ENRICHED FOR LIFE (269) 323-6700 - Portage Public Schools

Enriched For Life - Winter/Spring 2013
Computer & Business
Continued
How to Get the Most
Out of Your Pension
Want to retire with more cash in your pocket Learn
about an amazing pension strategy that can let you get
thousands more in pension income, safely and with
more tax protection. Along with this are the added
benefits of flexibility to name beneficiaries besides
your spouse, the ability to continue pension to future
generations, control to discontinue or adjust coverage
if spouse passes first, and access to additional funds in
case of an emergency.
TJ and Chad Pipkens are licensed professionals that
specialize in Retirement/Financial Planning and
Insurance Planning. Coming from a family with
teaching in its background, they were made aware of
the lack of knowledge and pension options individuals
were given by retirement seminars. They are motivated
to teach you about your other pension options before
you retire. They have had much success and great
response teaching others in communities across the
state. Let them show you! Fee includes you and your
spouse.
Pension - 316101w
tuesday 7:00-8:00 PM 01/22 Only
CEC/124 $15 - 1 Night pipkens
Pension - 316201w
Thursday 7:00-8:00 PM 03/07 Only
CEC/123 $15 - 1 Night pipkens
Long-Term Care Planning
People are living much longer today and the odds
of experiencing a long term illness has increased
substantially. This offering will address 1) odds of
needing care, 2) the different types of care available, 3)
options to pay the cost of a long term illness and 4) the
role of Medicaid in long term care. Both traditional
and non-traditional options of paying the cost of a long
term illness or nursing home stay will be covered.
Long-Term Care Planning - 414101w
Thursday 6:00-7:00 PM 03/21 Only
CEC/PT1 $21 - 1 Night Higgins
The Estate Plan and
the Estate Planning Process
This program will provide information on estate
and probate law and how it applies to a particular
person and their assets. The program will review the
documents comprising a comprehensive estate plan
and their importance. Funding of the trust will also
be discussed.
1. Description and objective of a good Estate Plan
including helpful information for your legal
advisor
2. Explanation of the probate process
Planning for Retirement:
Income, Income, Income!
Do you have a healthy income plan that will be
sustainable throughout your retirement We are more
active and living longer than any time in history.
Because of this longevity, 66% of retiring Americans
are concerned about outliving their resources. This
course will use multiple case studies to help investors
understand the types of retirement income sources,
the negative impact of market volatility and inflation
on income and how to prevent a potential income
gap in retirement. Creating tax efficient income will
also be discussed. A properly structured income
plan incorporates a fundamental shift from asset
accumulation to income distribution. This course will
provide valuable ideas to those people planning for
retirement and also for those already in retirement.
Planning for Retirement - 312101w
Tuesday 6:00-7:30 PM 03/12 Only
CEC/PT1 $21 - 1 Night higgins
Planning for Retirement - 312201
Tuesday 6:00-7:30 PM 05/07 Only
CEC/PT1 $21 - 1 Night higgins
3. Documents which typically comprise a
comprehensive estate plan:
a. Will(s)
b. Trust
c. Power of Attorney – Legal/Financial Affairs
d. Powers of Attorney – Health Care
i. Patient Advocate
ii. Health Information Portability and
Accountability Act (HIPAA)
representative
4. Explanation of the Federal Estate Tax and Federal
Gift Tax
5. The Titling of Assets and Funding of a Trust
The presentation will be supplemented by handouts
to highlight the concepts presented during the
presentation.
The Estate Plan - 310101w
tuesday 7:00-8:30 PM 03/19 Only
CEC/124 $25 - 1 Night Dombos
The Estate Plan - 310102w
tuesday 7:00-8:30 PM 05/14 Only
CEC/124 $25 - 1 Night Dombos
(269) 323-6700 17 www.ppscommed.org
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