 129 will hold its Christmas<br />
party on Saturday, Dec. 11, at<br />
1:00 p.m at the Elks Clubs, 2140 Sonora<br />
Drive, Grove City, Ohio. Food,<br />
catered by the Cultural Club, will be<br />
served at 2:00 p.m.<br />
Congratulations to Ilona Relle, a<br />
member of Branch 129, for winning<br />
first prize in the WPA scholarship<br />
essay contest. We are very proud of<br />
her.<br />
Happy 59th anniversary to my<br />
dear wife, Piri.<br />
If you need any assistance with<br />
life insurance or annuities, please<br />
call Árpád Sibrik at 614-231-8024 or<br />
write to 645 S. Kellner Road, Columbus,<br />
OH 43209.<br />
Branch 132<br />
South Bend, IN<br />
The officers of Branch 132 wish all<br />
members and their families and<br />
friends a Happy Christmas and a<br />
very prosperous new year.<br />
Our younger members were<br />
happy to receive the Halloween<br />
favors sent by the Home Office. Our<br />
thanks for remembering the children.<br />
Happy birthday wishes go to all<br />
celebrating their special day this<br />
month, especially Geza Bralick,<br />
Kathy Lehmann and John Marshall.<br />
Belated birthday wishes go out to<br />
Walter Lehmann.<br />
We extend our condolences to the<br />
family of Andy Jambor. May he rest<br />
in peace.<br />
Branch 296<br />
Springdale, PA<br />
by Patty Balla<br />
On Dec. 4 we held our Christmas<br />
party at the Springdale Veterans Association.<br />
It was another successful<br />
party. Thank you to the WPA Board<br />
of Directors and the Home Office<br />
staff for their assistance in making<br />
this branch Christmas party a success.<br />
Not only do these parties bring<br />
joy to the kids, but they also allow<br />
parents and grandparents to have a<br />
lot of fun.<br />
The winning entries in the WPA<br />
scholarship essay contest, published<br />
in the November issue of <strong>William</strong><br />
<strong>Penn</strong> <strong>Life</strong>, were essential reading.<br />
Some were noble, others whimsical,<br />
but all were heartfelt. Congratulations<br />
to the Scholarship Foundation’s<br />
Executive Committee. I bet it<br />
was difficult to select which essays<br />
to honor. I think you did a good job.<br />
Congratulations to all the winners<br />
and all who participated.<br />
Special condolences are extended<br />
to National Director Roger Nagy<br />
and his family on the passing of<br />
Roger’s wife, Donna. We at Branch<br />
296 ask you to pray for the eternal<br />
rest of Mrs. Nagy and all the recently<br />
departed.<br />
Some good news from Noreen<br />
Fritz, FIC, LUTCF: her niece gave<br />
birth to twins, two beautiful girls<br />
named Addison and Bella Vogel.<br />
Congratulations to proud parents<br />
Lisa and Ken Vogel and grandpar-<br />
24 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Branch News<br />
Golden Couple<br />
Congratulations to Branch 296 members Joe and Peggy Fabri, who celebrated their<br />
50th wedding anniversary Nov. 12. The golden couple enjoyed an intimate celebration<br />
with their children at Hyde Park in Pittsburgh. Joe and Peggy were married at<br />
St. Ladislaw Hungarian Church in Beaver Falls, Pa. They have three daughters: Julia<br />
(Jeff) DeSantes of Mars, Pa.; Renne (Sam) Maldonato of Irwin, Pa.; and Jodi (Josh)<br />
Fleishman of Seven Fields, Pa. They also have nine grandchildren: Jessalyn, Alexa,<br />
Rachel and Jeffrey DeSantes; Gabrielle and Alexandra Maldonato; and Haylee,<br />
Gracie and Sophie Fleishman.<br />
ents Larry and Diane Galla. They<br />
are all members of <strong>William</strong> <strong>Penn</strong><br />
Association.<br />
Share your news with me if you<br />
would like to see it in our branch<br />
news article. Please call me at 724-<br />
339-4238.<br />
