Section 6 - IMRF

Illinois Municipal Retirement Fund Member Accounts / Past Service / Employer Resolutions / SECTION 6
beneficiary with other beneficiary(ies). As a co-beneficiary, the spouse would share in the lump sum death benefit.
Under this arrangement, the spouse would not be eligible for a surviving spouse pension.
Naming secondary beneficiaries
Secondary beneficiaries receive the death benefit if no primary beneficiary survives.
Single, Widowed or Divorced Members
The default beneficiary is the member’s estate. A single, widowed or divorced member may choose to name
children, parents, any other persons, a charity, or trust in lieu of the estate.
Designation of Children
A member may designate children by naming the specific children.
Designation of Minor Children (under the age of 18)
If a member names a minor(s) (individual under age 18) as a Primary Beneficiary(ies), death benefits will be paid
in care of the minor’s guardian.
If the member wants someone other than the guardian to receive the IMRF benefit on behalf of the minor, the
member may name a custodian, who is 21 years of age or older, under the Illinois Uniform Transfers to Minors
Act. This is done by entering the name of the individual the member wishes to appoint as custodian followed by “as
custodian for____________ (name of minor) under the IUTMA.”
Change in Beneficiary
The member may change his or her beneficiary(ies) by filing a new Form 6.11, “Designation of Beneficiary.”
IMRF recommends members use their online Member Access account to make beneficiary updates.
A member should update his or her beneficiary designation whenever a major life event occurs, such as a marriage,
divorce, birth of a child or death of a previously named beneficiary.
NOTE: In the event that no Form 6.11, “Designation of Beneficiary,” is filed for a member, the member’s estate
will be the beneficiary.
6.10 C. Member Paid Irregularly
Members paid irregularly include those elected officials who are in office and work each month during the year,
but are not paid each month. These officials must:
Hold positions qualified for IMRF coverage (see paragraph 3.65 Participating Members), and
Have filed all necessary enrollment documents with IMRF (see paragraph 6.10 A. Notice of Enrollment in
IMRF (Online Enrollment or paper Form 6.10, Exhibit 6N)).
Members paid irregularly also include employees who perform services for the employer but are not paid each
month they work because as a condition of employment they are paid bi-monthly (every other month), quarterly,
semi-annually, or annually. In other words, an irregularly paid member is one who does not hold a seasonal
position, but works every month and is paid less often than monthly.
Those members will earn service credit for their unpaid months provided the member is paid at least once during
the year, that is, provided the employer reports wages and contributions for the member at least once during the
year. Both the paid and unpaid months will be credited to the member’s account. In other words, the member will
receive 12 months of service credit for the year.
To indicate that the member will be paid irregularly, check “yes” for the paid irregularly question on the Online
Enrollment screen or on Form 6.10, “Notice of Enrollment.”
If we need additional information regarding the irregular pay periods, we will contact the employer.
January 2014 Page 231