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We can help you maximise your workplace benefits. - Novita ...

We can help you maximise your workplace benefits. - Novita ...

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What else <strong>can</strong> I package<br />

You <strong>can</strong> salary package some other <strong>benefits</strong> over<br />

the $16,050 2 limit up to 50% of <strong>you</strong>r gross annual<br />

salary, including:<br />

• Novated Motor Vehicle Lease<br />

• Meal Entertainment expenses (using the Maxxia<br />

Meal Entertainment Payment Card 3 ), and<br />

• Disability/income protection insurance.<br />

Meal Entertainment<br />

– A low-tax diet.<br />

Maxxia’s Meal Entertainment Payment Card is a<br />

great way to make the most of salary packaging<br />

because it’s over and above <strong>you</strong>r $16,050 2 limit.<br />

You <strong>can</strong> use <strong>you</strong>r pre-tax dollars when <strong>you</strong> dine<br />

out with the family or even when <strong>you</strong> catch up for<br />

brunch with friends. All <strong>you</strong> have to do is allocate<br />

an amount of <strong>you</strong>r gross salary to the card, then<br />

start using it when <strong>you</strong> eat out at restaurants,<br />

bistros or cafes.<br />

Maxxia administration fees.<br />

Maxxia administers all <strong>you</strong>r salary packaging <br />

arrangements. Fees for this service are paid <br />

from <strong>you</strong>r pre-tax salary and include GST.<br />

Benefit<br />

Any benefit or combination of <strong>benefits</strong><br />

including a novated motor vehicle lease<br />

Participation in the Meal Entertainment<br />

program<br />

Fortnightly Fee<br />

(Incl. GST)<br />

Annual<br />

(Incl. GST)<br />

$8.88 $231.00<br />

$3.23 $84.00<br />

Novated Lease or Associate Lease only $12.69 $330.00<br />

Fees and charges current as at October 2009.<br />

Get behind the<br />

wheel of a new car.<br />

You <strong>can</strong> salary package a new, used or even<br />

<strong>you</strong>r current car with a novated lease, and enjoy<br />

the <strong>benefits</strong> – over and above <strong>you</strong>r yearly salary<br />

packaging limit.<br />

A novated lease is a three way agreement<br />

between <strong>you</strong>, <strong>Novita</strong> Children’s Services and<br />

a finance provider. A car is leased in <strong>you</strong>r<br />

name and then novated (transferred) to <strong>Novita</strong><br />

Children’s Services using a Deed of Novation.<br />

You <strong>can</strong> salary package the lease payments<br />

and running costs of the car, including petrol<br />

and servicing.<br />

<strong>We</strong>’ll take care of all the details.<br />

• <strong>We</strong> <strong>help</strong> <strong>you</strong> find <strong>you</strong>r new car at a<br />

competitive price<br />

• <strong>We</strong> <strong>help</strong> <strong>you</strong> with finance, insurance and<br />

on road costs, and<br />

• <strong>We</strong> tailor a budget that’s right for <strong>you</strong>.<br />

Potential tax benefit of salary packaging a car plus $16,050 cap limit<br />

If <strong>you</strong> lease<br />

a car to the<br />

value of<br />

$34,000 on a<br />

4 year term, at<br />

35% residual<br />

value and travel<br />

15,000 kms<br />

annually<br />

Annual Salary<br />

(ex. super)<br />

Please refer to back page for assumptions.<br />

Net Annual<br />

Benefit<br />

Net Fortnightly<br />

Benefit<br />

$40,000 $5,186 $199<br />

$65,000 $7,882 $303<br />

$75,000 $7,882 $303<br />

$85,000 $8,282 $318<br />

Call our leasing consultants on 1300 123 123 for<br />

a no-obligation Quick Quote and for answers to<br />

all <strong>you</strong>r leasing questions.<br />

Other <strong>workplace</strong> <strong>benefits</strong>.<br />

<strong>Novita</strong> Children’s Services has even more ways<br />

to save <strong>you</strong> money with a range of insurance<br />

products available through Maxxia insurance.<br />

Enjoy more rewards with<br />

Maxxia insurance.<br />

You could save money and get better value<br />

for <strong>you</strong>r dollars just for working where <strong>you</strong> do.<br />

Maxxia insurance offers car and home insurance,<br />

underwritten by Auto & General Insurance<br />

Company. At Maxxia insurance, we believe safer,<br />

more responsible drivers shouldn’t have to pay<br />

high premiums to subsidise risky drivers. As a<br />

result, <strong>you</strong> could enjoy signifi<strong>can</strong>t savings on<br />

<strong>you</strong>r car insurance. Maxxia insurance is packed<br />

with great <strong>benefits</strong> including:<br />

• Lifetime guarantee on repairs for as long<br />

as <strong>you</strong> own the car<br />

• No claim discount protection, and<br />

• Variable excess to reduce <strong>you</strong>r premium.<br />

So <strong>you</strong> could enjoy great savings with Maxxia<br />

and competitively priced insurance. To find<br />

out how, just call 1800 066 908 or visit<br />

www.maxxiainsurance.com.au<br />

Note: Maxxia car insurance is not available in NT.<br />

Home & Contents is not available in NT, Nth Qld or<br />

Northern WA.

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