Happy December birthday wishes<br />
to Noreen Fritz.<br />
Wishing everyone a blessed and<br />
Merry Christmas.<br />
May all of you have a happy and<br />
healthy new year. God bless.<br />
For your life insurance and annuity<br />
needs, please call Noreen Fritz,<br />
FIC, LUTCF, at 412-821-1837.<br />
Branch 800<br />
Altoona, PA<br />
by Vincent Frank<br />
The Christmas season is now upon<br />
all of us. What a most cheerful time<br />
of year. The children are excited<br />
as the holiday arrives for they are<br />
expecting presents which they have<br />
asked for. Your branch officers wish<br />
all members and their families a<br />
most happy and blessed Christmas.<br />
A special Merry Christmas wish<br />
goes to all of our ill members. We<br />
ask the good Lord to bless all of<br />
you and grant you a return to good<br />
health during this most holy season.<br />
Once again, your branch will<br />
join with other branches to assure<br />
the poor will receive help through<br />
WPA’s Holiday Basket program.<br />
This program has been in force for<br />
many years. It is fraternalism at its<br />
best.<br />
WPA life insurance and annuities<br />
may be purchased through Bob<br />
Jones in Altoona. Give him a call at<br />
814-942-2661 to get good coverage at<br />
reasonable rates.<br />
It will soon be time to say goodbye<br />
to the year <strong>2010</strong>. Have you<br />
looked back over the year Was<br />
it good to you Or, was it pretty<br />
lousy Either way, ready or not, we<br />
welcome in Jan. 1, 2011. Happy New<br />
Year!<br />
Branch 8114<br />
Clarion, PA<br />
by Noreen Fritz, FIC, LUTCF (in Pittsburgh)<br />
The Branch 8114 Clarion annual<br />
Christmas dinner was held Dec. 6 at<br />
the Immaculate Conception cafeteria.<br />
Merry Christmas and Happy New<br />
Year to all. May you have the greatest<br />
two gifts of all on these holidays:<br />
someone to love and someone who<br />
loves you. Merry Christmas and<br />
Blessed New Year!<br />
Special greeting to all those<br />
celebrating a birthday in December,<br />
including Cynthia Gates, Donald<br />
Schmader, Karlie Bauer, Leo Curran,<br />
Thomas Ragley, Duane Reinsel,<br />
George Kossman. Susanne Amato,<br />
John Quinn, John Aaron, Angelene<br />
McCloskey, Loreno Pierucci, Erhart<br />
Olson, Shirley Carroll, Monica<br />
Callihan, Ann Cherico and Natalie<br />
Rice. Happy December birthday!<br />
You’re older today then yesterday<br />
but younger than tomorrow. Have a<br />
fabulous birthday.<br />
Do you have any questions about<br />
life insurance, annuities or pension<br />
plans If so, call me. I can be reached<br />
at 412-821-1837. Or, you may write<br />
to me at P.O. Box 15060, Pittsburgh,<br />
PA 15237-0060. My e-mail address is:<br />
noreenbunny.fritz@verizon.net .<br />
May peace be more than a season,<br />
may it be a way of life.<br />
Branch 8121<br />
St. Marys, PA<br />
by Mary Lou Schutz<br />
Our branch held a regular business<br />
meeting on Nov. 3 in St. Marys.<br />
During the meeting, a letter from<br />
the Home Office concerning the<br />
WPA’s Holiday Basket program was<br />
read. We decided to participate in<br />
this program by making a donation<br />
to the local Christian Food Bank for<br />
Thanksgiving. We will also make a<br />
donation for a basket at Christmas.<br />
Our branch Christmas party was<br />
held on Dec. 1 at the Green Lite Restaurant.<br />
During our meeting, a committee<br />
was appointed to select nominations<br />
for branch officers for 2011.<br />
We wish everyone a Merry<br />
Christmas and a Happy New Year!<br />
<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 25
Welcome To Our Fraternal Family<br />
ANDREW A. ABEL<br />
Branch 14 Cleveland, OH<br />
