ENRICHED FOR LIFE (269) 323-6700 - Portage Public Schools
ENRICHED FOR LIFE (269) 323-6700 - Portage Public Schools
ENRICHED FOR LIFE (269) 323-6700 - Portage Public Schools
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Enriched For Life - Winter/Spring 2013<br />
Computer & Business<br />
Continued<br />
How to Get the Most<br />
Out of Your Pension<br />
Want to retire with more cash in your pocket Learn<br />
about an amazing pension strategy that can let you get<br />
thousands more in pension income, safely and with<br />
more tax protection. Along with this are the added<br />
benefits of flexibility to name beneficiaries besides<br />
your spouse, the ability to continue pension to future<br />
generations, control to discontinue or adjust coverage<br />
if spouse passes first, and access to additional funds in<br />
case of an emergency.<br />
TJ and Chad Pipkens are licensed professionals that<br />
specialize in Retirement/Financial Planning and<br />
Insurance Planning. Coming from a family with<br />
teaching in its background, they were made aware of<br />
the lack of knowledge and pension options individuals<br />
were given by retirement seminars. They are motivated<br />
to teach you about your other pension options before<br />
you retire. They have had much success and great<br />
response teaching others in communities across the<br />
state. Let them show you! Fee includes you and your<br />
spouse.<br />
Pension - 316101w<br />
tuesday 7:00-8:00 PM 01/22 Only<br />
CEC/124 $15 - 1 Night pipkens<br />
Pension - 316201w<br />
Thursday 7:00-8:00 PM 03/07 Only<br />
CEC/123 $15 - 1 Night pipkens<br />
Long-Term Care Planning<br />
People are living much longer today and the odds<br />
of experiencing a long term illness has increased<br />
substantially. This offering will address 1) odds of<br />
needing care, 2) the different types of care available, 3)<br />
options to pay the cost of a long term illness and 4) the<br />
role of Medicaid in long term care. Both traditional<br />
and non-traditional options of paying the cost of a long<br />
term illness or nursing home stay will be covered.<br />
Long-Term Care Planning - 414101w<br />
Thursday 6:00-7:00 PM 03/21 Only<br />
CEC/PT1 $21 - 1 Night Higgins<br />
The Estate Plan and<br />
the Estate Planning Process<br />
This program will provide information on estate<br />
and probate law and how it applies to a particular<br />
person and their assets. The program will review the<br />
documents comprising a comprehensive estate plan<br />
and their importance. Funding of the trust will also<br />
be discussed.<br />
1. Description and objective of a good Estate Plan<br />
including helpful information for your legal<br />
advisor<br />
2. Explanation of the probate process<br />
Planning for Retirement:<br />
Income, Income, Income!<br />
Do you have a healthy income plan that will be<br />
sustainable throughout your retirement We are more<br />
active and living longer than any time in history.<br />
Because of this longevity, 66% of retiring Americans<br />
are concerned about outliving their resources. This<br />
course will use multiple case studies to help investors<br />
understand the types of retirement income sources,<br />
the negative impact of market volatility and inflation<br />
on income and how to prevent a potential income<br />
gap in retirement. Creating tax efficient income will<br />
also be discussed. A properly structured income<br />
plan incorporates a fundamental shift from asset<br />
accumulation to income distribution. This course will<br />
provide valuable ideas to those people planning for<br />
retirement and also for those already in retirement.<br />
Planning for Retirement - 312101w<br />
Tuesday 6:00-7:30 PM 03/12 Only<br />
CEC/PT1 $21 - 1 Night higgins<br />
Planning for Retirement - 312201<br />
Tuesday 6:00-7:30 PM 05/07 Only<br />
CEC/PT1 $21 - 1 Night higgins<br />
3. Documents which typically comprise a<br />
comprehensive estate plan:<br />
a. Will(s)<br />
b. Trust<br />
c. Power of Attorney – Legal/Financial Affairs<br />
d. Powers of Attorney – Health Care<br />
i. Patient Advocate<br />
ii. Health Information Portability and<br />
Accountability Act (HIPAA)<br />
representative<br />
4. Explanation of the Federal Estate Tax and Federal<br />
Gift Tax<br />
5. The Titling of Assets and Funding of a Trust<br />
The presentation will be supplemented by handouts<br />
to highlight the concepts presented during the<br />
presentation.<br />
The Estate Plan - 310101w<br />
tuesday 7:00-8:30 PM 03/19 Only<br />
CEC/124 $25 - 1 Night Dombos<br />
The Estate Plan - 310102w<br />
tuesday 7:00-8:30 PM 05/14 Only<br />
CEC/124 $25 - 1 Night Dombos<br />
(<strong>269</strong>) <strong>323</strong>-<strong>6700</strong> 17 www.ppscommed.org<br />
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