We can help you maximise your workplace benefits. - Novita ...
We can help you maximise your workplace benefits. - Novita ...
We can help you maximise your workplace benefits. - Novita ...
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What else <strong>can</strong> I package<br />
You <strong>can</strong> salary package some other <strong>benefits</strong> over<br />
the $16,050 2 limit up to 50% of <strong>you</strong>r gross annual<br />
salary, including:<br />
• Novated Motor Vehicle Lease<br />
• Meal Entertainment expenses (using the Maxxia<br />
Meal Entertainment Payment Card 3 ), and<br />
• Disability/income protection insurance.<br />
Meal Entertainment<br />
– A low-tax diet.<br />
Maxxia’s Meal Entertainment Payment Card is a<br />
great way to make the most of salary packaging<br />
because it’s over and above <strong>you</strong>r $16,050 2 limit.<br />
You <strong>can</strong> use <strong>you</strong>r pre-tax dollars when <strong>you</strong> dine<br />
out with the family or even when <strong>you</strong> catch up for<br />
brunch with friends. All <strong>you</strong> have to do is allocate<br />
an amount of <strong>you</strong>r gross salary to the card, then<br />
start using it when <strong>you</strong> eat out at restaurants,<br />
bistros or cafes.<br />
Maxxia administration fees.<br />
Maxxia administers all <strong>you</strong>r salary packaging <br />
arrangements. Fees for this service are paid <br />
from <strong>you</strong>r pre-tax salary and include GST.<br />
Benefit<br />
Any benefit or combination of <strong>benefits</strong><br />
including a novated motor vehicle lease<br />
Participation in the Meal Entertainment<br />
program<br />
Fortnightly Fee<br />
(Incl. GST)<br />
Annual<br />
(Incl. GST)<br />
$8.88 $231.00<br />
$3.23 $84.00<br />
Novated Lease or Associate Lease only $12.69 $330.00<br />
Fees and charges current as at October 2009.<br />
Get behind the<br />
wheel of a new car.<br />
You <strong>can</strong> salary package a new, used or even<br />
<strong>you</strong>r current car with a novated lease, and enjoy<br />
the <strong>benefits</strong> – over and above <strong>you</strong>r yearly salary<br />
packaging limit.<br />
A novated lease is a three way agreement<br />
between <strong>you</strong>, <strong>Novita</strong> Children’s Services and<br />
a finance provider. A car is leased in <strong>you</strong>r<br />
name and then novated (transferred) to <strong>Novita</strong><br />
Children’s Services using a Deed of Novation.<br />
You <strong>can</strong> salary package the lease payments<br />
and running costs of the car, including petrol<br />
and servicing.<br />
<strong>We</strong>’ll take care of all the details.<br />
• <strong>We</strong> <strong>help</strong> <strong>you</strong> find <strong>you</strong>r new car at a<br />
competitive price<br />
• <strong>We</strong> <strong>help</strong> <strong>you</strong> with finance, insurance and<br />
on road costs, and<br />
• <strong>We</strong> tailor a budget that’s right for <strong>you</strong>.<br />
Potential tax benefit of salary packaging a car plus $16,050 cap limit<br />
If <strong>you</strong> lease<br />
a car to the<br />
value of<br />
$34,000 on a<br />
4 year term, at<br />
35% residual<br />
value and travel<br />
15,000 kms<br />
annually<br />
Annual Salary<br />
(ex. super)<br />
Please refer to back page for assumptions.<br />
Net Annual<br />
Benefit<br />
Net Fortnightly<br />
Benefit<br />
$40,000 $5,186 $199<br />
$65,000 $7,882 $303<br />
$75,000 $7,882 $303<br />
$85,000 $8,282 $318<br />
Call our leasing consultants on 1300 123 123 for<br />
a no-obligation Quick Quote and for answers to<br />
all <strong>you</strong>r leasing questions.<br />
Other <strong>workplace</strong> <strong>benefits</strong>.<br />
<strong>Novita</strong> Children’s Services has even more ways<br />
to save <strong>you</strong> money with a range of insurance<br />
products available through Maxxia insurance.<br />
Enjoy more rewards with<br />
Maxxia insurance.<br />
You could save money and get better value<br />
for <strong>you</strong>r dollars just for working where <strong>you</strong> do.<br />
Maxxia insurance offers car and home insurance,<br />
underwritten by Auto & General Insurance<br />
Company. At Maxxia insurance, we believe safer,<br />
more responsible drivers shouldn’t have to pay<br />
high premiums to subsidise risky drivers. As a<br />
result, <strong>you</strong> could enjoy signifi<strong>can</strong>t savings on<br />
<strong>you</strong>r car insurance. Maxxia insurance is packed<br />
with great <strong>benefits</strong> including:<br />
• Lifetime guarantee on repairs for as long<br />
as <strong>you</strong> own the car<br />
• No claim discount protection, and<br />
• Variable excess to reduce <strong>you</strong>r premium.<br />
So <strong>you</strong> could enjoy great savings with Maxxia<br />
and competitively priced insurance. To find<br />
out how, just call 1800 066 908 or visit<br />
www.maxxiainsurance.com.au<br />
Note: Maxxia car insurance is not available in NT.<br />
Home & Contents is not available in NT, Nth Qld or<br />
Northern WA.