Fee Structure - The Cradle

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Registration Fee
With Registration Paperwork
Home Study Phase I
With Application
Home Study Phase II
At 3 rd Interview
Fee Structure
Effective May 1, 2011
Domestic
Program
International
Adoption Programs
Sayers Center for
African American
Adoption
$500 $500 $500
$500 $500 $500
$1,600 $1,600 $1,600
Home Study Completion $1,400 $1,400 $1,400
At Home Visit
Total home study* $4,000 $4,000 $4,000
Program Fee $8,700 $3,000 - $7,000
(varies by country)
Placement Fee $17,200 $8,000 - $27,000
(varies by country)
2049 Ridge Avenue,
Evanston, IL 60201
847-475-5800
$5,300**
$7,200**
Total $29,900 $15,000 - 40,000+ $16,500
* Includes all educational workshops and post placement visits.
** Program and placement fees for the Sayers Center are subsidized by The Cradle and other
charitable organizations.
As a not-for-profit organization, The Cradle makes every effort to keep adoption a financially accessible
option for building your family. In fact, our fees do not cover the costs we incur in providing counseling,
outreach and educational services to all members of the adoption circle.
We rely heavily on fund-raising and charitable giving for ongoing support of our adoption services.
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All fees are subject to change.
Financial Resources to Make Adoption Affordable
Concern for finances should not keep a family from considering adoption. There are numerous financial
aid options available to assist adoptive families. We encourage you to familiarize yourself with the broad
range of funds available. The following is a brief overview of some of the many financial resources that
exist to make adoption an affordable option:
Federal Adoption Tax Credit
Most families qualify for the Federal Adoption Tax Credit, available for up to $13,170 in adoption
expenses per child; to be used to pay for agency fees, court costs, medical care and other adoption
expenses. Learn more through Adoption Learning Partner’s online e-learning course Understanding the
Adoption Tax Credit at www.adoptionlearningpartners.org or go to the IRS web site at www.irs.gov.
Contact your tax specialist to determine whether you qualify.
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Employee Benefits
Many employers offer benefits for families who adopt, including direct reimbursement for adoptionrelated
expenses. Reimbursements usually range from $2,000 to $10,000. Check with your human
resources department for more information.
Military personnel may qualify for a one-time $2,000 reimbursement.
For more information call the Adoption Exchange Association at 303-333-0845.
The National Adoption Center publishes the ‘Guide for Employee Benefits’. Contact them at 1-
800-TO-ADOPT or www.adopt.org/workplace.
If your employer does not offer adoption benefits, you may be able to advocate for them in your
workplace. The National Adoption Center publishes a booklet called Advocating for Adoption
Benefits: An Employee’s Guide. For a free copy, call 800-862-3678 or 215-735-9988.
Grants & Loans
National Adoption Foundation – assists with loans to adoptive families, they also have a limited
program to provide grants. For more information or application packet contact: NAF 100 Mill Plain
Road, Danbury, CT, 06811, email at info@nafadopt.org or website at http://www.nafadopt.org/. For
grant information call 203-791-3811
A Child Waits Foundation – a nonprofit charitable foundation that assists with loans to adoptive
families. For more information call 866-999-CHILD(2445) or http://www.achildwaits.org.
Hebrew Free Loan Association – for Jewish adults who wish to adopt domestically or internationally.
Visit the website at http://hflasf.org.
Gift of Adoption Fund – assists potential adoptive families by providing cash grants to subsidize a
portion of adoption expenses. Visit the website at www.giftofadoption.org.
God’s Grace Adoption Ministry – provides grants to qualifying Christian adoptive families. Fro more
information, call 209-572-4539 or visit the website at www.ggam.org.
Bright Futures Foundation – provides grants to families adopting internationally. For more information
visit the website at www.homestead.com/brightfutures.
In addition, many financial institutions offer low interest rate loans specifically for adoption purposes.
Your local bank may have adoption loans available.
Other Financing Ideas and Options:
• The National Adoption Information Clearinghouse – offers resources on all aspects of adoption:
http://naic.acf.hhs.gov/parents/prospective/funding/index.cfm
• Adoption.com – has a number of useful links within their website for financing your adoption:
www.adoption.com or www.adoptionfinancing.com.
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