CODY BABOS<br />
Branch 15 Chicago, IL<br />
JUSTINE J. BABOS<br />
Branch 15 Chicago, IL<br />
ABBAGALE C. BOLGER<br />
Branch 18 Lincoln Park, MI<br />
MADISON L. BREGITZER<br />
Branch 14 Cleveland, OH<br />
GABRIEL CALCEI<br />
Branch 44 Akron, OH<br />
GIAVANNA T. GREKIS<br />
Branch 8020 McKees Rocks, PA<br />
AUBREY G. LYDEN<br />
Branch 28 Youngstown, OH<br />
COLE V. WELKER<br />
Branch 14 Cleveland, OH<br />
If you have a child who recently joined<br />
the WPA, then send us his or her<br />
photo. We will publish it in an<br />
upcoming issue so all our members<br />
can welcome your child into our WPA<br />
Fraternal Family. All photos will be<br />
published as soon as possible.<br />
26 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
Puzzle Contest #66 with Lizzy Cseh<br />
Hungarian<br />
Christmas Words<br />
JO NAPOT! Erszi here, Merry Christmas and a Happy New Year!<br />
(In Hungarian: Boldog Karácsony/Boldog Új Évet!) I’ve compiled<br />
a list of 18 words that are essential to know in the confines of<br />
an American-Hungarian Yuletide gathering. Let this season be a<br />
great time to introduce some Magyar words to children or friends<br />
that need to learn a little Hungarian. Each word can be used<br />
in the course of a meal, gift giving or decorating. Each word is<br />
in English, then the word is written Hungarian. The Hungarian<br />
words in bold are the words to be found in the puzzle.<br />
Did you know that “Mennyből Az Angyal!” (“God’s Glorious<br />
Angel”) is the most popular Christmas song in Hungary If you<br />
know the song, why not teach it to a loved one this year!<br />
Good Luck! See you in 2011.<br />
Puzzle Contest #63<br />
WINNERS<br />
The winners of our Puzzle Contest #63 were drawn<br />
Nov. 5, <strong>2010</strong>, at the Home Office. Congratulations to:<br />
Clarence Cronauer Jr., Br. 8075 Wilkes-Barre, PA<br />
Maura C. McKenna, Br. 34 Pittsburgh, PA<br />
Raymond E. Mrazik, Br. 89 Homestead, PA<br />
Margaret Popovnak, Br. 59 Windber, PA<br />
Each won $50 for their correct entry.<br />
WAY TO GO!<br />
RULES<br />
1. ALL WPA <strong>Life</strong> Benefit Members are eligible<br />
to enter.<br />
2. Complete the word search puzzle correctly.<br />
3. Mail your completed puzzle, along with your<br />
name, address, phone number, email address,<br />
and WPA Certificate Number, to:<br />
WPA PUZZLE #66<br />
709 Brighton Road<br />
Pittsburgh, PA 15233<br />
4. Entries must be received at the Home Office<br />
by January 28, 2011.<br />
5. Four (4) winners will be drawn from all<br />
correct entries on or about February 1, 2011, at<br />
the Home Office. Each winner will receive $50.<br />
6. GOOD LUCK!<br />
WPA PUZZLE CONTEST #66<br />
OFFICIAL ENTRY<br />
P<br />
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Hungarian Christmas Words<br />
(NOTE: The Hungarian words in bold appear in puzzle)<br />
Christmas = Karácsony<br />
New Year = Új Évet<br />
Baby = Baba<br />
Jesus = Jézus<br />
Pine Tree = Fenyő<br />
Star = Csillag<br />
Angel = Angyal<br />
Shepherd = Juhász<br />
Church = Templom<br />
Sing = Énekel<br />
Snow = Hó<br />
Ham = Sonka<br />
Sausage = Kolbász<br />
Angel Wings = Csoroge<br />
Roll = Kalács<br />
Walnut = Dió<br />
Poppy = Mák<br />
Santa Nicholas = Szent Mikulás<br />
Please complete the information below:<br />
Name:<br />
Address:<br />
City:<br />
State:<br />
Phone:<br />
Email:<br />
WPA Certificate No.:<br />
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<strong>William</strong> <strong>Penn</strong> <strong>Life</strong> º December <strong>2010</strong> º 27
In Memoriam<br />
Continued from Page 2<br />
store corporation and a<br />
Catholic by faith.<br />
He was preceded in<br />
death by his wife, Felicitas<br />
“Zita” Kara, who<br />
