BANCO BILBAO VIZCAYA ARGENTARIA, S.A. AND ... - BBVA

APPENDIX I. FINANCIAL STATEMENTS OF BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
INCOME STATEMENTS FOR THE SIX-MONTH PERIODS ENDED JUNE 30, 2010 AND 2009
Millions of Euros
INCOME STATEMENTS
June June
2010 2009 (*)
INTEREST AND SIMILAR INCOME 4,425 6,509
INTEREST AND SIMILAR EXPENSES (1,554) (3,505)
NET INTEREST INCOME 2,871 3,004
DIVIDEND INCOME 858 667
FEE AND COMMISSION INCOME 930 979
FEE AND COMMISSION EXPENSES (134) (152)
NET GAINS (LOSSES) ON FINANCIAL ASSETS AND LIABILITIES 627 45
Financial instruments held for trading 255 (105)
Other financial instruments at fair value through profit or loss - -
Other financial instruments not at fair value through profit or loss 372 150
Rest - -
NET EXCHANGE DIFFERENCES (51) 114
OTHER OPERATING INCOME 45 31
OTHER OPERATING EXPENSES (50) (46)
GROSS INCOME 5,096 4,642
ADMINISTRATION COSTS (1,683) (1,630)
Personnel expenses (1,079) (1,090)
General and administrative expenses (604) (540)
DEPRECIATION AND AMORTIZATION (131) (120)
PROVISION (NET) (147) (72)
IMPAIRMENT LOSSES ON FINANCIAL ASSETS (NET) (910) (569)
Loans and receivables (856) (511)
Other financial instruments not at fair value through profit or loss (54) (58)
NET OPERATING INCOME 2,225 2,251
IMPAIRMENT LOSSES ON OTHER ASSETS (NET) (23) (29)
Goodwill and other intangible assets - -
Other assets (23) (29)
GAINS (LOSSES) ON DERECOGNIZED ASSETS NOT CLASSIFIED
AS NON-CURRENT ASSETS HELD FOR SALE - 2
NEGATIVE GOODWILL - -
GAINS (LOSSES) IN NON-CURRENT ASSETS HELD FOR SALE
NOT CLASSIFIED AS DISCONTINUED OPERATIONS 27 77
INCOME BEFORE TAX 2,229 2,301
INCOME TAX (422) (463)
INCOME FROM CONTINUING TRANSACTIONS 1,807 1,838
INCOME FROM DISCONTINUED TRANSACTIONS (NET) - -
NET INCOME FOR THE PERIOD 1,807 1,838
(*) Presented for comparison purposes only
135