passed away April 23,<br />
<strong>2010</strong>.<br />
He is survived by his<br />
daughter, Mary Ann<br />
Kara, with whom he<br />
made his home, and his<br />
son and daughter-in-law,<br />
Michael J. and Kathy<br />
Kara of Newton, N.C.<br />
Entombment was held<br />
in Sacred Heart Cemetery<br />
in Carroll Twp., Pa.<br />
Memorial contributions<br />
may be made to the<br />
<strong>William</strong> <strong>Penn</strong> Fraternal<br />
Association Scholarship<br />
Foundation.<br />
May he rest in peace.<br />
We ask you to pray<br />
for the eternal rest of<br />
Mr. Kara and all our<br />
recently departed<br />
members listed below:<br />
OCTOBER <strong>2010</strong><br />
0001 BRIDGEPORT, CT<br />
Renard Harris<br />
Helen Parsons<br />
0008 JOHNSTOWN, PA<br />
Elizabeth M. Biondo<br />
0013 TRENTON, NJ<br />
Frank Bodnar<br />
Malvin M. Yakim<br />
0014 CLEVELAND, OH<br />
John E. Craib<br />
Gizella A. Hodanbosi<br />
0015 CHICAGO, IL<br />
Evelyn J. DeSalvo<br />
0016 PERTH AMBOY, NJ<br />
Julia Halasz<br />
0018 LINCOLN PARK, MI<br />
Helen Kastely<br />
Priscilla Kendall<br />
Anna Kosa<br />
Elizabeth Orris<br />
Mary Toth<br />
0019 NEW BRUNSWICK, NJ<br />
Anna Johnson<br />
0024 CHICAGO, IL<br />
Eva Konrad<br />
Margaret H. Lobbia<br />
0028 YOUNGSTOWN, OH<br />
Dolores James<br />
0034 PITTSBURGH, PA<br />
Helen V. McCaffery<br />
0040 MARTINS FERRY, OH<br />
Mary Jane Falbo<br />
0044 AKRON, OH<br />
Kristina L. Wassam<br />
0071 DUQUESNE, PA<br />
Ann Funovits<br />
0076 PHILADELPHIA, PA<br />
John Walker<br />
0089 HOMESTEAD, PA<br />
Francis Bradish<br />
Ann Cuba<br />
George R. Korbelic<br />
0090 ALLENTOWN, PA<br />
Catherine S. Klonfer<br />
0098 BETHLEHEM, PA<br />
Rose Brem<br />
Anna R. Bodisch<br />
John Seier<br />
Elizabeth Toth<br />
0129 COLUMBUS, OH<br />
Frieda Hofbauer<br />
Jerry F. Kennedy<br />
0132 SOUTH BEND, IN<br />
Irene Lithvay<br />
Audrey A. Nagy<br />
0159 PHOENIXVILLE, PA<br />
Julia P. Hilborn<br />
Rudolph Lincul<br />
Paul Vargo<br />
0352 CORAOPOLIS, PA<br />
Genevieve Ganser<br />
0590 CAPE CORAL, FL<br />
Richard A. Aranyos<br />
Walter Shirko<br />
0705 MAYVILLE, WI<br />
Ray J. Giefen<br />
0720 DEDHAM, MA<br />
Florence A. Dodge<br />
Louise E. Menesale<br />
0725 SPRINGFIELD, MA<br />
Lillian A. Fenton<br />
August J. Pasquini<br />
Eleanor B. Weir<br />
Francis R. Wenninger<br />
8020 McKEES ROCKS, PA<br />
Margaret E. DeAngelis<br />
8036 SCOTTDALE, PA<br />
John Butcho<br />
8075 WILKES-BARRE, PA<br />
Robert F. Newcomb<br />
8114 CLARION, PA<br />
Eugene A. Seitz<br />
Recent Donations<br />
WPFA<br />
Scholarship<br />
Foundation<br />
Donations Through<br />
Premium Payments<br />
OCTOBER <strong>2010</strong><br />
Branch - Donor - Amount<br />
13 - John Pongracz - $10.00<br />
14 - Steven D. Danielson - $1.00<br />
14 - Margaret G. Kerosky - $5.00<br />
14 - Noreen L. Fischer - $5.00<br />
14 - Nathan J. Corrigan - $5.00<br />
15 - Lucille Staken - $5.00<br />
26 - Joan M. Gualtieri - $1.00<br />
27 - Stephen J. Ivancso Jr. - $13.74<br />
28 - Chris S. Paul - $9.20<br />
28 - Jacob D. W. Griffiths - $2.00<br />
28 - Mary C. Janovick - $3.00<br />
28 - Michael J. Janovick - $8.00<br />
28 - Michael G. Bakos - $2.48<br />
28 - Vera J. Gabrick - $5.00<br />
28 - John S. Pitlik - $5.00<br />
28 - Edward J. Crump Jr. - $5.00<br />
59 - Stephen J. Gall Jr. - $2.15<br />
59 - Carter J. Vitez - $10.00<br />
76 - Emilie B. Valent - $2.00<br />
88 - James E. Emery - $1.00<br />
90 - Attila Kun-Szabo - $10.00<br />
90 - Buda Kun-Szabo - $10.00<br />
159 - Kirstin E. Mayberry - $6.85<br />
174 - Colleen M. Phillips - $5.00<br />
189 - Kim A. Vanderkar - $25.00<br />
226 - Timothy R. Holtzman - $1.40<br />
226 - Carol S. Burlikowski - $5.00<br />
226 - Dennia S. Burlikowski - $5.00<br />
226 - Robert W. Serena - $5.00<br />
226 - Joan E. Bicsey - $5.00<br />
296 - Irene B. Charles - $25.00<br />
336 - Richard E. Schneck - $15.00<br />
352 - Helen Malone - $50.00<br />
352 - Veronica A. Kochinski - $10.00<br />
352 - John W. Bush Jr. - $10.00<br />
352 - John P. McKinsey Jr. - $1.32<br />
352 - Dora S. McKinsey - $1.02<br />
525 - Elsie V. Johnstone - $10.00<br />
590 - Barbara M. Camire - $5.76<br />
723 - Marguerite S. Morin - $5.00<br />
8014 - Nicholas E. DePersis - $15.00<br />
8019 - Mary F. Clarke - $3.00<br />
TOTAL for Month = $329.92<br />
Additional Donations<br />
OCTOBER <strong>2010</strong><br />
Donor - Amount<br />
M/M Charles S. Johns - $16.00<br />
(In honor of all active members)<br />
Andrew J. Mantlik - $10.00<br />
Paula Horvath - $20.00<br />
WPA Cookbook Sales - $255.00<br />
TOTAL for Month = $301.00<br />
Donations In Memoriam<br />
OCTOBER <strong>2010</strong><br />
Donor - Amount<br />
(In Memory of)<br />
M/M Thomas F. House - $100.00<br />
(Donna Nagy)<br />
<strong>William</strong> J. Bero - $50.00<br />
(Donna Nagy)<br />
TOTAL for Month = $150.00<br />
Our awards lead to far greater rewards<br />
The rewards that come with a higher education are priceless. That’s why since 1972 the<br />
<strong>William</strong> <strong>Penn</strong> Association has awarded more than $2.1 million in scholarship grants to<br />
its young members attending accredited institutions of higher learning. Our scholarship<br />
program is just one of many benefits available to our members. To learn more on how<br />
membership in the WPA can benefit your family, call your local WPA representative or<br />
our Home Office, toll-free at 1-800-848-7366.<br />
Careerists (c) Andrey Kiselev/Dreamstime.com<br />
28 º December <strong>2010</strong> º <strong>William</strong> <strong>Penn</strong> <strong>Life</strong>
You should see the view from here<br />
For information and reservations, call us at 1-800-848-7366, ext. 103,<br />
or visit us on the Internet at www.scenicviewpa.com<br />
Cabins and Lodges in the Laurel Highlands<br />
Cabins and Lodges in the Laurel Highlands
Inside this issue:<br />
Traveling across Hungary one meal<br />
at a time…PAGE 4.<br />
Tibor’s Take on Christmas…PAGE 8.<br />
The Hungarian Churches of<br />
New Brunswick…PAGE 14.<br />
PRSRT STD<br />
US Postage<br />
PAID<br />
PERMIT #12<br />
INDIANA, PA<br />
Put some extra jingle<br />
in your stocking<br />
Refer a family member<br />
or friend to WPA and earn<br />
a Recommender Award!<br />
Have a wonderful holiday with a little extra money<br />
courtesy of WPA. Adult members age 16 and older<br />
can earn cash rewards when they refer new members<br />
to WPA. We will pay adult members $ 12. 00 for each<br />
applicant they recommend who is issued a WPA<br />
permanent life insurance plan. The WPA will also pay<br />
adult members $ 10. 00 for each applicant they recommend<br />
who is issued a WPA term insurance plan. To claim your<br />
reward, send us the names and addresses of everyone you<br />
know who would enjoy the many fraternal benefits that<br />
come with membership in WPA. (If recommending more<br />
than one person, please write the names, addresses and<br />
phone numbers of each prospective applicant on a separate<br />
sheet and attach to the coupon below.)<br />
*Family of sales agents living at the same address as the<br />
agent do not qualify for a Recommender Award.<br />
Please Print<br />
Your Name:<br />
WPA RECOMMENDER<br />
Branch No.:<br />
Address:<br />
Phone:<br />
WPA Representative/Agent:<br />
Name of Prospective Applicant:<br />
Address:<br />
Phone:<br />
Mail to: Recommender, <strong>William</strong> <strong>Penn</strong> Association, 709 Brighton Road, Pittsburgh, PA 15233